NOT LISTED FOR SALE

1321 Bank St Lake Charles, LA 70601

Estimated Value: $104,000 - $146,000

2 Beds
1 Bath
1,108 Sq Ft
$116/Sq Ft Est. Value

Last Sold December 22, 2021

Current estimated payment $690/month

47 Days on Market

Highlights

  • No HOA
  • Porch
  • Patio
  • Cottage
  • Crown Molding
  • Energy-Efficient Appliances

About This Home

As of December 2021

Adorable cottage home in the Garden District. Home features 2 bedrooms, 1 updated bathroom, plenty of storage, large backyard, and detached garage.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $133

Year Built

  • 1944

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 50 x 200
  • Back Yard

Parking

  • 1 Car Garage
  • Shared Driveway
  • Open Parking

Home Design

  • Cottage
  • Raised Foundation
  • Shingle Roof

Interior Spaces

  • Separate Shower
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Storm Doors

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Laundry

  • Laundry in Kitchen
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Patio
  • Outdoor Storage
  • Porch

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Additional Features

  • Energy-Efficient Appliances
  • City Lot

Community Details

  • No Home Owners Association
  • Austin Subdivision

Listing and Financial Details

  • Tax Block 6

Home Details

Home Type

Single Family

Est. Annual Taxes

$133

Year Built

1944

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Lot Features: Back Yard, City Lot
  • LotSizeAcres: 0.22
  • Lot Size: 50 x 200
  • Road Frontage Type: City Street
  • Road Surface Type: Maintained
  • Is Senior Community?: No
  • SpaFeatures: None
  • Has HOA?: No
  • Co List Office Phone: 337-478-1578
  • Co List Office Phone: 337-478-1578
  • Special Conditions: Standard
  • Subdivision Name: Austin
  • Directions: East on Broad, South on Bank St.
  • Architectural Style: Cottage
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Unit Levels: One
  • Is New Construction?: No
  • Property Attached Yn: No
  • Structure Type: House
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: VirtualTour
  • Year Built: 1944

Interior Features

  • Private Spa: No
  • Appliances: Dishwasher, Electric Oven, Microwave
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas
  • Interior Amenities: Crown Molding, Separate Shower
  • Main Level Bathrooms: 1
  • Stories: 1

Exterior Features

  • Waterfront?: No
  • Common Walls: No Common Walls
  • Construction Type: Other
  • Foundation Details: Raised
  • Other Structures: Storage
  • Patio And Porch Features: Patio, Porch
  • Roof: Shingle

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 1.0
  • Has Attached Garage?: Yes
  • Has Open Parking?: Yes
  • Parking Features: Garage, Shared Driveway

Utilities

  • Laundry Features: Washer Hookup, Electric Dryer Hookup, In Kitchen
  • Green Building Features: Appliances
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Common Interest: None

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 9583.2
  • Additional Parcels: No

Tax Info

  • Tax Block: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2021
Closed on
Dec 22, 2021
Sold by
Ortego Garett Michael
Bought by
Treme Autumn Ryley
List Price
$153,900
Current Estimated Value
$128,843

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.98%
Original Mortgage
$142,373
Outstanding Balance
$130,716
Interest Rate
2.98%
Mortgage Type
New Conventional
Estimated Equity
-$1,873

Purchase Details

Closed on
Nov 2, 2009
Sold by
Nail Properties Llc
Bought by
Ortego Garrett Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,615
Interest Rate
5.05%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 2009
Sold by
Somers Walter Wellington
Bought by
Nail Properties Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Treme Autumn Ryley $145,000 None Listed On Document
Ortego Garrett Michael $88,000 Elite Title Insurance Agency
Nail Properties Llc $51,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Treme Autumn Ryley $142,373
Previous Owner Ortego Garrett Michael $84,615
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/22/2021 12/22/21 Sold -- -- --
11/17/2021 11/17/21 Pending -- -- --
10/01/2021 10/01/21 For Sale $153,900 -- $139 / Sq Ft
Source: Southwest Louisiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $133 $7,680 $1,780 $5,900
2023 $133 $7,680 $1,780 $5,900
2022 $134 $7,680 $1,780 $5,900
2021 $20 $7,680 $1,780 $5,900
2020 $908 $7,020 $1,710 $5,310
2019 $1,015 $7,550 $1,650 $5,900
2018 $120 $7,550 $1,650 $5,900
2017 $858 $7,550 $1,650 $5,900
2016 $860 $7,550 $1,650 $5,900
2015 $853 $7,550 $1,650 $5,900
Source: Public Records

Map

Source: Southwest Louisiana Association of REALTORS®

MLS Number: SWL21008872

APN: 00572683

Louisiana Calcasieu Parish Lake Charles 70601

1321 Bank St, Lake Charles, LA

Not Listed for Sale

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