$645,000
SOLD MAY 13, 2024

13 Acre Ln Palmyra, VA 22963

5 Beds
4.5 Baths
3,709 Sq Ft
1 Acres

Recently Sold

$174 Per Sq Ft

370 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • 24-Hour Security
  • Golf Course Community
  • Bar or Lounge
  • Newspaper Service

About This Home

As of May 2024

TAKE THE PLUNGE! Enjoy life at Your Private Escape in "THE ACRES" of lovely Lake Monticello with over an acre of land. You can swim in your own 18' x 36' Private Salt Water Pool or any of the 5 beaches of Lake Monticello. You will have plenty of room to spread out in this beautiful 5 bedroom, 4.5 bath home with a 1st level Primary Suite & bath w/dual vanities, whirlpool tub & shower. Enter into the grand foyer with a split staircase to the 2nd level. Open floor plan w/a designer kitchen, Thermador vented hood system, gas cook top & convection oven, ss appliances, ceramic tile floor, breakfast bar, granite counter tops, tile backsplash, Cherry Kraft made cabinets, recessed lighting. Formal Dining Rm and Breakfast Room. Large butler's pantry/mud rm.(Possible 1st level laundry). Bonus Room w/attached bath can be used as the 5th bedroom. 12' x 16' Vaulted screen porch, maintenance free vinyl rails & large attached deck overlooks the private back yard, play area & pool. Great rm w/gas log fireplace, hardwood floors. Side loading attached 2 car garage on grade. Finished lower level w/bedroom, full bath, family room & lots of storage areas, closets. Paved circular driveway, BRAND NEW ROOF. 2 zone HVAC w/dual gas backup system.

Last Agent to Sell the Property

Vicki Wilson

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225050937 Listed on: 03/13/2024

Last Buyer's Agent

JESSICA TRIVETTE

STORY HOUSE REAL ESTATE LLC License #0225240806

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,477

Year Built

  • Built in 2001

Lot Details

  • 1 Acre Lot
  • Property has an invisible fence for dogs
  • Partially Fenced Property
  • Fence is in good condition
  • Landscaped
  • Private Yard
  • Property is zoned R-4 Residential

HOA Fees

  • $106 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Dining Room
  • Screened Porch
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Convection Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Glass Frame Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • Primary bathroom on main floor
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Driveway

Outdoor Features

  • Outdoor Pool
  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Dual Heating Fuel
  • Heat Pump System
  • Heating System Uses Propane
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 11A 7

Community Details

Overview

  • Association fees include area maint, beach, master ins. policy, play area, prof. mgmt., reserve fund, security force, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Newspaper Service
  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,477

Year Built

Built in 2001

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2441
  • Below Grade Total Sq Ft: 1512
  • Design: Craftsman
  • Electricity: Elec Underground
  • L V T Date: 03/13/2024
  • Parcel Number: 11A 7
  • Price Per Sq Ft: 173.9
  • Property Included: Garage Refrigerator"As is"
  • Total Sq Ft: 4437
  • Total Unfinished Sq Ft: 728
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Great Room1|Dining Roo1|Kitchen1|Breakfast1|Pri Bed1|Pri Bath1|Half Bath1|Butlers P1|Bedroom2|Bedroom2|Bedroom2|Full Bath2|Full Bath2|BedroomB|Full BathB|Family RooB|LaundryB|Utility RoB|
  • Structures Deck Porch: Deck, Porch - Front, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 244
  • Fireplace: Gas Logs, One
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Great Room,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Breakfast Room,On Level: 1
  • Room 6: Pri Bed,On Level: 1
  • Room 7: Pri Bath,On Level: 1
  • Room 8: Half Bath,On Level: 1
  • Room 9: Butler's Pantry,On Level: 1
  • Room 10: Bedroom,On Level: 2
  • Room 11: Bedroom,On Level: 2
  • Room 12: Bedroom,On Level: 2
  • Room 13: Full Bath,On Level: 2
  • Room 14: Full Bath,On Level: 2
  • Room 15: Bedroom,On Level: Basement
  • Room 16: Full Bath,On Level: Basement
  • Room 17: Family Room,On Level: Basement
  • Room 19: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 3709
  • Above Grade Finished Sq Ft: 2441
  • Basement: Yes
  • Bathroom: Attach Primary Bath
  • Below Grade Finished Sq Ft: 1268
  • Fireplace Location: Great Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Breakfast Nook, Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Pantry, Recessed Light, Refrigerator, Convection Oven, Gas Cooktop
  • Kitchen Cabinets Counters: Cherry Cabinets, Glass Front Cabinets, Granite
  • Land Description: Landscaped, Nearly Level, Private
  • Level: 1.5 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 4.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 5
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 1
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Room 18: Laundry,On Level: Basement
  • Room Types: Bedroom, Breakfast Room, Butler's Pantry, Dining Room, Family Room, Foyer, Full Bath, Great Room, Half Bath, Kitchen, Laundry, Utility Room
  • Room Types Level1: Breakfast Room (L1), Butler's Pantry (L1), Dining Room (L1), Foyer (L1), Great Room (L1), Half Bath (L1), Kitchen (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Laundry (LB), Utility Room (LB)
  • Source of Sq Ft: Appraisal

Exterior Features

  • Fence: Condition Good, Invisible, Partially Fenced
  • Exterior: Vinyl
  • Number Of Acres: 1
  • Pool: Yes
  • Pool: Private
  • Roof: Architectural Style
  • Structure Features: Dual Vanities, Walk-in Closet, Whirlpool/Jetted Tub
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: 24-hr Security, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: Insulated Windows, Screens, Tilt Sash Windows, Vaulted/Cathedral Ceiling
  • Yard: Fenced, Landscaped, Nearly Level, Private

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 484
  • Garage Features: Attached, Electricity, Faces Side
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 484
  • Driveway Parking: Asphalt

Utilities

  • Cooling: Central AC
  • Heating: Central Heat, Dual Fuel, Forced Air, Heat Pump, Propane
  • Cable Available: Cable, Dish/Satellite, DSL, Fiber-Optic
  • Gas: Liquid Propane
  • Security: Deadbolts, Security Force
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Newspaper Svc, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Security Force, Trash Pickup
  • Association Fee: 1266

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna
  • Other School: FUMA

Lot Info

  • Lot Features: Fenced Part, Private Gated Community, Private Road

Building Info

  • Year Built: 2001

Tax Info

  • Year: 2024
  • Taxes: 4477

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2024
Closed on
Apr 2, 2024
Sold by
Anne W Sentell Living Trust and Sentell Anne W
Bought by
Bell Joan P
Seller's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
JESSICA TRIVETTE
STORY HOUSE REAL ESTATE LLC
List Price
$645,000
Sold Price
$645,000
Views
86
Current Estimated Value
$648,860

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,860
Avg. Annual Appreciation
-5.37%

Purchase Details

Closed on
Oct 23, 2019
Sold by
Sentell Anne W
Bought by
Sentell Anne W and Sentell Living Trust

Purchase Details

Closed on
Apr 12, 2018
Sold by
Jadallah Yacoub Khader and Jadallah Jennifer B
Bought by
Sentell Anne W

Purchase Details

Closed on
May 11, 2011
Sold by
Cairo Gladys E
Bought by
Jadallah Yacoub Khader and Jadallah Jennifer B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$389,860
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 8, 2007
Sold by
Cheung Fai K and Chan Sherry W
Bought by
Cairo Anthony F and Cairo Gladys E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$311,250
Interest Rate
6.5%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $643,000 Fidelity National Title
Deed -- None Available
Deed $410,000 Stewart Title
Deed $400,000 Stewart Title Guaranty Co
Warranty Deed $415,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $361,000 New Conventional
Previous Owner $389,860 FHA
Previous Owner $240,000 New Conventional
Previous Owner $100,000 Stand Alone Second
Previous Owner $311,250 New Conventional
Previous Owner $391,200 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2024 05/13/24 Sold $645,000 0.0% $174 / Sq Ft
03/17/2024 03/17/24 Pending -- -- --
03/13/2023 03/13/23 For Sale $645,000 -- $174 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,804 $640,520 $33,000 $607,520
2024 $4,504 $533,700 $33,000 $500,700
2023 $4,504 $533,700 $33,000 $500,700
2022 $3,938 $452,600 $30,000 $422,600
2021 $3,938 $452,600 $30,000 $422,600
2020 $3,826 $413,600 $30,000 $383,600
2019 $3,826 $413,600 $30,000 $383,600
2018 $3,812 $420,300 $30,000 $390,300
2017 $3,812 $420,300 $30,000 $390,300
2016 $3,779 $412,100 $30,000 $382,100
2015 $3,488 $412,100 $30,000 $382,100
2014 $3,488 $396,400 $30,000 $366,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 650508

Charlottesville area Association of Realtors®

APN: 18A 11A 7