NOT LISTED FOR SALE

132 S Union St Elgin, IL 60123

Estimated Value: $284,000 - $316,000

4 Beds
2 Baths
727 Sq Ft
$420/Sq Ft Est. Value

Last Sold October 21, 2021

Last sale price $230,000 $316 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,088/month

4 Days on Market

About This Home

As of October 2021

*THIS IS A HIDDEN GEM * 4 BEDROOM * 1 1/2 BATH * SOME ORGINAL HARDWOOD FLOORS * KITCHEN WITH STAINLESS STEEL WITH BREAKFAST BAR ISLAND * GRANITE CONTERTOPS * DINING ROOM WITH CROSS BEAM CEILING * LARGE CROWN MOLDING * RECESSED LIGHTING * MASTER BEDROOM WITH DOUBLE DOOR ENTRY CLOSET * NEWER CARPET 2020 * WATER HEATER 2020 * NEWER WINDOWS 2019 * PARLOR AREA WITH SOLID FLUTED OAK STAIRCASE * COZY ENCLOSED FRONT PORCH * HUGH WALK-UP ATTIC GREAT FOR STORAGE *

Last Agent to Sell the Property

Debra Walsh

Century 21 New Heritage - Hampshire License #475135007 Listed on: 09/01/2021

Century 21 New Heritage - Hampshire

Last Buyer's Agent

Ana Perez

Habloft LLC License #475183234

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,719

Year Built

  • 1910

Lot Details

  • 10,019

Parking

  • Detached Garage
  • Parking Space is Owned

Home Design

  • Frame Construction

Interior Spaces

  • 727 Sq Ft Home
  • 2-Story Property
  • Formal Dining Room
  • Partially Finished Basement

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,719

Year Built

1910

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Directions: Rt 31 to Highland Ave West to Union.
  • Lot Size: 52X198
  • New Construction: No
  • Ownership: Fee Simple
  • Special Features: None
  • Year Built: 1910

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener Rented
  • Has Basement: Full
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 727
  • Total Sq Ft: 727
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Dining Room Type: Sitting Room

Exterior Features

  • Roof: Asphalt
  • Exterior Building Type: Frame
  • Waterfront: No

Garage/Parking

  • Number of Cars: 1
  • Driveway: Concrete,Shared
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage
  • Garage Spaces: 1

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 46

Lot Info

  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 5

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 4781
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2021
Closed on
Oct 19, 2021
Sold by
Halverson Jeffery J and Halverson Caitlin
Bought by
Paz Natalio De Ia and Sanchez Rene Buensucco
Seller's Agent
Debra Walsh
Century 21 New Heritage - Hampshire
Buyer's Agent
Ana Perez
Habloft LLC
List Price
$220,000
Sold Price
$230,000
Premium/Discount to List
$10,000
4.55%
Current Estimated Value
$304,983

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,983
Avg. Annual Appreciation
6.34%
Original Mortgage
$6,000
Outstanding Balance
$5,501
Interest Rate
2.88%
Mortgage Type
Stand Alone Second
Estimated Equity
$287,220

Purchase Details

Closed on
Aug 25, 2017
Sold by
Beam James L
Bought by
Halverson Jeffrey J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,338
Interest Rate
4.4%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Paz Natalio De Ia $230,000 First United Title Svcs Inc
Halverson Jeffrey J $174,500 Chicago Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Delapaz Natalio De $6,000
Open Paz Natalio De Ia $223,100
Previous Owner Halverson Jeffrey J $171,338
Previous Owner Beam James L $81,000
Previous Owner Beam James L $86,000
Previous Owner Beam James L $30,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/21/2021 10/21/21 Sold $230,000 +4.5% $316 / Sq Ft
09/06/2021 09/06/21 Pending -- -- --
09/01/2021 09/01/21 For Sale $220,000 -- $303 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,719 $79,458 $16,199 $63,259
2023 $5,437 $71,785 $14,635 $57,150
2022 $5,156 $65,456 $13,345 $52,111
2021 $4,925 $61,197 $12,477 $48,720
2020 $4,781 $58,422 $11,911 $46,511
2019 $4,637 $55,651 $11,346 $44,305
2018 $4,367 $50,167 $10,689 $39,478
2017 $3,747 $47,426 $10,105 $37,321
2016 $3,519 $43,999 $9,375 $34,624
2015 -- $40,329 $8,593 $31,736
2014 -- $39,831 $8,487 $31,344
2013 -- $40,882 $8,711 $32,171
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11206067

Midwest Real Estate Data (MRED)

APN: 06-14-376-021