OPEN FRI 10AM - 12PM
$10K PRICE DROP
1303 SE 20th Ct Cape Coral, FL 33990
Hancock NeighborhoodEstimated payment $4,633/month
Total Views
2,975
4
Beds
3
Baths
2,880
Sq Ft
$257
Price per Sq Ft
Highlights
- Home fronts a seawall
- Concrete Pool
- Canal View
- Cape Elementary School Rated A-
- Canal Access
- Maid or Guest Quarters
About This Home
Welcome to a truly unique and expansive residence offering nearly 3,000 square feet of living space and over 6,000 total square feet under roof, all nestled along a 120-foot-wide direct Gulf access saltwater canal—a boater’s dream! Enjoy boating and entertaining with lots of seating areas around the dock area and an 8,000 lb boat lift.
What truly sets this property apart is the attached two-story Mother-in-Law Suite—with its own private front entry gated courtyard, a kitchenette, downstairs living area, pool access, and an upstairs bedroom with ensuite bathroom and a walk-in shower. It also has access to the main house. The Mother-in-law Suite is perfect l for multi-generational living, extended family, guests, or caregivers, this private wing offers comfort and independence. The kitchen has soft-close cabinetry, under-cabinet lighting, stainless steel appliances, and a functional layout perfect for any chef. The spacious primary bedroom suite offers private access to the lanai and pool area, a large custom walk-in closet with cabinetry and organizers and a luxurious ensuite bath featuring a jetted Jacuzzi tub large plate glass window with a motorized privacy shade, plus a generous walk-in tiled shower with multi-head shower head.
Enjoy peace of mind with hurricane protection on all windows and doors, including some impact-rated glass, accordion shutters and acrylic shutters. There are two newer A/C systems, and a 3-car garage with hurricane-rated doors and ample overhead storage. The heated pool has been recently resurfaced and is surrounded by tropical palms and plenty of space to relax or entertain by the water’s edge while watching the passing boat traffic.
Best of all, this home has never experienced flooding, and flood insurance is just $784/year—a rare find for waterfront living.
Don’t miss this extraordinary opportunity to own a home that blends space, flexibility, and waterfront beauty. This is the lifestyle you've been waiting for!
Open House Schedule
-
Friday, August 15, 202510:00 am to 12:00 pm8/15/2025 10:00:00 AM +00:008/15/2025 12:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,969
Year Built
- Built in 1989
Lot Details
- 10,672 Sq Ft Lot
- Lot Dimensions are 62 x 127 x 82 x 125
- Home fronts a seawall
- West Facing Home
- Rectangular Lot
- Sprinkler System
- Property is zoned R1-W
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Wood Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 2,880 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Shutters
- French Doors
- Great Room
- Combination Dining and Living Room
- Tile Flooring
- Canal Views
- Pull Down Stairs to Attic
Kitchen
- Breakfast Area or Nook
- Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Maid or Guest Quarters
- 3 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Multiple Shower Heads
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
Pool
- Concrete Pool
- Heated In Ground Pool
- Saltwater Pool
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- Canal Access
- Balcony
- Screened Patio
Utilities
- Central Heating and Cooling System
- Sewer Assessments
- Cable TV Available
Community Details
- No Home Owners Association
- Cape Coral Subdivision
Listing and Financial Details
- Legal Lot and Block 35 / 1268
- Assessor Parcel Number 20-44-24-C3-01268.0350
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,969 | $426,396 | -- | -- |
| 2023 | $6,783 | $413,977 | $0 | $0 |
| 2022 | $6,447 | $401,919 | $0 | $0 |
| 2021 | $6,706 | $501,304 | $116,073 | $385,231 |
| 2020 | $6,845 | $384,825 | $0 | $0 |
| 2019 | $6,659 | $376,173 | $0 | $0 |
| 2018 | $6,743 | $372,984 | $0 | $0 |
| 2017 | $6,491 | $353,893 | $0 | $0 |
| 2016 | $6,398 | $366,560 | $116,740 | $249,820 |
| 2015 | $6,495 | $344,205 | $100,770 | $243,435 |
| 2014 | $3,456 | $312,701 | $101,786 | $210,915 |
| 2013 | -- | $329,400 | $100,425 | $228,975 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/06/2025 08/06/25 | Price Changed | $740,000 | -1.3% | $257 / Sq Ft |
| 06/26/2025 06/26/25 | For Sale | $750,000 | -- | $260 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Cape Coral Ttl Ins Agcy Inc | |
| Warranty Deed | $380,000 | Cape Coral Title Insurance A |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $136,000 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $159,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Cape Coral, FL
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 225054121
APN: 20-44-24-C3-01268.0350
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