Bay City, MI Homes for Sale under $400,000

• 

  

  

  /22

  $259,900

  • 3 Beds
  • 2.5 Baths
  • 1,960 Sq Ft

  3980 Patterson Rd, Bay City, MI 48706

  Approximately 1,400 square feet of this home was newly constructed in 2025, offering the perfect blend of modern living and original charm. The original portion of the home now leads to a beautiful primary suite featuring a tiled shower and elegant finishes. The spacious new family room is ideal for entertaining, with a sliding glass door that seamlessly connects the indoor and outdoor living!

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  3980 Patterson Rd, Bay City, MI 48706
• 

  

  

  /23

  $229,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,716 Sq Ft

  2985 Continental Dr, Bay City, MI 48706

  Welcome home to this charming ranch in Monitor Township! This 3-bedroom, 2-bath gem offers comfortable, easy living with a full basement ready for your personal touch. Enjoy peace of mind with a brand new roof and central air in 2025, and first floor laundry. There is plenty of room to host guests inside in the large kitchen and family room. Step outside to a fully fenced backyard, perfect for

  Jera Klimek RE/MAX Results

  2985 Continental Dr, Bay City, MI 48706
• 

  

  

  /46

  $114,900

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  505 E Fulton St, Bay City, MI 48706

  0Charming & Move-In Ready Near Midland Street! Welcome home to 505 East Fulton St, a wonderfully updated property tucked into a peaceful, wooded setting just minutes from Bay City's notable Midland Street, shops, dining, and everyday conveniences — and just minutes from the Bay City Riverwalk. This home offers the best of both worlds — a quiet, secluded feel with mature trees and a generously

  Christian Cousar Ayre Rhinehart Real Estate Partners

  505 E Fulton St, Bay City, MI 48706
• 

  

  

  /13

  $124,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,068 Sq Ft

  2060 Cass Avenue Rd, Bay City, MI 48708

  Move in ready and affordable! This two bed ranch is ready for it's new owners. Sitting far away from the road this home has much to offer. Updated vinyl windows throughout. New flooring/carpet. First floor laundry. Large bedrooms with spacious closets. Fenced in back yard with lots of trees for privacy. Call today for your private showing!

  Jeremy Owen Bay Realty Michigan

  

  2060 Cass Avenue Rd, Bay City, MI 48708
• 

  

  

  /25

  $394,000

  $32K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,808 Sq Ft

  3315 Harris Ln, Bay City, MI 48706

  Free house with the purchase of wildlife and the Kawkawlin River that is what you’ll find in this Bangor Township Quad Level home with over 2400 square of living space including the 40% finished basement with 200 square feet in two rooms that could either be used as offices or additional sleeping areas as there is an egress stairway that leads to the main floor finished and insulated attached two

  Mike Grabowski Real Estate Pro Group, LLC

  3315 Harris Ln, Bay City, MI 48706
• 

  

  /36

  $195,000

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,025 Sq Ft

  3281 Broadmore Dr, Bay City, MI 48706

  Welcome to 3281 Broadmore Dr. in desirable Bangor Township, located within the highly sought-after Bangor Township School District and nestled in a quiet, well-established subdivision. This well-maintained three-bedroom, one-bath ranch offers 1,025 square feet of comfortable living space on a spacious 0.23-acre lot. Equipped with central A/C, the home features a bright and inviting living area

  Ali Smith Ayre/Rhinehart Bay REALTORS

  3281 Broadmore Dr, Bay City, MI 48706
• 

  

  /41

  $324,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,241 Sq Ft

  12 Cove Dr, Bay City, MI 48706

  SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home

  Jean Ann DeShano RE/MAX Results

  12 Cove Dr, Bay City, MI 48706
• 

  

  /24

  $124,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,601 Sq Ft

  603 N Mclellan St, Bay City, MI 48708

  Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from

  Joshua Williams Bellabay Realty LLC

  603 N Mclellan St, Bay City, MI 48708
• 

  

  /30

  $159,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,248 Sq Ft

  2009 16th St, Bay City, MI 48708

  Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range.

  Amritpal Chauhan REMAX Tri County

  

  2009 16th St, Bay City, MI 48708
• 

  

  /70

  $389,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,610 Sq Ft

  225 Jennison Place, Bay City, MI 48708

  Enjoy condo living in the Historic Jennison Place Building! With over 1600 sq ft of living space, this beautifully updated (and meticulously maintained) 2 bedroom condo offers the perfect combination of downtown city living with peaceful river views. The remodeled kitchen and open floor plan with walls of windows is perfect for entertaining. There is also a large walk in closet (large enough for

  Marie Glinski Century 21 Signature Saginaw

  225 Jennison Place, Bay City, MI 48708
• 

  $359,990

  New Construction $8K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  4663 N West View Dr, Bay City, MI 48706

  4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

  Century Complete Builder

  4663 N West View Dr, Bay City, MI 48706
• 

  /2

  $139,999

  • 3 Beds
  • 3 Baths
  • 1,935 Sq Ft

  1611 S Erie St, Bay City, MI 48706

  Great value with tons of potential! This charming corner home features 3 bedrooms, 3 bathrooms, beautiful hardwood floors, spacious eat-in kitchen, living & dining rooms, newer kitchen appliances included, abundant basement storage, and a 2-car garage. Large 2nd-floor flex space — use your imagination for an office, lounge, playroom, or additional living area! Conveniently located near downtown,

  Rhonda Morman National Realty Centers, Inc

  

  1611 S Erie St, Bay City, MI 48706
• 

  

  /49

  $319,900

  • 6 Beds
  • 6 Baths
  • 4,039 Sq Ft

  1109 5th St, Bay City, MI 48708

  This historic 1900s home has been fully renovated with luxury modern furnishings, stainless modern appliances, upgraded ultra-efficient instant hot water boiler radiant heat system combined with new Minisplit AC / heat systems to keep the space efficiently comfortable year round. Fresh flooring, paint, trimwork, new kitchens. The home currently functions as a multi unit Airbnb - generating over

  Gary Hamilton Dollinger & Company, Inc.

  

  1109 5th St, Bay City, MI 48708
• 

  

  /11

  $199,900

  • Land
  • 6.76 Acres
  • $29,571 per Acre

  1301 N Henry St, Bay City, MI 48706

  A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  1301 N Henry St, Bay City, MI 48706
• 

  

  /20

  $399,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,971 Sq Ft

  14 Cove Dr, Bay City, MI 48706

  SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

  Jean Ann DeShano RE/MAX Results

  14 Cove Dr, Bay City, MI 48706
• 

  

  /46

  $279,900

  • 3 Beds
  • 1.5 Baths
  • 1,709 Sq Ft

  577 S Lincoln Rd, Bay City, MI 48708

  Looking for a home with a peaceful country setting? This 1,400-square-foot tri-level home offers 3 bedrooms and 1.5 baths, combining comfort and potential in a serene location. Features include an updated kitchen, newer furnace and central A/C, and a roof that is less than 10 years old. With a little fresh paint and new flooring, this home could become your perfect country retreat. Outside,

  Dave Wieland RE/MAX New Image Saginaw

  577 S Lincoln Rd, Bay City, MI 48708
• 

  

  /51

  $200,000

  • 2 Beds
  • 3 Baths
  • 1,830 Sq Ft

  4848 Appletree Ln, Bay City, MI 48706

  Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured

  Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

  4848 Appletree Ln, Bay City, MI 48706
• 

  

  /23

  $248,900

  $1K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 2,016 Sq Ft

  4645 3 Mile Rd, Bay City, MI 48706

  Monitor Township 3 bedroom brick ranch home with full finished basement, garage and over 5 acres of property! This is NOT an "easy to find" property in this area. Features of this home include updates throughout including windows, roof, and flooring. Set your showing today so you can experience this property for yourself.

  Sean Herrera RE/MAX Results

  4645 3 Mile Rd, Bay City, MI 48706
• 

  

  /21

  $134,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  708 Nebobish Ave, Bay City, MI 48708

  Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  708 Nebobish Ave, Bay City, MI 48708
• 

  

  /39

  $349,900

  • 3 Beds
  • 3.5 Baths
  • 3,003 Sq Ft

  928 N Wenona St, Bay City, MI 48706

  Truly a rare find! This beautifully maintained Westside Bay City home has everything you've been looking for. Offering 3, possibly 4 bedrooms, 3 full bathrooms, and 1 half bath, this home features a stunning new open-concept kitchen that flows seamlessly into the dining area, perfect for entertaining. The home also features mini splits for cooling. The spacious breezeway connects to the attached

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  928 N Wenona St, Bay City, MI 48706
• 

  

  /36

  $375,000

  • 3 Beds
  • 1.5 Baths
  • 1,900 Sq Ft

  3254 Hidden Rd, Bay City, MI 48706

  Beautifully updated two-story waterfront home offering 3 bedrooms and 1.5 baths, with a convenient first-floor bedroom. The spacious 30' x 24' great room provides the perfect gathering space, featuring abundant natural light. Situated on 111 feet of frontage along the Kawkawlin River, this property includes a seawall and easy access to boating, fishing, and waterfront enjoyment right from your

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  3254 Hidden Rd, Bay City, MI 48706
• 

  

  /32

  $229,900

  • 4 Beds
  • 2.5 Baths
  • 1,932 Sq Ft

  307 Frank St, Bay City, MI 48706

  Welcome home to this spacious 4-bedroom, 2.5-bath home situated on a rare double lot in Bay City! With a desirable layout featuring a primary suite, three bedrooms and 1.5 baths upstairs, plus an additional main-floor bedroom and full bath, there's plenty of space for family, guests, or a home office. Major updates provide peace of mind, including a new roof with gutter guards (2020), a brand-new

  Jamie Broderick eXp Realty

  307 Frank St, Bay City, MI 48706
• 

  

  /35

  $215,000

  • 3 Beds
  • 1.5 Baths
  • 1,386 Sq Ft

  3792 Wheeler Rd, Bay City, MI 48706

  If you are looking for a little piece of country with all the conveniences of the city, this home is the one for you. The home has been well maintained and cared for and offers many amenities. 1st fl master, 2 good size bedrooms on the 2nd fl and a 1/2 bath rm. The kitchen has been updated with corian counters, cabinets w/pull out drawers, lazy susan, plenty of cabinet space, and all appliances

  Josephine Baker Preferred, Realtors® Ltd

  

  3792 Wheeler Rd, Bay City, MI 48706
• 

  /2

  $359,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  Cabot Plan at Holly Springs, Bay City, MI 48706

  4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

  Century Complete Builder

  4710 N West View Dr Unit 40045638, Bay City, MI 48706
• 

  

  /20

  $120,000

  • 2 Beds
  • 1 Bath
  • 920 Sq Ft

  303 W Calumet St, Bay City, MI 48706

  Built in 2006, this well-built ranch offers the convenience of one level living with an open, inviting layout you'll love. The eat-in kitchen flows nicely into the main living area, and the hardwood floors are a standout feature and are in great condition. Offering 2 bedrooms and 1 full bath, this home also features both covered front and back porches, a carport for protected parking, a fully

  Heidi Guerra Berkshire Hathaway HomeServices, Bay City

  303 W Calumet St, Bay City, MI 48706
• 

  

  /26

  $289,900

  Open Sun 12:30PM - 2PM

  • 3 Beds
  • 1.5 Baths
  • 2,819 Sq Ft

  1510 Helen St, Bay City, MI 48708

  Welcome home to this spacious and inviting 3-bedroom, 1.5-bath property that's ready for its next chapter! Offering a wonderful blend of comfort, character, and modern updates, this home features beautiful hardwood and tile flooring throughout, creating a warm and timeless feel. The thoughtfully designed kitchen boasts Corian and quartz countertops, ample workspace, and flows seamlessly into a

  Donna McDaniel Real Estate One Great Lakes Bay

  

  1510 Helen St, Bay City, MI 48708
• 

  

  /14

  $125,000

  • 5 Beds
  • 3 Baths
  • 2,442 Sq Ft

  415 N Birney St, Bay City, MI 48708

  Strong investment opportunity in Bay City with this fully occupied 3-unit building in a high-demand rental area. Generating $2,175/mo gross rent, this property offers immediate cash flow & solid upside potential. Ideal for investors looking to scale quickly at an affordable entry point. Located near downtown, shopping, dining & major routes for tenant convenience. A turn-key, income-producing

  Alex Billotti EXP Realty LLC

  415 N Birney St, Bay City, MI 48708
• 

  

  /14

  $119,900

  Open Sun 2PM - 4PM

  • 3 Beds
  • 1 Bath
  • 1,450 Sq Ft

  903 Marsac St, Bay City, MI 48708

  Welcome Home to the Heart of Bay City! Just steps away from the mouthwatering aroma of Roma’s famous pizza, this charming 3-bedroom, 1-bath home offers comfort, convenience, and character. Features include central air, a spacious first-floor primary bedroom with a large walk-in closet, and a fully fenced backyard filled with beautiful perennials that return year after year. A detached garage

  Diana Smith Berkshire Hathaway HomeServices

  

  903 Marsac St, Bay City, MI 48708
• 

  $379,990

  New Construction $12K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,376 Sq Ft

  2330 Pebble Creek Ct, Bay City, MI 48706

  4 Beds | 3 Baths | 2-Bay | 2,376 Sq. Ft.

  Century Complete Builder

  2330 Pebble Creek Ct, Bay City, MI 48706
• 

  

  /20

  $117,900

  $8K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  1003 N Linn St, Bay City, MI 48706

  Linn St Cutie!! don’t miss this opportunity! Seller is being transferred with the military and they need this sold! Make an Offer Sellers are very very Motivated!! The home has passed VA financing. This great home is packed with updates and ready for its new owner. The bathroom has been completely remodeled with stylish, modern finishes. The beautiful eat-in kitchen features new flooring, an

  Carrie Dahn Berkshire Hathaway HomeServices, Bay City

  1003 N Linn St, Bay City, MI 48706
• 

  

  /33

  $184,000

  $26K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,032 Sq Ft

  1424 N Trumbull St, Bay City, MI 48708

  Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen

  Bethany Taylor Mid-Mitten Realty

  

  1424 N Trumbull St, Bay City, MI 48708
• 

  

  /36

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,170 Sq Ft

  305 Braddock St, Bay City, MI 48708

  Welcome to 305 Braddock Street in Bay City, where charm meets the peace of mind of a complete renovation! This adorable 3-bedroom, 2-bath home has been taken down to the studs and beautifully rebuilt, offering modern finishes and quality craftsmanship throughout. Nearly everything is new, including the electrical, plumbing, furnace, central air, hot water heater, windows, lighting, kitchen

  Bridget Sonntag Ayre/Rhinehart REALTORS

  

  305 Braddock St, Bay City, MI 48708
• 

  $359,990

  New Construction $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  2299 Holly Ridge Ln, Monitor Charter Township, MI 48706

  4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

  Century Complete Builder

  2299 Holly Ridge Ln, Monitor Charter Township, MI 48706
• 

  

  /3

  $349,000

  $50K PRICE DROP

  • Land
  • 10.02 Acres
  • $34,830 per Acre

  2421 & 2435 Marquette Ave, Bay City, MI 48706

  Prime opportunity in the growing Bay City area! This 10-acre industrial parcel offers an excellent location for development with public water, public sewer, natural gas, and electricity available at the road. The property provides ample space for a variety of industrial or commercial uses, making it ideal for warehousing, manufacturing, storage, or business expansion. Conveniently located with

  Thomas Webb Century 21 Signature Realty Midland

  

  2421 & 2435 Marquette Ave, Bay City, MI 48706
• 

  

  /8

  $374,900

  New Construction $50K PRICE INCREASE

  18 OR 20 Cove Dr, Bay City, MI 48706

  18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  18 OR 20 Cove Dr, Bay City, MI 48706
• 

  

  /21

  $123,000

  • 3 Beds
  • 1 Bath
  • 1,485 Sq Ft

  2213 Broadway St, Bay City, MI 48708

  Beautiful on Broadway. Spacious 1485 Sq Ft, 3 Bedroom 1 Bath Beauty. LIke New Condition. Highlights incude New Roof in 2024, All Newer flooring and paint thru-out. Great kitchen with newer applainces. Awesome New Bath. Maintenance Free Vinyl exterior and Windows. Huge Bedrooms Upstairs. Full basement. Excellent Move-in Condition. Don't Hesitate or you will be too Late. Contact the Agent Today.

  Wade Eckenrod RE/MAX Results

  2213 Broadway St, Bay City, MI 48708
• 

  

  /22

  $114,900

  • 3 Beds
  • 1 Bath
  • 1,148 Sq Ft

  711 Taylor St, Bay City, MI 48708

  The moment you walk into this adorable home you feel like this is where you belong. This property offers generous living space and a great layout! This home offers three bedrooms and one bath. One bedroom is on the main level and the other two upstairs. Nice size kitchen with a separate dining room and the living room is also a good size. The home has ample storage and a nice backyard with a

  Chuck Snyder Home Towne Real Estate

  711 Taylor St, Bay City, MI 48708
• 

  

  /22

  $149,800

  • 4 Beds
  • 2 Baths
  • 1,610 Sq Ft

  222 S Madison Ave, Bay City, MI 48708

  Meticulously maintained owner occupied or investor two unit. Features spacious two bedroom units with updated ceramic tile and luxury vinyl plank flooring, large eat-in kitchens, multiple wood porches and so much more! Units this clean and "move in" ready are tough to find so set your showing today!

  Sean Herrera RE/MAX Results

  222 S Madison Ave, Bay City, MI 48708
• 

  

  /10

  $349,900

  • Land
  • 5.99 Acres
  • $58,414 per Acre

  3774 State Street Rd, Bay City, MI 48706

  A tremendous opportunity for development in business-friendly Bangor Township, directly across from the Bay City Mall, two parcels north of Home Depot & Walmart, within eyesight of bustling Wilder Road, and 2.7 miles from I-75 (the Wilder Road exit). This 5.99 acre parcel offers high visibility, all municipal utilities at the road, and 397' of frontage. It is nestled between the busy business

  Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

  3774 State Street Rd, Bay City, MI 48706
• 

  

  /23

  $124,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,297 Sq Ft

  401 Stanton St, Bay City, MI 48708

  Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and potential. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  401 Stanton St, Bay City, MI 48708

Showing Results 81 - 120, Page 3 of 4