Bay City, MI Homes for Sale under $400,000

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  /23

  $175,000

  • Land
  • 9.27 Acres
  • $18,878 per Acre

  0 W German Rd, Bay City, MI 48708

  Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9

  Rachel Opperman Knockout Real Estate

  0 W German Rd, Bay City, MI 48708
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  /44

  $399,900

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,687 Sq Ft

  3554 Miller Rd, Bay City, MI 48706

  Experience waterfront living in this beautifully maintained, one owner home on a private road off Euclid featuring 3 bedrooms , 2 bathrooms, and over 100 feet of river frontage and its own boat launch on the Kawkawlin river. Lovingly cared for throughout the years, this property is ready for its next chapter. The primary bedroom offers stunning views and features a charming loft overlooking the

  Bill Jaynes RE/MAX Results

  3554 Miller Rd, Bay City, MI 48706
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  /29

  $330,000

  • 4 Beds
  • 3.5 Baths
  • 2,696 Sq Ft

  3028 Melrose Dr, Bay City, MI 48706

  Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for

  Quentin Lane BOMIC Real Estate

  

  3028 Melrose Dr, Bay City, MI 48706
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  /24

  $349,900

  $5K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 3,192 Sq Ft

  3117 Gaslight Dr Unit 18, Bay City, MI 48706

  Welcome to this impeccably maintained condo located in one of the area’s most desirable communities! Offering the ideal blend of comfort, style, and convenience, this spacious home features 4 bedrooms and 3 full bathrooms, including a generously sized primary suite complete with a private ensuite bath and abundant closet space. And the upgrades! The upgrades are what set this condo apart from the

  Howard Diefenbach Century 21 Signature Realty - Bay City

  3117 Gaslight Dr Unit 18, Bay City, MI 48706
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  /47

  $192,900

  $10K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,815 Sq Ft

  4870 Appletree Ln, Bay City, MI 48706

  This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is

  Joan Fehrenbach RE/MAX Results

  4870 Appletree Ln, Bay City, MI 48706
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  /4

  $295,000

  • Land
  • 13,068 Sq Ft
  • $983,333 per Acre

  200 Mckinley Ave, Bay City, MI 48708

  High exposure vacant land for development one block east of the Saginaw River on McKinley (M-25). Uptown development across the street with Starbucks and Pitaway to mention a few. Downtown just to the north. This is on a US-10 connector leading to I-75 as well as M-13/23. DTC is approx. 30,000.

  Sandra Covaleski Commercial Equities

  200 Mckinley Ave, Bay City, MI 48708
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  /17

  $116,000

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  400 S Kiesel St, Bay City, MI 48706

  2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated.

  Nathon Wilson Wilson Realty

  

  400 S Kiesel St, Bay City, MI 48706
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  /15

  $144,900

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 945 Sq Ft

  206 Cambridge St, Bay City, MI 48708

  Cute & Cozy Hampton Township 3 bedroom home with garage and beautiful double lot. Features include central air, vinyl windows, fully updated bath w/ceramic tile, no neighbors behind plus so much more! Set your showing today.

  Sean Herrera RE/MAX Results

  206 Cambridge St, Bay City, MI 48708
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  $112,300

  $28K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
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  /30

  $194,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,398 Sq Ft

  3157 Coventry Dr, Bay City, MI 48706

  Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced

  Zachary Kuch EXP Realty LLC

  

  3157 Coventry Dr, Bay City, MI 48706
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  /28

  $310,000

  $15K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,416 Sq Ft

  5351 3 Mile Rd, Bay City, MI 48706

  This one-story home in Monitor Township pairs thoughtful accessibility with the comfort of true single-family living. Originally a single-family home, it was later converted into a licensed assisted living facility and retains features that translate directly to everyday life: entry less showers and accessible sinks in every bathroom, most doorways sized for full accessibility, and ramps at both

  Mark Duncan RE/MAX Results

  5351 3 Mile Rd, Bay City, MI 48706
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  /15

  $249,000

  • 4 Beds
  • 2 Baths
  • 1,784 Sq Ft

  5447 Goetz Ct, Bay City, MI 48706

  Go Time on Goetz! This 4-bedroom, 2-bath home offers a great layout, 2 car attached garage, double-sided wood-burning fireplace, and a prime Monitor Township location. Enjoy your Michigan summer days in the in-ground pool with pool heater! The home is ready for your vision and personal touch while the roof and furnace have already been updated. A great opportunity to add your own style and build

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  5447 Goetz Ct, Bay City, MI 48706
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  $320,000

  • 3 Beds
  • 2 Baths
  • 1,792 Sq Ft

  340 Richards Rd, Bay City, MI 48706

  This well maintained home has a quiet country feel on a dead end road but is only steps away from the Saginaw Bay and and two miles from convenient shopping and dining. Situated on 0.9 acres and surrounded by wildlife there is minimal visibility from the road. This home offers peace of mind with thoughtful updates including a brand new roof completed in August with a transferable warranty. The

  Karma McGaw Good Karma Homes

  340 Richards Rd, Bay City, MI 48706
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  /8

  $374,900

  $50K PRICE INCREASE

  22 OR 24 Cove Dr, Bay City, MI 48706

  22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  22 OR 24 Cove Dr, Bay City, MI 48706
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  /17

  $170,000

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  600 N Henry St, Bay City, MI 48706

  Welcome home to this beautifully updated 4-bedroom, 2-bath Victorian-style home located on North Henry Street in Bay City. Blending timeless Victorian character with modern updates, this home offers the charm of a classic residence with the comfort and functionality of today’s living. Step inside to find spacious, light-filled rooms with plenty of room for both everyday living and entertaining.

  Louis Velazquez Mid-Mitten Realty

  

  600 N Henry St, Bay City, MI 48706
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  /17

  $114,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,752 Sq Ft

  800 S Warner St, Bay City, MI 48706

  Large Family Home. Master Bedroom on first floor, next to stairway to upstairs. Perfect family home. Large walk in dressing room/master closet off of master bedroom. Large extra walk in closet upstairs, off large foyer area at top of stairs. Perfect upstairs for kids. Basement has potential for finishing, and would make a great family room area. Fenced yard. Very large garage, finished with

  Robert Young Riverview Realty

  

  800 S Warner St, Bay City, MI 48706
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  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706
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  /48

  $399,900

  $25K PRICE DROP

  1500 Center Ave, Bay City, MI 48708

  Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable occupancy and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce

  Drew Denham Keller Williams GR North

  1500 Center Ave, Bay City, MI 48708
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  /28

  $129,900

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  Whether you're looking to expand your rental portfolio or purchase your first income-producing property, this Certified Rental duplex offers a compelling investment opportunity in one of Bay City's established rental markets. Conveniently located just minutes from Downtown Bay City, near Carol Park and the Johnson Street Business District, this property provides strong rental appeal with easy

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /17

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,229 Sq Ft

  93 State Park Dr, Bay City, MI 48706

  Welcome to 93 State Park Dr., a rustically refreshed 1-1/2 story home that perfectly blends classic architectural character, country warmth, and modern updates. Situated on approximately 2.6 rolling, deep and heavily wooded acres in desirable Bangor Township, this property offers the ultimate private retreat while keeping you just minutes from town or the bay. Home has a newer roof, insulation,

  Howard Diefenbach Century 21 Signature Realty - Bay City

  93 State Park Dr, Bay City, MI 48706
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  /25

  $394,000

  $32K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,808 Sq Ft

  3315 Harris Ln, Bay City, MI 48706

  Free house with the purchase of wildlife and the Kawkawlin River that is what you’ll find in this Bangor Township Quad Level home with over 2400 square of living space including the 40% finished basement with 200 square feet in two rooms that could either be used as offices or additional sleeping areas as there is an egress stairway that leads to the main floor finished and insulated attached two

  Mike Grabowski Real Estate Pro Group, LLC

  3315 Harris Ln, Bay City, MI 48706
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  /46

  $125,000

  • 4 Beds
  • 2 Baths
  • 1,676 Sq Ft

  1400 Wilson St, Bay City, MI 48708

  This freshly renovated home features 4 bedrooms, 2 full bathrooms, new carpet, flooring, and fresh paint throughout! The kitchen has been tastefully updated and has loads of storage! Bring your things and move right in! This home has room for everyone. Call today for your very own private showing.

  David Veitengruber Century 21 Signature - Frankenmuth

  

  1400 Wilson St, Bay City, MI 48708
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  /25

  $115,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  706 S Lincoln St, Bay City, MI 48708

  Liberating on South Lincoln! This 3-bedroom, 2-bathroom traditional style home has 1,558 square feet of living space that is already setup for multi-family use or provides the awesome benefits of a single-family home with 2 kitchens, a blank canvass of a basement to make your own and a large, partially fenced in yard. This spacious home is 1 mile South of Center Avenue with a seller excited to

  Robert Zientek Century 21 Signature Realty Midland

  

  706 S Lincoln St, Bay City, MI 48708
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  /24

  $119,900

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,601 Sq Ft

  603 N Mclellan St, Bay City, MI 48708

  Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from

  Joshua Williams Bellabay Realty LLC

  603 N Mclellan St, Bay City, MI 48708
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  /30

  $154,000

  $15K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,248 Sq Ft

  2009 16th St, Bay City, MI 48708

  Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range.

  Amritpal Chauhan REMAX Tri County

  

  2009 16th St, Bay City, MI 48708
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  /25

  $115,000

  $10K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 816 Sq Ft

  802 24th St, Bay City, MI 48708

  Welcome to 802 24th St in Bay City. This ranch-style home offers a practical single-level layout with an attached garage, spacious living area, functional kitchen with plenty of cabinetry, and a fenced backyard with deck space. The home features a newer furnace installed in July 2025 and a new roof completed in December 2025, giving buyers a strong start on major mechanical and exterior updates.

  Troy Schearer JPAR - Great Lakes Bay Region

  

  802 24th St, Bay City, MI 48708
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  /16

  $127,900

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  802 Wilson St, Bay City, MI 48708

  Welcome to 802 Wilson Street, a charming Bay City bungalow filled with warmth and character. This inviting home features 3 bedrooms, 2 full bathrooms, and a comfortable layout designed for everyday living. The one-car garage offers added convenience and storage, while the home’s classic bungalow style gives it a welcoming feel from the moment you arrive. A lovely place to settle in, make your own.

  Kristi Lambert Ayre/Rhinehart Bay REALTORS

  802 Wilson St, Bay City, MI 48708
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  /16

  $174,900

  • 4 Beds
  • 1.5 Baths
  • 1,562 Sq Ft

  606 Lasalle St, Bay City, MI 48706

  West-side 4 bedroom, 1 1/2 bath home with full basement and fence yard, including inground pool. (Pool has not been opened in several years. Seller has no knowledge of current condition.) Features include hardwood floors, central air, partially finished basement and some updates. Disclaimer: Photos have been edited to remove contents from rooms as seller prepares for estate sale.

  Sean Herrera RE/MAX Results

  606 Lasalle St, Bay City, MI 48706
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  /51

  $325,900

  • 3 Beds
  • 3 Baths
  • 2,688 Sq Ft

  3135 Creekwood Cir, Bay City, MI 48706

  It would be hard to find a more unique and beautiful 3 bedroom, actually 4 bedroom, and 3 full bath Condo. It's not only meticulously clean inside but the private and lovely back yard is like no other as well.So many improvements made through the years including Granite countertops in the oak kitchen but also granite and upgrades in the baths and most every area of the home. Master En Suite, plus

  Joan Fehrenbach RE/MAX Results

  3135 Creekwood Cir, Bay City, MI 48706
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  /11

  $199,900

  • Land
  • 6.76 Acres
  • $29,571 per Acre

  1301 N Henry St, Bay City, MI 48706

  A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  1301 N Henry St, Bay City, MI 48706
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  /40

  $274,900

  $15K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,873 Sq Ft

  4719 Morningside Dr, Bay City, MI 48706

  NEW PRICE!! BEAUTIFUL BRICK RANCH IN BANGOR TOWNSHIP! Welcome home to this beautifully maintained 3-bedroom, 2.5-bath brick ranch offering 1,873 square feet of comfortable living space in one of Bangor Township's most desirable neighborhoods. This inviting home blends timeless character with spacious living areas and valuable updates throughout. Step inside to discover a large living room and

  Chris Craves Gold Pine Real Estate

  4719 Morningside Dr, Bay City, MI 48706
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  /36

  $399,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,971 Sq Ft

  14 Cove Dr, Bay City, MI 48706

  SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

  Jean Ann DeShano RE/MAX Results

  14 Cove Dr, Bay City, MI 48706
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  /46

  $264,900

  $15K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,709 Sq Ft

  577 S Lincoln Rd, Bay City, MI 48708

  Looking for a home with a peaceful country setting? This 1,400-square-foot tri-level home offers 3 bedrooms and 1.5 baths, combining comfort and potential in a serene location. Features include an updated kitchen, newer furnace and central A/C, and a roof that is less than 10 years old. With a little fresh paint and new flooring, this home could become your perfect country retreat. Outside,

  Dave Wieland RE/MAX New Image Saginaw

  577 S Lincoln Rd, Bay City, MI 48708
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  /60

  $384,000

  Open Sat 11AM - 1PM $5K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,504 Sq Ft

  2207 Satkowiak Dr, Bay City, MI 48706

  Open House, Saturday, August 29, 2026, 11am-1pm! Welcome to this beautifully maintained, move-in ready home in highly desirable Rueger Farms Subdivision. Quality construction and pride of ownership are evident throughout this spacious 3-bedroom, 2.5-bath home. The inviting open-concept design features a spacious kitchen with ample cabinetry, granite countertops, and an eat-in dining area that

  Joy Dobson Century 21 Signature Realty (Freeland)

  

  2207 Satkowiak Dr, Bay City, MI 48706
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  /15

  $174,900

  • 5 Beds
  • 1.5 Baths
  • 1,562 Sq Ft

  1800 Kosciuszko Ave, Bay City, MI 48708

  This Nice Craftsman home has a new roof as of last month, new carpet just installed. and fresh Vinyl in the entry and kitchen. the basement has a fresh coat of paint on the walls and floor. This home is move in ready.

  Billie Jo Schulz ADVANCED REAL ESTATE LLC

  1800 Kosciuszko Ave, Bay City, MI 48708
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  $215,000

  • 3 Beds
  • 1.5 Baths
  • 1,386 Sq Ft

  3792 Wheeler Rd, Bay City, MI 48706

  If you are looking for a little piece of country with all the conveniences of the city, this home is the one for you. The home has been well maintained and cared for and offers many amenities. 1st fl master, 2 good size bedrooms on the 2nd fl and a 1/2 bath rm. The kitchen has been updated with corian counters, cabinets w/pull out drawers, lazy susan, plenty of cabinet space, and all appliances

  Josephine Baker Preferred, Realtors® Ltd

  

  3792 Wheeler Rd, Bay City, MI 48706
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  $359,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  4663 N West View Dr, Bay City, MI 48706

  4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

  Century Complete Builder

  4663 N West View Dr, Bay City, MI 48706
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  /2

  $359,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  Cabot Plan at Holly Springs, Bay City, MI 48706

  4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

  Century Complete Builder

  4710 N West View Dr Unit 40045638, Bay City, MI 48706
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  /40

  $219,900

  $40K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,353 Sq Ft

  1870 Morin Dr, Bay City, MI 48708

  ** NEW REDUCED PRICE ** Welcome to 1870 Morin Street, a solid 1956 brick ranch offering 1,352 sq ft of comfortable, move-in ready living space. This well-cared-for home features 3 bedrooms, 1 full bath, and 1 half bath, with brand-new paint and flooring throughout, giving it a fresh and modern feel. The inviting living room centers around a charming fireplace, creating a warm gathering space for

  Howard Diefenbach Century 21 Signature Realty - Bay City

  1870 Morin Dr, Bay City, MI 48708
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  /14

  $125,000

  • 5 Beds
  • 3 Baths
  • 2,442 Sq Ft

  415 N Birney St, Bay City, MI 48708

  Strong investment opportunity in Bay City with this fully occupied 3-unit building in a high-demand rental area. Generating $2,175/mo gross rent, this property offers immediate cash flow & solid upside potential. Ideal for investors looking to scale quickly at an affordable entry point. Located near downtown, shopping, dining & major routes for tenant convenience. A turn-key, income-producing

  Alex Billotti EXP Realty LLC

  415 N Birney St, Bay City, MI 48708

Showing Results 81 - 120, Page 3 of 4