NOT LISTED FOR SALE

130 Lowery Swansboro, NC 28584

Estimated Value: $1,206,000 - $1,531,000

4 Beds
6 Baths
4,446 Sq Ft
$313/Sq Ft Est. Value

Last Sold October 31, 2024

Last sale price $1,435,000 $323 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $7,723/month

6 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Boat Dock
  • Boat Lift
  • White Oak Elementary School Rated A-
  • Boat Ramp
  • Boat Slip

About This Home

As of October 2024

WATERFRONT RETREAT HOME WITH AMAZING VIEWS in the gated community of Bluewater Cove !! This home is move-in ready with much to offer. The elevator will take you to all three floors!! White oak wood floors are throughout and many extras which include a security system and whole house generator. The ground level has 2 garages, a bonus room with 1/2 bath, a mini- split for heating and cooling, a large storage area for your golf cart, lawn equipment and water toys with garage door. The back door will lead you to the back yard with wrought iron fence that overlooks the water, includes an outside shower, pier, boat dock and 7000-pound boat lift. The main living area has a guest bedroom with a walk-in closet, full bathroom with tub/shower. This level also offers a large kitchen with granite counter tops and farmhouse sink, double ovens, gas Jenn Air stove, large eat at island. Close by is a roomy butler's pantry with sink, refrigerator, lots of shelves and cabinets for storage and laundry room. There is a formal dining room and family room with fireplace and built ins. All of this will lead you through glass French doors onto a porch with breathtaking views overlooking the water. Also on this level is the master suite including a full bath with walk in shower, double sinks with granite counter tops, linen closet, and a very large unique closet with built ins all around and a large built-in island with drawers/storage. The master suite also enjoys a porch and beautiful views of the water perfect for relaxing in your personal oasis. The 3rd level has 2 bedrooms with walk in closets, each with a full bathroom and walk in shower; a bonus room with wet bar; an office space with walk in storage and a 1/2 bath. This highly sought after neighborhood amenities include community dock, a swimming pool, a clubhouse, boat ramp and a boat parking lot! Also do not forget this home is located in the Croatan School District!

Last Agent to Sell the Property

Nathan Perry

Nathan Perry Realty LLC License #282607 Listed on: 09/09/2024

Last Buyer's Agent

Linda Folger

Bluewater Real Estate - EI License #316395

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,792

Year Built

  • Built in 2018

Lot Details

  • 1.8 Acre Lot
  • Home fronts a canal
  • Cul-De-Sac
  • Fenced Yard
  • Decorative Fence
  • Property is zoned R15M

HOA Fees

  • $91 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 4,446 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Bookcases
  • Ceiling Fan
  • Gas Log Fireplace
  • Blinds
  • Mud Room
  • Entrance Foyer
  • Combination Dining and Living Room
  • Workshop
  • Wood Flooring
  • Canal Views
  • Storage In Attic
  • Home Security System

Kitchen

  • Double Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Accessible Home Design

  • Accessible Elevator Installed
  • Accessible Entrance

Outdoor Features

  • Outdoor Shower
  • Deeded Waterfront Access Rights
  • Pier
  • Boat Lift
  • Boat Ramp
  • Boat Slip
  • Balcony
  • Covered Patio or Porch

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Central Air
  • Heat Pump System
  • Whole House Permanent Generator
  • Propane
  • Tankless Water Heater
  • Fuel Tank
  • On Site Septic
  • Septic Tank

Listing and Financial Details

  • Tax Lot 83
  • Assessor Parcel Number 536604805488000

Community Details

Overview

  • Bluewater Cove HOA
  • Bluewater Cove Subdivision
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,792

Year Built

Built in 2018

Lot Details

0

HOA Fees

$91 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Appliances Equipment: Cooktop - Gas, Refrigerator, Microwave - Built-In, Double Oven, Dishwasher
  • Basement: None
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • Cooling System: Central, Heat Pump
  • Deed Page: 105.00
  • Directions To Property: Take Hwy 70 E toward New Bern, turn R onto ramp to US 17 South, turn left onto Hwy 58 toward Maysville, turn right at light in Maysville (Hwy 58), turn right onto W Firetower Rd, continue straight onto Buster Rd/Little Kinston Rd, turn Left onto White Heron Lane, turn onto Lowery Lane
  • Document Count: 10
  • Elementary School: White Oak Elementary
  • Fencing: Back Yard, Metal/Ornamental
  • Fireplace: 1
  • Foundation: Slab
  • Fuel Tank: Propane Buried
  • Fuel Tank Ownership: Owned
  • Green Bldg Features: Tankless Water Heater
  • Handicap Accessible: Accessible Entrance, Elevator
  • High School: Croatan
  • H O A: Yes
  • H O Aand Neighborhood Amenities: Boat Dock, Street Lights, Security, Community Pool, Maint - Roads, Maint - Comm Areas, Gated, Clubhouse
  • Listing I D: 100465295
  • List Priceper Sq Ft: 303.64
  • Location Type: Mainland
  • Lot Acres: 1.80
  • Lot Description: Cul-de-Sac Lot
  • Lot Dimensions: +-50' x 409' x 225' x 486'
  • Lot Number: 83
  • Lot Sq Ft: 78408.00
  • Lot Water Features: Boat Dock, Pier, Waterfront Comm, Water Access Comm, Deeded Water Access, Deeded Waterfront, Boat Slip, Boat Ramp, Boat Lift
  • Marketing City: Swansboro
  • Middle School: Broad Creek
  • M L S Approved: Y
  • New Construction: No
  • Porch Balcony Deck: Balcony, Patio, Porch, Covered
  • Prospect Exempt: No
  • Road Type Frontage: Maintained, Paved
  • Secondary Subdivision: N/A
  • Service Providers Electric Provider: Carteret-Craven Electric Cooperative
  • Service Providers Water Provider: West Carteret Water Corp
  • Sign On Property: Yes
  • Special Assessments: None Known
  • Sq Ft Heated: 4446.00
  • State Province: NC
  • Stipulation Of Sale: None
  • Stories: 3.0
  • Stories Levels: 3 Story or More
  • Subdivision: Bluewater Cove
  • Tax Identifier: 536604805488000
  • Tax Year: 2023
  • Terms: Cash, VA Loan, FHA, Conventional
  • Total Real Estate Property Taxes: 2792.09
  • Total Heated Primary Separate Sq Ft: 4446.00
  • Un Branded Virtual Tour: https://www.propertypanorama.com/instaview/ncrmls/100465295
  • Water Heater: Tankless
  • Waterview: Yes
  • Year Built: 2018
  • Zoning: R15M
  • Road Frontage Type: Canal Front
  • Lot View Type: Canal View, Water View
  • H O A Association Fee1 Year: 1089.00
  • H O A Association Name: Bluewater Cove HOA
  • H O A Association Phone: 865-315-75
  • H O A H O A1 Mgmt Company: Clark Simson Miller
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Eave Storage, Walk-In
  • Dining Room Type: Combination
  • Flooring: Wood
  • Interior Amenities: Blinds/Shades, Security System, Workshop, Whole-Home Generator, Wet Bar, Walk-In Closet, Walk-in Shower, Elevator, Pantry, Mud Room, Kitchen Island, Gas Logs, Foyer, Ceiling Fan(s), Bookcases
  • Laundry Location: Hookup - Dryer, Room, Hookup - Washer
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bathrooms: 6.00
  • Bedrooms: 4

Exterior Features

  • Exterior Features: Outdoor Shower
  • Exterior Finish: Wood Siding
  • Roof: Shingle
  • Waterfront: Yes

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Garage Door Opener, On Site, Garage Faces Front

Utilities

  • Heated Sq Ft: 4000 - 4499
  • Heating System: Heat Pump
  • Utilities: Municipal Water, Septic On Site
  • Heating System Fuel Source: Electric

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 8, 2025
Sold by
Folger Robert C and Folger Linda J
Bought by
Folger Living Trust and Folger
Current Estimated Value
$1,389,617

Purchase Details

Listed on
Sep 9, 2024
Closed on
Oct 31, 2024
Sold by
Fox Tony L and Fox Stephanie K
Bought by
Folger Linda J and Folger Robert C
Seller's Agent
Nathan Perry
Nathan Perry Realty LLC
Buyer's Agent
Linda Folger
Bluewater Real Estate - EI
List Price
$1,350,000
Sold Price
$1,435,000
Premium/Discount to List
$85,000
6.3%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.66%
Original Mortgage
$1,148,000
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 20, 2010
Closed on
Sep 20, 2016
Sold by
Bluewater Associates Of Emerald Isle Inc
Bought by
Fox Tony L and Fox Stephanie K
Seller's Agent
Woodrow Warren
Bluewater Real Estate - EI
Buyer's Agent
Tina Brannen
Thurlow and Bute Real Estate
List Price
$325,000
Sold Price
$149,000
Premium/Discount to List
-$176,000
-54.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.26%
Original Mortgage
$111,750
Interest Rate
3.45%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Folger Living Trust -- None Listed On Document
Folger Living Trust -- None Listed On Document
Folger Linda J $1,435,000 None Listed On Document
Fox Tony L $149,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Folger Linda J $1,148,000
Previous Owner Fox Tony L $111,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2024 10/31/24 Sold $1,435,000 +6.3% $323 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/09/2024 09/09/24 For Sale $1,350,000 +806.0% $304 / Sq Ft
09/27/2016 09/27/16 Sold $149,000 -54.2% -- View Prior Sale
08/17/2016 08/17/16 Pending -- -- --
07/20/2010 07/20/10 For Sale $325,000 -- --
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,394 $1,321,726 $264,398 $1,057,328
2024 $2,875 $590,870 $114,249 $476,621
2023 $2,949 $590,870 $114,249 $476,621
2022 $2,772 $590,870 $114,249 $476,621
2021 $2,772 $590,870 $114,249 $476,621
2020 $2,780 $590,870 $114,249 $476,621
2019 $3,353 $755,401 $274,199 $481,202
2017 $1,042 $274,199 $274,199 $0
2016 $1,042 $274,199 $274,199 $0
2015 $1,015 $274,199 $274,199 $0
2014 $1,151 $311,102 $311,102 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100465295

Hive MLS

APN: 5366.04.80.5488000