Seller's Agent in 2025
Ryan Arey
Sparen Realty
(859) 757-6688
2 in this area
28 Total Sales
130 E 13th St Covington, KY 41011
Eastside Neighborhood
--
Bed
--
Bath
2,475
Sq Ft
2,500
Sq Ft Lot
Highlights
- Deck
- Fireplace
- Forced Air Heating System
- Covered Patio or Porch
- Window Unit Cooling System
About This Home
As of September 2025Turnkey brick duplex in Covington with strong cash flow. The 3-bedroom with a study upstairs, most recently rented for $1,725/month (freshly turned and ready for a new tenant/owner) and the 1-bedroom downstairs is leased at $1,025/month. Both units feature updated kitchens and baths, laundry, and separate gas and electric. A new roof, structural support to the deck, and recent brick pointing have been taken care of for you. Conveniently located near downtown Covington and I-75, this property is well-positioned for reliable rental income.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,775
Lot Details
- 2,500 Sq Ft Lot
- Lot Dimensions are 25x100
Parking
- On-Street Parking
Home Design
- Duplex
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 2,475 Sq Ft Home
- 3-Story Property
- Fireplace
- Vinyl Clad Windows
- Basement Fills Entire Space Under The House
- Gas Range
- Laundry in unit
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Furnace
- Separate Meters
Community Details
- 2 Units
Listing and Financial Details
- Tenant pays for electricity, gas
- The owner pays for sewer, water
- Assessor Parcel Number 054-24-19-015.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2023
Closed on
Nov 14, 2023
Sold by
Green Mountain Capital Llc
Bought by
Zae Llc
Seller's Agent
Josh House
Realiant Northern KY LLC
Buyer's Agent
Ryan Arey
Sparen Realty
List Price
$135,000
Sold Price
$135,000
Views
27
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.19%
Original Mortgage
$94,500
Outstanding Balance
$91,999
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$141,987
Purchase Details
Closed on
Feb 28, 2023
Sold by
Luersen Kristopher
Bought by
Green Mountain Capital Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,860
Interest Rate
6.28%
Mortgage Type
Balloon
Purchase Details
Closed on
Oct 7, 2015
Sold by
Luersen Kristopher and Luersen Randie Sue
Bought by
Luersen Kristopher
Purchase Details
Closed on
Aug 24, 2010
Sold by
Humphrey Daniel W
Bought by
Luersen Kristopher and Luersen Randie Sue
Purchase Details
Closed on
Jul 8, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Humprhey Daniel W
Purchase Details
Closed on
Oct 16, 2007
Sold by
Calendine Steve
Bought by
Deutsche Bank National Trust Co
Purchase Details
Closed on
Aug 31, 2005
Sold by
Dontay Co Llc
Bought by
Calendine Steve
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
5.86%
Mortgage Type
Balloon
Purchase Details
Closed on
Jan 7, 2004
Sold by
Diamond Development Llc
Bought by
Dontay Company Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,920
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 6, 2004
Sold by
Diamond Properties I Llc
Bought by
Diamond Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,920
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $135,000 | None Listed On Document | |
| Deed | $135,000 | None Listed On Document | |
| Warranty Deed | $80,000 | None Listed On Document | |
| Warranty Deed | $80,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $25,000 | None Available | |
| Special Warranty Deed | $25,900 | Resource Title Of Cincinnati | |
| Corporate Deed | -- | Resource Title Of Cincinnati | |
| Commissioners Deed | $40,000 | None Available | |
| Warranty Deed | $64,900 | Prominent Title Agency Llc | |
| Deed | $64,900 | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $94,500 | New Conventional | |
| Closed | $94,500 | New Conventional | |
| Previous Owner | $76,860 | Balloon | |
| Previous Owner | $15,000 | Balloon | |
| Previous Owner | $49,900 | Fannie Mae Freddie Mac | |
| Previous Owner | $51,920 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/25/2025 09/25/25 | Sold | $230,000 | -2.1% | $93 / Sq Ft |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- |
| 08/20/2025 08/20/25 | For Sale | $235,000 | 0.0% | $95 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 08/11/2025 08/11/25 | For Sale | $235,000 | +74.1% | $95 / Sq Ft |
| 11/15/2023 11/15/23 | Sold | $135,000 | 0.0% | $55 / Sq Ft |
| 10/15/2023 10/15/23 | Pending | -- | -- | -- |
| 10/10/2023 10/10/23 | For Sale | $135,000 | -- | $55 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,775 | $135,000 | $5,000 | $130,000 |
| 2023 | $853 | $60,000 | $5,000 | $55,000 |
| 2022 | $852 | $60,000 | $5,000 | $55,000 |
| 2021 | $628 | $37,000 | $2,000 | $35,000 |
| 2020 | $625 | $37,000 | $2,000 | $35,000 |
| 2019 | $632 | $37,000 | $2,000 | $35,000 |
| 2018 | $644 | $37,000 | $2,000 | $35,000 |
| 2017 | $465 | $25,000 | $5,000 | $20,000 |
| 2015 | $838 | $25,000 | $5,000 | $20,000 |
| 2014 | $793 | $25,000 | $5,000 | $20,000 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Arey
-
The Berens Team
T
Buyer's Agent in 2025
The Berens Team
Keller Williams Realty Services
(859) 663-8464
5 in this area
270 Total Sales
-
Josh House
Seller's Agent in 2023
Josh House
Realiant Northern KY LLC
(606) 224-0474
1 in this area
45 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 635216
APN: 054-24-19-015.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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