$962,000
SOLD AUG 8, 2025

128 Whispering Pine Ln Holly Ridge, NC 28445

4 Beds
3 Baths
2,712 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$355 Per Sq Ft

4% Below List Price

173 Days on Market

Highlights

  • Boat Dock
  • Fitness Center
  • In Ground Pool
  • Water Access
  • Intracoastal View
  • Gated Community

About This Home

As of August 2025

Welcome to The Fort Caswell by Channel Marker Builders! This elevated 4-bedroom, 3-bath coastal retreat offers nearly 2,700 square feet of heated living space, designed with luxury and functionality in mind. Featuring an open-concept layout, this home is perfect for modern living and entertaining. The outdoor living spaces elevate this property to the next level. Enjoy an in-ground pool and an outdoor kitchen, ideal for hosting gatherings or relaxing under the coastal skies. The ground level welcomes you with a temperature-controlled entrance, connecting seamlessly to a lanai for effortless indoor-outdoor living. A spacious garage provides ample room for parking and storage, while the convenience of an elevator ensures easy access to all levels. The first floor boasts a wraparound porch with panoramic views and endless outdoor enjoyment. Inside, the oversized living room connects seamlessly to the open dining area and a chef-inspired kitchen featuring a walk-in pantry, abundant countertops, and ample cabinet space. An additional bedroom on this floor provides flexibility for guests or a home office. The second floor features a private primary suite oasis, complete with PGT slider doors leading to a private porch. The en-suite bathroom boasts dual sinks, a water closet, a linen closet, and an expansive walk-in closet. Nearby, a laundry room with an additional linen closet adds convenience, along with a loft or flex office and two more bedrooms that share a full bath. Channel Marker specializes in building custom homes in sought-after coastal communities, blending Southern Charm and Coastal Living architectural styles. Summerhouse on Everett Bay features six scenic lakes and incredible amenities, including: Resort-style community pool with lazy river, Two tennis courts, Breathtaking clubhouse, Boat launch with direct access to the Intracoastal Waterway (including day docks and pier), On-site boat storage, Picnic areas, nature park with fire pit, walking trails, Open-

Last Agent to Sell the Property

Kristen Downing

RE/MAX Now License #275318 Listed on: 01/09/2025

Co-Listed By

Summit Realty Group

RE/MAX Now

Last Buyer's Agent

Darlene Burns

Living Seaside Realty Group License #284039

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $696

Year Built

  • Built in 2024

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 64.59 x 149.91 x 51.82 x 148.49
  • Irrigation
  • Property is zoned R-20

HOA Fees

  • $183 Monthly HOA Fees

Home Design

  • Reverse Style Home
  • Slab Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 2,712 Sq Ft Home
  • 2-Story Property
  • Elevator
  • Ceiling Fan
  • 1 Fireplace
  • Mud Room
  • Great Room
  • Combination Dining and Living Room
  • Home Office
  • Intracoastal Views
  • Laundry Room

Kitchen

  • Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Walk-in Shower

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Accessible Home Design

  • Accessible Ramps

Outdoor Features

  • In Ground Pool
  • Water Access
  • Deck
  • Wrap Around Porch
  • Open Patio
  • Outdoor Kitchen

Schools

  • Coastal Elementary School
  • Dixon Middle School
  • Dixon High School

Utilities

  • Zoned Cooling
  • Heat Pump System
  • Tankless Water Heater
  • Propane Water Heater
  • Fuel Tank

Listing and Financial Details

  • Tax Lot 245
  • Assessor Parcel Number 762c-245

Community Details

Overview

  • Cams Management Association, Phone Number (910) 256-2021
  • Summerhouse On Everett Bay Subdivision
  • Maintained Community

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$696

Year Built

Built in 2024

Lot Details

0

HOA Fees

$183 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: Yes
  • Stories: 2.0
  • Stories Levels: Two
  • Year Built: 2024
  • Horses Y N: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Dining Room Type: Combination
  • Fireplace: 1
  • Flooring: Carpet, Tile, Laminate
  • Heated Sq Ft: 2600 - 2799
  • Interior Amenities: Ceiling Fan(s), Reverse Floor Plan, Walk-In Closet(s), Walk-in Shower, Pantry, Elevator, Mud Room, Master Downstairs, Kitchen Island, High Ceilings, Gas Log
  • Laundry Location: Laundry Room
  • List Price per Sq Ft: 360.99
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedrooms: 4
  • Number Rooms: 7
  • Bedroom 2 Level: First
  • Bedroom 3 Level: First
  • Dining Room Level: Second
  • Great Room Level: Second
  • Kitchen Level: Second
  • Laundry Level: First
  • Primary Bedroom Level: First
  • Office Level: Second
  • Other Level: Ground
  • Sq Ft Heated: 2712.00
  • Total Heated Primary Separate Sq Ft: 2712.00

Exterior Features

  • Exterior Features: Exterior Kitchen, Irrigation System
  • Exterior Finish: Fiber Cement
  • Fencing: None
  • Foundation: Pilings, Slab
  • On Site Pool Spa: In Ground
  • Porch Balcony Deck: Covered, Wrap Around, Porch, Open, Deck
  • Road Type Frontage: Maintained, Private Road, Paved
  • Roof: Architectural Shingle
  • Waterfront: No
  • Waterview: Yes

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Garage And Parking Driveway Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Concrete, Paved, On Site, Garage Faces Front, Garage Door Opener

Utilities

  • Appliances Equipment: Built-In Microwave, Vented Exhaust Fan, Range, Gas Cooktop, Dishwasher
  • Cooling System: Heat Pump, Zoned
  • Federal Flood Ins Avlbl: Yes
  • Fuel Tank Ownership: Owned
  • Heating System: Heat Pump
  • Utilities: Sewer Available, Water Available
  • Water Heater: Propane, Tankless
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Basketball Court, Trail(s), Sidewalk, Tennis Court(s), Street Lights, Pickleball, Ramp, Playground, Picnic Area, Community Pool, Maint - Roads, Maint - Comm Areas, Gated, Fitness Center, Clubhouse, Boat Dock
  • HOAAssociationFee1Year: 2200.00
  • HOAAssociationName: CAMS Management
  • HOAAssociationPhone: 9102562021

Schools

  • School District: Onslow

Lot Info

  • Deed Page: 525.00
  • Lot Acres: 0.20
  • Lot Dimensions: 64.59 x 149.91 x 51.82 x 148.49
  • Lot Number: 245
  • Lot Sq Ft: 8712.00
  • Lot Water Features: Water Access Comm
  • Plat Book: 51
  • Plat Page: 106
  • Zoning: R-20
  • Lot View Type: ICW View

Green Features

  • Green Bldg Features: Tankless Water Heater

Tax Info

  • Tax Identifier: 762c-245
  • Tax Year: 2023
  • Total Real Estate Property Taxes: 696.50

MLS Schools

  • Elementary School: Coastal
  • High School: Dixon
  • Middle School: Dixon
  • School District: Onslow

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Jul 21, 2025
Sold by
Channel Marker Builders Llc
Bought by
Lusk Robert Lee and Lusk Shannon Marie
Seller's Agent
Kristen Downing
RE/MAX Now
Buyer's Agent
Darlene Burns
Living Seaside Realty Group
List Price
$999,000
Sold Price
$962,000
Premium/Discount to List
-$37,000
-3.7%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-68.15%
Original Mortgage
$679,000
Outstanding Balance
$678,418
Interest Rate
6.77%
Mortgage Type
VA
Estimated Equity
$179,587

Purchase Details

Closed on
Feb 27, 2024
Sold by
Mirage Acquisitions Llc
Bought by
Channel Marker Builders Llc

Purchase Details

Closed on
Oct 5, 2021
Sold by
Hogue Sean E and Onslow County
Bought by
Mirage Acquisitions Llc

Purchase Details

Closed on
Nov 15, 2006
Sold by
R A North Development I Inc
Bought by
Hogue Sean E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,892
Interest Rate
6.31%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $962,000 None Listed On Document
Warranty Deed $962,000 None Listed On Document
Warranty Deed $65,000 None Listed On Document
Commissioners Deed $33,500 None Available
Warranty Deed $200,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $679,000 VA
Closed $679,000 VA
Previous Owner $5,000,000 Credit Line Revolving
Previous Owner $179,892 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $962,000 -1.7% $355 / Sq Ft
07/01/2025 07/01/25 Pending -- -- --
04/29/2025 04/29/25 Price Changed $979,000 -2.0% $361 / Sq Ft
01/09/2025 01/09/25 For Sale $999,000 -- $368 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $697 $597,866 $70,000 $527,866
2024 $697 $70,000 $70,000 $0
2023 $697 $70,000 $70,000 $0
2022 $704 $70,000 $70,000 $0
2021 $329 $30,000 $30,000 $0
2020 $333 $30,000 $30,000 $0
2019 $330 $30,000 $30,000 $0
2018 $333 $30,000 $30,000 $0
2017 $327 $30,000 $30,000 $0
2016 $327 $30,000 $0 $0
2015 $327 $30,000 $0 $0
2014 $327 $30,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Hive MLS

MLS Number: 100482757

Hive MLS

APN: 069255