$490,000
$10K PRICE DROP

Estimated payment $3,774/month

Total Views 1,405
4 Beds
3.5 Baths
3,071 Sq Ft
$160 Price per Sq Ft

Highlights

  • Waterfront
  • Living Room
  • 1-Story Property
  • 2 Car Detached Garage
  • Laundry Room
  • Dining Room

About This Home

Welcome to this move-in ready 4-bedroom, 3-bath home in the desirable Lake Summerset community! Offering plenty of space for family and guests, this well-maintained home is ready for its new owners. Enjoy peaceful views and direct access to the beauty of Lake Summerset, with the backyard backing up to the lake. Don't miss this opportunity to own a spacious home in a sought-after lake community!

Listing Agent

Krystal Hudson

EJC REAL ESTATE SERVICES License #475215315 Listed on: 07/21/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,964

Year Built

  • Built in 1979

Lot Details

  • Waterfront

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Parking Available

Home Design

  • Vinyl Siding

Interior Spaces

  • 3,071 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include security, lake rights
  • General Staff Association, Phone Number (815) 248-2194
  • Property managed by Holiday Village

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,964

Year Built

Built in 1979

Lot Details

0 Sq Ft Lot

HOA Fees

$83 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1979
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Commuter Bus,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Price Change
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • LivingArea: 3071
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Yes, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1000
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Holiday Village
  • Management Contact Name: General Staff
  • Management Phone: 815-248-2194

Fee Information

  • Association Fee Includes: Security, Lake Rights

Lot Info

  • Lot Dimensions: 29185
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 11964
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,964 $169,454 $30,790 $138,664
2024 $11,661 $153,033 $27,806 $125,227
2022 $9,615 $115,840 $21,261 $94,579
2021 $8,366 $89,633 $19,577 $70,056
2019 $0 $84,059 $18,360 $65,699
2018 $4,952 $55,304 $17,625 $37,679
2017 $4,903 $54,219 $17,279 $36,940
2016 $5,209 $54,219 $17,279 $36,940
2015 $2,719 $54,219 $17,279 $36,940
2014 $5,409 $54,219 $17,279 $36,940
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/10/2026 08/10/26 Price Changed $490,000 -1.5% $160 / Sq Ft
08/02/2026 08/02/26 Price Changed $497,500 -0.5% $162 / Sq Ft
07/21/2026 07/21/26 For Sale $499,900 +37.0% $163 / Sq Ft
09/24/2021 09/24/21 Sold $365,000 0.0% $119 / Sq Ft View Prior Sale
09/24/2021 09/24/21 Sold $365,000 -7.6% $119 / Sq Ft View Prior Sale
09/09/2021 09/09/21 Pending -- -- --
09/09/2021 09/09/21 Pending -- -- --
07/13/2021 07/13/21 For Sale $395,000 0.0% $129 / Sq Ft
06/09/2021 06/09/21 Price Changed $395,000 -2.5% $129 / Sq Ft
05/10/2021 05/10/21 For Sale $405,000 +27.3% $132 / Sq Ft
08/31/2018 08/31/18 Sold $318,250 -3.3% $126 / Sq Ft View Prior Sale
05/24/2018 05/24/18 For Sale $329,000 +56.7% $130 / Sq Ft
01/20/2015 01/20/15 Sold $210,000 0.0% $113 / Sq Ft View Prior Sale
12/13/2014 12/13/14 Pending -- -- --
12/09/2014 12/09/14 For Sale $209,900 -- $113 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $365,000 Security First Title
Warranty Deed $318,500 Security First Title
Trustee Deed -- Huber Paul J
Trustee Deed -- Huber Paul J
Grant Deed $318,250 Security First Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $378,000 Construction
Previous Owner $80,000 New Conventional
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12713134

Midwest Real Estate Data (MRED)

APN: 05-07-202-009

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