NOT LISTED FOR SALE

1321 Ridge Creek Rd Savoy, IL 61874

Estimated Value: $484,000 - $501,000

4 Beds
3.5 Baths
2,454 Sq Ft
$199/Sq Ft Est. Value

Last Sold November 15, 2022

Last sale price $390,000 $159 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $3,383/month

43 Days on Market

Highlights

  • Lake Front
  • Community Lake
  • Vaulted Ceiling
  • Central High School Rated A
  • Pond
  • Traditional Architecture

About This Home

As of November 2022

A fantastic opportunity to own a home on one of the best lots in Fieldstone subdivision. This waterfront property is adjacent to the neighborhood commons area making it feel like your own secluded oasis. This home features a warm, welcoming interior, complete with a formal dining room and generous living spaces. Whip up gourmet meals in the efficiently designed kitchen, equipped with stainless-steel appliances, granite countertops, large island, and a spacious pantry. The full, finished basement provides plenty of extra living space, a bedroom, full bathroom, and loads of storage space. Keep your tools handy and organized in the sizable, 3-car tandem garage. The sprawling backyard boasts a patio for outdoor entertaining, a beautifully manicured lawn, and is fully fenced in. Located on a quiet street in a desirable part of Savoy, it's waterfront living at its finest! Lovely and serene-the perfect spot to nurture your soul. Be prepared for 'love at first sight'. See this one quickly or miss a great home.

Last Agent to Sell the Property

Jennifer Hoss McClellan

KELLER WILLIAMS-TREC License #475124637 Listed on: 08/26/2022

KELLER WILLIAMS-TREC

Last Buyer's Agent

Jill Hess

RE/MAX REALTY ASSOCIATES-CHA License #475167225

RE/MAX REALTY ASSOCIATES-CHA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,251

Year Built

  • Built in 2013

Lot Details

  • Lot Dimensions are 71 x 120 x 87 x 120
  • Lake Front
  • Fenced Yard

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,454 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Pond
  • Patio
  • Porch

Schools

  • Unit 4 Of Choice Elementary School
  • Champaign/Middle Call Unit 4 351
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Fieldstone Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,251

Year Built

Built in 2013

Lot Details

0

HOA Fees

$19 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Subdivision Name: Fieldstone
  • Year Built: 2013
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 157 FIELDSTONE SUB PHASE 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1137
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2454
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5
  • Estimated Total Finished Sq Ft: 3591
  • Assessed Sq Ft: 1172
  • Basement Description: Finished,Egress Window,Rec/Family Area,Sleeping Area,Storage Space
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2454
  • Basement Sq Ft: 1184
  • Fireplace Location: Living Room
  • Total Sq Ft: 3638
  • Unfinished Basement Sq Ft: 47
  • Upper Level Sq Ft: 1274
  • Main Level Sq Ft: 1180
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Patio, Porch
  • Foundation Details: Concrete Perimeter
  • List Price: 400000
  • Lot Features: Fenced Yard, Lake Front, Pond(s), Water View
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Stone

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Community Features: Lake, Sidewalks
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Unit 4 Of Choice
  • High School: Central High School
  • Middle/Junior School: Champaign/Middle Call Unit 4 351
  • Middle/Junior School District: 4

Lot Info

  • Lot Dimensions: 71 X 120 X 87 X 120
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8251.3
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2022
Closed on
Nov 15, 2022
Sold by
Hiser Ryan J
Bought by
Bhattarai Rabin and Karki Urbashi
Seller's Agent
Jennifer Hoss McClellan
KELLER WILLIAMS-TREC
Buyer's Agent
Jill Hess
RE/MAX REALTY ASSOCIATES-CHA
List Price
$400,000
Sold Price
$390,000
Premium/Discount to List
-$10,000
-2.5%
Views
5
Current Estimated Value
$488,742

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,742
Avg. Annual Appreciation
8.04%
Original Mortgage
$273,000
Outstanding Balance
$264,734
Interest Rate
7.08%
Estimated Equity
$224,008

Purchase Details

Closed on
Feb 10, 2020
Sold by
Hiser Ryan and Hiser Anne M
Bought by
Hiser Ryan J and Hiser Anne M

Purchase Details

Closed on
Jul 29, 2013
Sold by
Glick 2 Joe M
Bought by
Hiser Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,200
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2012
Sold by
Armstrong Construction Of Champaign Inc
Bought by
Glick Ii Joe M and Dressel Kristin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,600
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 12, 2012
Sold by
Fieldstone Subdivision Llc
Bought by
Armstrong Construction Of Champaign Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,600
Interest Rate
3.91%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bhattarai Rabin $390,000 --
Hiser Ryan J -- Attorney
Hiser Ryan -- --
Glick Ii Joe M $294,500 First Community Title
Armstrong Construction Of Champaign Inc $50,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bhattarai Rabin $273,000
Previous Owner Hiser Ryan $248,200
Previous Owner Glick Ii Joe M $235,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2022 11/15/22 Sold $390,000 -2.5% $159 / Sq Ft
10/09/2022 10/09/22 Pending -- -- --
10/05/2022 10/05/22 For Sale $400,000 +2.6% $163 / Sq Ft
09/30/2022 09/30/22 Off Market $390,000 -- --
09/03/2022 09/03/22 Pending -- -- --
08/26/2022 08/26/22 For Sale $400,000 -- $163 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,237 $134,160 $23,530 $110,630
2023 $9,237 $122,910 $21,850 $101,060
2022 $8,751 $114,230 $20,310 $93,920
2021 $8,251 $108,380 $19,270 $89,110
2020 $8,086 $105,950 $18,840 $87,110
2019 $7,842 $104,490 $18,580 $85,910
2018 $7,823 $104,490 $18,580 $85,910
2017 $7,499 $99,990 $17,780 $82,210
2016 $6,713 $98,700 $17,000 $81,700
2015 $6,631 $95,170 $16,390 $78,780
2014 $6,711 $96,720 $16,660 $80,060
2013 $6,543 $96,720 $16,660 $80,060
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11611899

Midwest Real Estate Data (MRED)

APN: 29-26-12-129-001