$348,900
$10K PRICE DROP

Estimated payment $2,534/month

Total Views 1,597
4 Beds
2 Baths
2,674 Sq Ft
$130 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Gated Community
  • Clubhouse
  • Durand Elementary School Rated A-
  • Community Lake
  • Deck

About This Home

MUST SEE! Rare Bluff-Top 4-Bedroom Lake Summerset Retreat! Lake views, parkside privacy, a large lot, and extensive 2025-2026 updates! This exceptional 4-bedroom, 2-bath home offers a rare combination of beautiful lake views, peaceful privacy, and a prime Lake Summerset setting. Situated on a large lot bordered by parks on two sides, the property offers direct pedestrian access to the lake and trails. Enjoy beautiful sunrises over Lake Summerset and the peaceful natural setting from multiple rooms throughout the home. Extensively rehabbed in 2025-2026, this home blends Scandinavian-inspired style with warmth and character. The open floor plan features custom whitewashed red oak flooring, stairs, and cabinetry, abundant natural light, and beautiful views. The updated kitchen features custom red oak cabinetry, quartz countertops, a tile backsplash, a deep Stainless Steel kitchen tub sink, and new appliances. Both baths have been thoughtfully updated with marble vanities, updated plumbing and finishes, a new tub, and a walk-in tile shower. The spacious three-season room with Andersen patio doors provides additional living space while bringing the surrounding lake and parkland indoors. The lower level has walk-out doors and a versatile living space with a family room and 2 more bedrooms! New French doors on both levels provide excellent natural ventilation and easy access to the outdoor setting. Extensive improvements include new siding, windows, exterior doors (2025), a new wrap-around deck (2026), updated plumbing and electrical, new insulation, updated lighting and outlets, LVP basement flooring, updated kitchen and baths, new appliances, and a special-order stained-glass basement door. Mature trees, open parkland, and lake views create a private and relaxing atmosphere. Located within the gated Lake Summerset community, residents enjoy access to the lake, pool, clubhouse, trails, beaches, and numerous recreational amenities. A rare opportunity to own a beautifully updated 4-bedroom home with stunning lake views, a large park-backed lot, and an exceptional Lake Summerset setting. Move in, relax, and start making new memories!

Listing Agent

Brenda Jones

Platinum Group Realty LLC License #471022865 Listed on: 08/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,384

Year Built

  • Built in 1971 | Remodeled in 2026

Lot Details

  • 22,651 Sq Ft Lot
  • Lot Dimensions are 64 x 202
  • Paved or Partially Paved Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Tandem Parking
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,674 Sq Ft Home
  • Fireplace Features Masonry
  • Window Screens
  • French Doors
  • Sliding Doors
  • Family Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Heated Sun or Florida Room
  • Unfinished Attic
  • Laundry Room

Kitchen

  • Gas Oven
  • Range
  • ENERGY STAR Qualified Appliances

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom

Outdoor Features

  • Tideland Water Rights
  • Deck

Location

  • Property is near park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, security, clubhouse, exercise facilities, pool, lake rights
  • Lake Summerset Association, Phone Number (815) 248-2194
  • Property managed by Lake Summerset
  • Community Lake

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,384

Year Built

Built in 1971 | Remodeled in 2026

Lot Details

0.52 Acres

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Standard Status: Active
  • Water Body Name: LAKE SUMMERSET
  • Year Built: 1971
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2026
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Year Renovated: 2026

Interior Features

  • Appliances: Range, Refrigerator, ENERGY STAR Qualified Appliances, Gas Oven
  • Basement: Finished, Exterior Entry, Full, Walk-Out Access
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: French Doors, Sliding Doors, Sliding Glass Door(s)
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Flooring: Hardwood, Laminate
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 2674
  • Other Equipment: Water Heater-Gas
  • Room Type: Heated Sun Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 2674
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Living Room
  • Total Sq Ft: 2674
  • Attic: Unfinished
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Tandem, Garage, Yes, Garage Owned, Attached, Off Street, Driveway, Circular Driveway, Owned
  • ParkingTotal: 10

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1199
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Dock, Water Rights, Gated, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Lake Summerset
  • Management Contact Name: Lake Summerset
  • Management Phone: 815-248-2194

Fee Information

  • Association Fee Includes: Insurance, Security, Clubhouse, Exercise Facilities, Pool, Lake Rights

Lot Info

  • Lot Size Acres: 0.52
  • Lot Dimensions: 64 x 202
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 19

Tax Info

  • Tax Annual Amount: 5384
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,384 $82,265 $2,526 $79,739
2024 $5,661 $74,293 $2,281 $72,012
2022 $4,668 $56,236 $1,744 $54,492
2021 $4,833 $51,783 $1,606 $50,177
2020 $4,816 $49,825 $1,545 $48,280
2019 $4,751 $48,563 $1,506 $47,057
2018 $5,018 $46,619 $1,446 $45,173
2017 $4,849 $45,705 $1,418 $44,287
2016 $5,151 $45,705 $1,418 $44,287
2015 $5,155 $45,705 $1,418 $44,287
2014 $5,093 $45,705 $1,418 $44,287
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2026 09/16/26 Price Changed $348,900 0.0% $130 / Sq Ft
09/09/2026 09/09/26 Price Changed $349,000 -0.3% $131 / Sq Ft
09/03/2026 09/03/26 Price Changed $349,900 -2.5% $131 / Sq Ft
08/26/2026 08/26/26 For Sale $359,000 +131.6% $134 / Sq Ft
01/11/2024 01/11/24 Sold $155,000 -16.2% $73 / Sq Ft View Prior Sale
12/06/2023 12/06/23 Pending -- -- --
12/01/2023 12/01/23 For Sale $185,000 +19.4% $87 / Sq Ft
12/01/2023 12/01/23 Off Market $155,000 -- --
11/05/2023 11/05/23 For Sale $185,000 +19.4% $87 / Sq Ft
11/05/2023 11/05/23 Off Market $155,000 -- --
10/29/2023 10/29/23 For Sale $185,000 +19.4% $87 / Sq Ft
10/29/2023 10/29/23 Off Market $155,000 -- --
10/05/2023 10/05/23 For Sale $185,000 0.0% $87 / Sq Ft
09/28/2023 09/28/23 Pending -- -- --
09/19/2023 09/19/23 Price Changed $185,000 -17.7% $87 / Sq Ft
08/08/2023 08/08/23 Price Changed $224,900 -9.7% $105 / Sq Ft
07/15/2023 07/15/23 For Sale $249,000 -- $117 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $155,000 Security First Title
Warranty Deed $165,000 Security First Title
Deed -- Chicago Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $124,000 New Conventional
Previous Owner $123,750 Construction
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12741598

Midwest Real Estate Data (MRED)

APN: 05-07-227-002

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