1282 Ruffner Rd Schenectady, NY 12309
5
Beds
3.5
Baths
3,415
Sq Ft
0.68
Acres
Highlights
- Cape Cod Architecture
- Living Room with Fireplace
- Stone Countertops
- Rosendale School Rated A
- Corner Lot
- No HOA
About This Home
As of May 2021Pristine and very well maintained 5 Bedroom 3.5 Bath custom cape located on a corner lot in the Hawthorne Hills section of Niskayuna. Freshly painted w/new stainless steel appliances, washer and dryer, and hot water heater; 3,415 sqft above ground plus addl 1,116 sqft of completely finished living/entertainment area w/wet bar & walk out to large backyard w/patio; Custom built-in cabinetry; Hardwood floors; an addl 1,000+ sqft of walk in storage rooms w/cabinets, shelving & workbench; Niskayuna schools. Excellent Condition
Last Agent to Sell the Property
Lorietana Provenzano
Howard Hanna Capital Inc Listed on: 05/23/2016
Last Buyer's Agent
Thomas Yaiser
Coldwell Banker Prime Prop. License #40YA0629421
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,175
Year Built
- Built in 1957
Lot Details
- Property has an invisible fence for dogs
- Landscaped
- Corner Lot
- Front and Back Yard Sprinklers
- Garden
Parking
- 2 Car Attached Garage
- Tuck Under Parking
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Rubber Roof
- Wood Siding
- Cedar Siding
- Stone Siding
- Asphalt
Interior Spaces
- Built-In Features
- Wood Burning Fireplace
- Bay Window
- Living Room with Fireplace
- 2 Fireplaces
- Home Security System
- Laundry Room
Kitchen
- Eat-In Kitchen
- Built-In Gas Oven
- Cooktop
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Patio
- Porch
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Baseboard Heating
- Electric Baseboard Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 28 / 1
- Assessor Parcel Number 422400 50.8-1-28
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 9, 2021
Closed on
May 27, 2021
Sold by
Himelstein Bruce and Simons Lisa D
Bought by
Martin Seth and Martin Elizabeth
Seller's Agent
Bonnie Sindel
Coldwell Banker Prime Properties
Buyer's Agent
Anne Zoito
haha3
List Price
$464,900
Sold Price
$485,000
Premium/Discount to List
$20,100
4.32%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$172,077
Avg. Annual Appreciation
5.15%
Original Mortgage
$460,750
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 12, 2019
Closed on
May 17, 2019
Sold by
Mcdonald Matthew D and Mcdonald Jocelyn R
Bought by
Himelstein Bruce and Simons Lisa D
Seller's Agent
Joseph Carusone
Hunt Real Estate ERA
Buyer's Agent
Marion Desantis
KW Platform
List Price
$439,500
Sold Price
$415,000
Premium/Discount to List
-$24,500
-5.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.02%
Original Mortgage
$394,250
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 23, 2016
Closed on
Aug 17, 2016
Sold by
Andrew D Cain
Bought by
Mcdonald Matthew and Mcdonald Jocelyn
Seller's Agent
Lorietana Provenzano
Howard Hanna Capital Inc
Buyer's Agent
Thomas Yaiser
Coldwell Banker Prime Prop.
List Price
$449,500
Sold Price
$415,000
Premium/Discount to List
-$34,500
-7.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$415,000
Interest Rate
3.45%
Purchase Details
Listed on
Jul 18, 2013
Closed on
Nov 13, 2013
Sold by
Staff Ruth M
Bought by
Cain Andrew D and Cain Kelli D
Seller's Agent
Derek Eisenberg
Continental RE Group, Inc
Buyer's Agent
John DeGeorgio
Integrity 1st Realty, LLC
List Price
$449,900
Sold Price
$425,000
Premium/Discount to List
-$24,900
-5.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.87%
Original Mortgage
$255,000
Interest Rate
4.25%
Mortgage Type
New Conventional
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $485,000 | First American Title Ins Co | |
| Warranty Deed | -- | First American Title | |
| Warranty Deed | $415,000 | Old Republic Natl Ttl Ins Co | |
| Deed | -- | -- | |
| Deed | $425,000 | Stewart Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $279,000 | Credit Line Revolving | |
| Closed | $460,750 | New Conventional | |
| Previous Owner | $83,000 | Credit Line Revolving | |
| Previous Owner | $332,000 | New Conventional | |
| Previous Owner | $394,250 | New Conventional | |
| Previous Owner | $415,000 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $155,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2021 05/27/21 | Sold | $485,000 | +4.3% | $142 / Sq Ft |
| 04/15/2021 04/15/21 | Pending | -- | -- | -- |
| 04/09/2021 04/09/21 | For Sale | $464,900 | +12.0% | $136 / Sq Ft |
| 05/20/2019 05/20/19 | Sold | $415,000 | -2.3% | $122 / Sq Ft |
| 04/10/2019 04/10/19 | Pending | -- | -- | -- |
| 04/02/2019 04/02/19 | Price Changed | $424,900 | -2.3% | $124 / Sq Ft |
| 03/13/2019 03/13/19 | Price Changed | $434,900 | -1.0% | $127 / Sq Ft |
| 02/11/2019 02/11/19 | For Sale | $439,500 | +5.9% | $129 / Sq Ft |
| 08/09/2016 08/09/16 | Sold | $415,000 | -7.7% | $122 / Sq Ft |
| 06/19/2016 06/19/16 | Pending | -- | -- | -- |
| 05/23/2016 05/23/16 | For Sale | $449,500 | +5.8% | $132 / Sq Ft |
| 11/13/2013 11/13/13 | Sold | $425,000 | -5.5% | $124 / Sq Ft |
| 10/11/2013 10/11/13 | Pending | -- | -- | -- |
| 07/18/2013 07/18/13 | For Sale | $449,900 | -- | $132 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $18,798 | $414,000 | $53,400 | $360,600 |
| 2023 | $18,798 | $414,000 | $53,400 | $360,600 |
| 2022 | $18,181 | $410,000 | $53,400 | $356,600 |
| 2021 | $15,006 | $400,000 | $53,400 | $346,600 |
| 2020 | $14,354 | $400,000 | $53,400 | $346,600 |
| 2019 | $7,812 | $400,000 | $53,400 | $346,600 |
| 2018 | $10,794 | $400,000 | $53,400 | $346,600 |
| 2017 | $12,249 | $400,000 | $53,400 | $346,600 |
| 2016 | $12,390 | $400,000 | $53,400 | $346,600 |
| 2015 | -- | $400,000 | $53,400 | $346,600 |
| 2014 | -- | $400,000 | $53,400 | $346,600 |
Source: Public Records
Agents Affiliated with this Home
-
B
Seller's Agent in 2021
Bonnie Sindel
Coldwell Banker Prime Properties
(518) 221-8232
66 in this area
197 Total Sales
-
A
Buyer's Agent in 2021
Anne Zoito
haha3
-
Seller's Agent in 2019
Joseph Carusone
Hunt Real Estate
(518) 368-7701
9 in this area
74 Total Sales
-
Buyer's Agent in 2019
Marion Desantis
KW Platform
(518) 378-2200
25 in this area
170 Total Sales
-
L
Seller's Agent in 2016
Lorietana Provenzano
Howard Hanna Capital Inc
-
Seller Co-Listing Agent in 2016
Dorothy Jones
Howard Hanna Capital Inc
(518) 528-3811
4 in this area
108 Total Sales
Map
Source: Global MLS
MLS Number: 201610284
APN: 050-008-0001-028-000-0000
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