NOT LISTED FOR SALE

1316 Cross Creek Dr Loveland, OH 45140

Estimated Value: $342,000 - $397,000

4 Beds
3.5 Baths
1,498 Sq Ft
$248/Sq Ft Est. Value

Last Sold September 12, 2024

Last sale price $365,000 $244 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,296/month

3 Days on Market

Highlights

  • Deck
  • Combination Kitchen and Living
  • Walk-In Closet
  • Vaulted Ceiling
  • Granite Countertops
  • Patio

About This Home

As of September 2024

Welcome to this charming 4 bedroom, 3.5 bathrooms with spacious living room with all new LVP flooring and a cozy fireplace. Open concept layout connects to the remodeled eat-in-kitchen with stainless steel appliances and granite countertops. Walkout to a spacious deck and fenced in backyard and enjoy no rear neighbors! Formal dining room currently used as a playroom. Master bedroom has a vaulted ceiling with an adjoining bathroom and walk-in closet. Finished walkout basement with a 4th bedroom, office/workshop and full bathroom in basement. New A/C 2022, New hot water heater (2024), Shed (2022), Roof (2017). Move in Ready!

Last Agent to Sell the Property

Brenda Spears

Howard Hanna Real Estate Serv Brokerage Phone: (937) 435-6000 License #2015003219 Listed on: 08/07/2024

Howard Hanna Real Estate Serv

Last Buyer's Agent

Test Member

Test Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,964

Year Built

  • 1999

Lot Details

  • 10,498 Sq Ft Lot
  • Fenced

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,498 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Vinyl Clad Windows
  • Combination Kitchen and Living
  • Finished Basement
  • Walk-Out Basement
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Outdoor Features

  • Deck
  • Patio
  • Shed

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener

Community Details

  • Timber Ridge Sec 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 112203J281

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,964

Year Built

1999

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Major Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener, Gas Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1999
  • Attribution Contact: (937) 435-6000
  • Lot Size Acres: 0.241
  • SecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: (937) 435-6000
  • MLS Status: Closed
  • Fireplace Features: Gas
  • Living Area: 1498.0
  • Window Features: Vinyl
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Granite Counters, Kitchen/Family Room Combo, Pantry, Remodeled, Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement: Finished, Walk-Out Access
  • Garage Spaces: 2.0
  • Levels: Two
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Deck, Fence, Patio, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage, Two Car Garage

Utilities

  • Heating: Natural Gas
  • Utilities: Natural Gas Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Junior High Dist: Goshen

Lot Info

  • Lot Dimensions: Irregular
  • Lot Size Sq Ft: 10498.0
  • Parcel Number: 112203J281
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2024
Closed on
Sep 12, 2024
Sold by
Motley Nicholas Matthew
Bought by
Hunt Mallory
Seller's Agent
Brenda Spears
Howard Hanna Real Estate Serv
Buyer's Agent
Test Member
Test Office
List Price
$365,000
Sold Price
$365,000
Views
4
Current Estimated Value
$371,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,337
Avg. Annual Appreciation
1.53%
Original Mortgage
$115,000
Outstanding Balance
$113,712
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$257,625

Purchase Details

Closed on
Nov 23, 2016
Sold by
Motley Brittany
Bought by
Motley Nicholas Matthew

Purchase Details

Listed on
Jan 18, 2016
Closed on
Mar 23, 2016
Sold by
Asbury Adam M and Asbury Ruth M
Bought by
Motley Nicholas Matthew and Motley Brittany Morgan
Seller's Agent
Emily Mueller
The Real Estate Alternative
Buyer's Agent
Emily Mueller
The Real Estate Alternative
List Price
$175,000
Sold Price
$172,500
Premium/Discount to List
-$2,500
-1.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.31%
Original Mortgage
$176,208
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 8, 2013
Closed on
Aug 1, 2013
Sold by
Wall Jennifer and Wall David M
Bought by
Asbury Adam M and Asbury Ruth M
Seller's Agent
Rex Dearden
Sibcy Cline, Inc.
Buyer's Agent
Debra Kramer
Huff Realty
List Price
$170,000
Sold Price
$166,000
Premium/Discount to List
-$4,000
-2.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.48%
Original Mortgage
$162,993
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 12, 2006
Sold by
Jones Ruth A and Mclean Ruth A
Bought by
Wall David M and Wall Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,700
Interest Rate
6.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 17, 2004
Sold by
Jones Michael A
Bought by
Jones Ruth A

Purchase Details

Closed on
Oct 3, 2001
Sold by
Finkhousen Daniel C
Bought by
Jones Michael A and Jones Ruth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 1999
Sold by
Vancouver Homes Inc
Bought by
Finkhousen Daniel C and Finkhousen Carrie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,500
Interest Rate
5.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hunt Mallory $365,000 None Listed On Document
Hunt Mallory $365,000 None Listed On Document
Motley Nicholas Matthew $125 None Available
Motley Nicholas Matthew $172,500 None Available
Asbury Adam M $166,000 None Available
Wall David M $183,000 None Available
Jones Ruth A -- --
Jones Michael A $147,000 --
Finkhousen Daniel C $136,350 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hunt Mallory $115,000
Closed Hunt Mallory $115,000
Previous Owner Motley Nicholas Matthew $176,208
Previous Owner Asbury Adam M $162,993
Previous Owner Wall David M $164,700
Previous Owner Jones Michael A $97,000
Previous Owner Finkhousen Daniel C $129,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2024 09/12/24 Sold $365,000 0.0% $244 / Sq Ft
08/10/2024 08/10/24 Pending -- -- --
08/07/2024 08/07/24 For Sale $365,000 +111.6% $244 / Sq Ft
06/27/2016 06/27/16 Off Market $172,500 -- --
03/25/2016 03/25/16 Sold $172,500 -1.4% $115 / Sq Ft View Prior Sale
02/24/2016 02/24/16 Pending -- -- --
01/18/2016 01/18/16 For Sale $175,000 +5.4% $117 / Sq Ft
11/14/2013 11/14/13 Off Market $166,000 -- --
08/16/2013 08/16/13 Sold $166,000 -2.4% $111 / Sq Ft View Prior Sale
07/10/2013 07/10/13 Pending -- -- --
07/08/2013 07/08/13 For Sale $170,000 -- $114 / Sq Ft
Source: Dayton REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,964 $87,790 $14,180 $73,610
2023 $3,874 $87,790 $14,180 $73,610
2022 $3,273 $65,030 $10,500 $54,530
2021 $3,292 $65,030 $10,500 $54,530
2020 $3,081 $65,030 $10,500 $54,530
2019 $2,992 $60,550 $13,230 $47,320
2018 $3,004 $60,550 $13,230 $47,320
2017 $2,645 $60,550 $13,230 $47,320
2016 $2,725 $51,310 $11,200 $40,110
2015 $2,380 $51,310 $11,200 $40,110
2014 $2,387 $51,310 $11,200 $40,110
2013 $2,215 $49,700 $12,250 $37,450
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2024

    Brenda Spears

    Howard Hanna Real Estate Serv

    (937) 604-9832

    7 Total Sales

    Brenda Spears
    Section Image

  • T

    Buyer's Agent in 2024

    Test Member

    DABR

  • Emily Mueller

    Seller's Agent in 2016

    Emily Mueller

    The Real Estate Alternative

    (513) 532-9045

    2 Total Sales

    Emily Mueller
    Section Image

  • R

    Seller's Agent in 2013

    Rex Dearden

    Sibcy Cline

  • D

    Buyer's Agent in 2013

    Debra Kramer

    Huff Realty

    Section Image
See All Agents

Map

Source: Dayton REALTORS®

MLS Number: 916922

Dayton REALTORS®

APN: 11-22-03J-281

Ohio Clermont County Loveland 45140

1316 Cross Creek Dr, Loveland, OH

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Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Dayton Area Board of Realtors MLS. All Rights Reserved.

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