$449,000
$70K PRICE DROP

131 Harbor Rd Naples, ME 04055

Estimated payment $2,654/month

Total Views 18,065
3 Beds
1 Bath
2,128 Sq Ft
$211 Price per Sq Ft

Highlights

  • 275 Feet of Waterfront
  • Country Club
  • Wooded Lot
  • Nearby Water Access
  • Scenic Views
  • Ranch Style House

About This Home

Enjoy lake life in desirable Sebago Harbor Association on Sebago Cove. This 3 bedroom, home is perfectly positioned to capture seasonal views of beautiful Sebago Lake, with the main living space thoughtfully located on the upper level for maximum enjoyment. The bright, open-concept kitchen and living area create a welcoming space for relaxing or entertaining, while large windows bring in natural light and glimpses of the water.
The kitchen and living room provide access to the spacious wraparound porch — perfect for dining, relaxing, or simply soaking in the peaceful surroundings.
Two additional rooms on the lower level offer flexibility for guests, a home office, or extra storage. Step outside to enjoy the peaceful setting and take full advantage of the association beaches and marina.

Whether you're looking for a year-round property or a seasonal escape, this home offers a rare opportunity to enjoy one of Maine's most sought-after lake communities. Just minutes to Naples Causeway and an easy drive to Portland — come experience the best of lakeside living!

Listing Agent

Vicki Kennedy

RE/MAX Oceanside Listed on: 04/25/2025

RE/MAX Oceanside

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,938

Year Built

  • Built in 1995

Lot Details

  • 0.37 Acre Lot
  • 275 Feet of Waterfront
  • Dirt Road
  • Landscaped
  • Wooded Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Basement Garage
  • Gravel Driveway

Home Design

  • Ranch Style House
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Family Room
  • Living Room
  • Dining Room
  • Scenic Vista Views
  • Electric Range

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Doghouse Basement Entry
  • Interior Basement Entry

Outdoor Features

  • Nearby Water Access
  • Shed

Location

  • Property is near a golf course

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Oil
  • Natural Gas Not Available
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic System
  • Private Sewer

Listing and Financial Details

  • Tax Lot 043
  • Assessor Parcel Number NAPL-000028U-000000-000043

Community Details

Recreation

  • Country Club

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,938

Year Built

Built in 1995

Lot Details

0

HOA Fees

$38 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Road Surface Type: Gravel, Dirt
  • Water Body Name: Sebago Cove
  • MLS Status: Active
  • Directions: 114 to Gore Road, left onto Harbor Road to #131 on the right.
  • Above Grade Finished Sq Ft: 1596.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Year Built: 1995
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: Unknown
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.37
  • Property Information:Total Baths: 1.0
  • Property Information:SqFt Finished Above Grade: 1596.0
  • Property Information:SqFt Finished Below Grade: 532.0
  • Property Information:Garage: Yes
  • Site:Well Landscaped: Yes
  • Water Info:Water Frontage2: Yes
  • Water Info:Water View2: Seasonal
  • Construction:Wood Frame: Yes
  • Percent Basement Finished: Yes
  • Basement:Walkout Access: Yes
  • Roof:Shingle: Yes
  • Heat System:Forced Air: Yes
  • Appliances Included:Electric Range: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Carpet: Yes
  • Floors:Vinyl: Yes
  • Floors:Wood3: Yes
  • Electric:Circuit Breakers: Yes
  • Basement Entry:Interior: Yes
  • Location Information:Association Fee: 450.0
  • Location Information:Fee Frequency Paid: Annually
  • Property Information:Garage Spaces: 1.0
  • Exterior:Vinyl Siding: Yes
  • Water Heater:Electric2: Yes
  • Dining Room:Dining Room: Yes
  • Living Room:Living Room: Yes
  • Gas:No Gas: Yes
  • Style:Ranch: Yes
  • Basement Entry:Doghouse: Yes
  • Parking:On Site2: Yes
  • Sewer:Private Sewer: Yes
  • Recreational Water:Nearby: Yes
  • Roads:GravelDirt: Yes
  • Water Info:Waterfront Amount -: 275.0
  • Water Info:Water Frontage Shared -: 275.0
  • Water:Private2: Yes
  • Driveway:Gravel: Yes
  • Site:Wooded: Yes
  • Family Room:Family Room: Yes
  • Sewer:Septic Existing on Site: Yes
  • Water:Well Existing on Site: Yes
  • View:Scenic: Yes
  • Location:Near Country Club: Yes
  • Vehicle Storage:Under: Yes
  • Other Structures:Shed: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Roads:Dirt: Yes
  • Vehicle Storage Basement: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Electric Range
  • Has Basement: Interior, Walk-Out Access, Finished, Full, Doghouse
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 532.0
  • Fireplace: No
  • Flooring: Wood, Vinyl, Carpet
  • Full Basement: Yes
  • Bedroom 2 Level: First
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Primary Bedroom Primary Bedroom Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Lot Features: Well Landscaped, Wooded, Near Golf Course, Near Shopping, Neighborhood
  • View: Scenic
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Wood Frame
  • Other Structures: Shed(s)
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Basement, 1 - 4 Spaces, Gravel, On Site, Underground

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank, Private Sewer
  • Water Source: Well, Private

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 16117.2
  • Parcel #: NAPL-000028U-000000-000043
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 2938.48
  • Tax Book Number: 29622
  • Tax Lot: 043
  • Tax Map Number: U28
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,891 $315,966 $121,632 $194,334
2023 $2,891 $315,966 $121,632 $194,334
2022 $2,607 $315,966 $121,632 $194,334
2021 $0 $220,353 $75,979 $144,374
2020 $2,942 $220,353 $75,979 $144,374
2019 $2,942 $220,353 $75,979 $144,374
2018 $0 $220,353 $75,979 $144,374
2017 $2,942 $220,353 $75,979 $144,374
2016 $2,909 $220,353 $75,979 $144,374
2015 -- $220,353 $75,979 $144,374
2014 -- $220,353 $75,979 $144,374
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/13/2025 09/13/25 Price Changed $449,000 -2.2% $211 / Sq Ft
07/11/2025 07/11/25 Price Changed $459,000 -8.0% $216 / Sq Ft
06/13/2025 06/13/25 Price Changed $499,000 -3.9% $234 / Sq Ft
04/25/2025 04/25/25 For Sale $519,000 +193.2% $244 / Sq Ft
05/25/2012 05/25/12 Sold $177,000 -15.6% $83 / Sq Ft
03/22/2012 03/22/12 Pending -- -- --
05/26/2011 05/26/11 For Sale $209,800 -- $99 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $138,250 Stand Alone Refi Refinance Of Original Loan
Closed $141,600 Purchase Money Mortgage
Previous Owner $33,000 Purchase Money Mortgage
Previous Owner $113,600 Unknown
Previous Owner $188,000 Purchase Money Mortgage
Previous Owner $23,500 Unknown
Source: Public Records

Source: Maine Listings

MLS Number: 1620316

Maine Listings

APN: NAPL-000028U-000000-000043