$495,000

132 Fern Loop Lake Lure, NC 28746

Estimated payment $3,291/month

Total Views 4,400
3 Beds
3 Baths
2,407 Sq Ft
$206 Price per Sq Ft

Highlights

  • Covered Dock
  • Pier or Dock
  • Cathedral Ceiling
  • Assigned Boat Slip
  • Mountain View
  • 1 Car Attached Garage

About This Home

Wonderful Contemporary home nestled in a private wooded setting inside the gate at Rumbling Bald. Within walking distance of the Beach, Wellness Center, Restaurants and other amenities! Relax on the recently updated deck while soaking in the natural setting. Enjoy winter views of Bald Mountain during 5 - 6 months of the year. Open and bright floor plan with cathedral ceilings and an abundance of windows to allow for natural sunlight. Two Bedrooms and two bathrooms on the main level that also includes the laundry room, kitchen, and great room. Cozy wood burning fireplace. Most of the lower level is finished and includes the 3rd bedroom and bathroom, game room/den area and bonus/guest room. Enjoy access to a private beach on Lake Lure, Marina, second private lake access, Championship Golf courses, Hiking trails, biking & walking trails, Wellness and Fitness Center, tennis courts/a mini-golf course, restaurants, & 3 pools. This home comes fully furnished!

Listing Agent

Michael Zerressen

Rumbling Bald Real Estate Brokerage Email: mzerressen@rumblingbald.com License #167798 Listed on: 07/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,542

Year Built

  • Built in 1991

Lot Details

  • Property is zoned R3

HOA Fees

  • $405 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Great Room with Fireplace
  • Mountain Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Basement

  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Assigned Boat Slip
  • Covered Dock

Schools

  • Lake Lure Classical Academy Elementary And Middle School
  • Lake Lure Classical Academy High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Community Well
  • Electric Water Heater
  • Septic Tank
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 231634

Community Details

Overview

  • Fairfield Mountains Poa, Inc. Association, Phone Number (828) 694-3014
  • Rumbling Bald On Lake Lure Subdivision
  • Mandatory home owners association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,542

Year Built

Built in 1991

Lot Details

0

HOA Fees

$405 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1991
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 205.65
  • Geocode Confidence: High
  • Attribution Contact: mzerressen@rumblingbald.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1431
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 1431
  • Has Basement: Daylight, Exterior Entry, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 976
  • Fireplace Features: Great Room, Wood Burning
  • Living Area: 2407
  • Bedroom Main: 2
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • View: Mountain(s), Winter
  • Water Body Name: Lake Lure
  • Waterfront Features: Beach - Public, Boat Ramp – Community, Boat Slip (Lease/License), Covered structure, Boat Slip – Community, Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Wood

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Main Level
  • Cooling: Heat Pump
  • Utilities: Fiber Optics, Underground Utilities
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee: 4854
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Fairfield Mountains POA, Inc.
  • Phone: 828-694-3014
  • Association: Yes
  • Association Email: AR@rumblingbald.com

Association/Amenities

  • Association Annual Expense: 4854.00

Schools

  • Middle Or Junior School: Lake Lure Classical Academy
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 231634
  • Additional Parcels: No
  • Zoning Specification: R3

MLS Schools

  • Elementary School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,542 $431,200 $100,000 $331,200
2024 $3,493 $431,200 $100,000 $331,200
2023 $2,788 $431,200 $100,000 $331,200
2022 $2,788 $246,700 $50,000 $196,700
2021 $2,791 $246,700 $50,000 $196,700
2020 $2,517 $246,700 $50,000 $196,700
2019 $2,361 $246,700 $50,000 $196,700
2018 $2,021 $209,000 $35,000 $174,000
2016 $1,845 $209,000 $35,000 $174,000
2013 -- $209,000 $35,000 $174,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/22/2025 07/22/25 For Sale $495,000 -- $206 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $260,000 --
Warranty Deed $260,000 Na
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4283384

Canopy MLS (Canopy Realtor® Association)

APN: 231634