$520,000
SOLD JUN 27, 2025

13107 Choptank Rd Middle River, MD 21220

5 Beds
3.5 Baths
2,370 Sq Ft
10,000 Sq Ft Lot

Recently Sold

$219 Per Sq Ft

5% Below List Price

134 Days on Market

Highlights

  • Water Oriented
  • Curved or Spiral Staircase
  • Wood Flooring
  • Oliver Beach Elementary Rated 9+
  • Craftsman Architecture
  • Main Floor Bedroom

About This Home

As of June 2025

Nestled in the charming sought out Oliver Beach community, this stunning 2023 Craftsman-style home offers a perfect blend of modern comfort and timeless elegance. With 2,370 square feet of thoughtfully designed living space, this residence features five spacious bedrooms and three and a half bathrooms, ensuring ample room for relaxation and entertaining. Step inside the upper or ground level entry to discover a warm and inviting interior adorned with beautiful wood floors. The heart of the home is the spacious eat in kitchen, granite countertops, and a large island. The family room, conveniently located off the kitchen, creates a seamless flow for gatherings, while the formal dining room sets the stage for special occasions. Retreat to the primary suite, featuring a luxurious bathroom with a walk-in shower and a generous walk-in closet. Additional highlights include a front deck, a curved staircase, and an entry-level bedroom and full bath, perfect for guests or as a home office. With an attached garage and a half, the property boasts a spacious 0.23-acre lot with a paved driveway allowing multiple parking spaces, large enough for an RV, or even a boat! As a bonus feature, the property is equipped with a home security system, ensuring peace of mind for you and your loved ones. That's not all! The community offers a boat launch just minutes from the water. Spend the day at Gunpowder state park, perfect for bike riding, family picnics, fishing, beaching and swimming! Don’t miss the chance to make this exceptional property your own—schedule a tour today and experience the perfect blend of comfort and elegance!

Last Agent to Sell the Property

Darlene Jones

darlene.jones@longandfoster.com Long & Foster Real Estate, Inc. License #5018406 Listed on: 01/22/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Lisa Yeager

(410) 718-1200 realestate@lcyeager.com Cummings & Co. Realtors License #666811

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,911

Year Built

  • Built in 2023

Lot Details

  • 10,000 Sq Ft Lot
  • Property is in excellent condition

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Craftsman Architecture
  • Coastal Architecture
  • Traditional Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Curved or Spiral Staircase
  • Chair Railings
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Wood Flooring
  • Home Security System
  • Finished Basement

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • River Nearby

Schools

  • Oliver Beach Elementary School
  • Middle River
  • Kenwood High Ib And Sports Science

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Oliver Beach Subdivision

Listing and Financial Details

  • Tax Lot 214
  • Assessor Parcel Number 04151800014178

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,911

Year Built

Built in 2023

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman, Coastal, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2023
  • Automatically Close On Close Date: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Microwave, Oven/Range - Electric, Washer
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Primary Bath(s), Kitchen - Table Space, Bathroom - Walk-In Shower, Curved Staircase, Kitchen - Island, Walk-In Closet(s), Wood Floors
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 2847
  • Living Area Sq Ft: 2370
  • Price Per Sq Ft: 274.79
  • Above Grade Finished Sq Ft: 1892
  • Below Grade Finished Sq Ft: 478
  • Below Grade Sq Ft: 477
  • Total Below Grade Sq Ft: 955
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Water Body Name: Gunpowder River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: OLIVER BEACH
  • High School: KENWOOD HIGH IB AND SPORTS SCIENCE
  • Middle Or Junior School: MIDDLE RIVER

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Property Condition: Excellent
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4911.00
  • Assessor Parcel Number: 04151800014178
  • Tax Lot: 214
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Jun 27, 2025
Sold by
Lindemore Charles H
Bought by
Freeman Jack D and Famini Kirsten E
Seller's Agent
Darlene Jones
Long & Foster Real Estate, Inc.
Buyer's Agent
Lisa Yeager
Cummings & Co. Realtors
List Price
$545,000
Sold Price
$520,000
Premium/Discount to List
-$25,000
-4.59%
Views
279
Current Estimated Value
$528,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,530
Avg. Annual Appreciation
3.24%
Original Mortgage
$494,000
Outstanding Balance
$493,170
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$35,360

Purchase Details

Listed on
Nov 2, 2023
Closed on
Dec 29, 2023
Sold by
Jenkins Builders Llc
Bought by
Lindemore Charles H
Seller's Agent
Elizabeth Warren
The Pinnacle Real Estate Co.
Buyer's Agent
Joan Biuk
Long & Foster Real Estate, Inc.
List Price
$525,000
Sold Price
$500,000
Premium/Discount to List
-$25,000
-4.76%
Views
324

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.65%
Original Mortgage
$475,000
Interest Rate
7.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2023
Sold by
Asbury Dennis Gerald
Bought by
Jenkins Builders Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $520,000 Mid Atlantic Title
Deed $520,000 Mid Atlantic Title
Deed $500,000 Goldstar Title
Deed $500,000 Goldstar Title
Personal Reps Deed $68,000 Lawyers Express Title
Personal Reps Deed $68,000 Lawyers Express Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,000 New Conventional
Closed $494,000 New Conventional
Previous Owner $475,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/27/2025 06/27/25 Sold $520,000 0.0% $219 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
04/29/2025 04/29/25 Price Changed $519,900 -2.8% $219 / Sq Ft
04/02/2025 04/02/25 Price Changed $534,900 -0.9% $226 / Sq Ft
03/27/2025 03/27/25 Price Changed $539,900 -0.9% $228 / Sq Ft
01/22/2025 01/22/25 For Sale $545,000 +9.0% $230 / Sq Ft
12/29/2023 12/29/23 Sold $500,000 -4.8% $170 / Sq Ft View Prior Sale
11/25/2023 11/25/23 Pending -- -- --
11/02/2023 11/02/23 For Sale $525,000 -- $178 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,534 $440,467 -- --
2024 $5,534 $405,233 $0 $0
2023 $1,204 $65,500 $65,500 $0
2022 $738 $65,500 $65,500 $0
2021 $787 $65,500 $65,500 $0
2020 $794 $65,500 $65,500 $0
2019 $794 $65,500 $65,500 $0
2018 $787 $65,500 $65,500 $0
2017 $787 $65,500 $0 $0
2016 $834 $65,500 $0 $0
2015 $834 $65,500 $0 $0
2014 $834 $65,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2116988

Bright MLS

APN: 15-1800014178