Seller's Agent in 2025
Jennifer Jacobs
HomeSmart Advantage Realty
(707) 293-8009
5 in this area
225 Total Sales
130 Elm St Cloverdale, CA 95425
Estimated Value: $529,000 - $558,000
3
Beds
1
Bath
900
Sq Ft
$606/Sq Ft
Est. Value
Highlights
- Mountain View
- Converted Garage
- Recessed Lighting
- Loft
- Living Room
- Storage Room
About This Home
As of October 2025Welcome to 130 Elm Street, a fully remodeled. Thoughtful updates and a garage conversion expand the floor plan to five bedrooms and two full bathrooms, including two spacious primary suites, an uncommon find in this neighborhood. A large upstairs loft adds even more flexible living space, perfect for an office, playroom, or guest retreat. Modern upgrades are showcased throughout: recessed lighting, sleek tile floors, dual-pane windows, sliding glass doors, and a contemporary kitchen with fresh finishes. Every detail has been refreshed to create a bright, open feel. Outside, enjoy sweeping mountain views, a serene backdrop for gatherings or quiet mornings. With its expanded layout, versatile loft, and high-quality finishes, this home is a turnkey opportunity offering maximum living space in a welcoming Cloverdale setting. This one is a must see!
Last Agent to Sell the Property
HomeSmart Advantage Realty License #01330271 Listed on: 09/26/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1954 | Remodeled
Lot Details
- 6,769 Sq Ft Lot
- Property is Fully Fenced
- Landscaped
Home Design
- Slab Foundation
- Composition Roof
- Stucco
Interior Spaces
- 900 Sq Ft Home
- 1-Story Property
- Recessed Lighting
- Family Room
- Living Room
- Dining Room
- Loft
- Bonus Room
- Storage Room
- Laundry in unit
- Mountain Views
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Parking
- 2 Open Parking Spaces
- 2 Parking Spaces
- No Garage
- Converted Garage
Additional Features
- Outdoor Storage
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 001-085-007-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Oct 29, 2025
Sold by
Evind Norman and Evind Donna
Bought by
Mora Leonel Antonio Soto and Alfaro Perla Yemilet
Seller's Agent
Jennifer Jacobs
HomeSmart Advantage Realty
Buyer's Agent
Veronica Diaz
Coldwell Banker Realty
List Price
$549,000
Sold Price
$565,000
Premium/Discount to List
$16,000
2.91%
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,015
Avg. Annual Appreciation
-11.33%
Original Mortgage
$536,750
Outstanding Balance
$536,750
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$8,235
Purchase Details
Listed on
Jul 30, 2019
Closed on
Sep 26, 2019
Sold by
Valencia Stefanie and Estate Of Luis Valencia Sanche
Bought by
Evind Norman and Evind Donna
Seller's Agent
Ignacio Morales
Ignacio Morales II, Broker
Buyer's Agent
Ignacio Morales
Ignacio Morales II, Broker
List Price
$349,900
Sold Price
$290,000
Premium/Discount to List
-$59,900
-17.12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.63%
Purchase Details
Closed on
Dec 20, 2006
Sold by
Diaz Jeronimo
Bought by
Sanchez Luis Valencia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.1%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Mar 10, 2000
Sold by
Saugar Ronald
Bought by
Diaz Jeronimo and Sanchez Luis Valencia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,922
Interest Rate
8.34%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 14, 1998
Sold by
Saugar Teresa
Bought by
Saugar Ronald
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,760
Interest Rate
6.97%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mora Leonel Antonio Soto | $565,000 | Fidelity National Title Compan | |
| Evind Norman | $290,000 | Fidelity National Title Co | |
| Sanchez Luis Valencia | $177,000 | Chicago Title Company | |
| Diaz Jeronimo | $172,000 | Chicago Title Co | |
| Saugar Ronald | -- | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mora Leonel Antonio Soto | $536,750 | |
| Previous Owner | Sanchez Luis Valencia | $225,000 | |
| Previous Owner | Diaz Jeronimo | $169,922 | |
| Previous Owner | Saugar Ronald | $21,760 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $565,000 | +2.9% | $628 / Sq Ft | |
| 10/24/2025 10/24/25 | Pending | -- | -- | -- | |
| 09/26/2025 09/26/25 | For Sale | $549,000 | +89.3% | $610 / Sq Ft | |
| 10/10/2019 10/10/19 | Sold | $290,000 | -17.1% | $322 / Sq Ft | View Prior Sale |
| 09/14/2019 09/14/19 | Pending | -- | -- | -- | |
| 07/30/2019 07/30/19 | For Sale | $349,900 | -- | $389 / Sq Ft |
Source: Bay Area Real Estate Information Services (BAREIS)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,054 | $317,153 | $191,386 | $125,767 |
| 2024 | $4,054 | $310,935 | $187,634 | $123,301 |
| 2023 | $4,054 | $304,839 | $183,955 | $120,884 |
| 2022 | $3,979 | $298,863 | $180,349 | $118,514 |
| 2021 | $3,931 | $293,004 | $176,813 | $116,191 |
| 2020 | $3,919 | $290,000 | $175,000 | $115,000 |
| 2019 | $5,037 | $380,000 | $200,000 | $180,000 |
| 2018 | $3,076 | $232,331 | $67,536 | $164,795 |
| 2017 | $3,028 | $227,776 | $66,212 | $161,564 |
| 2016 | $2,970 | $223,311 | $64,914 | $158,397 |
| 2015 | $2,837 | $219,957 | $63,939 | $156,018 |
| 2014 | $2,414 | $186,000 | $54,000 | $132,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Jacobs
-
Veronica Diaz
V
Buyer's Agent in 2025
Veronica Diaz
Coldwell Banker Realty
(707) 978-3500
4 in this area
54 Total Sales
-
Ignacio Morales
Seller's Agent in 2019
Ignacio Morales
Ignacio Morales II, Broker
(916) 919-0789
4 Total Sales
Map
Source: Bay Area Real Estate Information Services (BAREIS)
MLS Number: 325086333
APN: 001-085-007
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Listing information deemed reliable but not guaranteed. Copyright 2026 Bay Area Real Estate Information Services, Inc. All Right Reserved.
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