Seller's Agent in 2025
Cindy Henderson
Henderson Realty
(360) 508-5066
28 Total Sales
128 Steamboat Dr Mount Holly, NC 28120
3
Beds
2
Baths
2,001
Sq Ft
0.26
Acres
Highlights
- Access To Lake
- Open Floorplan
- Community Pool
- South Point High School Rated A-
- Clubhouse
- Tennis Courts
About This Home
As of October 2025Welcome to your beautiful home in one of the area's most sought-after communities. You can walk to J.R. Cash's Grill and Bar for dinner with friends & neighbors, or to Tailrace Marina with stunning water views, plus enjoy the Clubhouse, community pool, or many of the other fantastic amenities, a scenic park, playground, two pickleball courts, one tennis court, and a dedicated launch site for your kayak and/or paddleboard. This move-in-ready home offers gorgeous natural light throughout and an open floor plan. Durable LVP flooring was installed throughout the main floor in 2023, except in the bathrooms and laundry rooms. The foyer opens into the family room area, which has a vaulted ceiling, a ceiling fan, and a fireplace with natural gas fire logs to warm you on those chilly mornings. There is also a dining room. The kitchen features custom shaker-style cabinets, open floating shelves, and stunning granite countertops, all added in 2023, to create a spacious culinary experience. The stainless steel Whirlpool refrigerator, range, and dishwasher are included! Off the kitchen is a beautiful breakfast area perfect for overlooking the spacious backyard, where you can create your own personal oasis. The primary bedroom features a tray ceiling and is equipped with a ceiling fan. The en-suite bath includes a double vanity, a soaking tub, a shower, a tiled floor, and a spacious walk-in closet. The laundry room features a built-in vanity with a sink for added convenience, and the 2022 LG washer and dryer are also included. Located on the other side of the home for added privacy is a hall with an entry closet, a full bath, and two bedrooms, both equipped with fans and spacious closets. Upstairs is a 19'.5" x 11'.4" bed, bonus, and/or flex room with a vaulted ceiling, a walk-in closet, and a walk-out attic. The two-car garage features a collapsible workbench, along with pegboard walls for easy storage and organization. The gas water heater was installed in 2025. The backyard has raised beds for planting. This prime location offers unbeatable convenience: approximately 16 minutes to Charlotte Douglas International Airport, 14 minutes to the popular U.S. National Whitewater Center, 6 minutes to I-85, & only a short drive to both downtown Mount Holly & Belmont, where you will find a variety of shops, restaurants & entertainment. The floor plan with the room measurements is provided in the photos. If you are a boat owner, you may also want to know that, according to Hunter Wilson, the owner of Trailrace Marina, they do currently have boat slips available to rent. WELCOME HOME!
Last Agent to Sell the Property
Henderson Realty Brokerage Email: eaglesnest9@bellsouth.net License #234595 Listed on: 08/22/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1998
Lot Details
- Property is zoned R-10
HOA Fees
- $46 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Wired For Data
- Ceiling Fan
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Walk-In Attic
Kitchen
- Self-Cleaning Oven
- Electric Range
- Range Hood
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Garden Bath
Laundry
- Laundry Room
- Washer and Dryer
Outdoor Features
- Access To Lake
- Patio
- Shed
- Front Porch
Schools
- Catawba Heights Elementary School
- Mount Holly Middle School
- South Point High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
- Gas Water Heater
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 184572
Community Details
Overview
- William Douglas Association, Phone Number (704) 347-8900
- Riverfront Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 22, 2025
Closed on
Oct 7, 2025
Sold by
Chisholm Michael Phillip and Chisholm Jamie Lynn
Bought by
Aleman Anastassia and Aleman Christian
Seller's Agent
Cindy Henderson
Henderson Realty
Buyer's Agent
Dezrene Gerald
Lifestyle International Realty
List Price
$449,000
Sold Price
$440,000
Premium/Discount to List
-$9,000
-2%
Views
56
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.95%
Original Mortgage
$454,520
Outstanding Balance
$454,520
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
-$17,877
Purchase Details
Listed on
Oct 26, 2022
Closed on
Dec 6, 2022
Sold by
Rayna Properties Llc
Bought by
Chisholm Michael Phillip and Chisholm Jamie Lynn
Seller's Agent
Joy Thomas
Enjoy Charlotte Living LLC
Buyer's Agent
Cindy Henderson
Henderson Realty
List Price
$409,900
Sold Price
$392,900
Premium/Discount to List
-$17,000
-4.15%
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.05%
Original Mortgage
$314,320
Interest Rate
6.95%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 18, 2021
Closed on
Jan 19, 2022
Sold by
Elizabeth Bridges Mary and Elizabeth Gregory Thomas
Bought by
Rayna Properties Llc
Seller's Agent
Ginny Jerkins
Premier South
Buyer's Agent
Joy Thomas
Enjoy Charlotte Living LLC
List Price
$350,000
Sold Price
$360,000
Premium/Discount to List
$10,000
2.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.57%
Original Mortgage
$312,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 11, 1998
Sold by
Don Galloway Homes Of North Carolina Inc
Bought by
Cadoret Paul L and Cadoret Elizabeth S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.58%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $440,000 | None Listed On Document | |
| Warranty Deed | $393,000 | -- | |
| Warranty Deed | $360,000 | Chandler & Gibson Pllc | |
| Warranty Deed | $159,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $454,520 | VA | |
| Previous Owner | $314,320 | New Conventional | |
| Previous Owner | $312,000 | New Conventional | |
| Previous Owner | $60,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $440,000 | 0.0% | $220 / Sq Ft | |
| 09/08/2025 09/08/25 | Pending | -- | -- | -- | |
| 09/08/2025 09/08/25 | Price Changed | $440,000 | +0.2% | $220 / Sq Ft | |
| 09/04/2025 09/04/25 | Price Changed | $439,000 | -2.2% | $219 / Sq Ft | |
| 08/22/2025 08/22/25 | For Sale | $449,000 | +14.3% | $224 / Sq Ft | |
| 12/06/2022 12/06/22 | Sold | $392,900 | 0.0% | $194 / Sq Ft | View Prior Sale |
| 11/07/2022 11/07/22 | Price Changed | $392,900 | -4.1% | $194 / Sq Ft | |
| 10/26/2022 10/26/22 | For Sale | $409,900 | +13.9% | $202 / Sq Ft | |
| 01/24/2022 01/24/22 | Sold | $360,000 | +2.9% | $178 / Sq Ft | View Prior Sale |
| 12/20/2021 12/20/21 | Pending | -- | -- | -- | |
| 12/18/2021 12/18/21 | For Sale | $350,000 | -- | $173 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,910 | $389,460 | $40,000 | $349,460 |
| 2024 | $3,910 | $389,460 | $40,000 | $349,460 |
| 2023 | $3,953 | $389,460 | $40,000 | $349,460 |
| 2022 | $2,548 | $196,740 | $30,000 | $166,740 |
| 2021 | $2,587 | $196,740 | $30,000 | $166,740 |
| 2019 | $2,607 | $196,740 | $30,000 | $166,740 |
| 2018 | $2,566 | $183,282 | $24,000 | $159,282 |
| 2017 | $2,566 | $183,282 | $24,000 | $159,282 |
| 2016 | $1,595 | $183,282 | $0 | $0 |
| 2014 | -- | $180,418 | $30,000 | $150,418 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Henderson
-
Dezrene Gerald
Buyer's Agent in 2025
Dezrene Gerald
Lifestyle International Realty
(704) 997-9539
19 Total Sales
-
Joy Thomas
Seller's Agent in 2022
Joy Thomas
Enjoy Charlotte Living LLC
(704) 661-4790
644 Total Sales
-
Ginny Jerkins
Seller's Agent in 2022
Ginny Jerkins
Premier South
(704) 361-0470
80 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4293515
APN: 184572
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