$260,000
SOLD NOV 17, 2025

1321 Providence Cir Unit 153 Elgin, IL 60120

Cobblers Crossing Neighborhood
2 Beds
1.5 Baths
1,205 Sq Ft
$267/mo HOA Fee

Recently Sold

$216 Per Sq Ft

5% Below List Price

6 Days on Market

Highlights

  • Open Floorplan
  • Walk-In Closet
  • Central Air
  • Wood Flooring
  • Laundry Room
  • Dining Room

About This Home

As of November 2025

Welcome Home to this Extremely Clean, Beautiful Townhome in the Desirable Cobblers Crossing Subdivision with a Private Cul-de-Sac Location! Hardwood Floors are Featured Throughout most of this Open Floor Plan Unit, Complete with 9-Ft Celings and Wood Railing leading to the 2nd Floor, 6-Panel Colonial Doors and White Trim throughout. The Kitchen features 12" Ceramic Tile Flooring with plenty of storage in the 15 Oak Cabinets, as well as a Separate Pantry. It also Features Stainless Steel Appliances, a Ceiling Fan, and a Separate Eating Space. The Powder Room is Convenient, yet Separate from the Living Area. A Formal Dining Area creates a Lovely Dinner Entertainment Space, and Opens to the Sizable Living Room with a Tile-Surround Gas Fireplace, complete with Ceramic Logs and a Screen. From here, you can Exit via the Glass Window Door with a Transom Window to the Patio outside and Relax, Entertain, or Simply Grill Dinner and Enjoy the Beautiful Views! A Pretty Railing leads to the Upstairs Landing with Large Linen Closet, and 2nd Floor Ceramic Tiled Laundry room with more Oak Cabinetry. The Large Master Bedroom offers a Vaulted Ceiling, Spacious Dual Closets, and Stunning Views from the Picture Window, which Overlooks a lush green yard. The spacious 2nd Bedroom offers another pretty view as well as a walk-in closet. A spacious Shared Full Bath tops this level off! A newer Garage Door complements the Driveway (2021), Roof (2021), Siding (2021), A/C (2025), Screen Doors in Front and Back, and an Attached 1-Car Finished Garage with a Shelf for storage as well as an Insulated Garage Attic. Easy Access to Shopping, Entertainment, Parks, Dining, Expressways, and Forest Preserves. Don't wait, come see this Unit today before it's gone!

Last Agent to Sell the Property

Kimmy Martinez

Capi Realty Group, LLC License #471010073 Listed on: 09/12/2025

Last Buyer's Agent

Richard Clark

Kozar Real Estate Group License #475140502

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,988

Year Built

  • Built in 1995

HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 1,205 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Blinds
  • Six Panel Doors
  • Family Room
  • Living Room with Fireplace
  • Dining Room

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Home Security

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, scavenger, snow removal
  • 4 Units
  • Association Partners Association, Phone Number (630) 653-7782
  • Property managed by Association Partners

Pet Policy

  • Dogs and Cats Allowed

Security

  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,988

Year Built

Built in 1995

Lot Details

0

HOA Fees

$267 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s), 6 Panel Door(s)
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s), High Ceilings, Open Floorplan, Pantry
  • LivingArea: 1205
  • Room Type: No additional rooms
  • Stories Total: 2
  • Window Features: Blinds
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Garage Door Opener, Yes, Attached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 246
  • Association Fee Frequency: Monthly
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: Association Partners
  • Management Contact Name: Association Partners
  • Management Phone: 630-653-7782
  • Master Association Fee: 249

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3988
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2025
Closed on
Nov 12, 2025
Sold by
Chrachol Paul J
Bought by
Hirsig Kyle Andrew and Schlager Natalie Frances
Seller's Agent
Kimmy Martinez
Capi Realty Group, LLC
Buyer's Agent
Richard Clark
Kozar Real Estate Group
List Price
$272,500
Sold Price
$260,000
Premium/Discount to List
-$12,500
-4.59%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
55.88%
Original Mortgage
$234,000
Outstanding Balance
$234,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$34,206

Purchase Details

Listed on
Mar 2, 2018
Closed on
Apr 30, 2018
Sold by
Rosch Rachel
Bought by
Chrachol Paul J
Seller's Agent
Lisa Ellis
eXp Realty
Buyer's Agent
Peter Kedzior
Crosstown Realty
List Price
$159,900
Sold Price
$158,300
Premium/Discount to List
-$1,600
-1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.78%
Original Mortgage
$126,640
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 1999
Sold by
Lamont Mark and Lamont Laura
Bought by
Rosch Rachel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
7.25%

Purchase Details

Closed on
Apr 24, 1995
Sold by
Cobblers Crossing Country Homes North Lt
Bought by
Lamont Mark and Lamont Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,750
Interest Rate
7.5%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $260,000 None Listed On Document
Warranty Deed $158,500 First United Title Services
Warranty Deed $116,000 --
Warranty Deed $111,000 Intercounty Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $234,000 New Conventional
Previous Owner $126,640 New Conventional
Previous Owner $110,000 No Value Available
Previous Owner $99,750 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 Sold $260,000 -4.6% $216 / Sq Ft
09/18/2025 09/18/25 Pending -- -- --
09/12/2025 09/12/25 For Sale $272,500 +72.1% $226 / Sq Ft
04/30/2018 04/30/18 Sold $158,300 -1.0% $131 / Sq Ft View Prior Sale
03/08/2018 03/08/18 Pending -- -- --
03/02/2018 03/02/18 For Sale $159,900 -- $133 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,988 $17,169 $1,993 $15,176
2023 $3,846 $17,169 $1,993 $15,176
2022 $3,846 $17,169 $1,993 $15,176
2021 $3,116 $12,373 $1,281 $11,092
2020 $3,174 $12,373 $1,281 $11,092
2019 $3,180 $13,804 $1,281 $12,523
2018 $2,174 $9,833 $1,139 $8,694
2017 $665 $9,833 $1,139 $8,694
2016 $1,343 $9,833 $1,139 $8,694
2015 $1,556 $8,946 $996 $7,950
2014 $1,475 $8,946 $996 $7,950
2013 $1,461 $8,946 $996 $7,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12465434

Midwest Real Estate Data (MRED)

APN: 06-06-208-008-1149