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Bay City, MI Homes for Sale

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  • /33

    $275,000

    $25K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 2,643 Sq Ft

    808 N Birney St, Bay City, MI 48708

    Meticulous and detailed 99% restoration of this beautiful and architecturally significant 3-story Victorian home in Bay City's historic district. This is city living at its best. Enjoy a private backyard garden area, all new appliances in your well-appointed kitchen with granite countertops. Prepare to serve your guests in the formal dining room while using the amenities in the butler's pantry.

    Annette Jeske

    Bay Area Real Estate

    808 N Birney St, Bay City, MI 48708
  • /7

    $976,072

    $356K PRICE INCREASE
    • 999 Sq Ft

    1515 N Johnson St, Bay City, MI 48708

    ProVisions, LLC is proud to offer this exceptional 6.52-acre development site, strategically located at 1515 N Johnson in Bay City, Michigan. Boasting 950 feet of frontage, with cleared, development-ready land. This property presents a rare opportunity for investors and developers seeking a built-to-suit opportunity This expansive parcel is a blank canvas. Zoned for M2 General Industrial, this

    Agent Photo

    Murray Wikol

    Provisions LLC

    1515 N Johnson St, Bay City, MI 48708
  • /9

    $976,072

    • Land
    • 6.52 Acres
    • $149,704 per Acre

    1515 N Johnson St, Bay City, MI 48708

    ProVisions, LLC is proud to offer this exceptional 6.52-acre development site, strategically located at 1515 N Johnson in Bay City, Michigan. Boasting 950 feet of frontage, with cleared, development-ready land. This property presents a rare opportunity for investors and developers seeking a built-to-suit opportunity This expansive parcel is a blank canvas. Zoned for M2 General Industrial, this

    Agent Photo

    Murray Wikol

    Provisions LLC

    1515 N Johnson St, Bay City, MI 48708
  • /4

    $9,900

    • Land
    • 5,662 Sq Ft
    • $76,154 per Acre

    709 Fraser St, Bay City, MI 48708

    Beautifully treed vacant lot with utilities available at the road. Close to shopping, parks, schools and dining.

    Agent Photo

    Linda Anderson

    Bay Area Real Estate

    709 Fraser St, Bay City, MI 48708
  • /32

    $167,000

    $3K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,316 Sq Ft

    2300 S Lincoln St, Bay City, MI 48708

    ***Seller is Offering $2,000 in Buyer Concessions!! Recently remodeled home in a quiet Bay City neighborhood. Updates include LVP flooring and fresh paint throughout. The kitchen boasts new cupboards, fridge, stove, countertops and sink. A recently installed bay view window provides stunning views of the peaceful surroundings. New light fixtures and outlets have been added on the main floor.

    Agent Photo

    Todd Fedie

    KW Realty Livingston

    2300 S Lincoln St, Bay City, MI 48708
  • /69

    $559,000

    • 4 Beds
    • 5 Baths
    • 3,382 Sq Ft

    3471 Fraser Rd, Bay City, MI 48706

    Welcome to this beautiful home in an extraordinary country setting within the “Great Lakes Bay” region, which has everything you could ask for in a location and in a home. Built in 2015, the grand entrance leads into the main part of the home, with the great room featuring a fireplace and abundant natural light from large windows. Next is the well-thought-out kitchen and dining area that opens to

    Agent Photo

    Constance Reppuhn

    Century 21 Signature Saginaw

    3471 Fraser Rd, Bay City, MI 48706
  • /16

    $49,900

    • 3 Beds
    • 1.5 Baths
    • 2,490 Sq Ft

    117 N Van Buren St, Bay City, MI 48708

    Bring your vision and restore this 3 bedroom, 1.5 bath home to its former charm. This home offers original built in cabinetry, large covered front porch and a full basement. The roof was replaced in 2024 and the living room has a wood burning fireplace. All bedrooms are up but most wall have been removed. The property is in need of repairs and updating but offers potential for investors,

    Agent Photo

    Jodi Schempp

    NextHome Park Place

    117 N Van Buren St, Bay City, MI 48708
  • /29

    $324,900

    Coming Soon
    • 3 Beds
    • 2 Baths
    • 2,245 Sq Ft

    7401 W Ryan Ct, Bay City, MI 48706

    A must see . . . Discover the ultimate haven in Frankenlust Township, perfectly positioned between Bay City and Saginaw. Close proximity to SVSU, Delta College, shopping and dining. The main living areas are masterclass in open and spacious design, boasting stunning vaulted ceilings that will leave you in awe. This is the perfect sanctuary for family and friends to come together. The bedrooms are

    Agent Photo

    Lynn Moore

    Berkshire Hathaway HomeServices

    7401 W Ryan Ct, Bay City, MI 48706
  • /3

    $6,500

    $5K PRICE DROP
    • Land
    • 23,958 Sq Ft
    • $11,818 per Acre

    0 W German Rd, Bay City, MI 48708

    Build Your Dream Home on This Peaceful Country Lot – Just Minutes from Town! Discover the perfect blend of rural charm and urban convenience with this spacious vacant lot spanning over half an acre. Currently being farmed, this fertile land offers a blank canvas for your future home, garden, or hobby farm. Utilities Ready – Water and natural gas available at the road Prime Location – Only 5

    Agent Photo

    Linda Anderson

    Bay Area Real Estate

    0 W German Rd, Bay City, MI 48708
  • /27

    $179,000

    • 4 Beds
    • 2 Baths
    • 2,027 Sq Ft

    301 Barn Dr, Bay City, MI 48706

    Rare opportunity to own a home on nearly 2 acres in desirable Bangor Township. This spacious 4-bedroom, 2-bath home offers over 2,000 square feet of living space and is tucked away on a short private drive, providing a peaceful, country-like setting while remaining just minutes from shopping, dining, and everyday conveniences. Recent updates include a new metal roof (2025), new gutters, and fresh

    Agent Photo

    Jeff Coates

    RE/MAX of Midland

    301 Barn Dr, Bay City, MI 48706
  • /10

    $37,500

    • Land
    • 2.67 Acres
    • $14,045 per Acre

    0 W Munger Rd, Bay City, MI 48708

    Nearly 3 Acres of Wooded Serenity – City Water Access & Prime Location Discover the perfect blend of privacy and convenience with this beautifully wooded lot spanning almost 3 acres. Nestled in a peaceful setting, this property offers a rare opportunity to build your dream home surrounded by nature—while staying close to everything that matters. City Water Available at the Road – Ready for your

    Agent Photo

    Linda Anderson

    Bay Area Real Estate

    0 W Munger Rd, Bay City, MI 48708
  • /29

    $129,000

    $11K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,760 Sq Ft

    316 Howard St, Bay City, MI 48708

    Location is a Plus! The dead end makes it a quiet street. It is within walking distance to walk along the water to uptown and downtown Bay City. There is an alleyway driveway and parking on the street. Great View of the Bay City Fireworks in the summer! Large kitchen with an island bar & a dining room. Has a dry basement for lots of storage room. The first floor bedroom has a large closet and a

    Agent Photo

    Sue McKnight

    DeMark Real Estate

    316 Howard St, Bay City, MI 48708
  • /26

    $90,000

    $90K PRICE DROP
    • 345 Sq Ft

    1525 Broadway St, Bay City, MI 48708

    Versatile Commercial Property with Drive-Thru Potential – For Sale or Lease in Bay City Prime opportunity to own or lease a 345 sq ft commercial building in Bay City, ideally suited for drive-thru retail, coffee shop, café, quick-service restaurant (QSR), or small business use. This property features dual road access from two streets, creating excellent flow for future drive-thru development

    Agent Photo

    Ashley Andrews

    Exclusive House of Real Estate

    1525 Broadway St, Bay City, MI 48708
  • /61

    $599,900

    $24K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,496 Sq Ft

    389 Ricoma Beach Rd, Bay City, MI 48706

    Experience bayfront living at its finest on Ricoma Beach. This stunning waterfront home offering breathtaking views of Lake Huron in Bangor Township. This beautifully updated home features 4 bedrooms and 3 full bathrooms, 2496 square feet, perfectly designed for both everyday living and hosting guests. The open kitchen is a standout, complete with granite countertops, stainless steel appliances,

    Joe Karpuk RE/MAX New Image

    389 Ricoma Beach Rd, Bay City, MI 48706
  • /2

    $272,250

    • Land
    • 30.25 Acres
    • $9,000 per Acre

    0 Fisher Rd, Bay City, MI 48706

    Prime Development Opportunity – 30.25 Acres in Monitor Township Don’t miss this exceptional opportunity to develop 30.25 acres of flat, high-quality land in thriving Monitor Township. With four access points — including Fisher Road, two on Kasemeyer Road, and Grande Road — this property offers outstanding flexibility and connectivity for future development. Located in a growing residential area

    Jean Ann DeShano RE/MAX Results

    0 Fisher Rd, Bay City, MI 48706
  • /19

    $159,900

    • 3 Beds
    • 1 Bath
    • 1,024 Sq Ft

    39 Spruce Ridge Dr, Bay City, MI 48706

    Back on the market! The previous buyers got cold feet, which means this is your second chance to own a fantastic home! Whether you're looking for a place to call home or a great investment property, this one is definitely worth a look. This beautifully updated home has been improved from top to bottom, giving you quality, comfort, and peace of mind. Updates include new vinyl siding, a new roof,

    Brooke Bickerstaff Keller Williams Preferred

    39 Spruce Ridge Dr, Bay City, MI 48706
  • /10

    $94,900

    • 4 Beds
    • 2 Baths
    • 1,498 Sq Ft

    106 S Chilson St, Bay City, MI 48706

    Bay City duplex offering great flexibility for investors or owner occupants alike. The lower unit features 3 bedrooms and 1 full bathroom, while the upper unit offers 1 bedroom and 1 full bathroom. Property includes separate utilities, a full basement, and approximately 1,498 square feet of living space. Conveniently located just minutes from Euclid Avenue and Wilder Road with quick access to

    Jack Bader BOMIC Real Estate

    106 S Chilson St, Bay City, MI 48706
  • /2

    $49,000

    $4K PRICE INCREASE
    • Land
    • 15,246 Sq Ft
    • $140,000 per Acre

    2438 Country Creek Dr, Bay City, MI 48706

    BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER or Build To Suit! MASTER DEED AND BY LAW ARE AVAILABLE AND THE HOA FEE IS ONLY $150.00 PER YEAR. Minimum sq ft is 2,000 for a ranch style home and 2,500 for a 2 story home, sq ft does shall not include the garage or any unfinished areas in the basement. All construction must be completed with in a 12

    Wade Eckenrod RE/MAX Results

    2438 Country Creek Dr, Bay City, MI 48706
  • /20

    $244,900

    • 4 Beds
    • 1.5 Baths
    • 2,773 Sq Ft

    2432 Kopka Ct, Bay City, MI 48708

    Don't miss seeing this well-built 4 bedroom, 1 1/2 bath brick ranch located in a desirable South end Bay City court. Featuring an open floor plan, this home offers a perfect blend of comfort & functionality from living room to kitchen that is perfect for both everyday living & entertaining. The kitchen has mostly newer appliances and ample space for a table. The full partially finished basement

    Nancy Glaza Century 21 Signature Realty - Bay City

    2432 Kopka Ct, Bay City, MI 48708
  • /19

    $515,000

    • 3 Beds
    • 3.5 Baths
    • 2,400 Sq Ft

    2743 Limerick Dr, Bay City, MI 48706

    Stunning 2021 custom ranch built by Beagle Construction in Irish Acres. Backing up to unobstructed farmland views, this 3-bedroom, 3.5-bath home features thoughtful modern details throughout. The main level offers an open-concept layout that flows seamlessly from the living room right into the kitchen, highlighting premium tile flooring and custom toe-kick lighting. Off the main area is a

    Zachary Kuch EXP Realty LLC

    2743 Limerick Dr, Bay City, MI 48706
  • /19

    $120,000

    $9K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,422 Sq Ft

    110 Marquette St, Bay City, MI 48706

    Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage

    Wade Eckenrod RE/MAX Results

    110 Marquette St, Bay City, MI 48706
  • /20

    $105,000

    Open Sun 1PM - 2:30PM $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,233 Sq Ft

    1804 S Kiesel St, Bay City, MI 48706

    Charming 2 bedroom , 1 bath home with a spacious bonus room upstairs offering flexible living space! This Bay City home features updated electrical, plumbing, vinyl windows and plenty of potential for a first time home buyer, investor, or anyone looking to enjoy affordable living near the heart of town. Conveniently located close to downtown Bay City, the Riverwalk, Wenonah Park, great local

    Dan Matthews Berkshire Hathaway HomeServices, Bay City

    1804 S Kiesel St, Bay City, MI 48706
  • /47

    $39,900

    • 3 Beds
    • 1 Bath
    • 1,375 Sq Ft

    1711 Columbus Ave, Bay City, MI 48708

    Opportunity on Columbus! This 3 bedroom, 1 bathroom home has been taken down to the studs and is ready for its next chapter. Featuring a spacious first floor primary bedroom, bathroom, and practical layout, this home offers a strong foundation for a DIY project or professional renovation. The interior has been cleaned out and brought to a solid starting point, with no smoke or fire odors and some

    Adam Sinclair Bay Valley Realty

    1711 Columbus Ave, Bay City, MI 48708
  • /18

    $149,000

    $16K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,999 Sq Ft

    705 S Hampton St, Bay City, MI 48708

    Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

    Caleb Raymaker Century 21 Signature Realty - Bay City

    705 S Hampton St, Bay City, MI 48708
  • /37

    $239,700

    • 3 Beds
    • 1.5 Baths
    • 2,268 Sq Ft

    1974 W Youngs Ditch Rd, Bay City, MI 48708

    Inviting and well kept Brick Ranch home in Hampton Township on nearly .50 acre lot. Convenient location near schools and shopping. Hardwood floors though out the home plus fresh paint and newer carpet. Full basement is partially finished with a family room and fireplace plus a bar area complete with pool table. Roof is brand new in June 2026. Newer furnace and some updated plumbing. Large fenced

    Michael Meehleder Ayre/Rhinehart Bay REALTORS

    1974 W Youngs Ditch Rd, Bay City, MI 48708
  • /29

    $389,900

    $20K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,258 Sq Ft

    9 E Main St #303 St, Bay City, MI 48708

    Experience the pinnacle of maintenance-free living in the heart of Uptown Bay City with this impressive third-floor residence. Designed for those who value both luxury and convenience, the home boasts a grand open floor plan accentuated by soaring 10-foot ceilings and premier fixtures. Step out onto your private 144-square-foot balcony to take in spectacular views of the river and the vibrant

    James Diedrich Ayre/Rhinehart Bay REALTORS

    9 E Main St #303 St, Bay City, MI 48708
  • /22

    $205,000

    • 5,901 Sq Ft

    316 S Henry St, Bay City, MI 48706

    Seize this incredible investment opportunity in a prime location! This commercial building is already underway with renovations started—saving you time and giving you a head start on bringing your vision to life. Designed with flexibility in mind, the space can be adapted for a variety of uses including retail, office, restaurant, or service-based business. Finish it to your specifications and

    Rebecca Roth Hamady Robinson, REALTORS®

    316 S Henry St, Bay City, MI 48706
  • /23

    $109,900

    • 3 Beds
    • 1 Bath
    • 1,018 Sq Ft

    409 Harvard St, Bay City, MI 48708

    Welcome home to this move-in ready 3-bedroom, 1-bath single-story Cape Cod, nestled in the highly desirable and lower-tax Hampton Township (Bay City School District)! Offering the perfect blend of cozy charm and daily convenience, this property is ready for its next owner to move right in on closing day with immediate possession. Interior Highlights: Beautiful Flooring: Step inside to warm,

    Robert Struck RE/MAX Results

    409 Harvard St, Bay City, MI 48708
  • /28

    $249,900

    • 3 Beds
    • 2.5 Baths
    • 1,924 Sq Ft

    2916 Bangor Rd, Bay City, MI 48706

    Perfectly positioned in one of Bangor Township's most desirable locations, this well-maintained home is just minutes from the boat launch, within walking distance of Saginaw Bay, and less than a mile from the Rail Trail. Offering over three levels of living space, you'll find 3 bedrooms, 2.5 bathrooms, a spacious living room, cozy family room with a gas log fireplace, plus a finished rec room in

    Robin Yost RE/MAX Results

    2916 Bangor Rd, Bay City, MI 48706
  • /3

    $39,900

    $10K PRICE INCREASE
    • Land

    6067 E Meadow Dr, Bay City, MI 48706

    CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

    Wade Eckenrod RE/MAX Results

    6067 E Meadow Dr, Bay City, MI 48706
  • /3

    $149,999

    • Land
    • 29,185 Sq Ft
    • $223,879 per Acre

    6543 Westside Saginaw Rd, Bay City, MI 48706

    Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

    Crystal Harlow MC Realty Group, Inc

    6543 Westside Saginaw Rd, Bay City, MI 48706
  • /19

    $364,000

    • 15,000 Sq Ft

    301 E Midland St, Bay City, MI 48706

    Prime mixed-use investment opportunity located in Bay City’s vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered

    Joseph Delia Keller Williams Paint Creek

    301 E Midland St, Bay City, MI 48706
  • /33

    $438,900

    $21K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,645 Sq Ft

    609 Breaker Cove Dr, Bay City, MI 48708

    Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz

    Jean Ann DeShano RE/MAX Results

    609 Breaker Cove Dr, Bay City, MI 48708
  • /54

    $349,900

    Open Sun 1PM - 3PM
    • 4 Beds
    • 2.5 Baths
    • 2,707 Sq Ft

    1010 6th Street 6th St, Bay City, MI 48708

    Newly renovated historic Bay City duplex with updated modern appliances, granite countertops, LVP+ flooring, freshly painted interior and exterior with two laundry rooms, new concrete double car driveway with a block wall around the corner lot with flagstone, stamped concrete, and koi pond. Outdoor kitchen with propane grill and natural stone fireplace. Two newly renovated porches and a fully

    Gary Hamilton Dollinger & Company, Inc.

    1010 6th Street 6th St, Bay City, MI 48708
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    45 OR 47 Cove Dr, Bay City, MI 48706

    45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    45 OR 47 Cove Dr, Bay City, MI 48706
  • /31

    $539,900

    Open Sat 11AM - 12:30PM $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,416 Sq Ft

    705 Bay Rd, Bay City, MI 48706

    Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer

    Herbert Saenz Modern Realty

    705 Bay Rd, Bay City, MI 48706
  • /37

    $129,000

    • 3 Beds
    • 1.5 Baths
    • 1,232 Sq Ft

    1013 S Jackson St, Bay City, MI 48708

    Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The

    Jean Ann DeShano RE/MAX Results

    1013 S Jackson St, Bay City, MI 48708
  • /11

    $46,000

    • Land
    • 1 Acre
    • $46,000 per Acre

    4141 E Wheeler Rd, Bay City, MI 48706

    Enjoy the privacy and charm of a country-like setting while still being conveniently located near town. A unique opportunity for someone looking to build, create or garden. Beautiful 1-acre parcel in Bangor Township offering a peaceful, partially wooded setting with plenty of wildlife and natural surroundings. This property includes a 480 sq. ft. building that was once used as a residence, but is

    Kristi Lambert Ayre/Rhinehart Bay REALTORS

    4141 E Wheeler Rd, Bay City, MI 48706
  • /40

    $169,000

    • 3 Beds
    • 1.5 Baths
    • 1,196 Sq Ft

    600 W Jenny St, Bay City, MI 48706

    HOME IS BACK ON THE MARKET. DEAL FELL APART. This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new

    Mike Slezak Century 21 Signature Realty - Bay City

    600 W Jenny St, Bay City, MI 48706
  • /53

    $299,900

    $15K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,300 Sq Ft

    700 N Van Buren St, Bay City, MI 48708

    Timeless character meets endless potential in this stunning historic home. Featuring 4 spacious bedrooms and 2 full bathrooms, this property showcases classic charm with unique architectural details throughout, including a rare second staircase that adds both function and elegance. The home offers a large attic space perfect for future expansion, storage, or creative use. Outside, you’ll find an

    Shawn McNeil HOMEFLO

    700 N Van Buren St, Bay City, MI 48708

Showing Results 1 - 40, Page 1 of 6

Why Live in Bay City

Bay City, Michigan, is a small waterfront community situated along the Saginaw River, offering a blend of suburban living and scenic parks. Residents enjoy a variety of things to do, with locally owned restaurants, breweries, and affordable housing options. Homes are predominantly cottages, foursquares, and ranch styles, reflecting Midwest influences, and are attractively priced for first-time buyers. The city features neatly gridded residential streets, with many homes located near the riverside. Recreational spaces like Veterans Memorial Park provide baseball diamonds, tennis courts, and playgrounds, while Wenonah Park hosts an outdoor amphitheater. Summertime in downtown Bay City is lively, with events such as the Wednesdays in the Park Summer Concert Series and local business gatherings like Riverfront Grille’s Party on the Patio. Dining options are abundant along Washington Avenue, with bistros, grills, pubs, and upscale venues like Prost Wine Bar & Charcuterie. The city is compact, making commutes swift, whether driving or using the Bay Metro Transportation Authority's routes. The McLaren Bay Region General Hospital is conveniently located near downtown, and MBS International Airport is 11 miles southwest. The Bay City School District has a slightly higher student-to-teacher ratio than the national average and offers local higher education opportunities at Delta College and Saginaw Valley State University. Past environmental cleanup efforts have improved water quality along the river and bay.

Frequently Asked Questions

What is the average home price in Bay City, MI?
Homes for sale in Bay City, MI have an average home price of $204,111.
How many homes have sold over the last 12 months in Bay City, MI?
880 homes have sold in Bay City, MI over the last 12 months.
What is the average household income in Bay City, MI?
The average household income in Bay City, MI is $58K.
What are the most popular zip codes in Bay City, MI?
The most popular zip codes in Bay City, MI include 48708, 48706, 48732, 48631 and 48623.
How much do you need to make to afford a house in Bay City?
The median home price in Bay City is $165,000. If you put a 20% down payment of $33,000 and had a 30-year fixed mortgage with an interest rate of 6.43%, your estimated principal and interest payment would be $830 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $36K a year to afford the median home price in Bay City. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Bay City is $58K.
How are the schools in Bay City, MI?
Bay City, MI has highly rated public and private schools. Some of the best schools in Bay City based on Niche Grades are All Saints Central Schools, W.R. Bush Elementary School and Bangor West Central School. Browse all the schools in Bay City, MI to learn more.

Home Price Trends

Median Sale Price
$156,750
Median Single Family Sale Price
$152,750
Median Townhouse Sale Price
$230,000
Median 2 Bedroom Sale Price
$126,500
Median 1 Bedroom Sale Price
$78,000
Average Price Per Sq Ft
$126
Number of Homes for Sale
167
Last 12 months Home Sales
880
Months of Supply
2.30
Median List Price
$165,000
Median Change From 1st List Price
2%
Median Home Sale Price YoY Change
5%
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