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Bay City, MI Homes for Rent

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  • /26

    Starting at $699 Per Month

    • Studio - 2 Beds

    1305 Washington Ave, Bay City, MI 48708

    Welcome to Lux off Washington, the brand new apartment community located in the heart of downtown Bay City, MI. Situated just a short walk away from the picturesque Saginaw River, our apartments offer the perfect blend of convenience and comfort. With onsite management and maintenance, you can rest easy knowing that your needs will be taken care of promptly. Say goodbye to the hassle of paper

    Lux off Washington

    1305 Washington Ave, Bay City, MI 48708
  • /24

    Starting at $735 Per Month

    • Studio - 2 Beds

    2486 N Harbor Dr, Bay City, MI 48706

    BAY VALLEY HARBOR APARTMENTS is a premier living community surrounded by great views of lakes and nature. It is situated in the finest and safest location in the three county area and is adjacent to the BAY VALLEY INN where fine dining and an excellent golf course are open to tenants. The units have every amenity one could wish for with reasonable rates and flexible terms.Water fee charge $50

    Bay Valley Harbor Apartments

    2486 N Harbor Dr, Bay City, MI 48706
  • /6

    Starting at $815 Per Month

    • 1 Bed

    1011 Fraser St, Bay City, MI 48708

    Come visit us at Garfield Manor Senior Apartments, located near Downtown Bay City, Mi. We offer 1 bedroom apartment homes with all utilities included (exception of wifi and cable), and we are conveniently located near multiple shopping, dining, and entertainment options for your convenience.

    Garfield Manor - Senior Apartments

    1011 Fraser St, Bay City, MI 48708
  • /16

    Starting at $700 Per Month

    • 1 Bed

    400 Gies St, Bay City, MI 48706

    Come join our quiet, cute community in Bay City! With affordable prices, on-site laundry, and a great community, you'll feel at home here in no time.

    Pine Grove Apartments

    400 Gies St, Bay City, MI 48706
  • /20

    $1,500 Per Month

    • 3 Beds
    • 1.5 Baths
    • 1,410 Sq Ft
    • House for Rent

    1417 4th St, Bay City, MI 48708

    Property Id: 298837Wood floors, traditional Center Ave theme home with high ceilings & original woodwork. 3 bedrooms; all located upstairs. One full bath and two half baths - one of the half baths is located in the basement. Split staircase to kitchen/living room. Detached garage with fenced in yard. Full unfinished basement for storage and laundry. $3000 required for move in (first

    1417 4th St, Bay City, MI 48708
  • /5

    $775 Per Month

    • 1 Bed
    • 1 Bath
    • House for Rent

    1306 Columbus Ave, Bay City, MI 48708

    Property Id: 1003881We are taking applications now for this very nice, quiet, LOWER apartment (shares building with a retail store—nice and quiet!) close to shopping, restaurants and Up Town.Has refrigerator and gas stove. Off street parking. Living room and bedroom have ceiling fans.Rent is $775* per month INCLUDING HEAT AND WATERTenant is responsible for City light

    1306 Columbus Ave, Bay City, MI 48708
  • /10

    $1,300

    Total Monthly Price

    • 3 Beds
    • 1 Bath
    • 1,151 Sq Ft
    • House for Rent

    519 Fitzhugh St, Bay City, MI 48708

    ***UPDATE*** We are getting a lot of interest in this property. Currently we are repainting and refinishing the hardwood floors in the home. I will be setting up showings as soon as these are completed. If you are interested, please fill out an application to start the process and we will schedule showings on a first come first serve basis once the home is done.Updated 3-bedroom, 1-bath

    519 Fitzhugh St, Bay City, MI 48708
  • /12

    $1,100 Per Month

    • 2 Beds
    • 1 Bath
    • 990 Sq Ft
    • House for Rent

    814 Center Apt D Ave Unit D, Bay City, MI 48708

    Move right in to this historic building right in downtown Bay City. This 2 bedroom, 1 bath apartment has been completely redone. All the original hardwood floors have been beautifully refinished. The building features covered parking, on site coin-operated laundry, and a cargo elevator.

    Josh Burch Ayre/Rhinehart-Midland

    814 Center Apt D Ave Unit D, Bay City, MI 48708
  • /11

    $1,000 Per Month

    • 2 Beds
    • 1 Bath
    • 748 Sq Ft
    • House for Rent

    403 Polk St, Bay City, MI 48708

    Charming and Well-Kept 2-Bedroom Home with Large Yard and Covered Porch$1000.00 / month2 beds • 1 bath • 748 sq ftBay City, MI 48708OverviewThis well-maintained 2-bedroom, 1-bathroom single-family home offers comfort and convenience in a peaceful neighborhood. The home features a bright, clean interior and a thoughtfully designed layout that makes excellent use of its energy efficient square

    403 Polk St, Bay City, MI 48708
  • /13

    $1,350 Per Month

    • 3 Beds
    • 1 Bath
    • 1,271 Sq Ft
    • House for Rent

    1242 Michigan Ave, Bay City, MI 48708

    This large, two story home has a main floor bedroom and two bedrooms upstairs. The home has several beautiful updates including the kitchen cabinets and flooring. The bathroom has updated sink, tub and flooring. It has a laundry room in the basement with plenty of space for storage. **Available Mid-June**

    Josh Burch Ayre Rhinehart Real Estate Partners

    1242 Michigan Ave, Bay City, MI 48708
  • /14

    $1,050 Per Month

    • 3 Beds
    • 1 Bath
    • Condo for Rent

    512 S Chilson St Unit 512 S Chilson #1, Bay City, MI 48706

    512 S Chilson St Unit 512 S Chilson #1, Bay City, MI 48706
  • /15

    $600 Per Month

    • 1 Bed
    • 1 Bath
    • 450 Sq Ft
    • House for Rent

    1312 5th #3 St, Bay City, MI 48708

    Welcome to your new home! This cozy 1 bedroom 1 bathroom apartment is located in the heart of Bay City, just minutes away from all the amenities the city has to offer. The apartment features a spacious living room, a fully equipped kitchen with modern appliances, a comfortable bedroom with a large closet, and a clean and bright bathroom.

    Josh Burch Ayre Rhinehart Real Estate Partners

    1312 5th #3 St, Bay City, MI 48708
  • /11

    $1,200 Per Month

    • 3 Beds
    • 1 Bath
    • Condo for Rent

    316 N Jackson St Unit 1, Bay City, MI 48708

    316 N Jackson St Unit 1, Bay City, MI 48708
  • /17

    $1,400 Per Month

    • 3 Beds
    • 1.5 Baths
    • 1,244 Sq Ft
    • House for Rent

    1700 18th St, Bay City, MI 48708

    Discover a 3-bed, 1.5-bath gem in Bay City, offering 1,244 sqft of sunlit living space. Newly updated with plenty of room to grow.

    Josh Burch Ayre Rhinehart Real Estate Partners

    1700 18th St, Bay City, MI 48708
  • /10

    $1,150 Per Month

    • 2 Beds
    • 1 Bath
    • 669 Sq Ft
    • Condo for Rent

    123 Woodside Ln Unit Lower 2, Bay City, MI 48708

    123 Woodside Ln Unit Lower 2, Bay City, MI 48708
  • /15

    $600 Per Month

    • 1 Bed
    • 1 Bath
    • 450 Sq Ft
    • House for Rent

    1312 5th St #3 St Unit 3, Bay City, MI 48708

    Welcome to your new home! This cozy upper-level 1 bedroom 1 bath apartment is located in the heart of Bay City, just minutes away from all the amenities the city has to offer. The apartment features a spacious living room, a fully equipped kitchen with modern appliances, a comfortable bedroom with a large closet, and a clean and bright bathroom.

    Josh Burch Ayre/Rhinehart-Midland

    1312 5th St #3 St Unit 3, Bay City, MI 48708
  • /14

    $1,250 Per Month

    • 3 Beds
    • 1 Bath
    • 1,364 Sq Ft
    • House for Rent

    2140 2nd St, Bay City, MI 48708

    🏡 **Section 8 Accepted** 🏡Cute 3 bedroom / 1 bathroom home available for rent in Bay City! The upstairs features a cute loft area for extra space, along with the 3rd bedroom. Conveniently located close to shopping centers in Essexville. :)As a Bay City resident, you can also get a toll bridge pass so you do not have to worry about paying bridge toll fees.Message me directly from

    2140 2nd St, Bay City, MI 48708
  • /8

    $1,100 Per Month

    • 2 Beds
    • 1 Bath
    • 990 Sq Ft
    • House for Rent

    814 Center Apt G Ave Unit G, Bay City, MI 48708

    Experience refined downtown living in this beautiful historic building in the heart of Bay City. This second-floor, two-bedroom, one-bath residence is filled with abundant natural light, creating a warm and inviting atmosphere throughout. Residents enjoy the convenience of covered parking, on-site coin-operated laundry, and access to a cargo elevator. A rare opportunity to enjoy classic charm

    Josh Burch Ayre Rhinehart Real Estate Partners

    814 Center Apt G Ave Unit G, Bay City, MI 48708
  • /9

    $1,775 Per Month

    • 2 Beds
    • 1 Bath
    • 690 Sq Ft
    • House for Rent

    2313 S Jefferson St, Bay City, MI 48708

    * Agent Owned* Freshly painted 2-bedroom, 1-bath home featuring all brand-new appliances, a partially finished basement, and a fully fenced backyard perfect for added privacy and outdoor enjoyment. This home also includes a spacious driveway and an enclosed porch, offering extra living and storage space. Clean, updated, and move-in ready with comfortable living throughout. *******The Home is

    Crystyle Williams Berkshire Hathaway HomeServices The Loft Warehouse

    2313 S Jefferson St, Bay City, MI 48708
  • /5

    $1,250 Per Month

    • 3 Beds
    • 1 Bath
    • 1,057 Sq Ft
    • House for Rent

    3118 N Water St, Bay City, MI 48708

    Ahmed Khalil Real Broker, LLC

    3118 N Water St, Bay City, MI 48708
  • /12

    $1,100 Per Month

    • 2 Beds
    • 1 Bath
    • 990 Sq Ft
    • House for Rent

    814 Center Ave Unit D, Bay City, MI 48708

    Move right in to this historic building right in downtown Bay City. This 2 bedrooms one bath apartment has been completely redone. All the original hardwood floors have been beautifully refinished. The building features covered parking, on site coin operated laundry, and a cargo elevator.

    Josh Burch Ayre Rhinehart Real Estate Partners

    814 Center Ave Unit D, Bay City, MI 48708
  • /7

    $800 Per Month

    • 2 Beds
    • 1 Bath
    • 748 Sq Ft
    • House for Rent

    314 S Linn #2 St Unit 2 - Upper Unit, Bay City, MI 48706

    2 bedrooms and 1 bath upstairs apartment with a large eat-in kitchen. No laundromat needed; there is a shared washer/dryer in basement. Gas and Water included.

    Josh Burch Ayre Rhinehart Real Estate Partners

    314 S Linn #2 St Unit 2 - Upper Unit, Bay City, MI 48706
  • /5

    $700 Per Month

    • 1 Bed
    • 1 Bath
    • 300 Sq Ft
    • House for Rent

    509 N Grant St, Bay City, MI 48708

    Receive half off your first month's rent, if you sign a one year lease by December 1st!!! Experience the best of urban living at 509 N. Grant St in Bay City, MI. Convenience is key with on-site laundry facilities and dedicated parking available for residents. Plus, the property's ideal location puts you just minutes away from downtown Bay City's shops, restaurants, and attractions.

    Josh Burch Ayre/Rhinehart-Midland

    509 N Grant St, Bay City, MI 48708
  • /7

    $850 Per Month

    • 1 Bed
    • 1 Bath
    • 425 Sq Ft
    • House for Rent

    701 Center Ave Unit 14, Bay City, MI 48708

    Charming and full of character, this 1-bedroom, 1-bath apartment is located in one of Bay City’s beautiful historic buildings just minutes from the heart of downtown. Step inside to find soaring ceilings and large windows that fill the space with natural light. Enjoy your own private entrance with a cozy porch, ideal for relaxing with your morning coffee or watching the neighborhood come to life.

    Josh Burch Ayre/Rhinehart-Midland

    701 Center Ave Unit 14, Bay City, MI 48708
  • /9

    $1,000 Per Month

    • 2 Beds
    • 1 Bath
    • 848 Sq Ft
    • House for Rent

    600 33rd St, Bay City, MI 48708

    This freshly updated 3 bedroom, 1 bathroom home features brand new carpet and fresh paint throughout. Bright, clean, and move-in ready, this house offers comfortable living in a convenient location. Don’t miss your chance to make it home!

    Josh Burch Ayre Rhinehart Real Estate Partners

    600 33rd St, Bay City, MI 48708

Why Live in Bay City

Bay City, Michigan, is a small waterfront community situated along the Saginaw River, offering a blend of suburban living and scenic parks. Residents enjoy a variety of things to do, with locally owned restaurants, breweries, and affordable housing options. Homes are predominantly cottages, foursquares, and ranch styles, reflecting Midwest influences, and are attractively priced for first-time buyers. The city features neatly gridded residential streets, with many homes located near the riverside. Recreational spaces like Veterans Memorial Park provide baseball diamonds, tennis courts, and playgrounds, while Wenonah Park hosts an outdoor amphitheater. Summertime in downtown Bay City is lively, with events such as the Wednesdays in the Park Summer Concert Series and local business gatherings like Riverfront Grille’s Party on the Patio. Dining options are abundant along Washington Avenue, with bistros, grills, pubs, and upscale venues like Prost Wine Bar & Charcuterie. The city is compact, making commutes swift, whether driving or using the Bay Metro Transportation Authority's routes. The McLaren Bay Region General Hospital is conveniently located near downtown, and MBS International Airport is 11 miles southwest. The Bay City School District has a slightly higher student-to-teacher ratio than the national average and offers local higher education opportunities at Delta College and Saginaw Valley State University. Past environmental cleanup efforts have improved water quality along the river and bay.

Frequently Asked Questions

How much does it cost to rent a home in Bay City, MI?
The median rent for a home in Bay City, MI is $1,075 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Bay City, MI?
To comfortably afford the median rent in Bay City, MI, a household needs to earn roughly $43,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,075 per month in Bay City, MI, renters typically need to show $3,225 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Bay City, MI?
In Bay City, MI, the price-to-rent ratio is 12.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Bay City, MI are best for renting a home?
The best neighborhood for renting in Bay City, MI depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Covenant, Southwest and Bridgeport, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
32
Median Rent
$1,075
Median Single Family Home Rent
$975
Median Condo Rent
$850
How to Rent a Home