Seller's Agent in 2025
Christine Hunter
Howard Hanna Capital Inc
(518) 441-5356
2 in this area
64 Total Sales
13 Terry Ave Schenectady, NY 12303
3
Beds
1
Bath
1,248
Sq Ft
9,583
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Deck
- No HOA
- Pine Bush Elementary School Rated A-
- Wood Flooring
- 1 Car Attached Garage
About This Home
As of November 2025***Multiple offer deadline Sun 8/31 @ 10 am*** Proudly owned by a single owner and lovingly maintained, this classic Cape is in the highly desirable Guilderland School District. Featuring hardwood floors throughout the first floor, a spacious extended full bath, and a bright, functional layout, this home is ready for its next chapter. Major updates include a roof less than 10 years old, furnace (2020), and water heater (2017) — giving peace of mind for years to come. A fully fenced, flat backyard with a private well for irrigation—perfect for gardening or play. A two-story shed provides plenty of extra storage space. The finished basement with its own heating zone offers additional living space.
While some cosmetic updates may be desired all major maintenance has been done
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10401346877 Listed on: 08/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,077
Year Built
- Built in 1955
Lot Details
- 9,583 Sq Ft Lot
- Back Yard Fenced
- Chain Link Fence
- Cleared Lot
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Cape Cod Architecture
- Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Asphalt
Interior Spaces
- 1,248 Sq Ft Home
- 2-Story Property
- Bay Window
- Family Room
- Dining Room
- Washer and Dryer
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Shed
Schools
- Guilderland High School
Utilities
- No Cooling
- Forced Air Heating System
- Underground Utilities
- 200+ Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 68.000 / 1
- Assessor Parcel Number 013089 15.14-1-68
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2025
Closed on
Nov 7, 2025
Sold by
Fisher Beverly
Bought by
Razonable Ruby and Razonable Lorenzo
Seller's Agent
Christine Hunter
Howard Hanna Capital Inc
Buyer's Agent
Victoria McLaughlin
Howard Hanna Capital Inc
List Price
$250,000
Sold Price
$270,000
Premium/Discount to List
$20,000
8%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,619
Avg. Annual Appreciation
4.69%
Original Mortgage
$265,109
Outstanding Balance
$264,353
Interest Rate
6.27%
Mortgage Type
FHA
Estimated Equity
$10,266
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $270,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,109 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $270,000 | +8.0% | $216 / Sq Ft |
| 09/01/2025 09/01/25 | Pending | -- | -- | -- |
| 08/26/2025 08/26/25 | For Sale | $250,000 | 0.0% | $200 / Sq Ft |
| 07/28/2025 07/28/25 | Pending | -- | -- | -- |
| 07/24/2025 07/24/25 | For Sale | $250,000 | -- | $200 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,586 | $176,000 | $35,000 | $141,000 |
| 2024 | $4,586 | $176,000 | $35,000 | $141,000 |
| 2023 | $4,464 | $176,000 | $35,000 | $141,000 |
| 2022 | $1,417 | $176,000 | $35,000 | $141,000 |
| 2021 | $1,455 | $176,000 | $35,000 | $141,000 |
| 2020 | $1,411 | $176,000 | $35,000 | $141,000 |
| 2019 | $1,871 | $176,000 | $35,000 | $141,000 |
| 2018 | $889 | $128,700 | $25,700 | $103,000 |
| 2017 | $0 | $128,700 | $25,700 | $103,000 |
| 2016 | $1,320 | $128,700 | $25,700 | $103,000 |
| 2015 | -- | $128,700 | $25,700 | $103,000 |
| 2014 | -- | $128,700 | $25,700 | $103,000 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Hunter
-
Victoria McLaughlin
Buyer's Agent in 2025
Victoria McLaughlin
Howard Hanna Capital Inc
(518) 429-7484
4 in this area
121 Total Sales
Map
Source: Global MLS
MLS Number: 202522351
APN: 013089-015-014-0001-068-000-0000
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