$240,000
SOLD FEB 21, 2025

1320 Elm St Unit A Fernandina Beach, FL 32034

2 Beds
2 Baths
1,089 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$220 Per Sq Ft

34% Below List Price

166 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Central Heating
  • Emma Love Hardee Elementary School Rated A-
  • Cooling Available
  • 1 Car Garage

About This Home

As of February 2025

**HIGHEST AND BEST OFFERS DUE BY 4PM ON 1/2/2025***Minutes from the beach! This 2 bedroom, 2 full bath townhome features a living/dining room combo, a kitchen with appliances, 2 full bathrooms and laminate flooring. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. Seller will not pay for or provide survey. This property may qualify for Seller Financing (Vendee). If property was built prior to1978, Lead Based Paint Potentially Exists. Please see attachments for additional offer instructions. Please see Showing Assist for all Showings.

Last Agent to Sell the Property

URANIA MARTIN

ALFA REALTORS CORP License #3305650 Listed on: 07/25/2024

Last Buyer's Agent

NON MLS

NON MLS (realMLS)

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,581

Year Built

  • Built in 1987

Lot Details

  • 4,792 Sq Ft Lot

Parking

  • 1 Car Garage

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,089 Sq Ft Home
  • 1-Story Property
  • Laminate Flooring
  • Electric Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association
  • Fernandina Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031180002410811

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,581

Year Built

Built in 1987

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 1987
  • Property Sub Type: Townhouse
  • Lot Size Acres: 0.11
  • Subdivision Name: Fernandina Beach
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1089.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Refrigerators: Yes
  • Flooring Laminate: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.11
  • Utilities Electricity Available: Yes
  • Utilities Sewer Available: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Major Appliances: Electric Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Laminate
  • Living Area: 1089.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Range: Yes

Exterior Features

  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Available, Sewer Available, Water Available
  • Cooling: Other
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 4791.6
  • Parcel #: 000031180002410811
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3581.43
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 9, 2025
Sold by
Medico Lyndsey
Bought by
Davis Chesley
Current Estimated Value
$298,786

Purchase Details

Listed on
Jul 25, 2024
Closed on
Feb 18, 2025
Sold by
Secretary Of Veterans Affairs
Bought by
Medico Lyndsey
Seller's Agent
URANIA MARTIN
ALFA REALTORS CORP
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$361,000
Sold Price
$240,000
Premium/Discount to List
-$121,000
-33.52%
Views
138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.59%
Original Mortgage
$235,653
Interest Rate
6.93%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 19, 2024
Sold by
Secretary Of Veterans Affairs
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Mar 4, 2024
Sold by
Wilder Jerry
Bought by
Freedom Mortgage Corporation

Purchase Details

Closed on
Jan 3, 2019
Sold by
Wilder Jerry
Bought by
Wilder Jerry and Brat Trust

Purchase Details

Closed on
Jun 20, 2018
Sold by
Wilder Jerri and Wilder Christopher
Bought by
Wilder Jerri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,742
Interest Rate
4.6%
Mortgage Type
VA

Purchase Details

Closed on
Apr 27, 2016
Sold by
Williams Hugh
Bought by
Wilder Jerri and Wilder Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,692
Interest Rate
3.71%
Mortgage Type
VA

Purchase Details

Closed on
Jan 6, 2015
Sold by
U S Bank National Association
Bought by
Williams Hugh and The Elm Street Land Trust

Purchase Details

Closed on
Aug 8, 2014
Sold by
Hitler Bart L
Bought by
U S Bank National Association

Purchase Details

Closed on
Jul 28, 2014
Sold by
Hiter Bart L
Bought by
U S Bank National Association

Purchase Details

Closed on
Feb 6, 2003
Sold by
Speare Stacie and Speare Miter Stacie
Bought by
Miter Bart L

Purchase Details

Closed on
Oct 30, 2000
Sold by
Fournier John E and Fournier Kamie R
Bought by
Hiter Bart L and Spears Hiter Stacie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,600
Interest Rate
7.94%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $323,000 None Listed On Document
Special Warranty Deed $240,000 None Listed On Document
Special Warranty Deed $240,000 None Listed On Document
Warranty Deed $100 None Listed On Document
Certificate Of Transfer -- --
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Deed $129,900 Attorney
Special Warranty Deed $54,500 Premium Title Services Inc
Trustee Deed -- None Available
Trustee Deed -- None Available
Interfamily Deed Transfer -- --
Warranty Deed $84,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $235,653 FHA
Previous Owner $179,742 VA
Previous Owner $132,692 VA
Previous Owner $75,600 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/21/2025 02/21/25 Sold $240,000 +0.4% $220 / Sq Ft
01/07/2025 01/07/25 Pending -- -- --
12/30/2024 12/30/24 Price Changed $239,000 -11.2% $219 / Sq Ft
12/07/2024 12/07/24 Price Changed $269,000 -5.3% $247 / Sq Ft
11/25/2024 11/25/24 Price Changed $284,000 -5.0% $261 / Sq Ft
10/29/2024 10/29/24 Price Changed $299,000 -6.3% $275 / Sq Ft
09/25/2024 09/25/24 Price Changed $319,000 -6.7% $293 / Sq Ft
08/29/2024 08/29/24 Price Changed $342,000 -5.3% $314 / Sq Ft
07/25/2024 07/25/24 For Sale $361,000 -- $331 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,581 $210,867 $105,600 $105,267
2023 $3,581 $201,818 $96,000 $105,818
2022 $3,195 $187,609 $76,800 $110,809
2021 $2,902 $152,638 $57,600 $95,038
2020 $1,412 $114,722 $0 $0
2019 $1,434 $112,143 $0 $0
2018 $1,378 $110,052 $0 $0
2017 $1,317 $107,788 $0 $0
2016 $1,994 $98,487 $0 $0
2015 $1,751 $85,385 $0 $0
2014 $1,443 $69,885 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2038942

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-1800-0241-0811