Seller's Agent in 2026
Alex Billotti
EXP Realty LLC
(989) 600-9291
242 Total Sales
1321 Ruby Ann Dr Saginaw, MI 48601
3
Beds
2
Baths
1,432
Sq Ft
10,019
Sq Ft Lot Lot
Highlights
- Ranch Style House
- 1 Car Attached Garage
- Forced Air Heating and Cooling System
- Wood Flooring
- Patio
- Wood Siding
About This Home
As of March 2026Charming ranch home in Spaulding Township, perfectly positioned on a quiet dead-end road in a welcoming community. This 3-bed, 2-bath home offers an efficient layout with an expansive kitchen & family room at the back—ideal for everyday living & entertaining. Step outside to a private deck overlooking a nice-sized backyard, perfect for relaxing or hosting. Original wood floors have been beautifully refinished, complemented by newer laminate flooring in the kitchen & living areas for a fresh, modern feel. A brand-new drainfield adds peace of mind. Enjoy the convenience of being within walking distance to Spaulding Township Park, with easy access to nearby shopping, dining & major routes. This well-maintained home blends quiet living with a great location, making it an excellent opportunity for buyers seeking comfort, character & community.
Last Agent to Sell the Property
EXP Realty LLC License #CGBOR-6501385545 Listed on: 10/15/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 80 x 128
Parking
- 1 Car Attached Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
- Wood Siding
Interior Spaces
- 1,432 Sq Ft Home
- Wood Flooring
- Crawl Space
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
- Internet Available
Community Details
- Sparling Sub No 1 Subdivision
Listing and Financial Details
- Assessor Parcel Number 25-11-4-24-4110-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 15, 2025
Closed on
Mar 23, 2026
Sold by
Bought by
Seller's Agent
Alex Billotti
EXP Realty LLC
Buyer's Agent
Kelly Gust
New Beginnings
List Price
$170,000
Sold Price
$162,500
Premium/Discount to List
-$7,500
-4.41%
Views
323
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.09%
Original Mortgage
$154,375
Outstanding Balance
$154,375
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$10,976
Purchase Details
Listed on
Aug 28, 2023
Closed on
Nov 29, 2023
Sold by
Bought by
Seller's Agent
Cody McCloskey
Pinnacle Realty
Buyer's Agent
Sonny Cherry
New Beginnings
List Price
$151,600
Sold Price
$141,000
Premium/Discount to List
-$10,600
-6.99%
Views
281
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.31%
Original Mortgage
$143,636
Interest Rate
7.79%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 28, 2023
Closed on
Nov 28, 2023
Sold by
Bought by
Seller's Agent
Cody McCloskey
Pinnacle Realty
Buyer's Agent
Sonny Cherry
New Beginnings
List Price
$151,600
Sold Price
$141,000
Premium/Discount to List
-$10,600
-6.99%
Views
281
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,636
Interest Rate
7.79%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 6, 2018
Closed on
Oct 25, 2018
Sold by
Bought by
Seller's Agent
Janet Kovach
RE/MAX New Image
Buyer's Agent
Cody McCloskey
Pinnacle Realty
List Price
$77,500
Sold Price
$77,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.45%
Original Mortgage
$78,282
Interest Rate
4.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 10, 2007
Sold by
Bought by
Purchase Details
Closed on
Mar 21, 1996
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $162,500 | Diversified National Title | |
| Warranty Deed | $141,000 | New Horizons Title | |
| Warranty Deed | $141,000 | New Horizons Title | |
| Warranty Deed | $77,500 | -- | |
| Deed | -- | -- | |
| Deed | $63,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,375 | New Conventional | |
| Previous Owner | $143,636 | New Conventional | |
| Previous Owner | $143,636 | New Conventional | |
| Previous Owner | $78,282 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/23/2026 03/23/26 | Sold | $162,500 | -4.4% | $113 / Sq Ft | |
| 11/22/2025 11/22/25 | For Sale | $170,000 | 0.0% | $119 / Sq Ft | |
| 11/19/2025 11/19/25 | Pending | -- | -- | -- | |
| 10/15/2025 10/15/25 | For Sale | $170,000 | +20.6% | $119 / Sq Ft | |
| 11/28/2023 11/28/23 | Sold | $141,000 | -3.2% | $98 / Sq Ft | View Prior Sale |
| 10/16/2023 10/16/23 | Pending | -- | -- | -- | |
| 09/26/2023 09/26/23 | Price Changed | $145,600 | -4.0% | $102 / Sq Ft | |
| 08/28/2023 08/28/23 | For Sale | $151,600 | +95.6% | $106 / Sq Ft | |
| 10/25/2018 10/25/18 | Sold | $77,500 | 0.0% | $54 / Sq Ft | View Prior Sale |
| 09/11/2018 09/11/18 | Pending | -- | -- | -- | |
| 09/06/2018 09/06/18 | For Sale | $77,500 | -- | $54 / Sq Ft |
Source: Clare Gladwin Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $738 | $69,200 | $0 | $0 |
| 2024 | $715 | $65,300 | $0 | $0 |
| 2023 | $460 | $52,700 | $0 | $0 |
| 2022 | $1,595 | $40,600 | $0 | $0 |
| 2021 | $1,197 | $44,400 | $0 | $0 |
| 2020 | $1,296 | $40,400 | $0 | $0 |
| 2019 | $1,243 | $37,500 | $4,700 | $32,800 |
| 2018 | $344 | $33,150 | $0 | $0 |
| 2017 | $987 | $32,450 | $0 | $0 |
| 2016 | $1,023 | $30,500 | $0 | $0 |
| 2014 | -- | $34,100 | $0 | $32,450 |
| 2013 | -- | $33,150 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Billotti
-
Kelly Gust
K
Buyer's Agent in 2026
Kelly Gust
New Beginnings
(989) 737-6420
70 Total Sales
-
C
Seller's Agent in 2023
Cody McCloskey
Pinnacle Realty
-
Sonny Cherry
Buyer's Agent in 2023
Sonny Cherry
New Beginnings
(989) 906-4700
46 Total Sales
-
Janet Kovach
Seller's Agent in 2018
Janet Kovach
RE/MAX Michigan
(989) 790-0890
97 Total Sales
Map
Source: Clare Gladwin Board of REALTORS®
MLS Number: 50191534
APN: 25-11-4-24-4110-000
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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