Bay City, MI Homes for Sale under $200,000

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  /13

  $79,900

  $5K PRICE DROP

  • Land
  • 33,541 Sq Ft
  • $103,766 per Acre

  6579 Westside Saginaw Rd, Bay City, MI 48706

  Beautiful & ready to be built vacant land, 0.77 Acre lot with a current zoning of C2 (Commercial Zoning and can be rezoned to residential purpose if needed). This lovely lot has 100 feet of immediate road frontage on the "high traffic" Saginaw Road (Also know as the M84 High Way and is veru close to I 75 free way), the M 84 highway connects the lovely Downtown of Bay City with Downtown Saginaw.

  Hassan Karadsheh R2M Realty

  

  6579 Westside Saginaw Rd, Bay City, MI 48706
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  /17

  $47,500

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,257 Sq Ft

  600 Wilson St, Bay City, MI 48708

  3 bedroom 1 bath home offers room to grow. Make it your own! Deck for summer relaxation. Det garage for storage. Full basement. Vinyl siding. Needs some plumbing. prime candidate for a rehab to make it your own. NO UTILITIES ARE ON. Currently at auction, go to HUBZU.com for details.

  All Star Real Estate All Star Real Estate

  600 Wilson St, Bay City, MI 48708
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  /9

  $89,000

  • Land
  • 2.98 Acres
  • $29,866 per Acre

  0 River Rd, Bay City, MI 48708

  PRIME LOCATION! 2.98 acres on S River Rd in Portsmouth Township! Two vacant neighboring parcels, 1.54 and 1.44 acres; zoned commercial with city water and natural gas available at the road. Property is located 1/4 mile South of McGraw St on the East side of the road - between 377 S River Rd & 429 S River Rd. #MAKEITHAPPEN

  Oaks Hollister Make It Happen Real Estate

  0 River Rd, Bay City, MI 48708
• 

  

  

  /25

  $69,900

  • 3 Beds
  • 1 Bath
  • 1,116 Sq Ft

  1201 W Jenny St, Bay City, MI 48706

  newer furnace HWheater and electrical service now jus t need you finish off as our own kitchen and bath are gutted ready to be redone full upper attic has 1 older finished room closet stairs to access endless possibilities here take it to a new level by adding a finished level. has afenced back yard deck and garage workshop zoned O-1 giving you some in home office possibilities great opportunity

  All Star Real Estate All Star Real Estate

  1201 W Jenny St, Bay City, MI 48706
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  /2

  $139,999

  • 3 Beds
  • 3 Baths
  • 1,935 Sq Ft

  1611 S Erie St, Bay City, MI 48706

  Great value with tons of potential! This charming corner home features 3 bedrooms, 3 bathrooms, beautiful hardwood floors, spacious eat-in kitchen, living & dining rooms, newer kitchen appliances included, abundant basement storage, and a 2-car garage. Large 2nd-floor flex space — use your imagination for an office, lounge, playroom, or additional living area! Conveniently located near downtown,

  Rhonda Morman National Realty Centers, Inc

  

  1611 S Erie St, Bay City, MI 48706
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  /3

  $68,000

  $21K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 900 Sq Ft

  810 N Linn St, Bay City, MI 48706

  Welcome to 810 N Linn St in Bay City—an excellent investment opportunity with major updates already completed. This 3-bedroom, 1-bath home has been significantly improved, reducing upfront costs and making it ideal for investors. Recent upgrades include a new furnace, updated electrical service, plumbing improvements, hot water heater, and all new flooring. The interior has also been refreshed

  Amy DeHaven Ayre Rhinehart Real Estate Partners

  810 N Linn St, Bay City, MI 48706
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  /11

  $199,900

  • Land
  • 6.76 Acres
  • $29,571 per Acre

  1301 N Henry St, Bay City, MI 48706

  A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  1301 N Henry St, Bay City, MI 48706
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  /2

  $54,900

  • Land
  • 10,018 Sq Ft
  • $238,696 per Acre

  0 Hilltop Dr, Bay City, MI 48706

  Devin McRae Relax Real Estate

  0 Hilltop Dr, Bay City, MI 48706
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  /2

  $49,000

  $4K PRICE INCREASE

  • Land
  • 18,295 Sq Ft
  • $116,667 per Acre

  0 Copper Creek Dr, Bay City, MI 48706

  BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER! MASTER DEED AND BY LAWS ARE AVAILABLE AND THE HOA FEE IS ONLY 150.00 per year. Minimum 2000 sq. Ft. for a ranch style home and 2500 for a 2 story home, sq. Footage does not include the garage or any unfinished areas in the basement. All construction must be completed within a 12 month period from

  Wade Eckenrod RE/MAX Results

  0 Copper Creek Dr, Bay City, MI 48706
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  /51

  $200,000

  • 2 Beds
  • 3 Baths
  • 1,830 Sq Ft

  4848 Appletree Ln, Bay City, MI 48706

  Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured

  Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

  4848 Appletree Ln, Bay City, MI 48706
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  /21

  $134,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  708 Nebobish Ave, Bay City, MI 48708

  Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  708 Nebobish Ave, Bay City, MI 48708
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  /5

  $87,900

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,057 Sq Ft

  3118 N Water St, Bay City, MI 48708

  Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting.

  Ahmed Khalil Real Broker, LLC

  3118 N Water St, Bay City, MI 48708
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  /20

  $120,000

  • 2 Beds
  • 1 Bath
  • 920 Sq Ft

  303 W Calumet St, Bay City, MI 48706

  Built in 2006, this well-built ranch offers the convenience of one level living with an open, inviting layout you'll love. The eat-in kitchen flows nicely into the main living area, and the hardwood floors are a standout feature and are in great condition. Offering 2 bedrooms and 1 full bath, this home also features both covered front and back porches, a carport for protected parking, a fully

  Heidi Guerra Berkshire Hathaway HomeServices, Bay City

  303 W Calumet St, Bay City, MI 48706
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  /14

  $125,000

  • 5 Beds
  • 3 Baths
  • 2,442 Sq Ft

  415 N Birney St, Bay City, MI 48708

  Strong investment opportunity in Bay City with this fully occupied 3-unit building in a high-demand rental area. Generating $2,175/mo gross rent, this property offers immediate cash flow & solid upside potential. Ideal for investors looking to scale quickly at an affordable entry point. Located near downtown, shopping, dining & major routes for tenant convenience. A turn-key, income-producing

  Alex Billotti EXP Realty LLC

  415 N Birney St, Bay City, MI 48708
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  /6

  $99,900

  $20K PRICE INCREASE

  • Land
  • 6 Acres
  • $16,650 per Acre

  2507 Delta Rd, Bay City, MI 48706

  Paul Burback The Miller Group

  

  2507 Delta Rd, Bay City, MI 48706
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  /14

  $119,900

  Open Sun 2PM - 4PM

  • 3 Beds
  • 1 Bath
  • 1,450 Sq Ft

  903 Marsac St, Bay City, MI 48708

  Welcome Home to the Heart of Bay City! Just steps away from the mouthwatering aroma of Roma’s famous pizza, this charming 3-bedroom, 1-bath home offers comfort, convenience, and character. Features include central air, a spacious first-floor primary bedroom with a large walk-in closet, and a fully fenced backyard filled with beautiful perennials that return year after year. A detached garage

  Diana Smith Berkshire Hathaway HomeServices

  

  903 Marsac St, Bay City, MI 48708
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  /16

  $69,900

  • 4 Beds
  • 2.5 Baths
  • 1,882 Sq Ft

  239 N Monroe St, Bay City, MI 48708

  This 4 bedroom 2.5 bath, 2 story home is walking distance to Birney Park. Features dining room, large living room with full basement and detached garage. Looking for space w/ a historical feel this is it. 1 bedroom on main floor, 3 bedrooms upstairs. Utilities currently turned off.

  All Star Real Estate All Star Real Estate

  239 N Monroe St, Bay City, MI 48708
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  /22

  $57,000

  • 3 Beds
  • 2 Baths
  • 1,398 Sq Ft

  1811 9th St, Bay City, MI 48708

  Opportunity awaits with this remarkable historic home, where timeless craftsmanship meets modern improvements. Rich in character, this spacious home showcases beautiful original oak woodwork, coffered ceilings, built-in cabinetry, wainscoting, hardwood floors, and impressive millwork that simply can’t be replicated today. The home has already undergone interior demolition, exposing the original

  Jean Ann DeShano RE/MAX Results

  1811 9th St, Bay City, MI 48708
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  /20

  $117,900

  $8K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  1003 N Linn St, Bay City, MI 48706

  Linn St Cutie!! don’t miss this opportunity! Seller is being transferred with the military and they need this sold! Make an Offer Sellers are very very Motivated!! The home has passed VA financing. This great home is packed with updates and ready for its new owner. The bathroom has been completely remodeled with stylish, modern finishes. The beautiful eat-in kitchen features new flooring, an

  Carrie Dahn Berkshire Hathaway HomeServices, Bay City

  1003 N Linn St, Bay City, MI 48706
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  /33

  $184,000

  $26K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,032 Sq Ft

  1424 N Trumbull St, Bay City, MI 48708

  Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen

  Bethany Taylor Mid-Mitten Realty

  

  1424 N Trumbull St, Bay City, MI 48708
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  /2

  $27,500

  $3K PRICE DROP

  • Land
  • 23,958 Sq Ft
  • $50,000 per Acre

  3030 N Water St, Bay City, MI 48708

  Introducing an impressive vacant lot on Woodside Ave, conveniently located near the Independence bridge. This sizable commercial lot spans nearly 24000 square feet and enjoys excellent visibility in a bustling area. It is an ideal site for launching a new business venture. With nearby neighborhoods within walking distance, the potential for growth is significant. This corner lot, designated for

  Kim Sylvester Real Estate One Great Lakes Bay

  

  3030 N Water St, Bay City, MI 48708
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  /36

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,170 Sq Ft

  305 Braddock St, Bay City, MI 48708

  Welcome to 305 Braddock Street in Bay City, where charm meets the peace of mind of a complete renovation! This adorable 3-bedroom, 2-bath home has been taken down to the studs and beautifully rebuilt, offering modern finishes and quality craftsmanship throughout. Nearly everything is new, including the electrical, plumbing, furnace, central air, hot water heater, windows, lighting, kitchen

  Bridget Sonntag Ayre/Rhinehart REALTORS

  

  305 Braddock St, Bay City, MI 48708
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  /4

  $68,900

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  3201 S Euclid Ave Unit 44, Bay City, MI 48706

  This beautiful 3‐bedroom, 2 full bath home features a bright open floor plan with fresh paint and new carpet throughout, creating a clean and inviting living space. A full appliance package-including washer and dryer-adds everyday convenience, while the ideal location offers easy access to downtown Bay City just minutes away and nearby access to the scenic Zil‐Wil Rail Trail for outdoor enjoyment.

  Tami Dobi Westshore Estates

  3201 S Euclid Ave Unit 44, Bay City, MI 48706
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  /21

  $123,000

  • 3 Beds
  • 1 Bath
  • 1,485 Sq Ft

  2213 Broadway St, Bay City, MI 48708

  Beautiful on Broadway. Spacious 1485 Sq Ft, 3 Bedroom 1 Bath Beauty. LIke New Condition. Highlights incude New Roof in 2024, All Newer flooring and paint thru-out. Great kitchen with newer applainces. Awesome New Bath. Maintenance Free Vinyl exterior and Windows. Huge Bedrooms Upstairs. Full basement. Excellent Move-in Condition. Don't Hesitate or you will be too Late. Contact the Agent Today.

  Wade Eckenrod RE/MAX Results

  2213 Broadway St, Bay City, MI 48708
• 

  

  /22

  $114,900

  • 3 Beds
  • 1 Bath
  • 1,148 Sq Ft

  711 Taylor St, Bay City, MI 48708

  The moment you walk into this adorable home you feel like this is where you belong. This property offers generous living space and a great layout! This home offers three bedrooms and one bath. One bedroom is on the main level and the other two upstairs. Nice size kitchen with a separate dining room and the living room is also a good size. The home has ample storage and a nice backyard with a

  Chuck Snyder Home Towne Real Estate

  711 Taylor St, Bay City, MI 48708
• 

  

  /22

  $149,800

  • 4 Beds
  • 2 Baths
  • 1,610 Sq Ft

  222 S Madison Ave, Bay City, MI 48708

  Meticulously maintained owner occupied or investor two unit. Features spacious two bedroom units with updated ceramic tile and luxury vinyl plank flooring, large eat-in kitchens, multiple wood porches and so much more! Units this clean and "move in" ready are tough to find so set your showing today!

  Sean Herrera RE/MAX Results

  222 S Madison Ave, Bay City, MI 48708
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  /7

  $49,000

  $4K PRICE INCREASE

  • Land
  • 16,988 Sq Ft
  • $125,641 per Acre

  2453 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice or Build to Suit. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans

  Wade Eckenrod RE/MAX Results

  2453 Copper Creek Dr, Bay City, MI 48706
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  /7

  $9,900

  • Land
  • 4,791 Sq Ft
  • $90,000 per Acre

  405 Harvard St, Bay City, MI 48708

  Imagine building your dream home on this Hampton Township lot, featuring a few mature trees that add character and charm. With less restrictive zoning and building requirements, this lot offers flexibility to design the layout you've always envisioned. Conveniently located near shops, dining, and local amenities, it provides the perfect setting to create a home that fits your lifestyle.

  The Daily-Brookh Team RE/MAX Results

  405 Harvard St, Bay City, MI 48708
• 

  

  /23

  $124,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,297 Sq Ft

  401 Stanton St, Bay City, MI 48708

  Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and potential. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  401 Stanton St, Bay City, MI 48708
• 

  

  /23

  $67,900

  • 3 Beds
  • 1.5 Baths
  • 3,615 Sq Ft

  501 S Madison Ave, Bay City, MI 48708

  Originally built in 1920, this unique property began life as a neighborhood saloon before becoming a residence over the years. Offering approximately 3615 square feet, this property features a 3-bedroom layout with 1 1/2 bathrooms in its current configuration, with the potential to create additional flexible living spaces. The upstairs bathroom will make the primary bedroom a suite. The layout

  Charlene Rupp Bay Area Real Estate

  501 S Madison Ave, Bay City, MI 48708
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  /6

  $59,000

  • Land
  • 19,602 Sq Ft
  • $131,111 per Acre

  6241 Muirhead Dr, Bay City, MI 48706

  Beautiful Muirhead Condo Association. This Double lot is ready for a two-unit condo to be built by contractor of your choice following HOA guidelines. Great investment opportunity, Live in one side and rent the other side. Part of the Vibrant Bay Valley Gold Course Community. Great Location in the Heart of the Tri-Cities. Terms Availble. Build To Suit Available. Call the Agent Today.

  Wade Eckenrod RE/MAX Results

  6241 Muirhead Dr, Bay City, MI 48706
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  /61

  $130,000

  • 3 Baths
  • 1,728 Sq Ft

  310 N Mountain St, Bay City, MI 48706

  Income-producing multi-family property! This 3-bedroom, 1,100 sq. ft. investment duplex offers excellent rental income potential with a full basement, fenced backyard, and 2-car garage. The furnished 650 sq. ft. studio apartment creates an additional income stream, making this a standout cash-flow opportunity for investors or owner-occupants. Affordable, income-generating real estate with

  DeAnna Fulco REO-TCFront-233021

  310 N Mountain St, Bay City, MI 48706
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  /63

  $187,900

  $2K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,952 Sq Ft

  1872 Mckinley Ave, Bay City, MI 48708

  Step into timeless charm and character in this beautifully preserved historic 4-bedroom home in the heart of Bay City. Featuring stunning original woodwork, spacious living areas, abundant natural light, and classic architectural details throughout, this home perfectly blends historic elegance with everyday comfort. From the inviting front porch to the warm interior spaces, every room tells a

  Shawn McNeil HOMEFLO

  

  1872 Mckinley Ave, Bay City, MI 48708
• 

  

  /13

  $84,000

  $25K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 927 Sq Ft

  103 E Vermont St, Bay City, MI 48706

  West side 2 bed 1 bath with 927 sq ft. Charming low maintenance perfect starter home or turn-key rental. Recent updates and move-in ready. Great location and even better neighborhood. #MAKEITHAPPEN

  Jason Yonkey Make It Happen Real Estate

  103 E Vermont St, Bay City, MI 48706
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  /6

  $154,400

  • Land
  • 11.5 Acres
  • $13,426 per Acre

  0 W German Rd, Bay City, MI 48708

  If you are looking for a great place to build look no farther. this property is in desirable Portsmouth twp., on a quiet peaceful country road yet only 5 minutes from, town. This 11.5-acre parcel is being sold as one parcel. This property has just been tiled. There is electric and water at the road. Don't miss out on this perfect building site, there are endless possibilities with this property.

  Margaret Walther Century 21 Signature Realty - Bay City

  0 W German Rd, Bay City, MI 48708
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  /12

  $90,000

  • 3 Beds
  • 4 Baths
  • 2,904 Sq Ft

  310 S Henry St, Bay City, MI 48706

  Unlock the potential in this spacious, 2,900 sq ft home with endless opportunity. Whether you're an investor looking for your next project or a first-time homebuyer ready to build equity, this property offers incredible value. With solid bones and a generous layout, this home is the perfect canvas to make your vision a reality. Some updates and repairs are needed, making it ideal for those who

  Rebecca Roth Hamady Robinson, REALTORS®

  

  310 S Henry St, Bay City, MI 48706
• 

  

  /15

  $80,900

  • 1 Bed
  • 1 Bath
  • 1,102 Sq Ft

  182 River Trail Dr, Bay City, MI 48706

  Charming ranch-style home featuring 1 bedroom, 1 full bath, and incredible potential! Enjoy a freshly updated main level boasting brand-new flooring throughout and a beautifully remodeled kitchen. Upstairs, you will find a spacious loft waiting for your finishing touches—just needs paint and flooring to become a perfect second bedroom, home office, or bonus space. All appliances stay, including

  Zachary Kuch EXP Realty LLC

  

  182 River Trail Dr, Bay City, MI 48706
• 

  

  /26

  $175,000

  • 3 Beds
  • 1 Bath
  • 1,088 Sq Ft

  220 S Sherman St, Bay City, MI 48708

  New construction in 2026! This 3 bedroom, 1 bath home offers the convenience of a brand-new home with everything completed for you. Enjoy a fresh, modern home with a functional layout, low maintenance finishes, and is close to shopping, dining, and highway access. All you need to do is move in and make it your own. This home will be completed around 5-22-26. Photos in this listing is an identical

  Ryan Sagady Bay Realty Michigan

  

  220 S Sherman St, Bay City, MI 48708
• 

  

  /20

  $115,000

  $34K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 765 Sq Ft

  200 Nebobish Ave, Essexville, MI 48732

  This inviting 2-bedroom, 1-bath ranch offers comfortable, easy living with thoughtful updates throughout. A newer roof, updated flooring, fresh paint, and newer appliances provide peace of mind and a move-in-ready experience. The neutral aesthetic creates a bright, welcoming backdrop that suits any style. Step outside to enjoy a deck that overlooks a fully fenced backyard—perfect for relaxing,

  Shelby Newhouse-Taplin EXP Realty

  200 Nebobish Ave, Essexville, MI 48732

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