Bay City, MI Homes for Sale under $400,000

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  /29

  $129,000

  $11K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,760 Sq Ft

  316 Howard St, Bay City, MI 48708

  Location is a Plus! The dead end makes it a quiet street. It is within walking distance to walk along the water to uptown and downtown Bay City. There is an alleyway driveway and parking on the street. Great View of the Bay City Fireworks in the summer! Large kitchen with an island bar & a dining room. Has a dry basement for lots of storage room. The first floor bedroom has a large closet and a

  

  Sue McKnight

  DeMark Real Estate

  

  316 Howard St, Bay City, MI 48708
• Explore Bay City

• 

  

  

  /33

  $275,000

  $25K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 2,643 Sq Ft

  808 N Birney St, Bay City, MI 48708

  Meticulous and detailed 99% restoration of this beautiful and architecturally significant 3-story Victorian home in Bay City's historic district. This is city living at its best. Enjoy a private backyard garden area, all new appliances in your well-appointed kitchen with granite countertops. Prepare to serve your guests in the formal dining room while using the amenities in the butler's pantry.

  Annette Jeske

  Bay Area Real Estate

  808 N Birney St, Bay City, MI 48708
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  /32

  $163,000

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,316 Sq Ft

  2300 S Lincoln St, Bay City, MI 48708

  Recently remodeled home in a quiet Bay City neighborhood. Updates include LVP flooring and fresh paint throughout. The kitchen boasts new cupboards, fridge, stove, countertops and sink. A bay view window provides stunning views of the peaceful surroundings. New light fixtures and outlets have been added on the main floor. New washer and dryer installed, too! Newly constructed 8x12 shed out back.

  

  Todd Fedie

  KW Realty Livingston

  

  2300 S Lincoln St, Bay City, MI 48708
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  /2

  $272,250

  • Land
  • 30.25 Acres
  • $9,000 per Acre

  0 Fisher Rd, Bay City, MI 48706

  Prime Development Opportunity – 30.25 Acres in Monitor Township Don’t miss this exceptional opportunity to develop 30.25 acres of flat, high-quality land in thriving Monitor Township. With four access points — including Fisher Road, two on Kasemeyer Road, and Grande Road — this property offers outstanding flexibility and connectivity for future development. Located in a growing residential area

  Jean Ann DeShano RE/MAX Results

  0 Fisher Rd, Bay City, MI 48706
• 

  

  

  /19

  $159,900

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  39 Spruce Ridge Dr, Bay City, MI 48706

  Back on the market! The previous buyers got cold feet, which means this is your second chance to own a fantastic home! Whether you're looking for a place to call home or a great investment property, this one is definitely worth a look. This beautifully updated home has been improved from top to bottom, giving you quality, comfort, and peace of mind. Updates include new vinyl siding, a new roof,

  Brooke Bickerstaff Keller Williams Preferred

  39 Spruce Ridge Dr, Bay City, MI 48706
• 

  

  /19

  $120,000

  $9K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,422 Sq Ft

  110 Marquette St, Bay City, MI 48706

  Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage

  Wade Eckenrod RE/MAX Results

  110 Marquette St, Bay City, MI 48706
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  /18

  $149,000

  $16K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,999 Sq Ft

  705 S Hampton St, Bay City, MI 48708

  Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

  Caleb Raymaker Century 21 Signature Realty - Bay City

  705 S Hampton St, Bay City, MI 48708
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  /29

  $199,900

  $20K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 4,372 Sq Ft

  1014 22nd St, Bay City, MI 48708

  Welcome home to this move-in ready gem offering comfort, style, and unique features throughout! The spacious open kitchen flows seamlessly into the living areas, making it perfect for everyday living and entertaining. A stunning double-sided fireplace creates a warm, inviting atmosphere, serving both the living room and family room. Step outside to enjoy your own private, fully fenced

  Shelly VanTol NORTH & COMPANY REALTORS GLBR

  1014 22nd St, Bay City, MI 48708
• 

  

  /22

  $205,000

  • 5,901 Sq Ft

  316 S Henry St, Bay City, MI 48706

  Seize this incredible investment opportunity in a prime location! This commercial building is already underway with renovations started—saving you time and giving you a head start on bringing your vision to life.Designed with flexibility in mind, the space can be adapted for a variety of uses including retail, office, restaurant, or service-based business. Finish it to your specifications

  Rebecca Roth Hamady Robinson, REALTORS®

  

  316 S Henry St, Bay City, MI 48706
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  /3

  $149,999

  • Land
  • 29,185 Sq Ft
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
• 

  

  /19

  $364,000

  • 15,000 Sq Ft

  301 E Midland St, Bay City, MI 48706

  Prime mixed-use investment opportunity located in Bay City’s vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered

  Joseph Delia Keller Williams Paint Creek

  

  301 E Midland St, Bay City, MI 48706
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  /33

  $398,500

  $61K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,645 Sq Ft

  609 Breaker Cove Dr, Bay City, MI 48708

  *NOW OFFERING AT IT’S FINAL BEST PRICE!! Available through October 16th Act quickly to make it yours* Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true

  Jean Ann DeShano RE/MAX Results

  609 Breaker Cove Dr, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  45 OR 47 Cove Dr, Bay City, MI 48706

  45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  45 OR 47 Cove Dr, Bay City, MI 48706
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  /10

  $210,000

  • Land
  • 3.01 Acres
  • $69,767 per Acre

  2469 2 Mile Rd, Bay City, MI 48706

  Prime Commercial Opportunity on Two Mile Road Position your next business venture on this 3.01-acre commercial parcel located at 2469 Two Mile Road, directly across from the river in a highly visible corridor. The lot is nearly a perfect square, offering flexible layout options for a wide range of commercial uses. The front portion of the property features approximately $30,000 worth of sand

  Jason Pockrandt EXP Realty LLC

  

  2469 2 Mile Rd, Bay City, MI 48706
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  /32

  $264,900

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,708 Sq Ft

  3373 Old Kawkawlin Rd, Bay City, MI 48706

  Move-in ready and beautifully renovated! This solid brick ranch sits on a spacious ¾-acre lot and offers 1,358 sq ft with 3 bedrooms and 1½ baths on the main floor. Step inside to find fresh interior paint, all new flooring and light fixtures, beautifully updated bathrooms and updated plumbing. The inviting living room features a cozy wood-burning fireplace, while the 3-season room provides the

  Robin Yost RE/MAX Results

  3373 Old Kawkawlin Rd, Bay City, MI 48706
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  /37

  $119,900

  $9K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,232 Sq Ft

  1013 S Jackson St, Bay City, MI 48708

  Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The

  Jean Ann DeShano RE/MAX Results

  1013 S Jackson St, Bay City, MI 48708
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  /40

  $159,900

  $9K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,196 Sq Ft

  600 W Jenny St, Bay City, MI 48706

  This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors,

  Mike Slezak Century 21 Signature Realty - Bay City

  600 W Jenny St, Bay City, MI 48706
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  /53

  $299,900

  $15K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,300 Sq Ft

  700 N Van Buren St, Bay City, MI 48708

  Timeless character meets endless potential in this stunning historic home. Featuring 4 spacious bedrooms and 2 full bathrooms, this property showcases classic charm with unique architectural details throughout, including a rare second staircase that adds both function and elegance. The home offers a large attic space perfect for future expansion, storage, or creative use. Outside, you’ll find an

  Shawn McNeil HOMEFLO

  

  700 N Van Buren St, Bay City, MI 48708
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  /14

  $204,900

  • 2 Beds
  • 2 Baths
  • 1,688 Sq Ft

  5434 Christena Rd, Bay City, MI 48706

  Welcome to this quality-built, all-brick mid-century ranch located on a quiet dead-end street just off Salzburg. This well-maintained home offers 2 spacious bedrooms, ample closet space, and a large, bright living room featuring a charming cove ceiling. The main floor also includes a full bath and a cozy kitchen with an eat-in dining area. Enjoy the convenience of an attached 1-car garage, large

  Eric McBride American Associates REALTORS

  

  5434 Christena Rd, Bay City, MI 48706
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  /79

  $204,900

  • 3 Beds
  • 1.5 Baths
  • 2,156 Sq Ft

  507 S Hampton St, Bay City, MI 48708

  Step inside this beautiful turnkey 3 bedroom 1 ½ bath home, this home has been recently updated from top to bottom in 2025. From basement to the rooftop, not one corner has been left untouched, tastefully decorated throughout with beautiful neutral colors! New plumbing, new electrical, new furnace, new hot water tank, new central air unit, new windows, the list goes on. This beautiful home is one

  Michelle Crisp Oasis Realty

  507 S Hampton St, Bay City, MI 48708
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  /25

  $115,000

  • 4 Beds
  • 1 Bath
  • 2,000 Sq Ft

  817 17th St, Bay City, MI 48708

  Spacious on 17th Street! Make this 4-bedroom, 1 bath, your new home! Step through the front foyer where you will find the dining room and living room, both roomy and ready for gatherings. The primary bedroom is also located on the main floor, while the remaining three spacious bedrooms are upstairs, each featuring new flooring. Off the kitchen is an extra room waiting for creative use. Transform

  Stacey James Modern Realty

  817 17th St, Bay City, MI 48708
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  /25

  $145,000

  Open Sat 10:30AM - 12:30PM

  • 4 Beds
  • 2 Baths
  • 1,408 Sq Ft

  1311 S Erie St, Bay City, MI 48706

  ELEGANT ON ERIE!! Step into the timeless elegance of this beautifully renovated Victorian home, where historic character meets thoughtful modern updates throughout. From the inviting covered porch to the custom craftsmanship inside, this home has been completely transformed while maintaining its classic charm. The heart of the home is the brand-new white kitchen, featuring craftsman-style

  Timothy Sodini Modern Realty

  1311 S Erie St, Bay City, MI 48706
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  /12

  $244,900

  $5K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,878 Sq Ft

  5595 Noreen Dr, Bay City, MI 48706

  Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large parially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty

  Justin Villaire Non-Member Office

  5595 Noreen Dr, Bay City, MI 48706
• 

  

  /23

  $129,000

  • 2 Beds
  • 1 Bath
  • 1,105 Sq Ft

  307 King St, Bay City, MI 48706

  Welcome home to this charming, move in ready 2 bedroom home featuring fresh updates throughout! Enjoy new flooring and numerous modern improvements that makes this home both stylish and comfortable. Relax with your morning coffee or unwind in the evening on a beautiful wrap around porch. Additional features include central AC to keep you comfortable year round. Whether you're a first time home

  Bill Jaynes RE/MAX Results

  307 King St, Bay City, MI 48706
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  /3

  $120,000

  • 4 Beds
  • 1 Bath
  • 1,560 Sq Ft

  520 S Birney St, Bay City, MI 48708

  Welcome to this charming 4 bed 2 bath corner lot, featuring a 1 car detached garage. This home features a beautiful fireplace in the living room for cozy evenings. Enjoy the covered front porch for those beautiful Summer days.

  Drew Pursley Gateway Brokerage

  

  520 S Birney St, Bay City, MI 48708
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  /11

  $199,900

  • 100 Sq Ft

  804 N Euclid Ave, Bay City, MI 48706

  Located in desirable Bangor Township! This 6,000 square foot commercial building at 804 N Euclid Ave offers excellent investment potential in a high-visibility C-2 Regional Commercial zoning district. The property features approximately 3,000 square feet per unit and can be utilized as two separate spaces or as one large facility, providing strong flexibility for owners or tenants. Currently

  Farhan Pervez RE/MAX Innovation

  

  804 N Euclid Ave, Bay City, MI 48706
• 

  

  /22

  $279,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,676 Sq Ft

  2938 Noreen Dr, Bay City, MI 48706

  High demand Monitor Township 3 bedroom 2 full bath brick ranch with large yard and 2 car attached garage. All major items have been updated and home features hardwood plus ceramic flooring, fireplace in living room, formal dining, whole house generator plus so much more!

  John Reminder RE/MAX Results

  2938 Noreen Dr, Bay City, MI 48706
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  /35

  $169,900

  • 4 Beds
  • 1 Bath
  • 1,925 Sq Ft

  809 Stanton St, Bay City, MI 48708

  809 Stanton Street, Bay City, MI 48708. Beautiful Three-Four Bedroom Home in the South-End of Bay City. Double-Lot, Fenced in. Beautifully Landscaped. New Roof in 2025. Huge 2 1/2 Car Garage. Large Shed. Central Air. Tiled Walk-in-Shower. Custom Kitchen Cabinets with Corian Countertops. Black Steel Appliances. Large Covered Front Porch. Back Deck with Two Access Doors from the House. There is A

  Justin Tibble NEXGEN Realty

  

  809 Stanton St, Bay City, MI 48708
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  /35

  $169,900

  • 3 Beds
  • 2 Baths
  • 1,384 Sq Ft

  986 Pine Rd, Bay City, MI 48706

  A beautifully remodeled 3-bedroom, 2-bath ranch offering true move-in ready convenience. This home features a bright, open-concept layout with cathedral ceilings, skylights, and large windows that fill the space with natural light.The updated kitchen showcases stainless steel appliances, modern finishes, and flows seamlessly into the main living areas. Fresh paint and new flooring run

  Jason Snider Michigan Elite Realty

  

  986 Pine Rd, Bay City, MI 48706
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  /3

  $135,000

  $14K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,456 Sq Ft

  208 34th St, Bay City, MI 48708

  Open House Sunday April 19. 2-4 pm

  Antonio Deleone The Brand Real Estate

  

  208 34th St, Bay City, MI 48708
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  /33

  $195,000

  $45K PRICE DROP

  • 1 Bed
  • 3 Baths
  • 2,700 Sq Ft

  512 Germania St, Bay City, MI 48706

  Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional

  Seth Vendelboe NextHome Greater Tri-cities

  

  512 Germania St, Bay City, MI 48706
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  /56

  $299,900

  • 3 Beds
  • 3 Baths
  • 2,214 Sq Ft

  6317 Heather Ridge Dr Unit 11, Bay City, MI 48706

  Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while

  Lindsey Flynn Century 21 Signature Realty

  

  6317 Heather Ridge Dr Unit 11, Bay City, MI 48706
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  /24

  $114,900

  • 4 Beds
  • 1.5 Baths
  • 1,952 Sq Ft

  1112 Michigan Ave, Bay City, MI 48708

  This is a BIG HOUSE! Extra half-bath in the basement! First floor laundry! Garage! Spacious 4-bedroom home (could be a 5 bedroom) offering nearly 2,000 square feet of living space with plenty of potential. The home features a flexible layout with a pass-through bonus room that could serve as an office, nursery, playroom, or additional living space. This classic home offers large rooms and the

  Chris Craves Gold Pine Real Estate

  1112 Michigan Ave, Bay City, MI 48708
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  /15

  $299,500

  • 3 Beds
  • 2 Baths
  • 1,550 Sq Ft

  3092 Gaslight Ct Unit 53, Bay City, MI 48706

  BANGOR TOWNSHIP CONDO -- One of the area’s most sought-after subdivisions! This lovely condo offers the perfect mix of comfort and convenience, featuring 3 bedrooms and 2 full baths, including a large Master Suite with its own private bath and ample closet space. The kitchen flows into a cozy dining area, ideal for everyday meals or entertaining guests. Additional highlights include a patio, 2.5

  Sally Walczak Century 21 Signature Realty - Bay City

  3092 Gaslight Ct Unit 53, Bay City, MI 48706
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  /36

  $170,000

  Open Sun 11AM - 1PM

  • 4 Beds
  • 2 Baths
  • 2,108 Sq Ft

  1612 S Farragut St, Bay City, MI 48708

  Welcome home to this well-maintained 4-bedroom, 2-bath home offering plenty of space, thoughtful updates, and inviting indoor and outdoor living.At the heart of the home is the spacious kitchen, filled with natural light and offering plenty of room for cooking, gathering, and entertaining—a space any home chef will appreciate. For added convenience, the kitchen appliances, washer, and

  Rachel Rosencrants Brookstone, Realtors LLC

  

  1612 S Farragut St, Bay City, MI 48708
• 

  

  /22

  $196,900

  $3K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,090 Sq Ft

  110 N Madison Ave, Bay City, MI 48708

  Turnkey, fully renovated duplex offering immediate cash flow and long-term investment potential just minutes from Downtown Bay City. Professionally renovated by a licensed builder, this income-producing property combines quality craftsmanship with low-maintenance ownership. Both units have been extensively updated with new flooring and windows, creating clean, modern living spaces that continue

  Chance Owen Bay Realty Michigan

  

  110 N Madison Ave, Bay City, MI 48708
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  /52

  $299,900

  Open Wed 5PM - 7PM $25K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 4,698 Sq Ft

  601 N Van Buren St, Bay City, MI 48708

  Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you

  Jeremy Owen Bay Realty Michigan

  

  601 N Van Buren St, Bay City, MI 48708
• 

  

  /26

  $268,000

  $7K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,700 Sq Ft

  1641 Amelith Rd, Bay City, MI 48706

  LOCATION, LOCATION, LOCATION...This home is located in the Heart of the Tri-Cities! Move right into this 3 bedroom, 2 bathroom ranch home with wide open floor plan and first floor laundry. The 2.5 car garage is heated and has a brand new garage door. Another huge plus is the brand new roof put on August 2026. Walk out onto the large deck and enjoy the spacious backyard with plenty of trees and

  Heather Wesolek First Priority Realty

  

  1641 Amelith Rd, Bay City, MI 48706
• 

  

  /18

  $179,900

  • 3 Beds
  • 1 Bath
  • 1,002 Sq Ft

  1706 Helen St, Bay City, MI 48708

  If you are searching for a place to call your own , this is the home meant for you! Charm meets coziness in this beautifully remodeled 3 bed, 1 bath home. Location PLUS, this gem is located just a short walk away from Carroll Park &The Rail Trail. Everything is on one level and offers a living experience of ease and sheer coziness. Step inside to discover a fully remodeled interior boasting a

  Michelle Smith BOMIC Real Estate

  

  1706 Helen St, Bay City, MI 48708
• 

  $364,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,685 Sq Ft

  DARLINGTON Plan at Holly Springs, Bay City, MI 48706

  Rendering for Depictive Purposes Only

  Century Complete Builder

  4710 N West View Dr Unit 40869087, Bay City, MI 48706

Showing Results 1 - 40, Page 1 of 4