Bay City, MI Homes for Sale under $500,000

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  /29

  $324,900

  • 3 Beds
  • 2 Baths
  • 2,245 Sq Ft

  7401 W Ryan Ct, Bay City, MI 48706

  A must see . . . Discover the ultimate haven in Frankenlust Township, perfectly positioned between Bay City and Saginaw. Close proximity to SVSU, Delta College, shopping and dining. The main living areas are masterclass in open and spacious design, boasting stunning vaulted ceilings that will leave you in awe. This is the perfect sanctuary for family and friends to come together. The bedrooms are

  

  Lynn Moore

  Berkshire Hathaway HomeServices

  

  7401 W Ryan Ct, Bay City, MI 48706
• Explore Bay City

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  /80

  $250,021

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  2383 Muirhead Dr, Bay City, MI 48706

  Picture yourself unwinding on your private deck, gazing across Bay Valley Harbor Pond as the sun dips behind hole 16 of Bay Valley Golf Club. This stunning 3-bedroom, 2-bathroom waterfront condo delivers 1,720 square feet of resort-caliber living — without the hassle of traditional homeownership. A freshly refreshed kitchen gleams with brand-new 2026 appliances, including a stove, dishwasher,

  

  Judy King

  REMAX Prime Properties

  

  2383 Muirhead Dr, Bay City, MI 48706
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  /2

  $272,250

  • Land
  • 30.25 Acres
  • $9,000 per Acre

  0 Fisher Rd, Bay City, MI 48706

  Prime Development Opportunity – 30.25 Acres in Monitor Township Don’t miss this exceptional opportunity to develop 30.25 acres of flat, high-quality land in thriving Monitor Township. With four access points — including Fisher Road, two on Kasemeyer Road, and Grande Road — this property offers outstanding flexibility and connectivity for future development. Located in a growing residential area

  Jean Ann DeShano RE/MAX Results

  0 Fisher Rd, Bay City, MI 48706
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  /37

  $229,800

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 2,268 Sq Ft

  1974 W Youngs Ditch Rd, Bay City, MI 48708

  Inviting and well kept Brick Ranch home in Hampton Township on nearly .50 acre lot. Convenient location near schools and shopping. Hardwood floors though out the home plus fresh paint and newer carpet. Full basement is partially finished with a family room and fireplace plus a bar area complete with pool table. Roof is brand new in June 2026. Newer furnace and some updated plumbing. Large fenced

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  1974 W Youngs Ditch Rd, Bay City, MI 48708
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  /11

  $219,900

  • 4 Beds
  • 2.5 Baths
  • 4,372 Sq Ft

  1014 22nd St, Bay City, MI 48708

  Welcome home to this move-in ready gem offering comfort, style, and unique features throughout! The spacious open kitchen flows seamlessly into the living areas, making it perfect for everyday living and entertaining. A stunning double-sided fireplace creates a warm, inviting atmosphere, serving both the living room and family room. Step outside to enjoy your own private, fully fenced

  Shelly VanTol NORTH & COMPANY REALTORS GLBR

  1014 22nd St, Bay City, MI 48708
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  /22

  $205,000

  • 5,901 Sq Ft

  316 S Henry St, Bay City, MI 48706

  Seize this incredible investment opportunity in a prime location! This commercial building is already underway with renovations started—saving you time and giving you a head start on bringing your vision to life. Designed with flexibility in mind, the space can be adapted for a variety of uses including retail, office, restaurant, or service-based business. Finish it to your specifications and

  Rebecca Roth Hamady Robinson, REALTORS®

  

  316 S Henry St, Bay City, MI 48706
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  /28

  $247,900

  $2K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,924 Sq Ft

  2916 Bangor Rd, Bay City, MI 48706

  Perfectly positioned in one of Bangor Township's most desirable locations, this well-maintained home is just minutes from the boat launch, within walking distance of Saginaw Bay, and less than a mile from the Rail Trail. Offering over three levels of living space, you'll find 3 bedrooms, 2.5 bathrooms, a spacious living room, cozy family room with a gas log fireplace, plus a finished rec room in

  Robin Yost RE/MAX Results

  2916 Bangor Rd, Bay City, MI 48706
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  /19

  $364,000

  • 15,000 Sq Ft

  301 E Midland St, Bay City, MI 48706

  Prime mixed-use investment opportunity located in Bay City’s vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered

  Joseph Delia Keller Williams Paint Creek

  

  301 E Midland St, Bay City, MI 48706
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  /33

  $424,900

  $35K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,645 Sq Ft

  609 Breaker Cove Dr, Bay City, MI 48708

  Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz

  Jean Ann DeShano RE/MAX Results

  609 Breaker Cove Dr, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  45 OR 47 Cove Dr, Bay City, MI 48706

  45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  45 OR 47 Cove Dr, Bay City, MI 48706
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  /10

  $210,000

  • Land
  • 3.01 Acres
  • $69,767 per Acre

  2469 2 Mile Rd, Bay City, MI 48706

  Prime Commercial Opportunity on Two Mile Road Position your next business venture on this 3.01-acre commercial parcel located at 2469 Two Mile Road, directly across from the river in a highly visible corridor. The lot is nearly a perfect square, offering flexible layout options for a wide range of commercial uses. The front portion of the property features approximately $30,000 worth of sand

  Jason Pockrandt EXP Realty LLC

  

  2469 2 Mile Rd, Bay City, MI 48706
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  /53

  $299,900

  $15K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,300 Sq Ft

  700 N Van Buren St, Bay City, MI 48708

  Timeless character meets endless potential in this stunning historic home. Featuring 4 spacious bedrooms and 2 full bathrooms, this property showcases classic charm with unique architectural details throughout, including a rare second staircase that adds both function and elegance. The home offers a large attic space perfect for future expansion, storage, or creative use. Outside, you’ll find an

  Shawn McNeil HOMEFLO

  

  700 N Van Buren St, Bay City, MI 48708
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  /12

  $249,900

  • 4 Beds
  • 3 Baths
  • 1,878 Sq Ft

  5595 Noreen Dr, Bay City, MI 48706

  Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large parially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty

  Justin Villaire Non-Member Office

  5595 Noreen Dr, Bay City, MI 48706
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  /22

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,676 Sq Ft

  2938 Noreen Dr, Bay City, MI 48706

  High demand Monitor Township 3 bedroom 2 full bath brick ranch with large yard and 2 car attached garage. All major items have been updated and home features hardwood plus ceramic flooring, fireplace in living room, formal dining, whole house generator plus so much more!

  John Reminder RE/MAX Results

  2938 Noreen Dr, Bay City, MI 48706
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  /20

  $289,900

  • 4 Beds
  • 1.5 Baths
  • 2,676 Sq Ft

  210 Pendleton St, Bay City, MI 48708

  Room to grow with a backyard made for Summer! If space is what you're looking for this charming brick 1 1/2 story home delivers. Over 2100 sq ft, 4 bedrooms & 1 1/2 baths. This home combines character, comfort and endless possibilities. Living room features a gas fireplace & the generous sized kitchen provides lots of room for everyday meals & all those gatherings. Outside you'll love spending

  Nancy Glaza Century 21 Signature Realty - Bay City

  210 Pendleton St, Bay City, MI 48708
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  /45

  $355,000

  Open Wed 5:30PM - 7PM

  • 3 Beds
  • 2 Baths
  • 1,420 Sq Ft

  4659 S 4 Mile Rd, Bay City, MI 48706

  MODERN LIVING IN MONITOR! Looking for a newer home without the wait or expense of building? Welcome home. Built in 2018, this 3-bedroom, 2-bath home offers modern finishes, a functional layout, and all the space you need to feel right at home. The main level features bright, open living spaces, while the finished basement adds valuable extra living space perfect for a family room, home office,

  Tyler Durussel Modern Realty

  4659 S 4 Mile Rd, Bay City, MI 48706
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  $369,990

  New Construction $9K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,180 Sq Ft

  2333 Pebble Creek Ct, Bay City, MI 48706

  5 Beds | 3 Baths | 2-Bay | 2,180 Sq. Ft.

  Century Complete Builder

  2333 Pebble Creek Ct, Bay City, MI 48706
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  /52

  $319,900

  $5K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 4,698 Sq Ft

  601 N Van Buren St, Bay City, MI 48708

  Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you

  Jeremy Owen Bay Realty Michigan

  

  601 N Van Buren St, Bay City, MI 48708
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  /32

  $363,900

  $1K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 3,526 Sq Ft

  5629 Firethorne Dr, Bay City, MI 48706

  Rare opportunity to own one of the largest stand-alone condos in Cortland Farms South. With over 3,500 square feet of finished living space, this home gives you the ease of condo living without feeling like you had to give up the space of a traditional home. Set in a quiet pond-side location, the views and natural light are beautiful. The main floor features a spacious primary suite with private

  Kristi Lambert Ayre/Rhinehart Bay REALTORS

  5629 Firethorne Dr, Bay City, MI 48706
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  /71

  $399,000

  • 3 Beds
  • 2 Baths
  • 3,224 Sq Ft

  226 S Lincoln Rd, Bay City, MI 48708

  This home is a stylish example of mid-century high quality construction, complete with exquisite plaster work inside and a lovely full brick exterior. Lovingly cared for and updated throughout, this home offers 3 nicely proportioned bedrooms situated in their own wing, a spacious living room, fully remodeled eat-in kitchen adorned by Lloyd's cabinetry & seamless Corian countertops & backsplash

  Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

  226 S Lincoln Rd, Bay City, MI 48708
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  /40

  $458,000

  New Construction Open Sun 12PM - 2PM $1K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,746 Sq Ft

  5981 Faith Blvd, Bay City, MI 48706

  Luxurious Condos for Sale in Bay City. Prime Location At Bay Valley Resort. Modern Design: Sleek, contemporary architecture with high-end finishes. Welcome to Shadows on the Green, the latest addition to Bay Valley’s Luxurious Golf Course Condo Living. These Exclusive Condos are Designed for thosewho Appreciate the Finer Things in Life, Including a Love for Golf and a Desire for a Serene

  Wade Eckenrod RE/MAX Results

  5981 Faith Blvd, Bay City, MI 48706
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  $364,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,685 Sq Ft

  DARLINGTON Plan at Holly Springs, Bay City, MI 48706

  Rendering for Depictive Purposes Only

  Century Complete Builder

  4710 N West View Dr Unit 40869087, Bay City, MI 48706
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  59 OR 57 Cove Dr, Bay City, MI 48706

  57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  59 OR 57 Cove Dr, Bay City, MI 48706
• 

  $369,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,685 Sq Ft

  4657 N West View Dr, Bay City, MI 48706

  Rendering for Depictive Purposes Only

  Century Complete Builder

  4657 N West View Dr, Bay City, MI 48706
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  /14

  $419,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,755 Sq Ft

  2944 Mill Pond Dr, Bay City, MI 48706

  Experience the quality and craftsmanship that set Cobblestone apart in this beautifully designed 1,755 sq. ft. ranch offering 3 bedrooms, 2 full baths, a flexible bonus room, and a 2-car garage. The thoughtfully designed open-concept floor plan features a desirable split-bedroom layout, creating the perfect balance of privacy and entertaining space. Oversized black Andersen 100 Series windows

  Marshall Mannion Cobblestone Realty LLC

  

  2944 Mill Pond Dr, Bay City, MI 48706
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  /41

  $424,900

  Open Sat 11AM - 12:30PM

  • 2 Beds
  • 2 Baths
  • 2,212 Sq Ft

  1111 N Water St Unit 111, Bay City, MI 48708

  Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking,

  Melissa Beckrow Ayre/Rhinehart Bay REALTORS

  1111 N Water St Unit 111, Bay City, MI 48708
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  /37

  $429,900

  • 4 Beds
  • 4 Baths
  • 2,523 Sq Ft

  141 Bay Shore Dr, Bay City, MI 48706

  Unique opportunity in Bangor Twp. This 4 bedroom, 2 full bath, 2 half bath home with 2 1/2 garage and full basement also has almost 90' of Lagoon frontage for all the boat enthusiasts! This over 2500 Sq.Ft. home features great floor plan with 1st floor primary bedroom w/en-suite, massive deck for enjoying the area, central air, Generac generator and updates throughout!

  Sean Herrera RE/MAX Results

  141 Bay Shore Dr, Bay City, MI 48706
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  /35

  $239,900

  Open Sun 1PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,881 Sq Ft

  310 S Lincoln Rd, Bay City, MI 48708

  **OPEN HOUSE: Sunday 8/2 1:00-3:00 PM** Meticulously maintained one-owner ranch in desirable Portsmouth Township on S. Lincoln! This beautifully cared for 3 bedroom & 2 full bathroom home offers an inviting layout with exceptional flow for both everyday living and entertaining. Thoughtful improvements throughout the home include a newer roof (2020), updated kitchen with Corian counters, two

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  310 S Lincoln Rd, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  49 or 51 Cove Dr, Bay City, MI 48706

  49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  49 or 51 Cove Dr, Bay City, MI 48706
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  /42

  $475,000

  • 2 Beds
  • 2.5 Baths
  • 2,832 Sq Ft

  315 Center Ave Unit 404, Bay City, MI 48708

  Welcome to this stunning fourth-floor luxury penthouse condo in the historic Shearer Building, ideally situated on Center Avenue in the heart of downtown Bay City. This beautifully updated 2-bedroom, 2.5-bath residence blends timeless architectural character with stylish modern updates, offering the perfect combination of comfort, elegance, and convenience. Inside, you'll find bright, inviting

  Louis Castillo Ayre/Rhinehart Bay REALTORS

  315 Center Ave Unit 404, Bay City, MI 48708
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  /71

  $389,000

  $91K PRICE INCREASE

  • 7 Beds
  • 5 Baths
  • 7,200 Sq Ft

  1106 State St, Bay City, MI 48706

  Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one

  Jonathan Minerick HomeCoin.com

  

  1106 State St, Bay City, MI 48706
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  /8

  $399,000

  New Construction $74K PRICE INCREASE

  9 OR 11 Cove Dr, Bay City, MI 48706

  9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  9 OR 11 Cove Dr, Bay City, MI 48706
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  /44

  $499,900

  • 5 Beds
  • 5 Baths
  • 3,825 Sq Ft

  608 Nurmi Ct, Bay City, MI 48708

  Welcome to 608 Nurmi Ct, a rare opportunity to own a beautifully maintained 3,000+ sq. ft. brick Colonial Revival home nestled on a quiet cul-de-sac in Bay City's Historic District. Rich in timeless character and thoughtful updates, this exceptional home offers 5 bedrooms and 5 baths with a spacious layout designed for both comfortable everyday living and entertaining. The main level features a

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  608 Nurmi Ct, Bay City, MI 48708
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  /74

  $384,900

  $15K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,610 Sq Ft

  225 Jennison Place, Bay City, MI 48708

  Enjoy condo living in the Historic Jennison Place Building! With over 1600 sq ft of living space, this beautifully updated (and meticulously maintained) 2 bedroom condo offers the perfect combination of downtown city living with peaceful river views. The remodeled kitchen and open floor plan with walls of windows is perfect for entertaining. There is also a large walk in closet (large enough for

  Marie Glinski Century 21 Signature Realty (Freeland)

  

  225 Jennison Place, Bay City, MI 48708
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  /78

  $469,900

  • 4 Beds
  • 5.5 Baths
  • 4,493 Sq Ft

  3463 Highland Dr, Bay City, MI 48706

  Tucked away on a private dead-end street in the highly desirable Highland Woods subdivision, this extraordinary stone estate blends timeless character with unforgettable architectural charm. Reminiscent of a storybook castle, this 4-bedroom, 5.5-bath home offers dramatic design and exceptional space throughout. Step into the impressive foyer featuring a sweeping staircase that sets the tone for

  Karen Colston Century 21 Signature Realty

  

  3463 Highland Dr, Bay City, MI 48706
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  /2

  $389,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,376 Sq Ft

  Kingston Plan at Holly Springs, Bay City, MI 48706

  4 Beds | 3 Baths | 2-Bay | 2,376 Sq. Ft.

  Century Complete Builder

  4710 N West View Dr Unit 40045630, Bay City, MI 48706
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  /56

  $429,900

  • 5 Beds
  • 3.5 Baths
  • 2,708 Sq Ft

  4108 Allen Ct, Bay City, MI 48706

  Looking for a spacious home in the perfect location? This is it! Updated 5 bedroom, 3.5 bath ranch with over 2700 SF at the end of a cul-de-sac in Bangor Township on over half an acre. Two of the spacious bedrooms have private bathrooms. The primary suite includes a doorwall with access to the backyard and inground pool, 2 large closets, and a private bathroom with 2 separate vanities, a walk in

  Melissa Socha Modern Way Realty LLC

  

  4108 Allen Ct, Bay City, MI 48706
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  /28

  $275,000

  • 3 Beds
  • 1.5 Baths
  • 2,155 Sq Ft

  3414 Paulan Dr, Bay City, MI 48706

  Welcome home to this beautifully updated 3-bedroom, 1.5-bath home located in one of Bangor Township's most desirable subdivisions. Recent updates include newer appliances, updated flooring, remodeled kitchen, bathrooms and fresh paint inside and out, creating a bright, modern, and inviting atmosphere. The roof, approximately 5 years old, furnace and A/C, (2023), provide added peace of mind for

  Gretchen Meeker CENTURY 21 SIGNATURE - Mt. Pleasant

  3414 Paulan Dr, Bay City, MI 48706
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  41 OR 43 Cove Dr, Bay City, MI 48706

  41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  41 OR 43 Cove Dr, Bay City, MI 48706
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  /56

  $325,000

  $5K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,057 Sq Ft

  5643 Firethorne Dr, Bay City, MI 48706

  Serene pond view condo in Courtland Farms South in Monitor Twp. This unique condo has 3 bedrooms and 3 FULL baths. Bright open living spaces flow seamlessly with cathedral ceilings, panoramic and arched windows that offer natural light throughout. Brick to floor fireplace adds warmth and great focal point in living room. The back deck also allows peaceful water views of pond. Ample space for

  Kathlene (Kate) Young Century 21 Signature Realty - Bay City

  5643 Firethorne Dr, Bay City, MI 48706

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