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Bay City, MI Condos for Sale

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  • /33

    $419,900

    $40K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,645 Sq Ft

    609 Breaker Cove Dr, Bay City, MI 48708

    *Available through October 16th Act quickly to make it yours* Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen

    Jean Ann DeShano RE/MAX Results

    609 Breaker Cove Dr, Bay City, MI 48708
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    45 OR 47 Cove Dr, Bay City, MI 48706

    45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    45 OR 47 Cove Dr, Bay City, MI 48706
  • /35

    $649,900

    • 4 Beds
    • 3.5 Baths
    • 2,565 Sq Ft

    21 Cove Dr, Bay City, MI 48706

    One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed

    Jean Ann DeShano RE/MAX Results

    21 Cove Dr, Bay City, MI 48706
  • /32

    $363,900

    $1K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 3,526 Sq Ft

    5629 Firethorne Dr, Bay City, MI 48706

    Rare opportunity to own one of the largest stand-alone condos in Cortland Farms South. With over 3,500 square feet of finished living space, this home gives you the ease of condo living without feeling like you had to give up the space of a traditional home. Set in a quiet pond-side location, the views and natural light are beautiful. The main floor features a spacious primary suite with private

    Kristi Lambert Ayre/Rhinehart Bay REALTORS

    5629 Firethorne Dr, Bay City, MI 48706
  • /40

    $458,000

    New Construction Open Sun 12PM - 2PM $1K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,746 Sq Ft

    5981 Faith Blvd, Bay City, MI 48706

    Luxurious Condos for Sale in Bay City. Prime Location At Bay Valley Resort. Modern Design: Sleek, contemporary architecture with high-end finishes. Welcome to Shadows on the Green, the latest addition to Bay Valley’s Luxurious Golf Course Condo Living. These Exclusive Condos are Designed for thosewho Appreciate the Finer Things in Life, Including a Love for Golf and a Desire for a Serene

    Wade Eckenrod RE/MAX Results

    5981 Faith Blvd, Bay City, MI 48706
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    59 OR 57 Cove Dr, Bay City, MI 48706

    57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    59 OR 57 Cove Dr, Bay City, MI 48706
  • /41

    $424,900

    • 2 Beds
    • 2 Baths
    • 2,212 Sq Ft

    1111 N Water St Unit 111, Bay City, MI 48708

    Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking,

    Melissa Beckrow Ayre/Rhinehart Bay REALTORS

    1111 N Water St Unit 111, Bay City, MI 48708
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    49 or 51 Cove Dr, Bay City, MI 48706

    49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    49 or 51 Cove Dr, Bay City, MI 48706
  • /42

    $475,000

    • 2 Beds
    • 2.5 Baths
    • 2,832 Sq Ft

    315 Center Ave Unit 404, Bay City, MI 48708

    Welcome to this stunning fourth-floor luxury penthouse condo in the historic Shearer Building, ideally situated on Center Avenue in the heart of downtown Bay City. This beautifully updated 2-bedroom, 2.5-bath residence blends timeless architectural character with stylish modern updates, offering the perfect combination of comfort, elegance, and convenience. Inside, you'll find bright, inviting

    Louis Castillo Ayre/Rhinehart Bay REALTORS

    315 Center Ave Unit 404, Bay City, MI 48708
  • /8

    $549,000

    $101K PRICE DROP

    37 OR 39 Cove Dr, Bay City, MI 48706

    Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of

    Jean Ann DeShano RE/MAX Results

    37 OR 39 Cove Dr, Bay City, MI 48706
  • /8

    $399,000

    New Construction $74K PRICE INCREASE

    9 OR 11 Cove Dr, Bay City, MI 48706

    9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    9 OR 11 Cove Dr, Bay City, MI 48706
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    $384,900

    Open Sat 11AM - 12:30PM $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,610 Sq Ft

    225 Jennison Place, Bay City, MI 48708

    Enjoy condo living in the Historic Jennison Place Building! With over 1600 sq ft of living space, this beautifully updated (and meticulously maintained) 2 bedroom condo offers the perfect combination of downtown city living with peaceful river views. The remodeled kitchen and open floor plan with walls of windows is perfect for entertaining. There is also a large walk in closet (large enough for

    Marie Glinski Century 21 Signature Realty (Freeland)

    225 Jennison Place, Bay City, MI 48708
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    41 OR 43 Cove Dr, Bay City, MI 48706

    41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    41 OR 43 Cove Dr, Bay City, MI 48706
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    $325,000

    Open Thu 5PM - 7PM $5K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,057 Sq Ft

    5643 Firethorne Dr, Bay City, MI 48706

    Serene pond view condo in Courtland Farms South in Monitor Twp. This unique condo has 3 bedrooms and 3 FULL baths. Bright open living spaces flow seamlessly with cathedral ceilings, panoramic and arched windows that offer natural light throughout. Brick to floor fireplace adds warmth and great focal point in living room. The back deck also allows peaceful water views of pond. Ample space for

    Kathlene (Kate) Young Century 21 Signature Realty - Bay City

    5643 Firethorne Dr, Bay City, MI 48706
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    55 OR 53 Cove Dr, Bay City, MI 48706

    53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    55 OR 53 Cove Dr, Bay City, MI 48706
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    $200,000

    • 2 Beds
    • 2 Baths
    • 1,528 Sq Ft

    4872 Appletree Ln, Bay City, MI 48706

    Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of

    Kenji Ouellette Berkshire Hathaway HomeServices, Bay City

    4872 Appletree Ln, Bay City, MI 48706
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    $1,195,000

    • 4 Beds
    • 4.5 Baths
    • 4,617 Sq Ft

    1111 N Water St Unit 403, Bay City, MI 48708

    Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony

    Karah Ralph Century 21 Signature Realty Midland

    1111 N Water St Unit 403, Bay City, MI 48708
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    $349,900

    $5K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,192 Sq Ft

    3117 Gaslight Dr Unit 18, Bay City, MI 48706

    Welcome to this impeccably maintained condo located in one of the area’s most desirable communities! Offering the ideal blend of comfort, style, and convenience, this spacious home features 4 bedrooms and 3 full bathrooms, including a generously sized primary suite complete with a private ensuite bath and abundant closet space. And the upgrades! The upgrades are what set this condo apart from the

    Howard Diefenbach Century 21 Signature Realty - Bay City

    3117 Gaslight Dr Unit 18, Bay City, MI 48706
  • /47

    $202,900

    • 2 Beds
    • 2.5 Baths
    • 1,815 Sq Ft

    4870 Appletree Ln, Bay City, MI 48706

    This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is

    Joan Fehrenbach RE/MAX Results

    4870 Appletree Ln, Bay City, MI 48706
  • /8

    $649,900

    New Construction

    29 OR 31 Cove Dr, Bay City, MI 48706

    Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of

    Jean Ann DeShano RE/MAX Results

    29 OR 31 Cove Dr, Bay City, MI 48706
  • /8

    $374,900

    $50K PRICE INCREASE

    22 OR 24 Cove Dr, Bay City, MI 48706

    22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    22 OR 24 Cove Dr, Bay City, MI 48706
  • /8

    $409,900

    New Construction $75K PRICE INCREASE

    61 Cove St, Bay City, MI 48706

    61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge

    Jean Ann DeShano RE/MAX Results

    61 Cove St, Bay City, MI 48706
  • /40

    $458,000

    New Construction Open Sun 12PM - 2PM $1K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,746 Sq Ft

    5979 Faith Blvd, Bay City, MI 48706

    Luxurious Condos for sale in Bay City. Prime Location At Bay Valley Resort. Modern Design: Sleek, contemporary architecture with high-end finishes. Welcome to Shadows on the Green, the latest addition to Bay Valley’s Luxurious Golf Course Condo Living. These Exclusive Condos are Designed for those who Appreciate the Finer Things in Life, Including a Love for Golf and a Desire for a Serene

    Wade Eckenrod RE/MAX Results

    5979 Faith Blvd, Bay City, MI 48706
  • /36

    $399,900

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 1,971 Sq Ft

    14 Cove Dr, Bay City, MI 48706

    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

    Jean Ann DeShano RE/MAX Results

    14 Cove Dr, Bay City, MI 48706
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    $200,000

    • 2 Beds
    • 3 Baths
    • 1,830 Sq Ft

    4848 Appletree Ln, Bay City, MI 48706

    Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured

    Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

    4848 Appletree Ln, Bay City, MI 48706
  • /8

    $649,900

    New Construction

    33 OR 35 Cove Dr, Bay City, MI 48706

    Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of

    Jean Ann DeShano RE/MAX Results

    33 OR 35 Cove Dr, Bay City, MI 48706
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    $644,900

    • 3 Beds
    • 2 Baths
    • 2,170 Sq Ft

    1111 N Water St Unit 304, Bay City, MI 48708

    Welcome to this stunning 3-bedroom, 2-bathroom condo offering 2,170 square feet of thoughtfully designed living space with breathtaking river views. Step out onto your private terrace off the main bedroom and living room to start every morning with a view of the water. This property comes packed with elevated perks: two parking spots in the heated garage, a dedicated storage shed for all your

    Steve Shabluk RE/MAX Results

    1111 N Water St Unit 304, Bay City, MI 48708
  • /63

    $239,900

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,407 Sq Ft

    2353 Bay Woods Ct Unit 9, Bay City, MI 48706

    This fabulous condo has it all! First floor living, featuring two spacious bedrooms and two full baths, first floor stackable laundry and an open floor plan, great for entertaining, The living room, dining room and updated kitchen opens to a 12x10 deck overlooking the 16th fairway of Bay Valley Golf Course. You are also steps away from your inground pool, restaurant and amenities. Many major

    Jan Hauck Century 21 Signature Saginaw

    2353 Bay Woods Ct Unit 9, Bay City, MI 48706
  • /15

    $236,500

    • 1 Bed
    • 1.5 Baths
    • 700 Sq Ft

    9 E Main #205 St, Bay City, MI 48708

    Enjoy comfortable, low-maintenance living in this well-appointed one-bedroom condo in the heart of Uptown! Features include: Partial views of the Saginaw River from your private balcony, sunny south-facing location that fills the home with natural light and a secure building entrance and dedicated secure parking with storage. Prime location—perfect for people-watching and enjoying all that Uptown

    Melissa Beckrow Ayre/Rhinehart Bay REALTORS

    9 E Main #205 St, Bay City, MI 48708
  • /8

    $374,900

    New Construction $50K PRICE INCREASE

    18 OR 20 Cove Dr, Bay City, MI 48706

    18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    18 OR 20 Cove Dr, Bay City, MI 48706
  • /8

    $649,900

    New Construction

    25 OR 27 Cove Dr, Bay City, MI 48706

    Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of

    Jean Ann DeShano RE/MAX Results

    25 OR 27 Cove Dr, Bay City, MI 48706

Why Live in Bay City

Bay City, Michigan, is a small waterfront community situated along the Saginaw River, offering a blend of suburban living and scenic parks. Residents enjoy a variety of things to do, with locally owned restaurants, breweries, and affordable housing options. Homes are predominantly cottages, foursquares, and ranch styles, reflecting Midwest influences, and are attractively priced for first-time buyers. The city features neatly gridded residential streets, with many homes located near the riverside. Recreational spaces like Veterans Memorial Park provide baseball diamonds, tennis courts, and playgrounds, while Wenonah Park hosts an outdoor amphitheater. Summertime in downtown Bay City is lively, with events such as the Wednesdays in the Park Summer Concert Series and local business gatherings like Riverfront Grille’s Party on the Patio. Dining options are abundant along Washington Avenue, with bistros, grills, pubs, and upscale venues like Prost Wine Bar & Charcuterie. The city is compact, making commutes swift, whether driving or using the Bay Metro Transportation Authority's routes. The McLaren Bay Region General Hospital is conveniently located near downtown, and MBS International Airport is 11 miles southwest. The Bay City School District has a slightly higher student-to-teacher ratio than the national average and offers local higher education opportunities at Delta College and Saginaw Valley State University. Past environmental cleanup efforts have improved water quality along the river and bay.

Condo Price Trends

Median Condo Price
$325,000
Median 1-Bedroom Condo Price
$54,750
Median 2-Bedroom Condo Price
$220,000
Median 3-Bedroom Condo Price
$325,000
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