$97,900
SOLD NOV 7, 2025

1304 E 4th St Sterling, IL 61081

3 Beds
2.5 Baths
1,800 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$54 Per Sq Ft

11% Below List Price

82 Days on Market

Highlights

  • Deck
  • Solid Surface Countertops
  • 4-minute walk to Lincoln Park
  • Mud Room
  • Forced Air Heating and Cooling System

About This Home

As of November 2025

Welcome to 1304 E 4th St in Sterling—where timeless charm meets modern convenience! This beautifully maintained 3-bedroom, 2.5-bathroom home features original hardwood floors, fresh paint, and soaring 9-foot ceilings in the main living area. Step inside to an inviting open foyer and eye-catching open staircase, showcasing original moldings and true craftsman details throughout. The spacious layout includes a separate dining room, and a bright kitchen complete with an island, new 5-burner gas range with griddle, and stainless-steel appliances. Off the kitchen, you’ll find a convenient half bath and a mudroom/laundry area with direct access to the private backyard. Upstairs offers three generously sized bedrooms, another full bath, and more gleaming hardwood floors. The basement features a second partial kitchen and a full bathroom, making it a perfect space for a potential in-law suite, home office, or guest retreat. Enjoy your mornings on the 8x22 front porch or entertain in the private backyard. The property also includes a 33x22 ft garage with alley access ideal for storage, a workshop, or additional parking. This property is also an excellent opportunity for investors or buyers looking for rental potential, with flexible living areas and plenty of space to customize. Conveniently located close to town, this home blends character, functionality, and possibilities all in one. Don’t miss your chance to own this classic Sterling gem!

Last Agent to Sell the Property

Anthony Ramirez

Keller Williams Realty Signature License #475199709 Listed on: 07/05/2025

Keller Williams Realty Signature

Last Buyer's Agent

NON-NWIAR Member

NorthWest Illinois Alliance of REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,551

Year Built

  • Built in 1932

Home Design

  • Shingle Roof
  • Siding

Interior Spaces

  • 1,800 Sq Ft Home
  • 2-Story Property
  • Window Treatments
  • Mud Room
  • Partial Basement

Kitchen

  • Stove
  • Gas Range
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 3 Car Garage
  • Alley Access
  • Off Alley Driveway

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Deck
  • 7,405 Sq Ft Lot

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,551

Year Built

Built in 1932

Lot Details

0

Listing Details

  • Interior Amenities: Countertop-Solid Surface, Window Treatments
  • Road Frontage: Alley Access, City/Town
  • Type: City/Town
  • Electric: Circuit Breaker
  • Additional Room 5: Laundry, Dimensions: 9.6x5.5
  • Appliances That Stay or Are Included: Dishwasher, Refrigerator, Stove/Cooktop
  • Class: HOUSE
  • General Features: Deck
  • Legal Description: EAST OF BROADWAY W 50' OF E 91' LOTS 4-5 & 6 BLK 21 69300x
  • Lot Acreage: 0.17
  • Lvt Date: 07/05/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Upper Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: 110878
  • Egress: No
  • Elementary School: Other/Outside Area
  • Estimated Total Finished Sq Ft: 1800
  • Garage Type Driveway: Detached, Off Alley
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Welcome to 1304 E 4th St in Sterling—where timeless charm meets modern convenience! This beautifully maintained 3-bedroom, 2.5-bathroom home features original hardwood floors, fresh paint, and soaring 9-foot ceilings in the main living area. Step inside to an inviting open foyer and eye-catching open staircase, showcasing original moldings and true craftsman details throughout. The spacious layout includes a separate dining room, and a bright kitchen complete with an island, new 5-burner gas range with griddle, and stainless-steel appliances. Off the kitchen, you’ll find a convenient half bath and a mudroom/laundry area with direct access to the private backyard. Upstairs offers three generously sized bedrooms, another full bath, and more gleaming hardwood floors. The basement features a second partial kitchen and a full bathroom, making it a perfect space for a potential in-law suite, home office, or guest retreat. Enjoy your mornings on the 8x22 front porch or entertain in the private backyard. The property also includes a 33x22 ft garage with alley access ideal for storage, a workshop, or additional parking. This property is also an excellent opportunity for investors or buyers looking for rental potential, with flexible living areas and plenty of space to customize. Conveniently located close to town, this home blends character, functionality, and possibilities all in one. Don’t miss your chance to own this classic Sterling gem!
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 1800
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 3
  • Basement Type: Partial
  • Master Bedroom: Dimensions: 12.3x13.9, On Level: Upper
  • Bedroom 2: Dimensions: 11.3x10.2, On Level: Upper
  • Bedroom 3: Dimensions: 12.3x11.9, On Level: Upper
  • Dining Room: Yes, On Level: Main, Dimensions: 11x15
  • Family Room: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 15x12.6, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 14.7x12.4
  • Recreation Room: No
  • Total Bathrooms: 2.5
  • Basement: Yes

Exterior Features

  • Exterior: Siding
  • Roof: Shingle

Garage/Parking

  • Garage: 3

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Electric

Building Info

  • Year Built: 1932

Tax Info

  • Year: 2024
  • Taxes: 1551

MLS Schools

  • HighSchool: Other/Outside Area
  • School District: Other/Outside Area
  • Middle School: Other/Outside Area

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2025
Closed on
Nov 3, 2025
Sold by
Johnson Josh L
Bought by
Harts Jeremiah
Seller's Agent
Anthony Ramirez
Keller Williams Realty Signature
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$110,000
Sold Price
$97,900
Premium/Discount to List
-$12,100
-11%
Views
150

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
56.32%
Original Mortgage
$9,790
Outstanding Balance
$8,834
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$95,851

Purchase Details

Listed on
Jul 5, 2025
Closed on
Nov 1, 2025
Sold by
Johnson Yasmine C
Bought by
Johnson Josh L
Seller's Agent
Anthony Ramirez
Keller Williams Realty Signature
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$110,000
Sold Price
$97,900
Premium/Discount to List
-$12,100
-11%
Views
150

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,790
Outstanding Balance
$8,834
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$95,851

Purchase Details

Closed on
May 25, 2007
Sold by
Fannie Mae
Bought by
Johnson Josh L and Johnson Yasmine C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,000
Interest Rate
6.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 2007
Sold by
Nehring Sidney A
Bought by
Federal National Mortgage Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $98,000 Security First Title
Warranty Deed -- Security First Title
Special Warranty Deed -- None Available
Sheriffs Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,790 New Conventional
Open $90,068 New Conventional
Previous Owner $47,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $97,900 -6.8% $54 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
08/01/2025 08/01/25 Price Changed $105,000 -4.5% $58 / Sq Ft
07/05/2025 07/05/25 For Sale $110,000 -- $61 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,551 $20,873 $3,667 $17,206
2023 $1,425 $19,593 $3,442 $16,151
2022 $1,362 $18,746 $3,293 $15,453
2021 $1,277 $17,678 $3,105 $14,573
2020 $1,218 $17,059 $2,996 $14,063
2019 $1,867 $16,750 $2,942 $13,808
2018 $1,847 $16,777 $2,947 $13,830
2017 $1,851 $16,662 $2,927 $13,735
2016 $1,804 $16,125 $2,833 $13,292
2015 $1,100 $16,568 $2,911 $13,657
2014 $1,084 $16,200 $2,846 $13,354
2013 $1,100 $16,568 $2,911 $13,657
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202503862

NorthWest Illinois Alliance of REALTORS®

APN: 1122256007