$449,900
SOLD DEC 2, 2025
Last list price

1280 Old Stone Dr O Fallon, MO 63368

4 Beds
2.5 Baths
3,084 Sq Ft
0.27 Acres

Recently Sold

$146 Per Sq Ft

19 Days on Market

Highlights

  • Lake Front
  • Home fronts a pond
  • Secluded Lot
  • John Weldon Elementary School Rated A
  • Community Lake
  • Pond

About This Home

As of December 2025

Welcome to your lakeside retreat! This inviting 4-bedroom, 2.5-bath home offers the perfect mix of comfort, space, and scenery. Set on a premium lot at the end of a quiet cul-de-sac, it backs to a peaceful private lake, giving you tranquil water views year-round — both inside and out. Inside, you’ll find wood flooring, bright open living areas, and separate dining, living, and family rooms. The family room features a wood-burning fireplace and large windows framing the backyard oasis. The kitchen boasts quartz countertops, stainless steel appliances, and a convenient main-floor laundry. Upstairs, four spacious bedrooms provide flexibility for family, guests, or a home office, plus an additional family room and generous closet space. The finished walkout basement extends your living space with room for entertaining and direct access to the hot tub and lake. Outside is where this home truly shines. Whether you’re grilling on the patio, soaking in the hot tub, or relaxing on the deck, the lake and mature trees create a serene backdrop for both entertaining and unwinding. With a classic front porch, oversized 2-car garage, and a prime location near schools, shopping, and dining, this is a rare opportunity to own a waterfront property that combines comfort, convenience, and lifestyle. Don’t miss it!

Last Agent to Sell the Property

Justin Lindberg

New Monarch Realty LLC License #2017018751 Listed on: 10/03/2025

Last Buyer's Agent

Marcy Randoll

Alexander Realty Inc License #2023011597

Alexander Realty Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,589

Year Built

  • Built in 1995

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 150 x 117
  • Home fronts a pond
  • Lake Front
  • Cul-De-Sac
  • Secluded Lot
  • Back Yard

HOA Fees

  • $31 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Carport Spaces

Property Views

  • Lake
  • Pond
  • Woods

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Bay Window
  • Family Room with Fireplace
  • Laundry Room
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub

Outdoor Features

  • Pond

Schools

  • John Weldon Elem. Elementary School
  • Francis Howell Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 3-157C-7285-00-0068.0000000

Community Details

Overview

  • Association fees include clubhouse, ground maintenance, pool maintenance, pool
  • Monticello Recreation Association
  • Community Lake

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,589

Year Built

Built in 1995

Lot Details

0

HOA Fees

$31 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Lake, Pool, Street Lights
  • ResoLotFeatures: Back Yard, Cul-De-Sac, Pond on Lot, Secluded, Waterfront
  • Lot Size Acres: 0.27
  • Reso Association Amenities: Playground, Pool
  • Co List Office Phone: 314-499-1510
  • MLS Status: Closed
  • Subdivision Name: Monticello Manor
  • Above Grade Finished Sq Ft: 2490
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Reso Fireplace Features: Family Room, Wood Burning
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Reso Window Features: Bay Window(s)
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2490.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 1
  • MIS_BelowGradeFinishedAreaSrchSqFt: 594.00
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 594
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Roof: Architectural Shingle
  • Pool Features: Community
  • Pool Private: No
  • View: Lake, Pond, Trees/Woods, Water
  • Waterfront Features: Lake, Lake Front, Pond
  • Waterfront: Yes
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Carport Spaces: 4
  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 376.99
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Monticello Recreation

Fee Information

  • Association Fee Includes: Clubhouse, Maintenance Grounds, Pool Maintenance, Pool

Schools

  • Elementary School: John Weldon Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Francis Howell Middle

Lot Info

  • Lot Dimensions: 150 x 117
  • Lot Size Sq Ft: 11761.2
  • Parcel Number: 3-157C-7285-00-0068.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4589

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Dec 2, 2025
Sold by
Santiago Jose and Pravia Lourdes
Bought by
Desouza Valmir and De Souza Jaqueline
Seller's Agent
Justin Lindberg
New Monarch Realty LLC
Buyer's Agent
Marcy Randoll
Alexander Realty Inc
List Price
$449,900
Views
188

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.69%
Original Mortgage
$436,939
Outstanding Balance
$436,939
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$15,111

Purchase Details

Listed on
Nov 6, 2015
Closed on
Jan 14, 2016
Sold by
The James Freeman Family Trust
Bought by
Santiago Jose and Pravia Lourdes
Seller's Agent
Daniel Head
EXP Realty, LLC
Buyer's Agent
Daniel Head
EXP Realty, LLC
List Price
$234,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%
Original Mortgage
$234,229
Interest Rate
4.01%
Mortgage Type
VA

Purchase Details

Closed on
Feb 13, 2014
Sold by
Freeman James M
Bought by
The James Freeman Family Trust

Purchase Details

Closed on
Apr 19, 2011
Sold by
Freeman Christina Marie
Bought by
Freeman James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,740
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
May 18, 2010
Sold by
Batchelor Mark W and Batchelor Pamela J
Bought by
Bac Home Loans Servicing Lp and Countrywide Home Loans Servicing Lp
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Freedom Title
Special Warranty Deed $229,300 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Etc
Special Warranty Deed -- Etc
Trustee Deed $146,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $436,939 FHA
Previous Owner $234,229 VA
Previous Owner $167,740 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2025 12/02/25 Sold -- -- --
10/22/2025 10/22/25 Pending -- -- --
10/03/2025 10/03/25 For Sale $449,900 +91.5% $146 / Sq Ft
01/12/2016 01/12/16 Sold -- -- -- View Prior Sale
11/06/2015 11/06/15 For Sale $234,900 -- $94 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,589 $74,596 -- --
2023 $4,592 $71,400 $0 $0
2022 $3,980 $57,419 $0 $0
2021 $3,989 $57,419 $0 $0
2020 $3,921 $54,719 $0 $0
2019 $3,926 $54,719 $0 $0
2018 $3,413 $45,354 $0 $0
2017 $3,362 $45,354 $0 $0
2016 $3,436 $44,691 $0 $0
2015 $3,421 $44,691 $0 $0
2014 $3,041 $38,812 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25065415

MARIS MLS

APN: 3-157C-7285-00-0068.0000000