$216,000
SOLD MAY 18, 2026

131 Niagara Dr Waterloo, IA 50701

3 Beds
2 Baths
1,596 Sq Ft
0.45 Acres Lot

Sale Details

Date Sold: May 18, 2026

$135 Per Sq Ft

6% Below List Price

30 Days on Market

About This Home

As of May 2026

Loaded with charm, this fabulous ranch home sits in private, family friendly neighborhood near Hartman Reserve. This cute gem features updated kitchen, large dining/4 season room with walkout to deck, cozy living room, 3 beds and bath on the main. Lower boasts grand family/rec room with non-conforming bed, bath and laundry/storage areas. Attached garage walks out to wrap around porch and wonderful deck overlooking water stream with property on both sides. Loaded with lots of natural light and great nature views, this property is a great find! Located near the CedarLoo area, just off Rainbow Dr with easy access to Hwy 218 and Greenhill Road.

Last Agent to Sell the Property

Wes Gielau

RE/MAX Alliance License #B34175000 Listed on: 03/17/2026

RE/MAX Alliance

Last Buyer's Agent

Brayden Clark

RE/MAX Concepts - Cedar Falls License #S73586000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,018

Year Built

  • Built in 1952

Lot Details

  • 19,813 Sq Ft Lot
  • Lot Dimensions are 159x125

Home Design

  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,596 Sq Ft Home
  • Sump Pump

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Schools

  • Fred Becker Elementary School
  • Central Middle School
  • East High School

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 891317428008

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,018

Year Built

Built in 1952

Lot Details

0.45 Acres

Listing Details

  • Parcel Number: 891317428008
  • Year Built: 1952
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.46
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-984-5600
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1596
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Disposal, Microwave, Free-Standing Range, Sump Pump, Refrigerator, Washer
  • Basement: Block
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 468
  • BelowGradeArea: 936

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: 2 Stall, Attached Garage, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Fred Becker Elementary
  • High School: East High
  • Middle Or Junior School: Central

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 159x125
  • Lot Size Sq Ft: 19813
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 4018

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2026
Closed on
May 14, 2026
Sold by
Bought by
Seller's Agent
Wes Gielau
RE/MAX Alliance
Buyer's Agent
Brayden Clark
RE/MAX Concepts - Cedar Falls
List Price
$229,000
Sold Price
$216,000
Premium/Discount to List
-$13,000
-5.68%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
134.70%
Original Mortgage
$212,087
Outstanding Balance
$212,087
Interest Rate
6.46%
Mortgage Type
FHA
Estimated Equity
$13,326
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $216,000 Title Services Corporation
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $212,087 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/18/2026 05/18/26 Sold $216,000 -5.7% $135 / Sq Ft
04/16/2026 04/16/26 Pending -- -- --
03/17/2026 03/17/26 For Sale $229,000 -- $143 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,018 $225,370 $46,170 $179,200
2024 $4,018 $209,130 $46,170 $162,960
2023 $3,648 $209,130 $46,170 $162,960
2022 $3,548 $174,940 $46,170 $128,770
2021 $3,280 $174,940 $46,170 $128,770
2020 $3,224 $153,450 $36,940 $116,510
2019 $3,224 $153,450 $36,940 $116,510
2018 $3,226 $153,450 $36,940 $116,510
2017 $3,328 $153,450 $36,940 $116,510
2016 $3,284 $153,450 $36,940 $116,510
2015 $3,284 $153,450 $36,940 $116,510
2014 $3,346 $153,450 $36,940 $116,510
Source: Public Records

Agents Affiliated with this Home

  • Wes Gielau

    Seller's Agent in 2026

    Wes Gielau

    RE/MAX

    (319) 240-8652

    218 Total Sales

    Wes Gielau
    Section Image

  • B

    Buyer's Agent in 2026

    Brayden Clark

    RE/MAX

    (319) 266-7100

    4 Total Sales

    Brayden Clark
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20261045

Northeast Iowa Regional Board of REALTORS®

APN: 8913-17-428-008

Iowa Black Hawk County Waterloo 50701

131 Niagara Dr, Waterloo, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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