NOT LISTED FOR SALE

12817 Mckay Ave Cumberland, MD 21502

Estimated Value: $169,319 - $230,000

3 Beds
2 Baths
1,188 Sq Ft
$161/Sq Ft Est. Value

Last Sold August 19, 2022

Last sale price $144,097 $121 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $1,195/month

16 Days on Market

Highlights

  • Craftsman Architecture
  • No HOA
  • Living Room
  • Cresaptown Elementary School Rated 9+
  • Den
  • 2 Detached Carport Spaces

About This Home

As of August 2022

Well maintained home on an extra large lot. Driveway with Carport make parking a breeze. Main level bedroom and bathroom, partially finished basement 3 bedrooms with a small room off of one of the bedrooms that would make a great playroom. Don't delay in scheduling your showing as this property will not last.

Last Agent to Sell the Property

David Robertson

Better Homes & Gardens Real Estate Old Line Group Listed on: 06/25/2022

Last Buyer's Agent

Rosalind Morris

Ability Real Estate Service

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,206

Year Built

  • Built in 1945

Lot Details

  • 0.4 Acre Lot

Home Design

  • Craftsman Architecture
  • Block Foundation
  • Stick Built Home

Interior Spaces

  • Property has 2 Levels
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Partially Finished Basement
  • Connecting Stairway

Bedrooms and Bathrooms

Parking

  • 6 Parking Spaces
  • 4 Driveway Spaces
  • 2 Detached Carport Spaces
  • Off-Street Parking

Schools

  • Allegany High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Cresaptown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0107006152

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,206

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1945
  • Automatically Close On Close Date: No
  • Remarks Public: Well maintained home on an extra large lot. Driveway with Carport make parking a breeze. Main level bedroom and bathroom, partially finished basement 3 bedrooms with a small room off of one of the bedrooms that would make a great playroom. Don't delay in scheduling your showing as this property will not last.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Den
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partially Finished
  • Total Sq Ft: 1956
  • Living Area Sq Ft: 1188
  • Price Per Sq Ft: 117.84
  • Above Grade Finished Sq Ft: 1188
  • Below Grade Sq Ft: 768
  • Total Below Grade Sq Ft: 768
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12817

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stick Built
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Number Of Detached Carport Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Carport, Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • High School: ALLEGANY
  • High School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • High School: ALLEGANY

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 62500.00
  • Land Assessed Value: 21000.00
  • Land Use Code: R
  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17500.00
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14915462
  • Tax Annual Amount: 1206.00
  • Assessor Parcel Number: 0107006152
  • Tax Total Finished Sq Ft: 1188
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 08/19/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2022
Closed on
Aug 19, 2022
Sold by
Nathan Cordial
Bought by
Bowman Junior W and Bowman Maxine E
Seller's Agent
David Robertson
Better Homes & Gardens Real Estate Old Line Group
Buyer's Agent
Rosalind Morris
Ability Real Estate Service
List Price
$139,999
Sold Price
$144,097
Premium/Discount to List
$4,098
2.93%
Views
4
Current Estimated Value
$191,080

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,983
Avg. Annual Appreciation
9.97%
Original Mortgage
$141,432
Outstanding Balance
$135,610
Interest Rate
5.54%
Mortgage Type
FHA
Estimated Equity
$55,470

Purchase Details

Closed on
Aug 17, 2000
Sold by
Cordial Paul H
Bought by
Cordial Paul H and Cordial Earlene L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bowman Junior W $144,097 --
Cordial Paul H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bowman Junior W $141,432
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2022 08/19/22 Sold $144,097 +2.9% $121 / Sq Ft
07/11/2022 07/11/22 Pending -- -- --
06/25/2022 06/25/22 For Sale $139,999 -- $118 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,676 $129,600 $23,600 $106,000
2024 $1,676 $114,233 $0 $0
2023 $1,075 $98,867 $0 $0
2022 $1,225 $83,500 $21,000 $62,500
2021 $1,011 $82,200 $0 $0
2020 $974 $80,900 $0 $0
2019 $922 $79,600 $21,000 $58,600
2018 $885 $79,600 $21,000 $58,600
2017 $1,236 $79,600 $0 $0
2016 -- $84,900 $0 $0
2015 -- $83,700 $0 $0
2014 -- $82,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2003676

Bright MLS

APN: 07-006152