$417,500
SOLD JUN 11, 2026

12811 Thatch Rd Harrison, TN 37341

Harrison Area
3 Beds
3 Baths
2,475 Sq Ft
0.65 Acre Lot

Sale Details

Date Sold: June 11, 2026

$169 Per Sq Ft

4% Below List Price

124 Days on Market

Highlights

  • River Access
  • Open Floorplan
  • No HOA
  • Above Ground Pool
  • Vaulted Ceiling
  • Home Gym

About This Home

As of June 2026

Tired of living in a subdivision and want deeded Tennessee River access? Then, this home is for you! Three bedrooms, three baths, an open floor plan, and a sunroom with its own climate control - talk about cozy. It's the perfect place to enjoy your morning coffee. A kitchenette and extra living space in the basement, that's fantastic for guests or just having more room to spread out. Plus, a gym or potential fourth bedroom adds even more flexibility. Those flower beds out front are a lovely touch. The above-ground pool and back patio are perfect for summer fun and entertaining. The garage is big enough for a boat and your large vehicle. That's a huge plus for anyone who loves being on the water, but the real showstopper is definitely the deeded water access! Imagine strolling down that path and having the lake right there for swimming, fishing, kayaking, or just relaxing by the fire. It's the perfect spot to make lasting memories. Don't let this one pass you by. Call and schedule your private showing today!

Last Agent to Sell the Property

Nikki Pascua

Realty Specialists License #329871 Listed on: 01/15/2026

Last Buyer's Agent

Todd Henon

Keller Williams Realty License #TN280357

Keller Williams Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,181

Year Built

  • Built in 1998

Lot Details

  • 28,314 Sq Ft Lot
  • Lot Dimensions are 26.83x385.19
  • Vinyl Fence
  • Back Yard Fenced
  • Lot Sloped Up

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Parking Available
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Living Room with Fireplace
  • Den
  • Home Gym
  • Luxury Vinyl Tile Flooring
  • Finished Basement
  • Partial Basement
  • Storage In Attic
  • Laundry in Kitchen

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Freezer
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Pool

  • Above Ground Pool
  • Fence Around Pool

Outdoor Features

  • River Access
  • Patio
  • Shed
  • Front Porch

Schools

  • Snow Hill Elementary School
  • Hunter Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Sewer Not Available
  • Phone Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 043 030.02

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,181

Year Built

Built in 1998

Lot Details

0.65 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.65
  • Lot Size: 26.83X385.19
  • Subdivision Name: None
  • Directions: Hwy 58 North Left onto Birchwood Pike Left onto the second Thatch Rd. Driveway on the right. Property is the second house on the right.
  • Above Grade Finished Sq Ft: 1900.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2475.0
  • New Construction: No
  • Year Built: 1998
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 043 030.02
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1180.79
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1900.0
  • General Property Information Below Grade Finished Area: 575.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.65
  • General Property Information Lot Size Square Feet2: 28314.0
  • General Property Information Lot Size Dimensions: 26.83X385.19
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Tired of living in a subdivision and want deeded Tennessee River access? Then, this home is for you! Three bedrooms, three baths, an open floor plan, and a sunroom with its own climate control - talk about cozy. It's the perfect place to enjoy your morning coffee. A kitchenette and extra living space in the basement, that's fantastic for guests or just having more room to spread out. Plus, a gym or potential fourth bedroom adds even more flexibility. Those flower beds out front are a lovely touch. The above-ground pool and back patio are perfect for summer fun and entertaining. The garage is big enough for a boat and your large vehicle. That's a huge plus for anyone who loves being on the water, but the real showstopper is definitely the deeded water access! Imagine strolling down that path and having the lake right there for swimming, fishing, kayaking, or just relaxing by the fire. It's the perfect spot to make lasting memories. Don't let this one pass you by. Call and schedule your private showing today!
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Laundry Closet: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Fencing Back Yard: Yes
  • Other Structures:Shed(s): Yes
  • Flooring Luxury Vinyl: Yes
  • Room Types Den: Yes
  • Room Types Den Level: Basement
  • Cooling:Ceiling Fan(s): Yes
  • Pool Features:Fenced2: Yes
  • Pool Features Above Ground: Yes
  • Fencing Vinyl2: Yes
  • Utilities Sewer Not Available: Yes
  • Room Types Gym: Yes
  • Room Types Gym Level: Basement
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None

Interior Features

  • Appliances: Stainless Steel Appliance(s), Self Cleaning Oven, Refrigerator, Range Hood, Microwave, Freezer, Free-Standing Refrigerator, Electric Water Heater, Electric Range
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 575.0
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Luxury Vinyl
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Open Floorplan, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • Basement:Partial: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Soaking Tub: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Freezer: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Laundry Features:In Kitchen: Yes

Exterior Features

  • Fencing: Back Yard, Vinyl
  • Lot Features: Sloped Up
  • Pool Features: Above Ground, Fenced, Outdoor Pool
  • View: No
  • Waterfront Features: River Access
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Patio
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Private Yard: Yes
  • Pool Features:Outdoor Pool: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Waterfront Features:River Access: Yes
  • Lot Features:Sloped Up: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Basement: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: In Kitchen, Laundry Closet
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Phone Available, Sewer Not Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Lot Size Sq Ft: 28314.0
  • Additional Parcels: No
  • Parcel #: 043 030.02

Tax Info

  • Tax Annual Amount: 1180.79

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2015
Closed on
Dec 18, 2015
Sold by
Bought by
Seller's Agent
Judy Webster
Keller Williams Realty
Buyer's Agent
Nikki Pascua
Wendy Dickerson Realty
List Price
$200,000
Sold Price
$180,000
Premium/Discount to List
-$20,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.28%
Original Mortgage
$176,739
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 17, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 20, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
7.72%
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $180,000 Jones Raulston Title Ins Age
Warranty Deed $142,000 Realty Title & Escrow Servic
Quit Claim Deed -- --
Warranty Deed $115,000 Title Insurance Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $30,000 Credit Line Revolving
Open $115,000 New Conventional
Closed $176,739 FHA
Previous Owner $85,500 No Value Available
Previous Owner $50,000 Credit Line Revolving
Previous Owner $71,500 No Value Available
Previous Owner $70,000 Fannie Mae Freddie Mac
Previous Owner $103,500 No Value Available
Previous Owner $60,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/11/2026 06/11/26 Sold $417,500 0.0% $169 / Sq Ft
05/19/2026 05/19/26 Pending -- -- --
05/16/2026 05/16/26 Price Changed $417,500 -0.6% $169 / Sq Ft
03/29/2026 03/29/26 Price Changed $420,000 -2.3% $170 / Sq Ft
03/20/2026 03/20/26 Price Changed $430,000 -0.6% $174 / Sq Ft
02/25/2026 02/25/26 Price Changed $432,500 -0.6% $175 / Sq Ft
01/15/2026 01/15/26 For Sale $435,000 +141.7% $176 / Sq Ft
12/18/2015 12/18/15 Sold $180,000 -10.0% $73 / Sq Ft View Prior Sale
07/18/2015 07/18/15 Pending -- -- --
06/01/2015 06/01/15 For Sale $200,000 -- $81 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,158 $76,400 $0 $0
2024 $1,172 $52,375 $0 $0
2023 $1,172 $52,375 $0 $0
2022 $1,172 $52,375 $0 $0
2021 $1,172 $52,375 $0 $0
2020 $1,174 $42,450 $0 $0
2019 $1,174 $42,450 $0 $0
2018 $1,174 $42,450 $0 $0
2017 $1,174 $42,450 $0 $0
2016 $1,096 $0 $0 $0
2015 $1,096 $39,650 $0 $0
2014 $1,096 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1526482

Greater Chattanooga REALTORS®

APN: 043-030.02

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