$242,000
SOLD AUG 4, 2025
3 Beds
1.5 Baths
1,104 Sq Ft
1 Acres

Recently Sold

$219 Per Sq Ft

3% Below List Price

1 Day on Market

Highlights

  • Open Floorplan
  • Deck
  • No HOA
  • Ringgold Middle School Rated A-
  • Engineered Wood Flooring
  • Covered Patio or Porch

About This Home

As of August 2025

Experience country living with stunning mountain views, just minutes from downtown Chattanooga. Conveniently located off I-75, this home is situated on a generous 1-acre lot. Featuring updates throughout, this home offers the perfect blend of comfort and convenience in a peaceful setting. Whether you're looking for your first home or ready to stop renting and start owning, this property is a must-see. Schedule your private showing today!

Last Agent to Sell the Property

Tiffany Owens

EXP Realty, LLC License #349279 Listed on: 07/07/2025

EXP Realty, LLC

Co-Listed By

Caleb Crawford

EXP Realty, LLC License #374468

Last Buyer's Agent

Tiffany Owens

EXP Realty, LLC License #349279 Listed on: 07/07/2025

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,406

Year Built

  • Built in 1989

Lot Details

  • 1 Acre Lot
  • Private Entrance

Parking

  • 1 Car Attached Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Brick Foundation
  • Block Foundation
  • Stone Foundation
  • Wood Siding

Interior Spaces

  • 1,104 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Crown Molding
  • Vinyl Clad Windows
  • Insulated Windows
  • Unfinished Basement
  • Partial Basement
  • Washer and Electric Dryer Hookup

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Tiger Creek Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 00700-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,406

Year Built

Built in 1989

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 43,560 sq ft
  • Co List Office Mls Id: 17437
  • Co List Office Phone: 888-519-5113
  • Subdivision Name: None
  • Directions: I-75, south to the Tunnel Hill exit, turn right off interstate, right on Bandy, right on Houston Valley, Home is on the right.
  • Above Grade Finished Sq Ft: 1104.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Multi/Split, One and One Half
  • Living Area: 1104.0
  • New Construction: No
  • Year Built: 1989
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 00700-008
  • Location Tax and Legal Elementary School: Tiger Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 1405.95
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 1104.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 43,560 sq ft
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Flooring Engineered Hardwood: Yes
  • Levels:One and One Half: Yes
  • Foundation Details Stone2: Yes
  • Levels MultiSplit: Yes
  • Water Source:Well: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Interior Amenities: Crown Molding, Open Floorplan, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Crown Molding: Yes

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Wood Siding
  • Exterior Features: Private Entrance
  • Foundation Details: Block, Brick/Mortar, Stone
  • Patio And Porch Features: Deck, Porch - Covered
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Private Entrance: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage, Garage Faces Side, Off Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public, Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Tiger Creek Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Additional Parcels: No
  • Parcel #: 00700-008

Tax Info

  • Tax Annual Amount: 1405.95

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2020
Closed on
Apr 7, 2020
Sold by
Worley Ronald A
Bought by
Gordon Courtney Paige
List Price
$155,900
Sold Price
$155,000
Premium/Discount to List
-$900
-0.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$156,565
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 7, 2016
Bought by
Worley Ronald A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,393
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2015
Sold by
Collins Grace
Bought by
Best Home Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,200
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 8, 2014
Sold by
Hall Terri L
Bought by
Collins Grace

Purchase Details

Closed on
Dec 21, 2006
Sold by
Hall James B And
Bought by
Hall Terri L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,800
Interest Rate
6.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 20, 2006
Sold by
Chastain Donnie
Bought by
Hall James B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,800
Interest Rate
6.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $155,000 --
Warranty Deed $120,000 --
Warranty Deed $55,000 --
Warranty Deed -- --
Deed -- --
Warranty Deed $98,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $221,611 FHA
Closed $156,565 New Conventional
Previous Owner $123,393 New Conventional
Previous Owner $71,200 New Conventional
Previous Owner $78,800 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Sold $242,000 -2.8% $219 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $249,000 +60.6% $226 / Sq Ft
04/07/2020 04/07/20 Sold $155,000 -0.6% $140 / Sq Ft
03/01/2020 03/01/20 Pending -- -- --
02/19/2020 02/19/20 For Sale $155,900 -- $141 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,513 $70,947 $3,380 $67,567
2023 $1,181 $52,749 $3,380 $49,369
2022 $912 $40,745 $3,220 $37,525
2021 $853 $40,745 $3,220 $37,525
2020 $819 $35,376 $3,066 $32,310
2019 $827 $35,376 $3,066 $32,310
2018 $874 $35,376 $3,066 $32,310
2017 $848 $34,312 $3,066 $31,246
2016 $572 $24,674 $3,066 $21,608
2015 -- $28,294 $3,066 $25,228
2014 -- $30,628 $5,400 $25,228
2013 -- $30,628 $5,400 $25,228
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1516225

Greater Chattanooga REALTORS®

APN: 00700-008