Bay City, MI Homes for Sale under $200,000

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  /24

  $79,900

  $50K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,470 Sq Ft

  225 Ingraham St, Bay City, MI 48708

  Seller wants it GONE. Make and offer seller said!!! For the first time in generations, 225 Ingraham St is ready to welcome a new family. This charming 4-bedroom, 2-bathroom residence has been tightly held by the same family for years, preserving its warmth and ensuring it was never subjected to typical rental wear-and-tear. Spanning across two functional levels, the unique blueprint grants the

  Robert Struck RE/MAX Results

  225 Ingraham St, Bay City, MI 48708
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  /12

  $70,000

  • 2,437 Sq Ft

  1600 Broadway St, Bay City, MI 48708

  Bring your vision to life with this prime commercial opportunity! Formerly a retail store, this building offers a blank slate for entrepreneurs, investors, or business owners ready to create something new.With solid structure and open space, the property is ready for a complete transformation. Whether you’re dreaming of a boutique, office space, café, or another venture, the possibilities

  Rebecca Roth Hamady Robinson, REALTORS®

  

  1600 Broadway St, Bay City, MI 48708
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  /28

  $129,900

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  Whether you're looking to expand your rental portfolio or purchase your first income-producing property, this Certified Rental duplex offers a compelling investment opportunity in one of Bay City's established rental markets. Conveniently located just minutes from Downtown Bay City, near Carol Park and the Johnson Street Business District, this property provides strong rental appeal with easy

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /17

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,229 Sq Ft

  93 State Park Dr, Bay City, MI 48706

  Welcome to 93 State Park Dr., a rustically refreshed 1-1/2 story home that perfectly blends classic architectural character, country warmth, and modern updates. Situated on approximately 2.6 rolling, deep and heavily wooded acres in desirable Bangor Township, this property offers the ultimate private retreat while keeping you just minutes from town or the bay. Home has a newer roof, insulation,

  Howard Diefenbach Century 21 Signature Realty - Bay City

  93 State Park Dr, Bay City, MI 48706
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  /6

  $70,000

  • 2 Beds
  • 1 Bath
  • 993 Sq Ft

  301 Keystone St, Bay City, MI 48706

  This mid-renovation bungalow has newer windows, patio doors, and siding. The main level has newer LVP flooring. Extra tall ceilings and large, open living and dining rooms. Room to expand into the attic space. Front porch needs full renovation from front steps fire. The seller is still working on rebuilding the porch.

  Elisabeth Bishop Keller Williams Preferred

  

  301 Keystone St, Bay City, MI 48706
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  /46

  $125,000

  • 4 Beds
  • 2 Baths
  • 1,676 Sq Ft

  1400 Wilson St, Bay City, MI 48708

  This freshly renovated home features 4 bedrooms, 2 full bathrooms, new carpet, flooring, and fresh paint throughout! The kitchen has been tastefully updated and has loads of storage! Bring your things and move right in! This home has room for everyone. Call today for your very own private showing.

  David Veitengruber Century 21 Signature - Frankenmuth

  

  1400 Wilson St, Bay City, MI 48708
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  /25

  $115,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  706 S Lincoln St, Bay City, MI 48708

  Liberating on South Lincoln! This 3-bedroom, 2-bathroom traditional style home has 1,558 square feet of living space that is already setup for multi-family use or provides the awesome benefits of a single-family home with 2 kitchens, a blank canvass of a basement to make your own and a large, partially fenced in yard. This spacious home is 1 mile South of Center Avenue with a seller excited to

  Robert Zientek Century 21 Signature Realty Midland

  

  706 S Lincoln St, Bay City, MI 48708
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  /24

  $119,900

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,601 Sq Ft

  603 N Mclellan St, Bay City, MI 48708

  Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from

  Joshua Williams Bellabay Realty LLC

  603 N Mclellan St, Bay City, MI 48708
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  /30

  $154,000

  $15K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,248 Sq Ft

  2009 16th St, Bay City, MI 48708

  Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range.

  Amritpal Chauhan REMAX Tri County

  

  2009 16th St, Bay City, MI 48708
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  /13

  $79,900

  $5K PRICE DROP

  • Land
  • 33,541 Sq Ft
  • $103,766 per Acre

  6579 Westside Saginaw Rd, Bay City, MI 48706

  Beautiful & ready to be built vacant land, 0.77 Acre lot with a current zoning of C2 (Commercial Zoning and can be rezoned to residential purpose if needed). This lovely lot has 100 feet of immediate road frontage on the "high traffic" Saginaw Road (Also know as the M84 High Way and is veru close to I 75 free way), the M 84 highway connects the lovely Downtown of Bay City with Downtown Saginaw.

  Hassan Karadsheh R2M Realty

  

  6579 Westside Saginaw Rd, Bay City, MI 48706
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  /25

  $115,000

  $10K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 816 Sq Ft

  802 24th St, Bay City, MI 48708

  Welcome to 802 24th St in Bay City. This ranch-style home offers a practical single-level layout with an attached garage, spacious living area, functional kitchen with plenty of cabinetry, and a fenced backyard with deck space. The home features a newer furnace installed in July 2025 and a new roof completed in December 2025, giving buyers a strong start on major mechanical and exterior updates.

  Troy Schearer JPAR - Great Lakes Bay Region

  

  802 24th St, Bay City, MI 48708
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  /16

  $127,900

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  802 Wilson St, Bay City, MI 48708

  Welcome to 802 Wilson Street, a charming Bay City bungalow filled with warmth and character. This inviting home features 3 bedrooms, 2 full bathrooms, and a comfortable layout designed for everyday living. The one-car garage offers added convenience and storage, while the home’s classic bungalow style gives it a welcoming feel from the moment you arrive. A lovely place to settle in, make your own.

  Kristi Lambert Ayre/Rhinehart Bay REALTORS

  802 Wilson St, Bay City, MI 48708
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  /2

  $65,000

  • Land
  • 23,958 Sq Ft
  • $118,182 per Acre

  2253 Holly Ridge Ln, Bay City, MI 48706

  Large, partially wooded lot in neighborhood of newer homes. Conveniently located in Monitor Township off Midland Road. The lot next door is also available. Price could be discounted with the purchase of both lots. (#44 and #45).

  Cynthia Gregory Ayre/Rhinehart Bay REALTORS

  2253 Holly Ridge Ln, Bay City, MI 48706
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  /16

  $174,900

  • 4 Beds
  • 1.5 Baths
  • 1,562 Sq Ft

  606 Lasalle St, Bay City, MI 48706

  West-side 4 bedroom, 1 1/2 bath home with full basement and fence yard, including inground pool. (Pool has not been opened in several years. Seller has no knowledge of current condition.) Features include hardwood floors, central air, partially finished basement and some updates. Disclaimer: Photos have been edited to remove contents from rooms as seller prepares for estate sale.

  Sean Herrera RE/MAX Results

  606 Lasalle St, Bay City, MI 48706
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  /9

  $89,000

  • Land
  • 2.98 Acres
  • $29,866 per Acre

  0 River Rd, Bay City, MI 48708

  PRIME LOCATION! 2.98 acres on S River Rd in Portsmouth Township! Two vacant neighboring parcels, 1.54 and 1.44 acres; zoned commercial with city water and natural gas available at the road. Property is located 1/4 mile South of McGraw St on the East side of the road - between 377 S River Rd & 429 S River Rd. #MAKEITHAPPEN

  Oaks Hollister Make It Happen Real Estate

  0 River Rd, Bay City, MI 48708
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  /3

  $62,000

  $27K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 900 Sq Ft

  810 N Linn St, Bay City, MI 48706

  Welcome to 810 N Linn St in Bay City—an excellent investment opportunity Recent upgrades include a new furnace, updated electrical service, plumbing improvements, hot water heater, and all new flooring. The interior has also been refreshed with new fixtures and cabinets, as well as an updated bathroom.

  Amy DeHaven Ayre Rhinehart Real Estate Partners

  810 N Linn St, Bay City, MI 48706
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  /11

  $199,900

  • Land
  • 6.76 Acres
  • $29,571 per Acre

  1301 N Henry St, Bay City, MI 48706

  A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  1301 N Henry St, Bay City, MI 48706
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  /2

  $54,900

  • Land
  • 10,018 Sq Ft
  • $238,696 per Acre

  0 Hilltop Dr, Bay City, MI 48706

  Devin McRae Relax Real Estate

  0 Hilltop Dr, Bay City, MI 48706
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  /2

  $49,000

  $4K PRICE INCREASE

  • Land
  • 18,295 Sq Ft
  • $116,667 per Acre

  0 Copper Creek Dr, Bay City, MI 48706

  BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER! MASTER DEED AND BY LAWS ARE AVAILABLE AND THE HOA FEE IS ONLY 150.00 per year. Minimum 2000 sq. Ft. for a ranch style home and 2500 for a 2 story home, sq. Footage does not include the garage or any unfinished areas in the basement. All construction must be completed within a 12 month period from the

  Wade Eckenrod RE/MAX Results

  0 Copper Creek Dr, Bay City, MI 48706
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  /24

  $94,700

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,322 Sq Ft

  611 Litchfield St, Bay City, MI 48706

  Character and space define this five-bedroom home in the city of Bay City, offered with room to make it your own. The two-story layout places all five bedrooms upstairs, with a full bathroom on each level for everyday convenience. Original woodwork throughout hints at real character waiting to be brought back to life — a rare find for a buyer who values restoring a home's true bones. The main

  MacKenzie Steinbauer RE/MAX Results

  611 Litchfield St, Bay City, MI 48706
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  /15

  $174,900

  • 5 Beds
  • 1.5 Baths
  • 1,562 Sq Ft

  1800 Kosciuszko Ave, Bay City, MI 48708

  This Nice Craftsman home has a new roof as of last month, new carpet just installed. and fresh Vinyl in the entry and kitchen. the basement has a fresh coat of paint on the walls and floor. This home is move in ready.

  Billie Jo Schulz ADVANCED REAL ESTATE LLC

  1800 Kosciuszko Ave, Bay City, MI 48708
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  /5

  $87,900

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,057 Sq Ft

  3118 N Water St, Bay City, MI 48708

  Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting.

  Ahmed Khalil Real Broker, LLC

  3118 N Water St, Bay City, MI 48708
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  /16

  $83,900

  • 4 Beds
  • 1.5 Baths
  • 1,344 Sq Ft

  202 S Warner St, Bay City, MI 48706

  Spacious Bay City West side home. 4 beds, 1.5 bath plus basement and garage. Hardwood floors, welcoming front porch and plenty of room for storage. Some updating needed on this solid home but you could move right in and just do a little at a time.

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  202 S Warner St, Bay City, MI 48706
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  /2

  $49,900

  • Land
  • 40,075 Sq Ft
  • $54,239 per Acre

  0 3 Mile Rd, Bay City, MI 48706

  Here’s your chance to lay some roots and buy dirt. Land is one thing they’re not making any more of — and it certainly isn’t getting cheaper. If you’ve been thinking about owning land, now is the time. Call me today for more information.

  Dave Wieland RE/MAX New Image Saginaw

  0 3 Mile Rd, Bay City, MI 48706
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  /14

  $125,000

  • 5 Beds
  • 3 Baths
  • 2,442 Sq Ft

  415 N Birney St, Bay City, MI 48708

  Strong investment opportunity in Bay City with this fully occupied 3-unit building in a high-demand rental area. Generating $2,175/mo gross rent, this property offers immediate cash flow & solid upside potential. Ideal for investors looking to scale quickly at an affordable entry point. Located near downtown, shopping, dining & major routes for tenant convenience. A turn-key, income-producing

  Alex Billotti EXP Realty LLC

  415 N Birney St, Bay City, MI 48708
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  /6

  $99,900

  $20K PRICE INCREASE

  • Land
  • 6 Acres
  • $16,650 per Acre

  2507 Delta Rd, Bay City, MI 48706

  Paul Burback The Miller Group

  

  2507 Delta Rd, Bay City, MI 48706
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  /16

  $69,900

  • 4 Beds
  • 2.5 Baths
  • 1,882 Sq Ft

  239 N Monroe St, Bay City, MI 48708

  This 4 bedroom 2.5 bath, 2 story home is walking distance to Birney Park. Features dining room, large living room with full basement and detached garage. Looking for space w/ a historical feel this is it. 1 bedroom on main floor, 3 bedrooms upstairs. Utilities currently turned off.

  All Star Real Estate All Star Real Estate

  239 N Monroe St, Bay City, MI 48708
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  /22

  $52,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,398 Sq Ft

  1811 9th St, Bay City, MI 48708

  Opportunity awaits with this remarkable historic home, where timeless craftsmanship meets modern improvements. Rich in character, this spacious home showcases beautiful original oak woodwork, coffered ceilings, built-in cabinetry, wainscoting, hardwood floors, and impressive millwork that simply can’t be replicated today. The home has already undergone interior demolition, exposing the original

  Jean Ann DeShano RE/MAX Results

  1811 9th St, Bay City, MI 48708
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  /17

  $89,900

  • 4 Beds
  • 1 Bath
  • 1,692 Sq Ft

  405 Mcgraw St, Bay City, MI 48708

  Welcome home to this spacious 4-bedroom ranch located in Bay City’s desirable deep south end! Offering plenty of room to make it your own, this home features a large living room, an eat-in kitchen, and all appliances included, making moving in easy. The maintenance-free vinyl exterior and back porch/deck provide the perfect place to relax or entertain. The oversized, fully fenced yard offers

  Jean Ann DeShano RE/MAX Results

  405 Mcgraw St, Bay City, MI 48708
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  /20

  $117,900

  $8K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  1003 N Linn St, Bay City, MI 48706

  Linn St Cutie!! don’t miss this opportunity! Seller is being transferred with the military and they need this sold! Make an Offer Sellers are very very Motivated!! The home has passed VA financing. This great home is packed with updates and ready for its new owner. The bathroom has been completely remodeled with stylish, modern finishes. The beautiful eat-in kitchen features new flooring, an

  Carrie Dahn Berkshire Hathaway HomeServices, Bay City

  1003 N Linn St, Bay City, MI 48706
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  /24

  $124,900

  • 2 Beds
  • 1 Bath
  • 1,036 Sq Ft

  108 S Monroe St, Bay City, MI 48708

  Welcome home to this beautifully updated ranch on Bay City’s desirable east side! This move-in ready home offers 2 bedrooms, 1 full bath, a bright living room, and an inviting eat-in kitchen featuring a modern farmhouse design with white shaker cabinetry, butcher block countertops, open shelving, vinyl flooring, and newer stainless-steel appliances. The updated bathroom boasts newer fixtures,

  Jean Ann DeShano RE/MAX Results

  108 S Monroe St, Bay City, MI 48708
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  /33

  $175,000

  $35K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,032 Sq Ft

  1424 N Trumbull St, Bay City, MI 48708

  Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen

  Bethany Taylor Mid-Mitten Realty

  

  1424 N Trumbull St, Bay City, MI 48708
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  /2

  $20,000

  $10K PRICE DROP

  • Land
  • 23,958 Sq Ft
  • $36,364 per Acre

  3030 N Water St, Bay City, MI 48708

  Introducing an impressive vacant lot on Woodside Ave, conveniently located near the Independence bridge. This sizable commercial lot spans nearly 24000 square feet and enjoys excellent visibility in a bustling area. It is an ideal site for launching a new business venture. With nearby neighborhoods within walking distance, the potential for growth is significant. This corner lot, designated for

  Kim Sylvester Real Estate One Great Lakes Bay

  

  3030 N Water St, Bay City, MI 48708
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  /21

  $117,000

  $6K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,485 Sq Ft

  2213 Broadway St, Bay City, MI 48708

  Beautiful on Broadway. Spacious 1485 Sq Ft, 3 Bedroom 1 Bath Beauty. LIke New Condition. Highlights incude New Roof in 2024, All Newer flooring and paint thru-out. Great kitchen with newer applainces. Awesome New Bath. Maintenance Free Vinyl exterior and Windows. Huge Bedrooms Upstairs. Full basement. Excellent Move-in Condition. Don't Hesitate or you will be too Late. Contact the Agent Today.

  Wade Eckenrod RE/MAX Results

  2213 Broadway St, Bay City, MI 48708
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  /15

  $170,000

  $5K PRICE DROP

  • 2 Beds
  • 3 Baths
  • 1,300 Sq Ft

  307 Mcgraw St, Bay City, MI 48708

  This well-maintained home offers a fantastic combination of comfort, functionality, and entertaining space. Inside, you'll find new flooring throughout, updated windows in the living room and bathroom, and a bright kitchen featuring brand-new appliances and a new window above the sink. This property sits on 2 parcels! Outside, the property truly stands out with two garages. One serves as a

  Brittnay Ruff MI Skye Realty LLC

  

  307 Mcgraw St, Bay City, MI 48708
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  /7

  $49,000

  $4K PRICE INCREASE

  • Land
  • 16,988 Sq Ft
  • $125,641 per Acre

  2453 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice or Build to Suit. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans

  Wade Eckenrod RE/MAX Results

  2453 Copper Creek Dr, Bay City, MI 48706
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  /7

  $9,900

  • Land
  • 4,791 Sq Ft
  • $90,000 per Acre

  405 Harvard St, Bay City, MI 48708

  Imagine building your dream home on this Hampton Township lot, featuring a few mature trees that add character and charm. With less restrictive zoning and building requirements, this lot offers flexibility to design the layout you've always envisioned. Conveniently located near shops, dining, and local amenities, it provides the perfect setting to create a home that fits your lifestyle.

  The Daily-Brookh Team RE/MAX Results

  405 Harvard St, Bay City, MI 48708
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  /31

  $179,900

  • 4 Beds
  • 2.5 Baths
  • 2,266 Sq Ft

  2023 4th St, Bay City, MI 48708

  Welcome home to this beautifully updated four-bedroom, two-and-a-half-bath residence that seamlessly blends modern design with everyday practicality. As you step inside, you are greeted by sleek, newer laminate flooring flowing effortlessly across the main living areas. The heart of the home is a stylish, renovated kitchen complete with elegant ceramic tile that extends directly into a spacious

  Dominic Castillo Ayre/Rhinehart Bay REALTORS

  2023 4th St, Bay City, MI 48708
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  /12

  $78,000

  • 3 Beds
  • 1 Bath
  • 1,248 Sq Ft

  991 S Tuscola Rd, Bay City, MI 48708

  Attention investors and DIY enthusiasts! Multiple exit strategies: finish this remodel then either flip, rent or move in! Home being sold as is.

  Scott Fader Joseph Walter Realty LLC

  

  991 S Tuscola Rd, Bay City, MI 48708
• 

  

  /23

  $124,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,297 Sq Ft

  401 Stanton St, Bay City, MI 48708

  Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and potential. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  401 Stanton St, Bay City, MI 48708

Showing Results 81 - 120, Page 3 of 4