NOT LISTED FOR SALE

131 Harbor Rd Naples, ME 04055

Estimated Value: $429,000 - $445,000

3 Beds
1 Bath
2,128 Sq Ft
$207/Sq Ft Est. Value

Last Sold November 21, 2025

Last sale price $440,000 $207 Per Sq Ft

Current estimated payment $2,547/month

6 Days on Market

Highlights

  • 275 Feet of Waterfront
  • Wooded Lot
  • Wood Flooring
  • Scenic Views
  • Ranch Style House
  • Subterranean Parking

About This Home

As of November 2025

Don't miss your chance to enjoy lake life in the highly sought-after Sebago Harbor Association on Sebago Cove! This home is perfectly positioned to capture seasonal views of stunning Sebago Cove, with the main living space thoughtfully designed on the upper level for maximum enjoyment. The bright, open-concept kitchen and living area offer a welcoming space to relax or entertain, while large windows fill the home with natural light and glimpses of the water. Step out onto the spacious wraparound porch...ideal for outdoor dining, morning coffee, or soaking in the peaceful surroundings.
The lower level features two additional rooms, providing flexible space for guests, a home office, or extra storage. Outside, enjoy the tranquil setting and take full advantage of the association beaches and marina.
Homes in this community rarely come to market, whether you're seeking a year-round residence or a seasonal retreat, this is your opportunity to own a piece of lake living before it's too late! Just minutes to Naples Causeway and a short drive to Portland.

Last Agent to Sell the Property

Vicki Kennedy

RE/MAX Oceanside Listed on: 10/22/2025

RE/MAX Oceanside

Last Buyer's Agent

Mitchell Domagala

RE/MAX Oceanside

RE/MAX Oceanside

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,938

Year Built

  • Built in 1995

Lot Details

  • 0.37 Acre Lot
  • 275 Feet of Waterfront
  • Landscaped
  • Wooded Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Gravel Driveway

Home Design

  • Ranch Style House
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Scenic Vista Views
  • Electric Range

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Finished Basement

  • Basement Fills Entire Space Under The House
  • Doghouse Basement Entry
  • Interior Basement Entry

Utilities

  • No Cooling
  • Forced Air Heating System
  • Private Water Source
  • Well
  • Private Sewer

Additional Features

  • Shed
  • Property is near golf course

Listing and Financial Details

  • Tax Lot 043
  • Assessor Parcel Number NAPL-000028U-000000-000043

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,938

Year Built

Built in 1995

Lot Details

0.37 Acres

HOA Fees

$38 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Road Surface Type: Gravel, Dirt
  • Water Body Name: Sebago Cove
  • MLS Status: Closed
  • Directions: Gore Road to Harbor Road to #131 on the right.
  • Above Grade Finished Sq Ft: 1596.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Year Built: 1995
  • Location Information:HERS Certified: Unknown
  • Contract Information:List PriceSqFt: 278.2
  • Property Information:Seasonal: No
  • Water Info:Water View2: Seasonal
  • Dining Room:Dining Room: Dining Room
  • Living Room:Living Room: Living Room
  • Water Info:Waterfront Amount -: 275.0
  • Water Info:Water Frontage Shared -: 275.0
  • Family Room:Family Room: Family Room
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Range, Refrigerator
  • Has Basement: Doghouse, Interior Entry, Finished, Full
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 532.0
  • Fireplace: No
  • Flooring: Carpet, Vinyl, Wood
  • Bedroom 2 Level: First
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Primary Bedroom Primary Bedroom Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Lot Features: Near Golf Course, Near Shopping, Neighborhood, Landscaped, Wooded
  • View: Scenic
  • Waterfront: Yes
  • Construction Type: Wood Frame, Vinyl Siding
  • Other Structures: Shed(s)
  • Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Gravel, 1 - 4 Spaces, On Site, Underground, Basement

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 16117.2
  • Parcel #: NAPL-000028U-000000-000043
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 2938.4
  • Tax Lot: 043

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2025
Closed on
Nov 21, 2025
Sold by
Fields Susan J
Bought by
Mccabe Amy and Mccabe Jeffrey
Seller's Agent
Vicki Kennedy
RE/MAX Oceanside
Buyer's Agent
Mitchell Domagala
RE/MAX Oceanside
List Price
$444,000
Sold Price
$440,000
Premium/Discount to List
-$4,000
-0.9%
Views
36
Current Estimated Value
$439,872

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$128
Avg. Annual Appreciation
-0.12%
Original Mortgage
$308,000
Outstanding Balance
$307,420
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$132,452

Purchase Details

Listed on
May 26, 2011
Closed on
May 30, 2012
Sold by
Elephant Props Llc
Bought by
Fields Susan J and Fields Kenneth J
Seller's Agent
Scott Richard
Krainin Real Estate
Buyer's Agent
Glen Pierce
Better Homes & Gardens Real Estate/The Masiello Group
List Price
$209,800
Sold Price
$177,000
Premium/Discount to List
-$32,800
-15.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$141,600
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2011
Sold by
Pelkowsky Stephanie A and Lapham Edward W
Bought by
Elephant Props Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,000
Interest Rate
4.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 18, 2005
Sold by
Kashinsky Joseph P
Bought by
Pelkowsky Stephanie A and Lapham Edward W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccabe Amy $440,000 --
Fields Susan J -- --
Fields Susan J -- --
Elephant Props Llc -- --
Elephant Props Llc -- --
Pelkowsky Stephanie A -- --
Pelkowsky Stephanie A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccabe Amy $308,000
Previous Owner Fields Susan J $141,600
Previous Owner Elephant Props Llc $33,000
Previous Owner Pelkowsky Stephanie A $188,000
Previous Owner Pelkowsky Stephanie A $23,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 Sold $440,000 -0.9% $207 / Sq Ft
10/28/2025 10/28/25 Pending -- -- --
10/22/2025 10/22/25 For Sale $444,000 +150.8% $209 / Sq Ft
05/25/2012 05/25/12 Sold $177,000 -15.6% $83 / Sq Ft View Prior Sale
03/22/2012 03/22/12 Pending -- -- --
05/26/2011 05/26/11 For Sale $209,800 -- $99 / Sq Ft
Source: Maine Listings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,002 $315,966 $121,632 $194,334
2024 $2,891 $315,966 $121,632 $194,334
2023 $2,891 $315,966 $121,632 $194,334
2022 $2,607 $315,966 $121,632 $194,334
2021 $0 $220,353 $75,979 $144,374
2020 $2,942 $220,353 $75,979 $144,374
2019 $2,942 $220,353 $75,979 $144,374
2018 $0 $220,353 $75,979 $144,374
2017 $2,942 $220,353 $75,979 $144,374
2016 $2,909 $220,353 $75,979 $144,374
2015 -- $220,353 $75,979 $144,374
2014 -- $220,353 $75,979 $144,374
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Maine Listings

MLS Number: 1641589

Maine Listings

APN: NAPL-000028U-000000-000043

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