$195,000
$30K PRICE DROP

13130 White Marsh Ln Unit 103 Fort Myers, FL 33912

Cross Creek Neighborhood

Estimated payment $1,815/month

Total Views 7,213
2 Beds
2 Baths
844 Sq Ft
$231 Price per Sq Ft

Highlights

  • Lake Front
  • Golf Course Community
  • Clubhouse
  • Fort Myers High School Rated A
  • Community Cabanas
  • Traditional Architecture

About This Home

Luxury First-Floor Golf View Condo — FULL High-End Renovation | Brand-New Systems Stunning, modern, and completely move-in ready, this first-floor condo in Cross Creek Country Club has been fully rebuilt from the ground up with premium, designer-level finishes and materials. From the moment you walk in, the space feels fresh, bright, and elevated — with an open floor plan, raised ceilings, and expansive direct views of the golf course. Every big-ticket item is brand new, including top-of-the-line stainless steel appliances, a new HVAC system, and a new water heater. The kitchen serves as the true showpiece of the home — a chef’s dream — featuring a waterfall-edge Calacatta Karmelo quartz island, custom white shaker cabinetry, and elegant gold hardware accents that bring a refined, modern touch. Both bathrooms have been completely reimagined into spa-inspired retreats with premium materials, soft neutral tones, and luxurious fixtures, creating a hotel-quality experience every day. Throughout the home, thoughtful details like designer lighting, elevated hardware and trim, fresh interior paint, and open sightlines enhance the overall sophistication. And with first-floor convenience, there are no stairs — offering effortless access and comfort. Cross Creek Country Club offers the quintessential Southwest Florida lifestyle — bundled golf, tennis, pickleball, multiple pools, clubhouse dining, and a vibrant social scene, all within a beautifully manicured, gated community. The location is unbeatable, just minutes from Bell Tower Shops, Whole Foods, top restaurants, medical facilities, nature preserves, spring training, beaches, and SWFL International Airport. Whether you’re seeking a year-round residence, a seasonal escape, or a smart lock-and-leave investment, this home checks every box — full luxury renovation, first-floor ease, golf views, and brand-new mechanical systems. Schedule your private showing today — opportunities like this don’t last.

Listing Agent

Annette Christensen

Premiere Plus Realty Company Listed on: 09/09/2025

Premiere Plus Realty Company

Co-Listing Agent

Willie Miranda

Premiere Plus Realty Company License #NAPLES-638080403

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,994

Year Built

  • Built in 1986

Lot Details

  • Lake Front
  • Zero Lot Line

HOA Fees

  • $627 Monthly HOA Fees

Property Views

  • Lake
  • Golf Course

Home Design

  • Traditional Architecture
  • Concrete Block With Brick
  • Concrete Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Entrance Foyer
  • Great Room
  • Screened Porch
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Built-In Bedroom Cabinets
  • Walk-In Closet
  • In-Law or Guest Suite
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Cabana

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 20-45-25-08-00003.1030
  • Tax Block 3

Community Details

Overview

  • 844 Sq Ft Building
  • Timberline Village Subdivision

Amenities

  • Community Barbecue Grill
  • Restaurant
  • Clubhouse
  • Bike Room

Recreation

  • Golf Course Community
  • Public Golf Club
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Community Cabanas
  • Community Pool
  • Community Spa
  • Putting Green

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,994

Year Built

Built in 1986

Lot Details

0

HOA Fees

$627 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Property Sub Type: Low Rise (1-3)
  • Community Features: Clubhouse, Pool, Golf, Putting Green, Restaurant, Sidewalks, Street Lights, Tennis Court(s)
  • Frontage: Lakefront
  • Horses: No
  • Lot Features: Zero Lot Line
  • Park Name: CROSS CREEK COUNTRY CLUB
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s)
  • Association Amenities: Barbecue, Bike Storage, Bocce Court, Cabana, Clubhouse, Pool, Community Room, Spa/Hot Tub, Golf Course, Internet Access, Pickleball, Putting Green, Restaurant, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
  • Association Fees: 7528
  • Has H O A?: No
  • Co List Office Mls Id: NPPR
  • Co List Office Phone: 239-732-7837
  • Co List Office Mls Id: NPPR
  • Standard Status: Active
  • Subdivision Name: TIMBERLINE VILLAGE
  • Architectural Style: Traditional, Low Rise (1-3)
  • Has Fireplace?: No
  • Unit Levels: 2
  • Is New Construction?: No
  • Golf Type: Golf Bundled, Golf Public
  • OpenHouseCount: 5
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2025-10-31T14:51:48.377Z
  • Community Type: Golf Course, Non-Gated, Tennis
  • BridgeModificationTimestamp: 2025-11-08T19:07:35.729Z
  • ListAgent_MUI: 56987739
  • CDOM: 60
  • Building Desc: Traditional
  • Equipment: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Smoke Detector, Washer
  • CoListAgent_MUI: 48409005
  • DOM: 60
  • Additional Rooms: Great Room, Guest Bath, Guest Room, Screened Lanai/Porch
  • NABOR_ListPrice: 195000
  • Special Features: None

Interior Features

  • Flooring: Tile
  • Interior Amenities: Built-In Cabinets, Closet Cabinets, Foyer, Pantry, Smoke Detectors, Walk-In Closet(s)
  • Private Spa: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Stories: 2
  • Room Dining Room Features: Eat-in Kitchen

Exterior Features

  • Roof: Shingle
  • View: Golf Course, Lake
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Lake
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Cabana, Tennis Court(s)

Garage/Parking

  • Has Attached Garage?: No
  • Has Carport?: No
  • Has Attached Garage?: No

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 20-45-25-08-00003.1030
  • Land Lease Expiration Date: 2026-03-07
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1993.55
  • Tax Block: 3

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 16

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,994 $147,046 -- $147,046
2024 $1,994 $133,466 -- --
2023 $2,141 $121,333 $0 $0
2022 $1,668 $110,303 $0 $0
2021 $1,440 $100,275 $0 $100,275
2020 $1,406 $95,285 $0 $95,285
2019 $1,416 $95,285 $0 $95,285
2018 $1,540 $101,745 $0 $101,745
2017 $1,483 $98,515 $0 $98,515
2016 $1,373 $89,134 $0 $89,134
2015 $1,319 $86,500 $0 $86,500
2014 $1,126 $72,300 $0 $72,300
2013 -- $69,200 $0 $69,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Price Changed $195,000 -4.9% $231 / Sq Ft
10/03/2025 10/03/25 Price Changed $205,000 -4.7% $243 / Sq Ft
09/25/2025 09/25/25 Price Changed $215,000 -4.4% $255 / Sq Ft
09/09/2025 09/09/25 For Sale $225,000 -- $267 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 Albatross Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $142,500 New Conventional
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225070059

Naples Area Board of REALTORS®

APN: 20-45-25-08-00003.1030