$90,900

132 Arch St Cumberland, MD 21502

Estimated payment $522/month

Total Views 36,516
3 Beds
1 Bath
1,434 Sq Ft
$63 Price per Sq Ft

Highlights

  • Wood Flooring
  • No HOA
  • Electric Baseboard Heater

About This Home

This beautifully renovated half-duplex offers the ideal blend of charm, updates, and income potential. Recently updated in 2024, the home features refinished original hardwood floors, an updated kitchen, and a modernized full bathroom, creating a move-in-ready space with timeless appeal. The main level offers a spacious living room and dining room, perfect for entertaining, while the home includes three comfortable bedrooms and one full bath. Step outside to enjoy a rear yard with off-street parking, a rare and valuable convenience. Currently tenant-occupied at $950/month, with the tenant paying all utilities, making this an attractive income-producing property from day one. The lease expires April 30, offering flexibility for an owner-occupant or the option to secure a new tenant at market rent. A fantastic opportunity for investors or buyers looking to live in one unit while building equity—don’t miss this one! Seller will consider providing up to $2,500 in closing cost assistance with a full-price offer

Listing Agent

Jennifer Jackson

(240) 801-5011 home@charisrealty.com Charis Realty Group Brokerage Phone: 2408015011 License #RSR005314 Listed on: 10/13/2025

Charis Realty Group

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $642

Year Built

  • Built in 1920

Lot Details

  • 1,957 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Permanent Foundation
  • Frame Construction

Interior Spaces

  • 1,434 Sq Ft Home
  • Property has 3 Levels
  • Wood Flooring
  • Unfinished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Washington Middle School
  • Fort Hill High School

Utilities

  • Electric Baseboard Heater
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • South End Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0104051890

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$642

Year Built

Built in 1920

Lot Details

1,957 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Upper 1
  • Year Built: 1920
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Flooring Type: Hardwood
  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 1434
  • Living Area Sq Ft: 1434
  • Price Per Sq Ft: 63.39
  • Above Grade Finished Sq Ft: 1434
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1957.00
  • Zoning: RLL.
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 642.00
  • Assessor Parcel Number: 0104051890
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $430 $46,933 $0 $0
2024 $301 $32,167 $0 $0
2023 $162 $17,400 $1,700 $15,700
2022 $158 $17,000 $0 $0
2021 $155 $16,600 $0 $0
2020 $150 $16,200 $1,700 $14,500
2019 $151 $16,200 $1,700 $14,500
2018 $154 $16,200 $1,700 $14,500
2017 $153 $16,200 $0 $0
2016 $154 $16,100 $0 $0
2015 $154 $16,000 $0 $0
2014 $154 $15,900 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/22/2026 01/22/26 Price Changed $90,900 -8.2% $63 / Sq Ft
10/13/2025 10/13/25 For Sale $99,000 0.0% $69 / Sq Ft
05/15/2025 05/15/25 Off Market $1,000 -- --
04/03/2025 04/03/25 For Rent $1,000 +5.3% --
04/29/2024 04/29/24 Rented $950 0.0% --
04/29/2024 04/29/24 Under Contract -- -- --
04/12/2024 04/12/24 For Rent $950 0.0% --
11/14/2012 11/14/12 Sold $30,000 -16.7% $21 / Sq Ft View Prior Sale
10/08/2012 10/08/12 Pending -- -- --
05/31/2012 05/31/12 For Sale $36,000 -- $25 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $56,500 None Listed On Document
Deed -- --
Deed -- --
Deed $30,000 --
Deed $29,000 --
Deed $24,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAL2013114

Bright MLS

APN: 04-051890

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