Bay City, MI Homes for Rent

/26
Starting at $699 Per Month
- Studio - 2 Beds
1305 Washington Ave, Bay City, MI 48708

Welcome to Lux off Washington, the brand new apartment community located in the heart of downtown Bay City, MI. Situated just a short walk away from the picturesque Saginaw River, our apartments offer the perfect blend of convenience and comfort. With onsite management and maintenance, you can rest easy knowing that your needs will be taken care of promptly. Say goodbye to the hassle of paper

Lux off Washington

(989) 459-3238

1305 Washington Ave, Bay City, MI 48708
Explore Bay City
/24
Starting at $735 Per Month
- Studio - 2 Beds
2486 N Harbor Dr, Bay City, MI 48706

BAY VALLEY HARBOR APARTMENTS is a premier living community surrounded by great views of lakes and nature. It is situated in the finest and safest location in the three county area and is adjacent to the BAY VALLEY INN where fine dining and an excellent golf course are open to tenants. The units have every amenity one could wish for with reasonable rates and flexible terms.Water fee charge $50

Bay Valley Harbor Apartments

(989) 341-8715

2486 N Harbor Dr, Bay City, MI 48706
/16
Starting at $700 Per Month
- 1 Bed
400 Gies St, Bay City, MI 48706

Come join our quiet, cute community in Bay City! With affordable prices, on-site laundry, and a great community, you'll feel at home here in no time.

Pine Grove Apartments

(989) 402-9558

400 Gies St, Bay City, MI 48706
/6
Starting at $815 Per Month
- 1 Bed
1011 Fraser St, Bay City, MI 48708

Come visit us at Garfield Manor Senior Apartments, located near Downtown Bay City, Mi. We offer 1 bedroom apartment homes with all utilities included (exception of wifi and cable), and we are conveniently located near multiple shopping, dining, and entertainment options for your convenience.

Garfield Manor - Senior Apartments

(989) 459-3272

1011 Fraser St, Bay City, MI 48708
/4
$925 Per Month
- 2 Beds
- 1 Bath
- 796 Sq Ft
- Condo for Rent
800 Mckinley Ave, Bay City, MI 48708

Property Id: 2347274800 / 802 McKinley St in Bay City, MI is walking distance from BC's downtown event area, shopping and dining. This property is a one story duplex with secure outside storage/single stall garage, low maintenance yard, and outside sitting area. Each unit is 796 sq ft with 2 bedrooms, 1 bath and attic storage. It comes with all new appliances (stove, refrigerator,

(989) 459-3436

800 Mckinley Ave, Bay City, MI 48708
/11
$950 Per Month
- 2 Beds
- 1 Bath
- 1,000 Sq Ft
- Condo for Rent
600 18th St, Bay City, MI 48708

Property Id: 1053693Upper 2 bedroom 1 bathroom apartment for rent located in Bay City. Very spacious rooms with driveway and street parking available; laundry available on-site. Stainless steel appliances included. $950 a month with a 1 year lease minimum. Will be available beginning March 13th, 2026.

(989) 402-9794

600 18th St, Bay City, MI 48708
/5
$775 Per Month
- 1 Bed
- 1 Bath
- House for Rent
1306 Columbus Ave, Bay City, MI 48708

Property Id: 1003881We are taking applications now for this very nice, quiet, LOWER apartment (shares building with a retail store—nice and quiet!) close to shopping, restaurants and Up Town.Has refrigerator and gas stove. Off street parking. Living room and bedroom have ceiling fans.Rent is $775* per month INCLUDING HEAT AND WATERTenant is responsible for City light

(989) 439-8406

1306 Columbus Ave, Bay City, MI 48708
/25
$1,100

Total Monthly Price
- 2 Beds
- 1 Bath
- 1,100 Sq Ft
- Condo for Rent
1415 Cass Ave Unit A, Bay City, MI 48708

Spacious 2bedroom unit in a historic Bay City property. Large windows, central AC, off-street parking, in unit laundry, WiFi included. Pet friendly, non smoking. $150/mo utility fee

1415 Cass Ave Unit A, Bay City, MI 48708
/26
$1,350

Total Monthly Price
- 3 Beds
- 1 Bath
- 1,200 Sq Ft
- House for Rent
901 N Walnut St, Bay City, MI 48706

Cute updated single family home on a quiet corner lot. Single car detached garage with a fenced in yard. Central AC and Washer dryer included in unit.

901 N Walnut St, Bay City, MI 48706
/15
$750 - $900

Total Monthly Price
- 1 Bed
- 1 Bath
- 600 Sq Ft
- Condo for Rent
910 N Grant St, Bay City, MI 48708

Welcome home to this beautifully renovated 1-bedroom, 1-bath apartment perfectly located just off Center Road in the heart of Bay City. This modern space has been thoughtfully updated throughout, offering a clean, stylish feel that’s ready for you to move right in.The kitchen comes fully equipped with a stove, microwave, and refrigerator, making everyday living easy and convenient. Whether

910 N Grant St, Bay City, MI 48708
/9
$850

Total Monthly Price
- 2 Beds
- 1 Bath
- 950 Sq Ft
- Townhouse for Rent
1700 21st St, Bay City, MI 48708

2 Bedroom, 1 Bathroom, 950 sqft upper-level unit located in Bay City. The kitchen features a refrigerator and oven/range. Water is included in the monthly rent. Lawncare is included. Tenant pays for gas & electric bills. No smoking and no pets. Contact us to schedule a showing!

1700 21st St, Bay City, MI 48708
/15
$750 - $900

Total Monthly Price
- 1 Bed
- 1 Bath
- 600 Sq Ft
- Condo for Rent
910 N Grant St, Bay City, MI 48708

Welcome home to this beautifully renovated 1-bedroom, 1-bath apartment perfectly located just off Center Road in the heart of Bay City. This modern space has been thoughtfully updated throughout, offering a clean, stylish feel that’s ready for you to move right in.The kitchen comes fully equipped with a stove, microwave, and refrigerator, making everyday living easy and convenient. Whether

910 N Grant St, Bay City, MI 48708
/13
$800

Total Monthly Price
- 2 Beds
- 1 Bath
- 725 Sq Ft
- Condo for Rent
315 W Thomas St Unit 2, Bay City, MI 48706

Welcome home! Spacious 2 bedroom apartment in Bay City, MI. A few miles from downtown Bay City, this apartment provides easy access to all the city has to offer. Minimum 600 credit score required. No Smoking. No pets. Steady income.

315 W Thomas St Unit 2, Bay City, MI 48706
/17
$750 Per Month
- 1 Bath
- 350 Sq Ft
- House for Rent
701 Center #11 Ave Unit 11, Bay City, MI 48708

Receive half off your first month's rent, if you sign a one year lease by June 1st!!! Discover the perfect blend of historic charm and modern convenience at 701 Center Ave. Located in the heart of Bay City, this beautifully restored building offers several units for lease, each exuding its own unique character. The open floor plans are perfect for entertaining, while the well-appointed kitchens

Josh Burch Ayre Rhinehart Real Estate Partners

701 Center #11 Ave Unit 11, Bay City, MI 48708
/9
$695 Per Month
- 1 Bed
- 1 Bath
- 380 Sq Ft
- House for Rent
311 Adams St, Bay City, MI 48708

Efficiency apartment. Small kitchen and bathroom, with a single room functioning as both a bedroom and living room. Water, electric, and gas are included in the rent price. 1st Month rent and security deposit required at lease signing. Background check required, at tenant expense. Must have verifiable income at least 2.5x monthly rent.Very clean.

311 Adams St, Bay City, MI 48708
/7
$800 Per Month
- 1 Bed
- 1 Bath
- 585 Sq Ft
- House for Rent
309 N Catherine #2 St, Bay City, MI 48706

First floor apartment on W. side of Bay City. Vinyl plank flooring throughout, ceiling fans in living room and main bedroom, kitchen with recessed lightinig and new appliances. Living room/dining room combination, bathroom was updated in 2023, whichis attached to bedroom. Laundramat is conveniently located a few blocks away. One window A/C unit is provided. Rent includes water, sewer and heat.

Christie Root RE/MAX of Midland

309 N Catherine #2 St, Bay City, MI 48706
/11
$1,000 Per Month
- 2 Beds
- 1 Bath
- 748 Sq Ft
- House for Rent
403 Polk St, Bay City, MI 48708

Charming and Well-Kept 2-Bedroom Home with Large Yard and Covered Porch$1000.00 / month2 beds • 1 bath • 748 sq ftBay City, MI 48708OverviewThis well-maintained 2-bedroom, 1-bathroom single-family home offers comfort and convenience in a peaceful neighborhood. The home features a bright, clean interior and a thoughtfully designed layout that makes excellent use of its energy efficient square

403 Polk St, Bay City, MI 48708
/17
$750 Per Month
- 1 Bed
- 1 Bath
- 350 Sq Ft
- House for Rent
701 Center Ave Unit 11, Bay City, MI 48708

Receive half off your first month's rent, if you sign a one year lease by June 1st!!! Discover the perfect blend of historic charm and modern convenience at 701 Center Ave. Located in the heart of Bay City, this beautifully restored building offers several units for lease, each exuding its own unique character. Choose from a variety of layouts, including spacious studios and one-bedroom

Josh Burch Ayre/Rhinehart-Midland

701 Center Ave Unit 11, Bay City, MI 48708
/19
$1,400 Per Month
- 1 Bed
- 1 Bath
- Laporte
306 5th St Unit 401, Bay City, MI 48708

306 5th St Unit 401, Bay City, MI 48708
/9
$1,100 Per Month
- 2 Beds
- 1 Bath
- 990 Sq Ft
- House for Rent
814 Center Apt G Ave Unit G, Bay City, MI 48708

Experience refined downtown living in this beautiful historic building in the heart of Bay City. This second-floor, two-bedroom, one-bath residence is filled with abundant natural light, creating a warm and inviting atmosphere throughout. Residents enjoy the convenience of covered parking, on-site coin-operated laundry, and access to a cargo elevator. A rare opportunity to enjoy classic charm

Josh Burch Ayre Rhinehart Real Estate Partners

814 Center Apt G Ave Unit G, Bay City, MI 48708
/14
$1,050 Per Month
- 3 Beds
- 1 Bath
- Condo for Rent
512 S Chilson St Unit 512 S Chilson #1, Bay City, MI 48706

512 S Chilson St Unit 512 S Chilson #1, Bay City, MI 48706
/5
$700 Per Month
- 1 Bed
- 1 Bath
- 300 Sq Ft
- House for Rent
509 N Grant St, Bay City, MI 48708

Receive half off your first month's rent, if you sign a one year lease by December 1st!!! Experience the best of urban living at 509 N. Grant St in Bay City, MI. Convenience is key with on-site laundry facilities and dedicated parking available for residents. Plus, the property's ideal location puts you just minutes away from downtown Bay City's shops, restaurants, and attractions.

Josh Burch Ayre/Rhinehart-Midland

509 N Grant St, Bay City, MI 48708
/10
$1,100 Per Month
- 3 Beds
- 1.5 Baths
- 1,256 Sq Ft
- Affordable 3-bedroom, 1.5-bath, 2-story home!
201.5 S Warner St, Bay City, MI 48706

Affordable 3-bedroom, 1.5-bath, 2-story home! Two bedrooms are located on the main floor, including one with its own attached half bath, plus a third bedroom upstairs. The kitchen and dining area are finished with vinyl plank flooring. Outside, you’ll find a small, easy-to-maintain yard.

201.5 S Warner St, Bay City, MI 48706
/10
$850 Per Month
- 1 Bed
- 1 Bath
- 425 Sq Ft
- House for Rent
701 Center #15 Ave Unit 15, Bay City, MI 48708

Receive half off your first month's rent, if you sign a one year lease by June 1st!!! Charming and full of character, this 1-bedroom, 1-bath apartment is located in one of Bay City’s beautiful historic buildings just minutes from the heart of downtown. Step inside to find soaring ceilings and large windows that fill the space with natural light. Enjoy your own private entrance with a cozy porch,

Josh Burch Ayre Rhinehart Real Estate Partners

701 Center #15 Ave Unit 15, Bay City, MI 48708
/2
$450 Per Month
- 2 Beds
- 1 Bath
- House for Rent
3292 King Ct, Bay City, MI 48706

3292 King Ct, Bay City, MI 48706

Michigan Bay County Bay City

Why Live in Bay City

Bay City, Michigan, is a small waterfront community situated along the Saginaw River, offering a blend of suburban living and scenic parks. Residents enjoy a variety of things to do, with locally owned restaurants, breweries, and affordable housing options. Homes are predominantly cottages, foursquares, and ranch styles, reflecting Midwest influences, and are attractively priced for first-time buyers. The city features neatly gridded residential streets, with many homes located near the riverside. Recreational spaces like Veterans Memorial Park provide baseball diamonds, tennis courts, and playgrounds, while Wenonah Park hosts an outdoor amphitheater. Summertime in downtown Bay City is lively, with events such as the Wednesdays in the Park Summer Concert Series and local business gatherings like Riverfront Grille’s Party on the Patio. Dining options are abundant along Washington Avenue, with bistros, grills, pubs, and upscale venues like Prost Wine Bar & Charcuterie. The city is compact, making commutes swift, whether driving or using the Bay Metro Transportation Authority's routes. The McLaren Bay Region General Hospital is conveniently located near downtown, and MBS International Airport is 11 miles southwest. The Bay City School District has a slightly higher student-to-teacher ratio than the national average and offers local higher education opportunities at Delta College and Saginaw Valley State University. Past environmental cleanup efforts have improved water quality along the river and bay.

Learn more about living in Bay City

Frequently Asked Questions

How much does it cost to rent a home in Bay City, MI?

The median rent for a home in Bay City, MI is $850 per month, though prices vary by neighborhood, size, and property type. As of May 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.

How much do you need to make to afford rent in Bay City, MI?

To comfortably afford the median rent in Bay City, MI, a household needs to earn roughly $34,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $850 per month in Bay City, MI, renters typically need to show $2,550 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.

Is it more affordable to rent or buy in Bay City, MI?

In Bay City, MI, the price-to-rent ratio is 15.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

What neighborhoods in Bay City, MI are best for renting a home?

The best neighborhood for renting in Bay City, MI depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Covenant, Bridgeport, Butman-Fish and Southwest, each with its own character and price range.

Rental Home Trends in Bay City, MI

There are currently 28 homes available for rent in Bay City, MI. The median rent is $850 per month, with single-family homes renting at $900 and condos at $800.

Rental Home Trends

Number of Homes for Rent

Median Rent

$850

Median Single Family Home Rent

$900

Median Condo Rent

$800

How to Rent a Home

Rentals in Bay City

Homes for Rent by Bedrooms in Bay City

Rentals by Price in Bay City

More About Living in Bay City

Homes by Amenity in Bay City

Pet-Friendly Homes for Rent in Bay City

Homes for Rent in Nearby Neighborhoods

Homes for Rent in Nearby Cities

Homes for Rent in Nearby Counties

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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