$564,375
SOLD JUL 31, 2025

1312 4th St Key West, FL 33040

Mid Town Neighborhood
3 Beds
2 Baths
1,776 Sq Ft
5,000 Sq Ft Lot

Recently Sold

$318 Per Sq Ft

28% Below List Price

136 Days on Market

Highlights

  • In Ground Pool
  • 1-Story Property
  • Fenced
  • Tile Flooring

About This Home

As of July 2025

Nestled in the heart of Newtown, this three-bedroom, two-bath home offers endless potential in one of Key West's most desirable neighborhoods. The property features a spacious layout, a private pool, and a detached pool house, perfect for guests or additional living space. While the home requires significant renovations, it presents an incredible opportunity to create your dream island retreat. Conveniently located near shopping, dining, and all the best that Key West has to offer. Don't miss this chance to invest in paradise! Auction dates: 07/12/2025 - 07/15/2025

Last Agent to Sell the Property

Veronica Crego-Flores

License #3442761 Listed on: 03/07/2025

Last Buyer's Agent

Dean Thompson

ICAMCO Realty LLC, dba Cosgrove Realty License #3030974

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,451

Year Built

  • Built in 1949

Lot Details

  • 5,000 Sq Ft Lot
  • Fenced

Parking

  • Off-Street Parking

Home Design

  • Frame Construction

Interior Spaces

  • 1,776 Sq Ft Home
  • 1-Story Property
  • Tile Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • In Ground Pool
  • Ground Level
  • Cooling System Mounted To A Wall/Window

Community Details

  • Property has a Home Owners Association
  • Key West Realty Cos Sub Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,451

Year Built

Built in 1949

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: Yes
  • Fee Includes: None
  • Financial Status Bank Owned: Yes
  • Financial Status Bank Servicer: XOME
  • Key Island: Key West
  • K W Neighborhood: New Town
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 3.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Median
  • State Province: FL
  • Taxes: 6451.29
  • Vehicle Storage: Off Street Parking
  • Year Built: 1949
  • Alternate Key Number: 1049506
  • Building Style: Ground Level
  • Cooling Heating: Wall/Window Unit(s)
  • Lot Sq Ft: 5000.00
  • Pool Info: In Ground
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 1776.00
  • Financial Status Auction: Yes
  • Sewer Hook Up: No
  • Statistical Purposes Only: No
  • Special Features: 1088
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Other
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Floor: Tile
  • Appliances Other: YES
  • Total Bedrooms: 3

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Exterior Features: Fencing
  • Roof: Other Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: Municipal Sewer, Buyer to Verify

Lot Info

  • Deed Restrictions: No
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
Jul 30, 2025
Sold by
Gsr Mortgage Loan Trust
Bought by
Thompson Dean and Thompson Lauren
Seller's Agent
Veronica Crego-Flores
Buyer's Agent
Dean Thompson
ICAMCO Realty LLC, dba Cosgrove Realty
List Price
$785,000
Sold Price
$564,375
Premium/Discount to List
-$220,625
-28.11%
Views
191
Current Estimated Value
$941,225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$376,850
Avg. Annual Appreciation
298.42%

Purchase Details

Closed on
Nov 5, 2024
Sold by
Michels Kenneth
Bought by
Gsr Mortgage Loan Trust and Us Bank National Association

Purchase Details

Closed on
Oct 7, 2024
Bought by
Gsr Mortgage Loan Trust and Us Bank National Association

Purchase Details

Closed on
Aug 26, 2005
Sold by
Mckenzie Ian and Butler Kevin
Bought by
Michels Kenneth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$568,000
Interest Rate
5.71%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 21, 1999
Sold by
Collins Terrance
Bought by
Mckenzie Ian and Butler Kevin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,250
Interest Rate
7.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 1996
Sold by
Snell James F
Bought by
Collins Terrence

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 1, 1986
Bought by
Michels Kenneth
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $564,375 None Listed On Document
Special Warranty Deed $564,375 None Listed On Document
Certificate Of Transfer -- --
Certificate Of Transfer -- --
Contract Of Sale -- --
Warranty Deed $710,000 --
Warranty Deed $255,000 --
Warranty Deed $175,000 --
Quit Claim Deed $10,000 --
Warranty Deed $99,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $568,000 Fannie Mae Freddie Mac
Previous Owner $191,250 New Conventional
Previous Owner $50,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $564,375 -15.3% $318 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
06/18/2025 06/18/25 Price Changed $666,000 -15.2% $375 / Sq Ft
06/10/2025 06/10/25 For Sale $785,000 0.0% $442 / Sq Ft
05/07/2025 05/07/25 Pending -- -- --
04/02/2025 04/02/25 For Sale $785,000 0.0% $442 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/07/2025 03/07/25 For Sale $785,000 -- $442 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,814 $574,514 $485,000 $89,514
2024 $6,140 $863,143 $580,000 $283,143
2023 $6,140 $725,058 $455,000 $270,058
2022 $5,568 $667,048 $390,000 $277,048
2021 $5,160 $540,377 $297,500 $242,877
2020 $5,222 $549,597 $295,000 $254,597
2019 $5,272 $550,565 $290,000 $260,565
2018 $5,038 $513,656 $250,000 $263,656
2017 $5,017 $502,217 $0 $0
2016 $4,865 $461,728 $0 $0
2015 $4,565 $415,593 $0 $0
2014 $4,877 $423,570 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • V

    Seller's Agent in 2025

    Veronica Crego-Flores

  • D

    Buyer's Agent in 2025

    Dean Thompson

    ICAMCO Realty LLC, dba Cosgrove Realty

    (305) 923-5348

    1 in this area

    3 Total Sales

    Dean Thompson
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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614108

Florida Keys Board of REALTORS®

APN: 00048910-000000

Florida Monroe County Key West 33040 Mid Town

1312 4th St, Key West, FL

Sold

Detached

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