13 Pirates Dr Key Largo, FL 33037
Estimated payment $4,274/month
1
Bed
1.5
Baths
730
Sq Ft
$986
Price per Sq Ft
Highlights
- Boat Ramp
- 0.37 Acre Lot
- Furnished
- Coral Shores High School Rated A
- Vaulted Ceiling
- 1-minute walk to Schwingggg
About This Home
Island Garden Retreat is a rare five-lot hideaway tucked beneath a canopy of mature tropical trees in the peaceful Key Largo neighborhood of Pirates Cove. Set across 15,890 square feet of lush, established landscape, this private cottage lives larger than its footprint, featuring vaulted wood-beamed ceilings, a warm island color palette, granite countertops, and a cozy breakfast counter. Impact windows frame lush greenery and invite the outdoors in. Sliding doors open from the bedroom to a quiet garden patio, creating effortless indoor-outdoor living. A screened patio, open courtyard, fire pit, and multiple tucked-away garden spaces offer countless corners for your morning latte or a relaxing evening breeze. Brick paver parking and walkways, an outdoor shower, storage, and a dedicated washer/dryer room add everyday convenience. Five contiguous lots, this serene and oversized property offers rare space and flexibility, room for a pool, garage, or future expansion of the existing home. Enjoy nearby Florida Bay access and a voluntary neighborhood boat ramp, all just minutes from Key Largo's dining and amenities, yet entirely tucked away in your own garden sanctuary.
Listing Agent
American Caribbean Real Estate, Christie's International Real Estate License #3074981 Listed on: 02/23/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,523
Year Built
- Built in 1953
Lot Details
- 0.37 Acre Lot
- Property is zoned ISM - Improved Sub Masonry
HOA Fees
- $21 Monthly HOA Fees
Home Design
- Metal Roof
- Pre-Cast Concrete Construction
Interior Spaces
- 730 Sq Ft Home
- Furnished
- Vaulted Ceiling
- Impact Glass
Kitchen
- Stainless Steel Appliances
- Granite Countertops
Bedrooms and Bathrooms
- 1 Bedroom
Laundry
- Dryer
- Washer
Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Outdoor Shower
- Screened Patio
- Shed
Location
- Ground Level
Utilities
- Central Air
- Public Hookup Available For Sewer
Listing and Financial Details
- Assessor Parcel Number 00494490-000000
Community Details
Overview
- Pirates Cove Subdivision
- The community has rules related to deed restrictions
- Rental Restrictions
Recreation
- Boat Ramp
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,841 | $713,347 | $559,328 | $154,019 |
| 2024 | $5,869 | $633,326 | $480,673 | $152,653 |
| 2023 | $5,869 | $686,750 | $541,849 | $144,901 |
| 2022 | $5,061 | $562,017 | $415,126 | $146,891 |
| 2021 | $2,485 | $255,477 | $0 | $0 |
| 2020 | $2,473 | $251,950 | $0 | $0 |
| 2019 | $2,432 | $246,286 | $0 | $0 |
| 2018 | $2,425 | $241,694 | $0 | $0 |
| 2017 | $2,378 | $236,723 | $0 | $0 |
| 2016 | $2,404 | $231,855 | $0 | $0 |
| 2015 | $2,442 | $230,243 | $0 | $0 |
| 2014 | $2,772 | $245,757 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/23/2026 02/23/26 | For Sale | $720,000 | 0.0% | $986 / Sq Ft | |
| 12/01/2021 12/01/21 | Rented | $2,500 | 0.0% | -- | |
| 11/16/2021 11/16/21 | For Rent | $2,500 | 0.0% | -- | |
| 05/22/2020 05/22/20 | Sold | $99,999 | +1.0% | $137 / Sq Ft | View Prior Sale |
| 04/23/2020 04/23/20 | Pending | -- | -- | -- | |
| 01/07/2020 01/07/20 | For Sale | $99,000 | 0.0% | $136 / Sq Ft | |
| 01/02/2020 01/02/20 | Pending | -- | -- | -- | |
| 08/07/2019 08/07/19 | For Sale | $99,000 | -63.3% | $136 / Sq Ft | |
| 05/16/2014 05/16/14 | Sold | $270,000 | 0.0% | $410 / Sq Ft | View Prior Sale |
| 05/16/2014 05/16/14 | Sold | $270,000 | -9.7% | $410 / Sq Ft | View Prior Sale |
| 04/17/2014 04/17/14 | Pending | -- | -- | -- | |
| 04/17/2014 04/17/14 | Pending | -- | -- | -- | |
| 04/07/2014 04/07/14 | For Sale | $299,000 | 0.0% | $454 / Sq Ft | |
| 09/02/2013 09/02/13 | For Sale | $299,000 | -- | $454 / Sq Ft |
Source: Florida Keys Board of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Dba Fl Title Of The Keys | |
| Warranty Deed | $270,000 | Dba Fl Title Of The Keys | |
| Warranty Deed | -- | -- | |
| Deed | -- | Florida Title Of The Keys In | |
| Warranty Deed | $357,800 | Florida Title Of The Keys In | |
| Warranty Deed | $10,000 | -- | |
| Quit Claim Deed | $100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $216,000 | New Conventional |
Source: Public Records
About the Listing Agent
Carolyn Ambler offers high-end real estate services to both buyers and sellers, catering to a wide range of price points. She has been honored with an invitation to the prestigious 2023 Christie's International Real Estate Master's Circle, which positions her among the elite agents globally, representing Christie's and achieving remarkable success as a top producer with American Caribbean Real Estate, the exclusive affiliate of Christie's International Real Estate in the Florida Keys. Through
Carolyn's Other Listings
Source: Florida Keys Board of REALTORS®
MLS Number: 618777
APN: 00494490-000000
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