NOT LISTED FOR SALE

1321 Bank St Lake Charles, LA 70601

Estimated Value: $141,000 - $156,000

2 Beds
1 Bath
1,108 Sq Ft
$133/Sq Ft Est. Value

Last Sold December 22, 2021

Current estimated payment $834/month

47 Days on Market

Highlights

  • No HOA
  • Porch
  • Patio
  • Cottage
  • Crown Molding
  • Outdoor Storage

About This Home

As of December 2021

Adorable cottage home in the Garden District. Home features 2 bedrooms, 1 updated bathroom, plenty of storage, large backyard, and detached garage.

Last Listed By

MELANIE BRADBERRY

Century 21 Bono Realty License #995688475 Listed on: 10/01/2021

Century 21 Bono Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $133

Year Built

  • Built in 1944

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 50 x 200
  • Back Yard

Parking

  • 1 Car Garage
  • Parking Available
  • Shared Driveway

Home Design

  • Cottage
  • Raised Foundation
  • Shingle Roof

Interior Spaces

  • 1,108 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Storm Doors

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry in Kitchen
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Patio
  • Outdoor Storage
  • Porch

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 9 / 6
  • Assessor Parcel Number 00572683

Community Details

Overview

  • No Home Owners Association
  • Austin Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$133

Year Built

Built in 1944

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Total System: 1108.00
  • Levels: One
  • PropertyAttachedYN: No
  • Registered: No
  • Year Built: 1944
  • Special Features: None

Interior Features

  • Bedrooms: 2
  • Full Bathrooms: 1
  • Room Count: 5
  • Appliances: Dishwasher, Electric Oven, Microwave
  • Appliances: Yes
  • Full And Three Quarter Bathrooms: 1
  • Total Bathrooms: 1
  • Square Footage: 1175.00
  • Door Features: Storm Door(s)
  • Eating Area: Dining Room
  • Fireplace Features: Gas
  • FireplaceYN: Yes
  • Interior Amenities: Crown Molding
  • Square Footage: 1108.00
  • Lot Size Area: 0.2200
  • MainLevelBathrooms: 1
  • MainLevelBedrooms: 2
  • Patio: Yes
  • Price Per Square Foot: 130.87
  • Bathroom Features: Shower
  • Spa Features: None
  • Stories: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Other
  • Foundation: Raised
  • Lot Features: Back Yard
  • New Construction: No
  • Patio And Porch Features: Porch
  • Road Frontage: City Street
  • Road Surface Type: Maintained
  • Roof: Shingle
  • Spa: No
  • Structure: House

Garage/Parking

  • Attached Garage YN: No
  • Garage Spaces: 1.00
  • Parking Features: Garage, Shared Driveway
  • Total Parking Spaces: 1.00
  • Parking: Yes

Utilities

  • Electricity Provided By: Entergy
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Laundry Features: Electric Dryer Hookup, In Kitchen, Washer Hookup
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Lot Info

  • Parcel Number: 00572683
  • Additional Parcels: No
  • Lot Size Acres: 0.2200
  • Lot Dimensions: 50 x 200
  • Lot Size Searchable: 9583.20
  • Lot Size Sq Ft: 9583.20

Building Info

  • Laundry: Yes

Tax Info

  • TaxBlock: 6
  • TaxLegalDescription: LOT 9 AUSTIN SUB OF BLK 6 TOUCHY SUB
  • Tax Lot: 9

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2021
Closed on
Dec 22, 2021
Sold by
Ortego Garett Michael
Bought by
Treme Autumn Ryley
Seller's Agent
MELANIE BRADBERRY
Century 21 Bono Realty
Buyer's Agent
Bayleigh Rigdon
EXIT Bayou Realty
List Price
$153,900
Sold Price
$145,000
Premium/Discount to List
-$8,900
-5.78%
Total Days on Market
47
Current Estimated Value
$147,643

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,643
Avg. Annual Appreciation
0.79%
Original Mortgage
$142,373
Outstanding Balance
$132,347
Interest Rate
2.98%
Mortgage Type
New Conventional
Estimated Equity
$16,603

Purchase Details

Closed on
Nov 2, 2009
Sold by
Nail Properties Llc
Bought by
Ortego Garrett Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,615
Interest Rate
5.05%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 2009
Sold by
Somers Walter Wellington
Bought by
Nail Properties Llc

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Treme Autumn Ryley $145,000 None Listed On Document
Treme Autumn Ryley $145,000 None Listed On Document
Ortego Garrett Michael $88,000 Elite Title Insurance Agency
Nail Properties Llc $51,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Treme Autumn Ryley $142,373
Closed Treme Autumn Ryley $142,373
Previous Owner Ortego Garrett Michael $84,615
Previous Owner Somers Walter Wellington $43,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/22/2021 12/22/21 Sold -- -- --
11/17/2021 11/17/21 Pending -- -- --
10/27/2021 10/27/21 Price Changed $148,300 -3.6% $134 / Sq Ft
10/01/2021 10/01/21 For Sale $153,900 -- $139 / Sq Ft
Source: Greater Southern MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $133 $7,680 $1,780 $5,900
2023 $133 $7,680 $1,780 $5,900
2022 $134 $7,680 $1,780 $5,900
2021 $20 $7,680 $1,780 $5,900
2020 $908 $7,020 $1,710 $5,310
2019 $1,015 $7,550 $1,650 $5,900
2018 $120 $7,550 $1,650 $5,900
2017 $858 $7,550 $1,650 $5,900
2016 $860 $7,550 $1,650 $5,900
2015 $853 $7,550 $1,650 $5,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Southern MLS

MLS Number: SWL21008872

Greater Southern MLS

APN: 00572683