NOT LISTED FOR SALE

Estimated Value: $308,970

3 Beds
3 Baths
2,503 Sq Ft
$123/Sq Ft Est. Value

Sale Details

Date Sold: August 1, 2025

Last sale price $300,000 $120 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,182 / mo

18 Days on Market

Highlights

  • Deck
  • Home Office
  • Laundry Room
  • Family Room with Fireplace
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of August 2025

Welcome to 1320 Lake Summerset Rd-tucked inside a private, gated lake community with an easygoing lifestyle and a long list of perks. This home has been freshly updated throughout, offering comfort and peace of mind for years to come. Inside, you'll find plush new carpet and durable LVP flooring, fresh paint, solid core doors, updated trim, and new light fixtures throughout. The main living spaces are bright and welcoming, with two fireplaces that add warmth and character. Bedrooms are generously sized, and there's potential for a fourth bedroom depending on your needs. The kitchen features newer appliances, and the main bathroom includes a brand new vanity. Outlets and switches have been updated, ceiling fans replaced, and the water heater was just installed in 2025. The roof is newer and even the garage has been refreshed with a new overhead door and windows. Enjoy the peace and quiet of a slower pace without sacrificing modern connectivity-this community is equipped with ultra high-speed fiber internet to keep you connected no matter where you work or play. Living in Lake Summerset means access to a 275-acre lake, community pool, disc golf, pickleball and tennis courts, bocce ball, a dog park, community garden, multiple playgrounds, and more-all just outside your door. Come take a look-you might just find it feels like home. Agent Related.

Last Agent to Sell the Property

Taylor Miller

Re/Max of Rock Valley License #475188893 Listed on: 06/12/2025

Re/Max of Rock Valley

Last Buyer's Agent

Marie Presley

HomeSmart Connect LLC License #475181867

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,138

Year Built

  • Built in 1978

Lot Details

  • 15,246 Sq Ft Lot
  • Lot Dimensions are 85x185

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Included in Price

Home Design

  • 2-Story Property
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,503 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 3 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Additional Features

  • Deck
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include clubhouse, pool, lake rights

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,138

Year Built

Built in 1978

Lot Details

0.35 Acres

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bi-Level
  • Levels: Bi-Level
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1978
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • LivingArea: 2503
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 2503
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 2503

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1099
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Clubhouse, Pool, Lake Rights

Lot Info

  • Lot Size Acres: 0.35
  • Lot Dimensions: 85X185
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4137.54
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Aug 1, 2025
Sold by
Bought by
Seller's Agent
Taylor Miller
Re/Max of Rock Valley
Buyer's Agent
Marie Presley
HomeSmart Connect LLC
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
35
Current Estimated Value
$308,970

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,970
Avg. Annual Appreciation
2.99%
Original Mortgage
$294,566
Interest Rate
6.62%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 27, 2024
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.5%
Mortgage Type
Construction
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lake Summerset, IL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$300,000 None Listed On Document
$125,000 Old Republic Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $296,373
Closed $294,566
Previous Owner $152,000
Previous Owner $30,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/01/2025 08/01/25 Sold $300,000 +3.8% $120 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
06/25/2025 06/25/25 Price Changed $289,000 -3.6% $115 / Sq Ft
06/12/2025 06/12/25 For Sale $299,900 -- $120 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,706 $67,787 $2,526 $65,261
2024 $4,138 $61,218 $2,281 $58,937
2023 $3,699 $52,458 $1,955 $50,503
2022 $3,289 $46,340 $1,744 $44,596
2021 $3,370 $42,670 $1,606 $41,064
2020 $3,338 $41,056 $1,545 $39,511
2019 $3,281 $40,016 $1,506 $38,510
2018 $3,438 $38,414 $1,446 $36,968
2017 $3,315 $37,661 $1,418 $36,243
2016 $3,526 $37,661 $1,418 $36,243
2015 $3,529 $37,661 $1,418 $36,243
2014 $3,523 $37,661 $1,418 $36,243
Source: Public Records

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12391948

Midwest Real Estate Data (MRED)

APN: 05-06-277-006

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