$685,000
PENDING

Estimated payment $4,163/month

Total Views 3,512
3 Beds
2 Baths
2,012 Sq Ft
$340 Price per Sq Ft

Highlights

  • 78 Feet of Waterfront
  • Access to Tidal Water
  • River View
  • Private Dock Site
  • Fishing Allowed
  • Recreation Room

About This Home

***MULTIPLE OFFERS RECEIVED - OFFER DEADLINE SET FOR TUESDAY MAY 5th @ 12PM****
A rare waterfront opportunity where unforgettable memories have been made hosting holidays, birthdays, weddings, and summer gatherings with family and friends along the scenic shores of Rock Creek just off the iconic Chesapeake Bay. Major system updates provide added peace of mind, including a new roof installed in 2026 and HVAC replaced in 2025. This charming three bedroom home, with potential for a fourth bedroom, sits quietly on the water offering peace, privacy, and stunning natural surroundings. Enjoy a coffee during tranquil mornings on the spacious deck overlooking the creek as the sun rises. Boater's dream with 5-6 feet mean water, 78' of bulkheaded shoreline, and a private pier rebuilt in 2017 which features electric, plumbing, kayak/canoe storage, a 2018 installed 12.5K lb lift, and an additional slip designed to accommodate a wide beam vessel. Inside, recently refinished floors create a fresh and inviting feel. The grand Florida sunroom is a true centerpiece, featuring vaulted ceilings, a cozy wood burning fireplace, and three large French glass doors that frame the scenic waterfront and provide seamless access to the oversized deck. Beautiful eastern sunrise light fills the space, creating a warm and welcoming atmosphere perfect for relaxing or entertaining. The kitchen features elegant cabinetry, granite countertops, stainless steel appliances, and a gas stove, with excellent potential to expand and open into the sunroom for a more modern and connected layout. The main level also includes a spacious living room with a large bay window that enhances the natural light throughout. Upstairs offers three generously sized bedrooms and a recently remodeled full bathroom completed in 2026. here is also an opportunity to add a private primary bathroom to further enhance the upper level. The lower level includes a versatile flex room ideal for a fourth bedroom, office, or playroom, along with a fully renovated bathroom and laundry area featuring a walk in shower. The exterior offers exceptional flexibility with a large driveway that can accommodate boats, trailers, campers, or multiple vehicles. There is also potential to build a garage with additional living space above, buyers to verify with the county, and the property is already connected to public water and sewer which simplifies future expansion. Perfectly located, this home has convenient access to Annapolis, Baltimore, DC. With endless restaurants nearby both from land & sea! If you are VA Eligible Buyer, financial advantage available with a VA assumable loan at 3.25% with an approximate remaining balance of $470,000. A truly special waterfront property offering lifestyle, flexibility, and long term potential.

Listing Agent

Steffan May

(410) 761-8575 steffanmay.synergy@gmail.com Synergy Realty Brokerage Phone: 4107618575 License #646610 Listed on: 04/30/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,325

Year Built

  • Built in 1956

Lot Details

  • 10,592 Sq Ft Lot
  • 78 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned R5

Home Design

  • Split Level Home
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,012 Sq Ft Home
  • Property has 4 Levels
  • Chair Railings
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace Mantel
  • Brick Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Recreation Room
  • Wood Flooring
  • River Views
  • Finished Basement
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Private Dock Site
  • Powered Boats Permitted
  • Shed

Location

  • Property is near creek

Schools

  • Northeast High School

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Natural Gas
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 020364700569100

Community Details

Overview

  • No Home Owners Association
  • Pine Grove Homes Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,325

Year Built

Built in 1956

Lot Details

10,592 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 4/30/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1956
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Family Room Off Kitchen, Chair Railings, Wood Floors
  • Fireplace Features: Brick, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Beamed Ceilings, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Recreation Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2012
  • Living Area Sq Ft: 2012
  • Price Per Sq Ft: 340.46
  • Above Grade Finished Sq Ft: 2012
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • View: River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: ROCK CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 78

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, On Street

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: NORTHEAST

Lot Info

  • Lot Features: Bulkheaded, Fishing Available
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10592.00
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6325.00
  • Assessor Parcel Number: 020364700569100
  • Tax Lot: 4
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,545 $541,733 -- --
2024 $6,545 $537,200 $360,800 $176,400
2023 $6,291 $518,100 $0 $0
2022 $5,215 $499,000 $0 $0
2020 $5,059 $457,133 $0 $0
2019 $9,613 $434,367 $0 $0
2018 $4,174 $411,600 $280,800 $130,800
2017 $4,657 $411,600 $0 $0
2016 -- $411,600 $0 $0
2015 -- $466,100 $0 $0
2014 -- $466,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/05/2026 05/05/26 Pending -- -- --
04/30/2026 04/30/26 For Sale $685,000 0.0% $340 / Sq Ft
07/14/2022 07/14/22 Rented $3,400 0.0% --
07/07/2022 07/07/22 Under Contract -- -- --
06/17/2022 06/17/22 For Rent $3,400 0.0% --
11/18/2014 11/18/14 Sold $445,000 -1.1% $221 / Sq Ft View Prior Sale
10/06/2014 10/06/14 Pending -- -- --
09/02/2014 09/02/14 Price Changed $449,900 -2.2% $224 / Sq Ft
07/18/2014 07/18/14 Price Changed $459,900 -4.2% $229 / Sq Ft
05/12/2014 05/12/14 For Sale $479,900 -- $239 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Deed $445,000 Homeland Title & Escrow Ltd
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $526,500 New Conventional
Closed $454,567 VA
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2143668

Bright MLS

APN: 03-647-00569100

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