1282 Ruffner Rd Schenectady, NY 12309
Estimated Value: $539,000 - $668,000
5
Beds
3.5
Baths
3,415
Sq Ft
$179/Sq Ft
Est. Value
Highlights
- Sauna
- 0.68 Acre Lot
- Living Room with Fireplace
- Rosendale School Rated A
- Cape Cod Architecture
- Wood Flooring
About This Home
As of May 2021Eye catching 5 bedroom, 3.5 bath Executive Cape in Hawthorne Hills! Beautifully landscaped on a corner lot with recent planting of 2000 bulbs so you can enjoy garden surprises all season long! Hardwood floors throughout, two fireplaces, and great storage. Many recent updates including new siding, exterior paint, high efficiency furnace, fencing, AC, 2 renovated bathrooms, custom closets, kitchen refresh, and more! You will love the master suite on the first floor and the efficiently designed and renovated master bath. Great flow and options to work from home with all of the space this home has to offer. Partially finished basement with wet bar, 3 person wet/dry sauna and workshop leads to patio and spacious back yard. Neighborhood backs to golf course and great for biking and walking! Excellent Condition
Last Agent to Sell the Property
Coldwell Banker Prime Properties License #10301217317 Listed on: 04/09/2021
Last Buyer's Agent
Anne Zoito
haha3
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,259
Year Built
- Built in 1957
Lot Details
- 0.68 Acre Lot
- Lot Dimensions are 183.99 x 162.01
- Fenced
- Landscaped
- Corner Lot
- Level Lot
- Front and Back Yard Sprinklers
- Garden
Parking
- 2 Car Garage
- Tuck Under Parking
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Metal Roof
- Stone Siding
- Vinyl Siding
- Asphalt
Interior Spaces
- Built-In Features
- Chair Railings
- Crown Molding
- Wood Burning Fireplace
- Drapes & Rods
- Blinds
- Bay Window
- Living Room with Fireplace
- 2 Fireplaces
- Sauna
- Laundry Room
Kitchen
- Eat-In Kitchen
- Cooktop
- Microwave
- ENERGY STAR Qualified Dishwasher
- Stone Countertops
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Ceramic Tile in Bathrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Eco-Friendly Details
- Energy-Efficient HVAC
- Air Purifier
Outdoor Features
- Patio
- Exterior Lighting
- Shed
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Baseboard Heating
- Electric Baseboard Heater
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 28 / 1
- Assessor Parcel Number 422400 50.8-1-28
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 9, 2021
Closed on
May 27, 2021
Sold by
Himelstein Bruce and Simons Lisa D
Bought by
Martin Seth and Martin Elizabeth
Seller's Agent
Bonnie Sindel
Coldwell Banker Prime Properties
Buyer's Agent
Anne Zoito
haha3
List Price
$464,900
Sold Price
$485,000
Premium/Discount to List
$20,100
4.32%
Total Days on Market
6
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$125,943
Avg. Annual Appreciation
5.91%
Original Mortgage
$460,750
Outstanding Balance
$361,317
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$249,626
Purchase Details
Listed on
Feb 12, 2019
Closed on
May 17, 2019
Sold by
Mcdonald Matthew D and Mcdonald Jocelyn R
Bought by
Himelstein Bruce and Simons Lisa D
Seller's Agent
Joseph Carusone
Hunt Real Estate ERA
Buyer's Agent
Marion Desantis
KW Platform
List Price
$439,500
Sold Price
$415,000
Premium/Discount to List
-$24,500
-5.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.02%
Original Mortgage
$394,250
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 23, 2016
Closed on
Aug 17, 2016
Sold by
Andrew D Cain
Bought by
Mcdonald Matthew and Mcdonald Jocelyn
Seller's Agent
Lorietana Provenzano
Howard Hanna Capital Inc
Buyer's Agent
Thomas Yaiser
Coldwell Banker Prime Prop.
List Price
$449,500
Sold Price
$415,000
Premium/Discount to List
-$34,500
-7.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$415,000
Interest Rate
3.45%
Purchase Details
Listed on
Jul 18, 2013
Closed on
Nov 13, 2013
Sold by
Staff Ruth M
Bought by
Cain Andrew D and Cain Kelli D
Seller's Agent
Derek Eisenberg
Continental RE Group, Inc
Buyer's Agent
John DeGeorgio
Integrity 1st Realty, LLC
List Price
$449,900
Sold Price
$425,000
Premium/Discount to List
-$24,900
-5.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.87%
Original Mortgage
$255,000
Interest Rate
4.25%
Mortgage Type
New Conventional
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Martin Seth | $485,000 | First American Title Ins Co | |
| Martin Seth | -- | First American Title | |
| Himelstein Bruce | $415,000 | Old Republic Natl Ttl Ins Co | |
| Mcdonald Matthew | -- | -- | |
| Cain Andrew D | $425,000 | Stewart Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Martin Seth | $460,750 | |
| Closed | Martin Seth | $460,750 | |
| Previous Owner | Himelstein Bruce | $83,000 | |
| Previous Owner | Himelstein Bruce P | $332,000 | |
| Previous Owner | Himelstein Bruce | $394,250 | |
| Previous Owner | Mcdonald Matthew | $415,000 | |
| Previous Owner | Mcdonald Matthew | -- | |
| Previous Owner | Cain Andrew D | $255,000 | |
| Previous Owner | Staff Michael T | $155,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2021 05/27/21 | Sold | $485,000 | +4.3% | $142 / Sq Ft |
| 04/15/2021 04/15/21 | Pending | -- | -- | -- |
| 04/09/2021 04/09/21 | For Sale | $464,900 | +12.0% | $136 / Sq Ft |
| 05/20/2019 05/20/19 | Sold | $415,000 | -2.3% | $122 / Sq Ft |
| 04/10/2019 04/10/19 | Pending | -- | -- | -- |
| 04/02/2019 04/02/19 | Price Changed | $424,900 | -2.3% | $124 / Sq Ft |
| 03/13/2019 03/13/19 | Price Changed | $434,900 | -1.0% | $127 / Sq Ft |
| 02/11/2019 02/11/19 | For Sale | $439,500 | +5.9% | $129 / Sq Ft |
| 08/09/2016 08/09/16 | Sold | $415,000 | -7.7% | $122 / Sq Ft |
| 06/19/2016 06/19/16 | Pending | -- | -- | -- |
| 05/23/2016 05/23/16 | For Sale | $449,500 | +5.8% | $132 / Sq Ft |
| 11/13/2013 11/13/13 | Sold | $425,000 | -5.5% | $124 / Sq Ft |
| 10/11/2013 10/11/13 | Pending | -- | -- | -- |
| 07/18/2013 07/18/13 | For Sale | $449,900 | -- | $132 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $18,798 | $414,000 | $53,400 | $360,600 |
| 2023 | $18,798 | $414,000 | $53,400 | $360,600 |
| 2022 | $18,181 | $410,000 | $53,400 | $356,600 |
| 2021 | $15,006 | $400,000 | $53,400 | $346,600 |
| 2020 | $14,354 | $400,000 | $53,400 | $346,600 |
| 2019 | $7,812 | $400,000 | $53,400 | $346,600 |
| 2018 | $10,794 | $400,000 | $53,400 | $346,600 |
| 2017 | $12,249 | $400,000 | $53,400 | $346,600 |
| 2016 | $12,390 | $400,000 | $53,400 | $346,600 |
| 2015 | -- | $400,000 | $53,400 | $346,600 |
| 2014 | -- | $400,000 | $53,400 | $346,600 |
Source: Public Records
Agents Affiliated with this Home
-
Bonnie Sindel
B
Seller's Agent in 2021
Bonnie Sindel
Coldwell Banker Prime Properties
(518) 221-8232
67 in this area
194 Total Sales
-
A
Buyer's Agent in 2021
Anne Zoito
haha3
-
Joseph Carusone
Seller's Agent in 2019
Joseph Carusone
Hunt Real Estate
(518) 368-7701
12 in this area
78 Total Sales
-
Marion Desantis
Buyer's Agent in 2019
Marion Desantis
KW Platform
(518) 378-2200
28 in this area
176 Total Sales
-
L
Seller's Agent in 2016
Lorietana Provenzano
Howard Hanna Capital Inc
-
Dorothy Jones
Seller Co-Listing Agent in 2016
Dorothy Jones
Howard Hanna Capital Inc
(518) 528-3811
4 in this area
109 Total Sales
Map
Source: Global MLS
MLS Number: 202115555
APN: 050-008-0001-028-000-0000
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