NOT LISTED FOR SALE

Estimated Value: $528,000 - $579,000

3 Beds
3 Baths
2,170 Sq Ft
$254/Sq Ft Est. Value

Last Sold October 28, 2016

Last sale price $385,000 $177 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $3,869/month

7 Days on Market

Highlights

  • Lake Front
  • Wood Flooring
  • Balcony
  • Palatine High School Rated A
  • Stainless Steel Appliances
  • Attached Garage

About This Home

As of October 2016

LAKE PROPERTY! Spacious 3 bedroom, 3 full bath home in Spinnaker Cove! Gorgeous views of lake from several rooms plus lake access from small beach area. Updated kitchen w/newer SS appliances & room for a table. Large family room has hardwood floors, gas log fireplace and sliders to terrific patio. Master has own bath and a private balcony overlooking the lake. Updated hall bathroom. Newer washer, furnace, water heater, sump w/backup and upper windows. Hardwood floors have been refinished. Launch your fishing or paddle boat from your yard into one of the cleanest lakes in northern Illinois. Homeowners' Assn has several fun activities thru-out the year for $170 a year.

Last Agent to Sell the Property

Sue Gould

Berkshire Hathaway HomeServices Starck Real Estate License #471006015 Listed on: 07/15/2016

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Sue Gould

Berkshire Hathaway HomeServices Starck Real Estate License #471006015 Listed on: 07/15/2016

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,283

Year Built

  • 1973

Lot Details

  • Lake Front
  • Southern Exposure

HOA Fees

  • $14 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Wood Flooring
  • Water Views
  • Finished Basement
  • Finished Basement Bathroom

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • North or South Exposure

Outdoor Features

  • Balcony
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Rights
  • Lake Michigan Water

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,283

Year Built

1973

Lot Details

0

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service, Commuter Train
  • Age: 41-50 Years
  • Full Bathrooms: 3
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3
  • Type Detached: Split Level
  • Estimated Year Built: 1973
  • Tax Exemptions: Homeowner, Senior
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1973

Interior Features

  • Interior Property Features: Hardwood Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 20X14, On Level: Main Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: TV-Cable, Sump Pump, Backup Sump Pump;
  • Fireplace Details: Wood Burning, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X6, On Level: Lower
  • Dining Room: Dimensions: 12X11, On Level: Main Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Kitchen Type: Dimensions: 17X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Foyer
  • Master Bedroom: Dimensions: 20X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Foyer, Dimensions: 10X6, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 12X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 2170
  • Dining Room Type: L-shaped
  • Family Room: Dimensions: 22X20, On Level: Lower, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Balcony, Patio
  • Exposure: N (North), S (South)
  • Acreage: 0.21

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Lake Rights
  • Assessment Association Fees: 170

Schools

  • School District: 211
  • Elementary School: JANE ADDAMS ELEMENTARY SCHOOL
  • Middle School: WINSTON CAMPUS-JUNIOR HIGH
  • High School: PALATINE HIGH SCHOOL
  • Junior High Dist: 15

Lot Info

  • Lot Dimensions: 80 X 110 X 84 X 9 X 137
  • Lot Description: Lake Front, Water Rights, Water View
  • Parcel Identification Number: 02124060250000

Tax Info

  • Taxes: 7716

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 2, 2025
Sold by
Ruehrdanz Michael and Ruehrdanz Jennifer B
Bought by
Ruehrdanz 2025 Trust and Ruehrdanz
Current Estimated Value
$550,103

Purchase Details

Closed on
Jul 10, 2019
Sold by
Ruehrdanz Beth
Bought by
Ruehrdanz Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 15, 2016
Closed on
Oct 28, 2016
Sold by
Mcdavid Sally L
Bought by
Ruehrdanz Michael and Ruehrdanz Beth
Seller's Agent
Sue Gould
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Sue Gould
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$400,000
Sold Price
$385,000
Premium/Discount to List
-$15,000
-3.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.14%
Original Mortgage
$275,000
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 4, 2000
Sold by
Yacullo Robert J and Yacullo Janice S
Bought by
Mcdavid Sally L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.96%

Purchase Details

Closed on
Mar 26, 1996
Sold by
Yacullo Robert J and Yacullo Janice S
Bought by
Yacullo Robert J and Yacullo Janice S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruehrdanz 2025 Trust -- None Listed On Document
Ruehrdanz Michael -- Chicago Title
Ruehrdanz Michael $385,000 Attorneys Title Guaranty Fun
Mcdavid Sally L $323,500 --
Yacullo Robert J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruehrdanz Michael $301,000
Previous Owner Ruehrdanz Michael $275,000
Previous Owner Mcdavid Sally L $177,000
Previous Owner Mcdavid Sally L $206,500
Previous Owner Mcdavid Sally L $205,900
Previous Owner Mcdavid Sally L $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/28/2016 10/28/16 Sold $385,000 -3.8% $177 / Sq Ft
07/22/2016 07/22/16 Pending -- -- --
07/15/2016 07/15/16 For Sale $400,000 -- $184 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,283 $36,465 $6,237 $30,228
2023 $10,347 $39,547 $6,237 $33,310
2022 $10,347 $39,547 $6,237 $33,310
2021 $8,201 $28,582 $5,775 $22,807
2020 $8,152 $28,582 $5,775 $22,807
2019 $8,744 $33,920 $5,775 $28,145
2018 $8,676 $31,353 $5,313 $26,040
2017 $9,165 $33,436 $5,313 $28,123
2016 $10,202 $35,981 $5,313 $30,668
2015 $7,716 $29,610 $4,851 $24,759
2014 $8,389 $32,041 $4,851 $27,190
2013 $8,143 $32,041 $4,851 $27,190
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09288350

Midwest Real Estate Data (MRED)

APN: 02-12-406-025-0000