NOT LISTED FOR SALE

13039 Polk St Cedar Lake, IN 46303

Estimated Value: $346,000 - $420,000

4 Beds
2 Baths
1,960 Sq Ft
$201/Sq Ft Est. Value

Last Sold March 11, 2022

Last sale price $363,000 $185 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,828/month

4 Days on Market

Highlights

  • Lake View
  • Deck
  • Balcony
  • Lake Privileges
  • No HOA
  • 3-minute walk to Potawatomi Park

About This Home

As of March 2022

4 BDRM / 2 BATH /1960 SQ FT located on a LAKEFRONT 3 acre town park. Finished basement walks out to Potawatomi park which is your LAKEFRONT back yard. Beautiful lake views from CUSTOM DECK, PATIO and most rooms in the house. The deck & patio are 70 feet from the water. This house was lifted & PROFESSIONALLY CUSTOM rebuilt from top to bottom in 2017. NEW ITEMS INCLUDE: electric, siding, flooring, cabinets, roof, fascia, soffit, bathrooms, kitchen, heat, air conditioner, water softener. Most of the drywall and plumbing are new. MAINTENANCE FREE cast in place CONCRETE DECK over looking the lake with CUSTOM GLASS RAILINGS, steel posts, & FIRE PIT / GRILL AREA. There is a lower level CONCRETE PATIO with a built in custom OUTDOOR FIREPLACE. All APPLIANCES INCLUDED. CHEAP TAXES & NO HOA. You can walk or golf cart through the neighborhood to NORTH POINT MARINA or HUNLEY'S BAR / RESTAURANT. The neighborhood is golf cart approved.There is a broken window that is on back order. (2 weeks out)

Last Agent to Sell the Property

David Harkabus

BHHS Executive Realty License #RB14042838 Listed on: 01/29/2022

BHHS Executive Realty

Last Buyer's Agent

Wendy Embry

McColly Real Estate License #RB14037576

McColly Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,951

Year Built

  • Built in 1929

Lot Details

  • 4,800 Sq Ft Lot
  • Lot Dimensions are 60 x 80

Interior Spaces

  • 2-Story Property
  • Lake Views
  • Basement

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Lake Privileges
  • Balcony
  • Deck
  • Patio

Schools

  • Hanover Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Meyer Manor 4Th Subdivision

Listing and Financial Details

  • Assessor Parcel Number 451522406015000014

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,951

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1929
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Other
  • Reso View: Lake
  • ResoOtherEquipment: None
  • Co List Office Mls Id: NRA121
  • Subdivision Name: Meyer Manor 4th
  • Above Grade Finished Sq Ft: 1200
  • Unit Levels: Two
  • Property Attached Yn: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Gas Range, Dishwasher, Microwave, Refrigerator, Water Softener Owned
  • Interior Amenities: None
  • Basement: Walk-Out Access
  • Flooring: Carpet, Vinyl
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 760
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Balcony, Other
  • Acres: 0.1102
  • Waterfront Features: Lake Privileges
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Dimensions: 60 x 80
  • Lot Size Sq Ft: 4800
  • Parcel #: 451522406015000014

Tax Info

  • Year: 2020
  • Tax Annual Amount: 2951

MLS Schools

  • HighSchool: Hanover Central High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2022
Closed on
Mar 17, 2022
Sold by
Central Coast Holdings Llc
Bought by
Otano Jesse Ray
Seller's Agent
David Harkabus
BHHS Executive Realty
Buyer's Agent
Wendy Embry
McColly Real Estate
List Price
$363,000
Sold Price
$363,000
Current Estimated Value
$393,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,117
Avg. Annual Appreciation
1.90%
Original Mortgage
$344,850
Outstanding Balance
$326,915
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$61,117

Purchase Details

Listed on
Jan 29, 2022
Closed on
Mar 11, 2022
Sold by
Central Coast Holdings Llc
Bought by
Otano Jesse Ray
Seller's Agent
David Harkabus
BHHS Executive Realty
Buyer's Agent
Wendy Embry
McColly Real Estate
List Price
$363,000
Sold Price
$363,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,850
Outstanding Balance
$326,915
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$61,117

Purchase Details

Listed on
Nov 5, 2013
Closed on
May 23, 2014
Sold by
Eck Lynn Ann and Estate Of Margaret Mary Devrie
Bought by
Central Coast Holdings Llc
Seller's Agent
Denise Henderson
Century 21 Circle
Buyer's Agent
David Harkabus
BHHS Executive Realty
List Price
$72,500
Sold Price
$72,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.97%
Original Mortgage
$46,219
Interest Rate
5.9%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Otano Jesse Ray -- Chicago Title
Otano Jesse Ray -- Chicago Title
Central Coast Holdings Llc -- Northwest Indiana Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Otano Jesse Ray $344,850
Closed Otano Jesse Ray $344,850
Previous Owner Central Coast Holdings Llc $46,219
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/11/2022 03/11/22 Sold $363,000 0.0% $185 / Sq Ft
02/02/2022 02/02/22 Pending -- -- --
01/29/2022 01/29/22 For Sale $363,000 +400.7% $185 / Sq Ft
05/28/2014 05/28/14 Sold $72,500 0.0% $60 / Sq Ft
03/27/2014 03/27/14 Pending -- -- --
11/05/2013 11/05/13 For Sale $72,500 -- $60 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,912 $347,800 $21,800 $326,000
2023 $3,940 $335,200 $18,600 $316,600
2022 $7,380 $310,000 $18,600 $291,400
2021 $3,813 $173,800 $15,000 $158,800
2020 $2,951 $128,300 $20,500 $107,800
2019 $2,759 $120,500 $20,500 $100,000
2018 $2,563 $104,400 $14,800 $89,600
2017 $2,774 $105,800 $14,800 $91,000
2016 $2,320 $86,200 $14,800 $71,400
2014 $246 $85,100 $14,800 $70,300
2013 $252 $84,600 $14,800 $69,800
Source: Public Records

Agents Affiliated with this Home

  • David Harkabus

    Seller's Agent in 2022

    David Harkabus

    BHHS Executive Realty

    (219) 313-1669

    41 in this area

    79 Total Sales

    David Harkabus
    Section Image
  • Wendy Embry

    Buyer's Agent in 2022

    Wendy Embry

    McColly Real Estate

    (219) 776-0408

    6 in this area

    105 Total Sales

    Wendy Embry
    Section Image

  • D

    Seller's Agent in 2014

    Denise Henderson

    Century 21 Circle

    (219) 313-3621

    2 in this area

    37 Total Sales

    Denise Henderson
    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 506818

Northwest Indiana Association of REALTORS®

APN: 45-15-22-406-015.000-014

Indiana Lake County Cedar Lake 46303

13039 Polk St, Cedar Lake, IN

This home is located at 13039 Polk St, Cedar Lake, IN 46303 since 29 January 2022 and is currently estimated at $393,117, approximately $200 per square foot. This property was built in 1929. 13039 Polk St is a home located in Lake County with nearby schools including Jane Ball Elementary School, Hanover Central Middle School, and Hanover Central High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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