$444,000
PENDING

131 Harbor Rd Naples, ME 04055

Estimated payment $2,623/month

Total Views 1,222
3 Beds
1 Bath
2,128 Sq Ft
$209 Price per Sq Ft

Highlights

  • 275 Feet of Waterfront
  • Country Club
  • Wooded Lot
  • Nearby Water Access
  • Scenic Views
  • Ranch Style House

About This Home

Don't miss your chance to enjoy lake life in the highly sought-after Sebago Harbor Association on Sebago Cove! This home is perfectly positioned to capture seasonal views of stunning Sebago Cove, with the main living space thoughtfully designed on the upper level for maximum enjoyment. The bright, open-concept kitchen and living area offer a welcoming space to relax or entertain, while large windows fill the home with natural light and glimpses of the water. Step out onto the spacious wraparound porch...ideal for outdoor dining, morning coffee, or soaking in the peaceful surroundings.
The lower level features two additional rooms, providing flexible space for guests, a home office, or extra storage. Outside, enjoy the tranquil setting and take full advantage of the association beaches and marina.
Homes in this community rarely come to market, whether you're seeking a year-round residence or a seasonal retreat, this is your opportunity to own a piece of lake living before it's too late! Just minutes to Naples Causeway and a short drive to Portland.

Listing Agent

Vicki Kennedy

RE/MAX Oceanside Listed on: 10/22/2025

RE/MAX Oceanside

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,938

Year Built

  • Built in 1995

Lot Details

  • 0.37 Acre Lot
  • 275 Feet of Waterfront
  • Dirt Road
  • Landscaped
  • Wooded Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Basement Garage
  • Gravel Driveway

Home Design

  • Ranch Style House
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Family Room
  • Living Room
  • Dining Room
  • Scenic Vista Views
  • Electric Range

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Doghouse Basement Entry
  • Interior Basement Entry

Outdoor Features

  • Nearby Water Access
  • Shed

Location

  • Property is near a golf course

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Oil
  • Natural Gas Not Available
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic System
  • Private Sewer

Listing and Financial Details

  • Tax Lot 043
  • Assessor Parcel Number NAPL-000028U-000000-000043

Community Details

Recreation

  • Country Club

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,938

Year Built

Built in 1995

Lot Details

0

HOA Fees

$38 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Road Surface Type: Gravel, Dirt
  • Water Body Name: Sebago Cove
  • MLS Status: Pending
  • Directions: Gore Road to Harbor Road to #131 on the right.
  • Above Grade Finished Sq Ft: 1596.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Year Built: 1995
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: Unknown
  • Contract Information:List PriceSqFt: 278.2
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.37
  • Property Information:Total Baths: 1.0
  • Property Information:SqFt Finished Above Grade: 1596.0
  • Property Information:SqFt Finished Below Grade: 532.0
  • Property Information:Garage: Yes
  • Site:Well Landscaped: Yes
  • Water Info:Water Frontage2: Yes
  • Water Info:Water View2: Seasonal
  • Construction:Wood Frame: Yes
  • Percent Basement Finished: Yes
  • Basement:Walkout Access: Yes
  • Roof:Shingle: Yes
  • Heat System:Forced Air: Yes
  • Appliances Included:Electric Range: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Carpet: Yes
  • Floors:Vinyl: Yes
  • Floors:Wood3: Yes
  • Electric:Circuit Breakers: Yes
  • Basement Entry:Interior: Yes
  • Location Information:Association Fee: 450.0
  • Location Information:Fee Frequency Paid: Annually
  • Property Information:Garage Spaces: 1.0
  • Exterior:Vinyl Siding: Yes
  • Water Heater:Electric2: Yes
  • Dining Room:Dining Room: Yes
  • Living Room:Living Room: Yes
  • Gas:No Gas: Yes
  • Style:Ranch: Yes
  • Basement Entry:Doghouse: Yes
  • Parking:On Site2: Yes
  • Sewer:Private Sewer: Yes
  • Recreational Water:Nearby: Yes
  • Roads:GravelDirt: Yes
  • Water Info:Waterfront Amount -: 275.0
  • Water Info:Water Frontage Shared -: 275.0
  • Water:Private2: Yes
  • Driveway:Gravel: Yes
  • Site:Wooded: Yes
  • Family Room:Family Room: Yes
  • Sewer:Septic Existing on Site: Yes
  • Water:Well Existing on Site: Yes
  • View:Scenic: Yes
  • Location:Near Country Club: Yes
  • Vehicle Storage:Under: Yes
  • Other Structures:Shed: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Advertising Remarks:Advertising Remarks: Don't miss your chance to enjoy lake life in the highly sought-after Sebago Harbor Association on Sebago Cove! This home is perfectly positioned to capture seasonal views of stunning Sebago Cove, with the main living space thoughtfully designed on the upper level for maximum enjoyment. The bright, open-concept kitchen and living area offer a welcoming space to relax or entertain, while large windows fill the home with natural light and glimpses of the water. Step out onto the spacious wraparound porch...ideal for outdoor dining, morning coffee, or soaking in the peaceful surroundings. The lower level features two additional rooms, providing flexible space for guests, a home office, or extra storage. Outside, enjoy the tranquil setting and take full advantage of the association beaches and marina. Homes in this community rarely come to market, whether you're seeking a year-round residence or a seasonal retreat, this is your opportunity to own a piece of lake living before it's too late! Just minutes to Naples Causeway and a short drive to Portland.
  • Roads:Dirt: Yes
  • Vehicle Storage Basement: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Electric Range
  • Has Basement: Interior, Walk-Out Access, Finished, Full, Doghouse
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 532.0
  • Fireplace: No
  • Flooring: Wood, Vinyl, Carpet
  • Full Basement: Yes
  • Bedroom 2 Level: First
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Primary Bedroom Primary Bedroom Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Lot Features: Well Landscaped, Wooded, Near Golf Course, Near Shopping, Neighborhood
  • View: Scenic
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Wood Frame
  • Other Structures: Shed(s)
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Basement, 1 - 4 Spaces, Gravel, On Site, Underground

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank, Private Sewer
  • Water Source: Well, Private

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 16117.2
  • Parcel #: NAPL-000028U-000000-000043
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 2938.4
  • Tax Lot: 043
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,891 $315,966 $121,632 $194,334
2023 $2,891 $315,966 $121,632 $194,334
2022 $2,607 $315,966 $121,632 $194,334
2021 $0 $220,353 $75,979 $144,374
2020 $2,942 $220,353 $75,979 $144,374
2019 $2,942 $220,353 $75,979 $144,374
2018 $0 $220,353 $75,979 $144,374
2017 $2,942 $220,353 $75,979 $144,374
2016 $2,909 $220,353 $75,979 $144,374
2015 -- $220,353 $75,979 $144,374
2014 -- $220,353 $75,979 $144,374
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2025 10/28/25 Pending -- -- --
10/22/2025 10/22/25 For Sale $444,000 +150.8% $209 / Sq Ft
05/25/2012 05/25/12 Sold $177,000 -15.6% $83 / Sq Ft View Prior Sale
03/22/2012 03/22/12 Pending -- -- --
05/26/2011 05/26/11 For Sale $209,800 -- $99 / Sq Ft
Source: Maine Listings

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $141,600 Purchase Money Mortgage
Previous Owner $33,000 Purchase Money Mortgage
Previous Owner $188,000 Purchase Money Mortgage
Previous Owner $23,500 Unknown
Source: Public Records

Source: Maine Listings

MLS Number: 1641589

Maine Listings

APN: NAPL-000028U-000000-000043