Bay City, MI Homes for Sale under $200,000

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  /32

  $170,000

  • 3 Beds
  • 1 Bath
  • 1,316 Sq Ft

  2300 S Lincoln St, Bay City, MI 48708

  Recently remodeled home in a quiet Bay City neighborhood. Updates include LVP flooring and fresh paint throughout. The kitchen boasts new cupboards, fridge, stove, countertops and sink. A recently installed bay view window provides stunning views of the peaceful surroundings. New light fixtures and outlets have been added on the main floor. Newly constructed 8x12 shed out back. Located close to

  

  Todd Fedie

  KW Realty Livingston

  (989) 301-2539

  

  2300 S Lincoln St, Bay City, MI 48708
• Explore Bay City

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  /56

  $169,900

  • 5 Beds
  • 2 Baths
  • 1,992 Sq Ft

  509 Hill St, Bay City, MI 48708

  Spacious 5-bedroom home in Bay City's East Side offering nearly 2,000 square feet of living space on a large lot. This functional layout features 2 bedrooms on the main floor and 3 additional bedrooms upstairs, providing flexibility for a variety of living situations. Inside, you'll find original woodwork, hardwood floors, and large room sizes that reflect the character and craftsmanship of the

  

  TJ Beckman

  RE/MAX New Image

  (989) 394-5016

  

  509 Hill St, Bay City, MI 48708
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  /12

  $199,000

  • 3 Beds
  • 2 Baths
  • 2,213 Sq Ft

  1229 Michigan Ave, Bay City, MI 48708

  Owner uses garage (24x24) as additional rec room with kitchen. Very nice home. Home is well built. Big yard with shed for storage. Newer roof. Brick with vinyl siding.

  

  Pat Devereaux

  RE/MAX New Image Saginaw

  (989) 300-0772

  1229 Michigan Ave, Bay City, MI 48708
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  /27

  $134,500

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,760 Sq Ft

  316 Howard St, Bay City, MI 48708

  Location is a Plus! The dead end makes it a quiet street. It is within walking distance to walk along the water to uptown and downtown Bay City. There is an alleyway driveway and parking on the street. Great View of the Bay City Fireworks in the summer! Large kitchen with an island bar & a dining room. Has a dry basement for lots of storage room. The first floor bedroom has a large closet and a

  

  Sue McKnight

  Area Wide Real Estate

  (989) 312-9562

  

  316 Howard St, Bay City, MI 48708
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  /26

  $179,900

  • 345 Sq Ft

  1525 Broadway St, Bay City, MI 48708

  Versatile Commercial Property with Drive-Thru Potential – For Sale or Lease in Bay City Prime opportunity to own or lease a 345 sq ft commercial building in Bay City, ideally suited for drive-thru retail, coffee shop, café, quick-service restaurant (QSR), or small business use. This property features dual road access from two streets, creating excellent flow for future drive-thru development

  

  Ashley Andrews

  Exclusive House of Real Estate

  (989) 303-2249

  

  1525 Broadway St, Bay City, MI 48708
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  /19

  $171,900

  $16K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  39 Spruce Ridge Dr, Bay City, MI 48706

  This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include new vinyl siding, a new roof, newer windows, new electrical from the mast throughout the home, a new furnace, new plumbing, and a new water heater. Inside, you’ll appreciate

  Brooke Bickerstaff Keller Williams Preferred

  39 Spruce Ridge Dr, Bay City, MI 48706
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  /26

  $149,000

  $16K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,999 Sq Ft

  705 S Hampton St, Bay City, MI 48708

  Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

  Caleb Raymaker Century 21 Signature Realty - Bay City

  705 S Hampton St, Bay City, MI 48708
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  /40

  $169,000

  • 3 Beds
  • 1.5 Baths
  • 1,196 Sq Ft

  600 W Jenny St, Bay City, MI 48706

  This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors,

  Mike Slezak Century 21 Signature Realty - Bay City

  600 W Jenny St, Bay City, MI 48706
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  /22

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,365 Sq Ft

  5677 Michael Dr, Bay City, MI 48706

  Spacious ranch offering comfortable living and excellent potential. Features a generous living room with a wood-burning fireplace, charming built-in features, two full baths, and hardwood floors in the bedrooms. The full basement provides ample storage and finish potential—one side is ideal for a future family or rec room. Convenient first-floor laundry is located off the attached two-car garage,

  Joan Swide RE/MAX Results

  5677 Michael Dr, Bay City, MI 48706
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  /25

  $169,900

  • 3 Beds
  • 2 Baths
  • 1,384 Sq Ft

  986 Pine Rd, Bay City, MI 48706

  A beautifully remodeled 3-bedroom, 2-bath ranch offering true move-in ready convenience. This home features a bright, open-concept layout with cathedral ceilings, skylights, and large windows that fill the space with natural light. The updated kitchen showcases stainless steel appliances, modern finishes, and flows seamlessly into the main living areas. Fresh paint and new flooring run throughout

  Jason Snider Michigan Elite Realty

  

  986 Pine Rd, Bay City, MI 48706
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  /44

  $175,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  2028 Kosciuszko Ave, Bay City, MI 48708

  Welcome to this spacious colonial in Bay City! Situated on nearly a full acre of land with 2+ car garage and workshop in Portsmouth Twp, this beautiful home has been recently remodeled with fresh paint, updated kitchen/bathrooms, restored hardwood floors and new vinyl plank flooring throughout. Plenty of space for the growing family or hosting guests, offering over 2000 square feet of living

  Joshua Lee Real Estate For A CAUSE

  

  2028 Kosciuszko Ave, Bay City, MI 48708
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  /23

  $149,000

  • 3 Beds
  • 3 Baths
  • 1,218 Sq Ft

  505 S Wenona St, Bay City, MI 48706

  Wow House on Wenona. Fully Updated Thru-out. You will love the Open Floor Plan. Features include a New Roof in 2026. New Chefs Kitchen with Stainless Steel Applainces. Spacious 1220 Sq Ft, 3 Bedroom, 1 Full & 2 half New Baths. Don't Miss the secret Bedroom on the main floor. Maitenance free Vinyl Exterior and Windows. Very convenient 1/2 baths in the bedrooms upstairs. New Flooring and freshly

  Wade Eckenrod RE/MAX Results

  505 S Wenona St, Bay City, MI 48706
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  /21

  $149,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  722 Bay Rd, Bay City, MI 48706

  Charming Fully Remodeled 2-Bed, 1-Bath Home Near Saginaw Bay – Perfect for Airbnb! Welcome to this beautifully renovated 2-bedroom, 1-bathroom home, ideally located just steps from the stunning Saginaw Bay and a convenient boat launch. Whether you're seeking a weekend getaway spot, a peaceful retreat, or an income-generating Airbnb property, this home offers endless possibilities. Key Features:

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  722 Bay Rd, Bay City, MI 48706
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  /12

  $145,000

  • 3 Beds
  • 1 Bath
  • 1,062 Sq Ft

  305.5 S Catherine St, Bay City, MI 48706

  Perfect Opportunity for Investors or First-Time Home Buyers! This newly renovated 3-bedroom, 1-bathroom home offers over 1,000 square feet of comfortable living space. The primary bedroom is conveniently located on the first floor, with two additional bedrooms upstairs. Enjoy peace of mind with brand-new plumbing and electrical systems installed in 2026, and a newer roof. Fresh updates throughout

  Daniel Kolb Century 21 Signature Realty - Bay City

  305.5 S Catherine St, Bay City, MI 48706
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  /38

  $152,500

  $13K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 2,952 Sq Ft

  224 N Madison Ave, Bay City, MI 48708

  MEMORIES START ON MADISON! Welcome to this 6 bedroom, 2 bathroom Victorian home found near uptown Bay City. With almost 3,000 square feet of living space, this two story home was built in 1900 and greets you with a large front porch. Just inside you’ll see the sitting room with 3 large windows and hardwood floors, a living room that highlights a fireplace and the continuation of the hardwood

  T.J. Peters Modern Realty

  

  224 N Madison Ave, Bay City, MI 48708
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  /43

  $145,000

  Open Sat 1PM - 3PM

  • 3 Beds
  • 1 Bath
  • 1,027 Sq Ft

  1516 Ryan St, Bay City, MI 48708

  Welcome home to 1516 Ryan St in Bay City! From the moment you walk through the door, this charming 3-bedroom home feels warm, welcoming, and full of character. With beautiful hardwood floors, natural light flowing throughout, and a cozy layout that instantly feels like home, this property offers the perfect blend of comfort and charm. The spacious basement provides plenty of room for storage,

  Justin McGregor MI Skye Realty LLC

  

  1516 Ryan St, Bay City, MI 48708
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  /21

  $144,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  708 Nebobish Ave, Bay City, MI 48708

  Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  708 Nebobish Ave, Bay City, MI 48708
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  /15

  $145,000

  • 1 Bed
  • 1 Bath
  • 779 Sq Ft

  2446 W German Rd, Bay City, MI 48708

  Discover the potential in this 1 bedroom, 1 bath fixer-upper situated on 1.2 acres of open, usable land. This property offers a rare combination of privacy, space, and outbuildings, including a 2-car garage, a barn, and man cave—perfect for hobbies or storage. Whether you're an investor, DIY enthusiast, or someone looking to create a personalized retreat, this property provides a solid foundation

  Kristin Wall Berkshire Hathaway HomeServices, Bay City

  2446 W German Rd, Bay City, MI 48708
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  /36

  $148,500

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  318 Fraser St, Bay City, MI 48708

  Beautifully renovated while preserving the charm and character of the original home! Located in Bay City near Uptown, you’ll enjoy easy access to coffee shops, restaurants, shopping, and the Riverwalk. Step inside to find gleaming refinished original hardwood floors, stunning original wood trim, arched doorways, and beautiful built-in cabinetry in the main bath that showcase the home’s timeless

  Sonya Loose CENTURY 21 SIGNATURE - MIDLAND

  318 Fraser St, Bay City, MI 48708
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  /15

  $120,000

  $9K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,233 Sq Ft

  1804 S Kiesel St, Bay City, MI 48706

  Conveniently located on the west side of Bay City, this charming 3-bedroom, 1-bath home gives you easy, hassle-free access to everything the area has to offer. Spanning 1,233 square feet, the layout is both functional and inviting, featuring an integrated dining room perfect for hosting holiday gatherings or game nights. The fully fenced yard offers an outdoor retreat ideal for simply enjoying a

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  1804 S Kiesel St, Bay City, MI 48706
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  /19

  $125,000

  $4K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,422 Sq Ft

  110 Marquette St, Bay City, MI 48706

  Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage

  Wade Eckenrod RE/MAX Results

  110 Marquette St, Bay City, MI 48706
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  /3

  $149,999

  • Land
  • 29,185 Sq Ft
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
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  /19

  $164,900

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  This well-located Certified Rental Duplex offers a smart opportunity for investors and first-time buyers alike. Situated just down the road from Carol Park, steps from the Johnson St. Business District, and a short drive to Downtown Bay City, this property combines convenience, walkability, and built-in income potential. Major mechanical updates include a new Concord 95 furnace installed in 2022,

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /4

  $119,900

  $30K PRICE DROP

  • 440 Sq Ft

  500 Washington Ave, Bay City, MI 48708

  Prime commercial corner with high visibility, strong traffic counts, and good demographics. Formerly a used car lot, the existing structure is ideal for a car wholesale or retail operation. Excellent demographics support a variety of business opportunities. Land contract may be available.

  Scott Myers RE/MAX Platinum - Grand Blanc

  

  500 Washington Ave, Bay City, MI 48708
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  /12

  $129,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 884 Sq Ft

  3384 N Euclid Ave, Bay City, MI 48706

  Almost an Acre. Unlimited Potential. Nearly 1 acre in highly sought-after Bangor Township—an opportunity buyers wait for! This 2 bed, 1 bath home (884 sq ft) includes a 2-car detached garage and newer furnace, offering comfortable living today with room to grow tomorrow. The true standout is the land—featuring a large cleared lot, above-ground pool, garden area, fire pits, play structures, and a

  Emily Dyjak Coldwell Banker Professionals

  

  3384 N Euclid Ave, Bay City, MI 48706
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  /26

  $100,000

  • 4 Beds
  • 1 Bath
  • 1,800 Sq Ft

  315 S Catherine St, Bay City, MI 48706

  Unlock the potential in this spacious 4-bedroom, 1,800 sq ft home featuring a 2-car garage and endless opportunity. Whether you're an investor looking for your next project or a first-time homebuyer ready to build equity, this property offers incredible value. With solid bones and a generous layout, this home is the perfect canvas to make your vision a reality. Some updates and repairs are

  Rebecca Roth Hamady Robinson, REALTORS®

  

  315 S Catherine St, Bay City, MI 48706
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  /33

  $195,000

  $45K PRICE DROP

  • 1 Bed
  • 3 Baths
  • 2,700 Sq Ft

  512 Germania St, Bay City, MI 48706

  Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional

  Seth Vendelboe NextHome Greater Tri-cities

  

  512 Germania St, Bay City, MI 48706
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  /24

  $114,900

  • 4 Beds
  • 1 Bath
  • 1,952 Sq Ft

  1112 Michigan Ave, Bay City, MI 48708

  Back on the market at no fault of the seller. Buyer financing fell through, creating a new opportunity. Spacious 4-bedroom home (could be a 5 bedroom) offering nearly 2,000 square feet of living space with plenty of potential. First floor laundry. The home features a flexible layout with a pass-through bonus room that could serve as an office, nursery, playroom, or additional living space. This

  Chris Craves Gold Pine Real Estate

  1112 Michigan Ave, Bay City, MI 48708
• 

  

  /22

  $200,000

  • 3 Beds
  • 2 Baths
  • 2,090 Sq Ft

  110 N Madison Ave, Bay City, MI 48708

  Well-maintained and fully refurbished duplex located just minutes from downtown Bay City. All renovations have been completed by a licensed builder, offering quality workmanship and peace of mind. Both units have been extensively updated with new flooring and windows, providing modern, move-in-ready living spaces. The property features separate electrical systems and two brand-new furnaces,

  Chance Owen Bay Realty Michigan

  

  110 N Madison Ave, Bay City, MI 48708
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  /20

  $119,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  804 19th St, Bay City, MI 48708

  This 1,200 square foot 3 bedroom 1 & 1/2 bath home with basement and 1.5 car garage new in 2025 with fenced yard that has been freshly seeded. Formal dining and eat-in kitchen, 1 first floor bedroom, 1st floor up-dated laundry, most windows replaced, central air and a full front porch! Newer roof too.

  Cindy Sinicki Cindy Sinicki Realty

  804 19th St, Bay City, MI 48708
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  /21

  $115,000

  • 3 Beds
  • 1 Bath
  • 918 Sq Ft

  1609 Fremont Ave, Bay City, MI 48708

  Seller has done all the work for you. All you need to do is pack. This south end corner lot gem has been completely remolded inside with fresh paint new lvp and carpet. Outside you will find brand new siding downspouts and gutters and freshly painted prorch. The eat in kitchen has brand new stainless appliances including dishwasher. No need to go down the basement for laundry with hook-ups just

  Diana Smith Berkshire Hathaway HomeServices

  

  1609 Fremont Ave, Bay City, MI 48708
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  /2

  $125,000

  • Land
  • 1.91 Acres
  • $65,445 per Acre

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706

  1.91 acres for development. Five parcels north from the NW corner of Wilder. Zoned R-3 Medium Density Multi-Family, but adjacent to the Traxler Court commercial area for a possible rezoning with Monitor Township. Gas, water and electric at the road with sewer at Wilder Road. New development is planned for the acreage to the west of Traxler Court on Wilder for restaurants and a five story hotel

  Sandra Covaleski Commercial Equities

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706
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  /20

  $169,900

  • 3 Beds
  • 1 Bath
  • 1,147 Sq Ft

  1105 S Trumbull St, Bay City, MI 48708

  Come see this brick ranch offering low-maintenance living, located in Portsmouth Township on S Trumbull! This 3-bedroom, 1-bath home features a nicely updated bathroom with tile shower surround and a functional layout throughout. The large kitchen flows directly into the living room, creating an open and comfortable space for everyday living. A spacious entry and utility room provide excellent

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  1105 S Trumbull St, Bay City, MI 48708
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  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
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  /16

  $129,900

  • 3 Beds
  • 1 Bath
  • 1,360 Sq Ft

  504 N Catherine St, Bay City, MI 48706

  3-bedroom, 1-bath home located in the City of Bay City offering 1,360 sq ft of living space. Interior has been freshly painted. Spacious living room with hardwood floors extending into the dining area. Kitchen features brand new countertops and cabinets. One-floor living with laundry located in the basement. Situated on a 50x100 lot with a backyard shed for extra storage. The seller is a licensed

  MacKenzie Steinbauer RE/MAX Results

  504 N Catherine St, Bay City, MI 48706
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  /26

  $172,900

  • 4 Beds
  • 2.5 Baths
  • 2,600 Sq Ft

  2844 Tupper Dr, Bay City, MI 48706

  This Monitor Township 4 be, 2.5 bath with full part finished basement ranch is immediately available. Home has fenced yard, Central air, oversized 2.5 car garage with city utilities. Furnace has been updated. Spacious deck and fenced yard. Basement has been partially finished. This is a great value for Monitor Township. This property is easy to show. Home must be on market for 10 days prior to

  Thomas Arthur Welcome Home Realty

  2844 Tupper Dr, Bay City, MI 48706
• 

  

  /21

  $115,000

  • 4 Beds
  • 3 Baths
  • 2,512 Sq Ft

  908 N van Buren van Buren, Bay City, MI 48708

  This charming Bay City triplex is a fantastic investment opportunity, offering fresh updates including newer windows, new bedroom carpet, fresh paint, and a brand-new roof. The spacious main-floor unit features hardwood floors, two fireplaces, an eat-in kitchen plus formal dining room, and laundry room. The upper level includes a two-bedroom unit and a studio apartment. With added storage in the

  Linda Sarmiento Berkshire Hathaway HomeServices

  

  908 N van Buren van Buren, Bay City, MI 48708
• 

  

  /17

  $139,000

  • 3 Beds
  • 1 Bath
  • 1,584 Sq Ft

  800 Frank St, Bay City, MI 48706

  Nice 1184 sq ft, 3 Bedroom, 1 Bath room Ranch. Finished basement and pool table room 25 x 15 with a bar. Relaxing deck overlooks the oversize 150 deep fenced yard. Maintenance free vinyl exterior. Cool Central Air for the Hot Season. Large shed for you lawn equipment. Nice 14 x 14 Eat-in Kitchen. Priced for Immediate Sale to settle estate. Nice Starter or Retirement Home. Call the agent today

  Wade Eckenrod RE/MAX Results

  800 Frank St, Bay City, MI 48706
• 

  

  /19

  $133,500

  • 3 Beds
  • 2 Baths
  • 1,018 Sq Ft

  1307 18th St, Bay City, MI 48708

  This is an excellent opportunity to acquire a well-maintained investment property in Bay City. The lower two-bedroom unit is now vacant following the departure of a long-term tenant, while the upper unit continues to be occupied by a reliable tenant. The property features new flooring, vinyl windows, with updated bathrooms and kitchens.

  Abby Stevenson NextHome Greater Tri-cities

  

  1307 18th St, Bay City, MI 48708
• 

  

  /15

  $130,000

  • 3 Beds
  • 1.5 Baths
  • 2,673 Sq Ft

  401 N Johnson St, Bay City, MI 48708

  3 bed 2 bath on double lot! Fenced backyard w/ full basement. Victorian era home features dining room, some hardwood flooring and fireplace! 2 car detached garage for storage. Boiler maybe damaged. Hot Water heat. HUDhomestore.com

  All Star Real Estate All Star Real Estate

  401 N Johnson St, Bay City, MI 48708

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