Bay City, MI Homes for Sale under $200,000

• 

  

  /2

  $22,000

  • Land
  • 28,749 Sq Ft
  • $33,333 per Acre

  2401 Kosciuszko Ave, Bay City, MI 48708

  NICE BUILDING LOT WITH SOME TREES IN HAMPTON TOWNSHIP LOCATED ON THE CORNER OF KOSCIUSZKO & JOHNSON. WATER,SEWER, GAS & ELECTRIC ALL AVAILABLE. THE LOT IS 197 FT BY 145 FT & WOULD BE ABLE TO BE SPLIT INTO 2 PARCELS PER THE TOWNSHIP WITH A SMALL VARIANCE. IT IS ZONED R-6 RESIDENTIAL IMPROVED AND COULD BE EITHER HOMES OR SOME SORT OF BUSINESS. A GREAT INVESTMENT AT A REASONABLE PRICE!

  Nancy Glaza Century 21 Signature Realty - Bay City

  2401 Kosciuszko Ave, Bay City, MI 48708
• Selling your home? Sell it faster and for more with a Homes.com Boost.

  Learn More
• 

  

  

  /29

  $89,500

  • 4 Beds
  • 2 Baths
  • 2,434 Sq Ft

  1212 5th St, Bay City, MI 48708

  Step back in time with this Queen Anne–style home featuring a welcoming front porch adorned with intricate fretwork. Located in Bay City’s Historic District, this home is a true piece of local history. Inside you’ll find four bedrooms, two full baths, a study, and a dressing room off the primary bedroom. With vision and restoration, this property offers the opportunity to return it to the

  Melissa Beckrow Ayre/Rhinehart Bay REALTORS

  1212 5th St, Bay City, MI 48708
• 

  

  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
• 

  

  

  /57

  $75,000

  • 4 Beds
  • 1 Bath
  • 1,728 Sq Ft

  807 E North Union St, Bay City, MI 48706

  Possible Land Contract Available – Bay City Investment Opportunity! Looking for an affordable home in Bay City, Michigan with investment potential? This 4-bedroom, 1-bath home offers a rare opportunity for first-time home-buyers, investors, landlords, or anyone looking to build instant sweat equity. Situated on a desirable corner lot with a fenced yard, this property features a full basement,

  DeAnna Fulco REO-TCFront-233021

  807 E North Union St, Bay City, MI 48706
• 

  

  

  /16

  $119,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,360 Sq Ft

  504 N Catherine St, Bay City, MI 48706

  3-bedroom, 1-bath home located in the City of Bay City offering 1,360 sq ft of living space. Interior has been freshly painted. Spacious living room with hardwood floors extending into the dining area. Kitchen features brand new countertops and cabinets. One-floor living with laundry located in the basement. Situated on a 50x100 lot with a backyard shed for extra storage. The seller is a licensed

  MacKenzie Steinbauer RE/MAX Results

  504 N Catherine St, Bay City, MI 48706
• 

  

  /10

  $34,999

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  1407 Bradfield St, Bay City, MI 48706

  Multiple opportunities await you, and your vision with this property. This home is in need of SIGNIFICANT renovation/foundation repairs, or tear down with three lots available to split and create multiple new constructions or other options as allowed by the city. This home is in need of significant repair and is not mortgageable. CASH ONLY.

  Burt Smith Caldera Real Estate Group

  

  1407 Bradfield St, Bay City, MI 48706
• 

  

  /22

  $132,000

  $28K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,332 Sq Ft

  4805 3 Mile Rd, Bay City, MI 48706

  Welcome to 4805 3 Mile Road. This inviting 3-bedroom, 1.5-bath home sits on just over half an acre, offering plenty of space while keeping you close to everything Bay City has to offer, including dining, shopping, entertainment, and schools, with easy highway access for commuting. Inside, you'll find a spacious kitchen, a practical and well-designed layout, and the convenience of main-floor

  Chad Jurgens Apex Realty Group

  4805 3 Mile Rd, Bay City, MI 48706
• 

  

  /19

  $165,000

  Open Sat 10AM - 12PM

  • 3 Beds
  • 1 Bath
  • 1,092 Sq Ft

  716 Webster St, Bay City, MI 48708

  Don't miss this incredible opportunity! This charming 3-bedroom, 1-bath home is priced aggressively and offers exceptional value for homeowners and investors alike. Inside, you'll find an updated kitchen featuring white shaker cabinets, a farmhouse sink, and all appliances included. Stay comfortable year-round with central air conditioning, and enjoy the convenience of a full basement providing

  Jamie Broderick eXp Realty

  716 Webster St, Bay City, MI 48708
• 

  

  /7

  $49,000

  $4K PRICE INCREASE

  • Land
  • 16,552 Sq Ft
  • $128,947 per Acre

  2383 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans must be

  Wade Eckenrod RE/MAX Results

  2383 Copper Creek Dr, Bay City, MI 48706
• 

  

  /41

  $159,900

  • 4 Beds
  • 2 Baths
  • 1,324 Sq Ft

  1706 Mckinley St, Bay City, MI 48708

  This two-story historic home on McKinley Avenue has been thoughtfully converted into a fully occupied duplex — and it's already doing the work for you. Unit 2 upstairs has been fully renovated and is currently leased. Unit 1 on the main floor is occupied and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to add value. Combined, the property brings in strong

  Brittani Purman REAL ESTATE ONE - GLADWIN

  1706 Mckinley St, Bay City, MI 48708
• 

  

  /22

  $197,000

  $3K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,333 Sq Ft

  103 Lincoln Dr, Bay City, MI 48706

  Welcome home to this well-maintained 3-bedroom ranch in desirable Bangor Township. Hardwood flooring runs throughout the main living areas, anchored by a cozy fireplace—perfect for Michigan winters. The bathroom has been tastefully updated, and a 3-year-old roof offers years of worry-free ownership. Outside, the nearly fully fenced yard provides space for gardening, pets, and play, with a patio

  Alicia Manceau Century 21 Signature Realty Midland

  

  103 Lincoln Dr, Bay City, MI 48706
• 

  

  /12

  $134,999

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,062 Sq Ft

  305.5 S Catherine St, Bay City, MI 48706

  Move-In Ready! This beautifully renovated 3-bedroom, 1-bath home features major updates completed in 2026, including new plumbing and electrical systems. The home also offers a newer roof and modern updates throughout. Perfect for first-time buyers and within walking distance of lots of amenities. Schedule your showing today!

  Daniel Kolb Century 21 Signature Realty - Bay City

  305.5 S Catherine St, Bay City, MI 48706
• 

  

  /13

  $108,900

  $7K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 958 Sq Ft

  207 Coolidge Dr, Bay City, MI 48706

  This charming 2-bedroom home in Bangor Township features an open floor plan that creates a spacious and inviting living area. The home includes a full 4-piece bathroom, utility room and a screened front porch with ceiling fans, providing the perfect spot to relax and enjoy the outdoors. With just a little TLC, this property offers a great opportunity to add your personal touch. Whether you are a

  Colleen Maillett Century 21 Signature Realty - Bay City

  207 Coolidge Dr, Bay City, MI 48706
• 

  /2

  $39,900

  • Land
  • 2.1 Acres
  • $19,000 per Acre

  6423 Bay Valley Rd, Bay City, MI 48706

  2.1 Acre parcel on the Northeast corner of Delta Rd & Bay Valley Rd. Great Frankenlust Township Location.

  Gordy Hollister Berkshire Hathaway HomeServices, Bay City

  6423 Bay Valley Rd, Bay City, MI 48706
• 

  

  /22

  $164,500

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,284 Sq Ft

  200 Raymond St, Bay City, MI 48706

  Discover the perfect blend of historic character and updated functionality in this sprawling, light-filled family home. Offering incredible value and space, this residence features an expansive, flexible floor plan with up to 5 bedrooms?ideal for those needing a dedicated home office or hobby space. The heart of the home is an updated, well-appointed kitchen that flows effortlessly into a sunny,

  Timothy Schmidt RE/MAX New Image

  

  200 Raymond St, Bay City, MI 48706
• 

  

  /3

  $39,000

  $9K PRICE INCREASE

  • Land

  2491 E Meadow Dr, Bay City, MI 48706

  Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suit! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of

  Wade Eckenrod RE/MAX Results

  2491 E Meadow Dr, Bay City, MI 48706
• 

  

  /41

  $184,900

  Open Sun 1PM - 3PM $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,888 Sq Ft

  801 S Madison Ave, Bay City, MI 48708

  Welcome to this stunning fully remodeled home at 801 S Madison Ave — where classic character meets modern peace of mind. This spacious 4-bedroom home has been completely transformed from top to bottom with all major mechanical and cosmetic upgrades already done for you. Featuring a brand-new roof with a 15-year transferable warranty, brand-new windows throughout, a new furnace and all-new

  Sacha Strait Century 21 Signature Realty - Bay City

  801 S Madison Ave, Bay City, MI 48708
• 

  

  /22

  $88,000

  • 4 Beds
  • 2 Baths
  • 1,400 Sq Ft

  708 Woodside Ln, Bay City, MI 48708

  Location Location Location for this Charming and spacious 4 bedroom 2 full bathroom home. Looking for the perfect blend of character, space, and affordability? Welcome home! This traditional 1.5 story home offers 1400 sqft of comfortable living space and is a rare find at this price point. You'll love the original hardwood floors, 1st floor laundry, and beautiful kitchen. Fenced in yard with a

  Robert Struck RE/MAX Results

  708 Woodside Ln, Bay City, MI 48708
• 

  

  /25

  $125,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  706 S Lincoln St, Bay City, MI 48708

  Liberating on South Lincoln! This 3-bedroom, 2-bathroom traditional style home has 1,558 square feet of living space that is already setup for multi-family use or provides the awesome benefits of a single-family home with 2 kitchens, a blank canvass of a basement to make your own and a large, partially fenced in yard. This spacious home is 1 mile South of Center Avenue with a seller excited to

  Robert Zientek Century 21 Signature Realty Midland

  706 S Lincoln St, Bay City, MI 48708
• 

  

  /34

  $104,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  1013 18th St, Bay City, MI 48708

  Great opportunity in Bay City! This 3-bedroom, 1-bath home offers convenient single-level living with 1,000 square feet of space. The lower level expands your options with an additional bedroom, full bath, and laundry area - perfect for adding living space. Built in 1925 and situated on a generous 70 x 100 corner lot, this property is ideal for buyers looking for value, flexibility, and location.

  Denise Ebenhoeh Re/max TriCounty

  

  1013 18th St, Bay City, MI 48708
• 

  

  /44

  $138,000

  $17K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,284 Sq Ft

  1306 Leng St, Bay City, MI 48706

  Charming Ranch-Style Home — 2 Bed | 1 Bath — City Location Welcome home to this delightful single-story ranch offering comfortable, easy living in a convenient city neighborhood. Bright and well-maintained, this home blends classic charm. Features: 2 bedrooms, 1 full bathroom Open, light-filled living areas with a cohesive single-level layout Central air for year-round comfort Large deck —

  Sarah Gilbert Irongate Realty Group

  

  1306 Leng St, Bay City, MI 48706
• 

  

  /20

  $84,900

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,416 Sq Ft

  211 N Wenona Ave, Bay City, MI 48706

  Spacious 2 bedroom, 1 bath home with basement located on a corner lot just two blocks from the Midland St district. Features include a nice wrap around porch with multiple entrances, vinyl siding, vinyl windows, updated kitchen, new bath vanity with extra tub surround kit in box, high efficiency furnace, fenced in side yard. Previous rental that is city certified. Taxes non-homestead. Call and

  Rob Short Ayre/Rhinehart Bay REALTORS

  211 N Wenona Ave, Bay City, MI 48706
• 

  

  /23

  $175,000

  • Land
  • 9.27 Acres
  • $18,878 per Acre

  0 W German Rd, Bay City, MI 48708

  Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9

  Rachel Opperman Knockout Real Estate

  0 W German Rd, Bay City, MI 48708
• 

  

  /17

  $124,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  400 S Kiesel St, Bay City, MI 48706

  2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated.

  Nathon Wilson Wilson Realty

  

  400 S Kiesel St, Bay City, MI 48706
• 

  

  /31

  $114,900

  $25K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
• 

  

  /21

  $150,000

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,157 Sq Ft

  1405 Helen St, Bay City, MI 48708

  HOMEWARD BOUND ON HELEN! Welcome to this two bedroom, one bathroom ranch that is found in the quiet neighborhood of the Carroll Park Subdivision. Built in 1948, this 1,111 square foot home is just minutes from Downtown Bay City which highlights unique restaurants, small businesses and local parks making it the ideal location! Just inside the door you’ll fall in love with the spacious living room

  Vance Cramer Modern Realty

  

  1405 Helen St, Bay City, MI 48708
• 

  

  /17

  $162,000

  • 2 Beds
  • 1 Bath
  • 893 Sq Ft

  4559 2 Mile Rd, Bay City, MI 48706

  Welcome home to this beautifully remodeled 2-bedroom, 1-bath ranch in desirable Bangor Township. Featuring new vinyl plank flooring, a completely updated bathroom, fresh paint, and modern finishes throughout, this move-in ready home offers comfortable living with a fresh, updated feel. Conveniently located near I-75, local schools, shopping, dining, and everyday amenities, you'll enjoy easy

  Ryan Sagady Bay Realty Michigan

  

  4559 2 Mile Rd, Bay City, MI 48706
• 

  

  /13

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,065 Sq Ft

  811 Litchfield St, Bay City, MI 48706

  3 Bedroom home, with updated laminate floors and recently painted on first floor. Great corner lot with a deck in back and 1.5 detached garage. Full Basement.

  Colleen Dore Century 21 Signature Realty - Bay City

  811 Litchfield St, Bay City, MI 48706
• 

  /2

  $17,000

  • Land
  • 20,908 Sq Ft
  • $35,417 per Acre

  0 Claude Dr, Bay City, MI 48708

  Discover the perfect blend of privacy and accessibility on this .48-acre buildable lot tucked away in desirable Portsmouth Township. With mature trees, generous space, and a peaceful setting, this property offers the ideal canvas to build your dream home while still enjoying quick access to shopping, dining, schools, and major roadways. Call me today for your personal tour!

  Tammy Walz Ayre/Rhinehart Bay REALTORS

  0 Claude Dr, Bay City, MI 48708
• 

  

  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706
• 

  

  /28

  $94,900

  $35K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,470 Sq Ft

  225 Ingraham St, Bay City, MI 48708

  Cherished Family Home on Prime Bay City Corner Lot For the first time in generations, 225 Ingraham St is ready to welcome a new family. This charming 4-bedroom, 2-bathroom residence has been tightly held by the same family for years, preserving its warmth and ensuring it was never subjected to typical rental wear-and-tear. Spanning across two functional levels, the unique blueprint grants the top

  Robert Struck RE/MAX Results

  225 Ingraham St, Bay City, MI 48708
• 

  

  /15

  $99,900

  • 3 Beds
  • 1 Bath
  • 1,032 Sq Ft

  2915 Continental Dr, Bay City, MI 48706

  Investor Special in Monitor Township! This 3-bedroom, 1-bath ranch offers 1,032 square feet of potential on a 0.25-acre lot. Built in 1958, the home features original hardwood floors that could be restored, a full basement, and a 2-car attached garage. With solid bones and a functional layout, this property is ready for a complete renovation and presents an excellent opportunity for investors,

  Mark Duncan RE/MAX Results

  2915 Continental Dr, Bay City, MI 48706
• 

  

  /12

  $70,000

  • 2,437 Sq Ft

  1600 Broadway St, Bay City, MI 48708

  Bring your vision to life with this prime commercial opportunity! Formerly a retail store, this building offers a blank slate for entrepreneurs, investors, or business owners ready to create something new. With solid structure and open space, the property is ready for a complete transformation. Whether you’re dreaming of a boutique, office space, café, or another venture, the possibilities

  Rebecca Roth Hamady Robinson, REALTORS®

  

  1600 Broadway St, Bay City, MI 48708
• 

  /2

  $49,900

  • Land
  • 40,075 Sq Ft
  • $54,239 per Acre

  0 3 Mile Rd, Bay City, MI 48706

  Here’s your chance to lay some roots and buy dirt. Land is one thing they’re not making any more of — and it certainly isn’t getting cheaper. If you’ve been thinking about owning land, now is the time. Call me today for more information.

  Dave Wieland RE/MAX New Image

  

  0 3 Mile Rd, Bay City, MI 48706
• 

  

  /46

  $114,900

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  505 E Fulton St, Bay City, MI 48706

  0Charming & Move-In Ready Near Midland Street! Welcome home to 505 East Fulton St, a wonderfully updated property tucked into a peaceful, wooded setting just minutes from Bay City's notable Midland Street, shops, dining, and everyday conveniences — and just minutes from the Bay City Riverwalk. This home offers the best of both worlds — a quiet, secluded feel with mature trees and a generously

  Christian Cousar Ayre Rhinehart Real Estate Partners

  505 E Fulton St, Bay City, MI 48706
• 

  

  /13

  $124,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,068 Sq Ft

  2060 Cass Avenue Rd, Bay City, MI 48708

  Move in ready and affordable! This two bed ranch is ready for it's new owners. Sitting far away from the road this home has much to offer. Updated vinyl windows throughout. New flooring/carpet. First floor laundry. Large bedrooms with spacious closets. Fenced in back yard with lots of trees for privacy. Call today for your private showing!

  Jeremy Owen Bay Realty Michigan

  

  2060 Cass Avenue Rd, Bay City, MI 48708
• 

  

  /6

  $70,000

  • 2 Beds
  • 1 Bath
  • 993 Sq Ft

  301 Keystone St, Bay City, MI 48706

  This mid-renovation bungalow has newer windows, patio doors, and siding. The main level has newer LVP flooring. Extra tall ceilings and large, open living and dining rooms. Room to expand into the attic space. Front porch needs full renovation from front steps fire. The seller is still working on rebuilding the porch.

  Elisabeth Bishop Keller Williams Preferred

  

  301 Keystone St, Bay City, MI 48706
• 

  

  /36

  $195,000

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,025 Sq Ft

  3281 Broadmore Dr, Bay City, MI 48706

  Welcome to 3281 Broadmore Dr. in desirable Bangor Township, located within the highly sought-after Bangor Township School District and nestled in a quiet, well-established subdivision. This well-maintained three-bedroom, one-bath ranch offers 1,025 square feet of comfortable living space on a spacious 0.23-acre lot. Equipped with central A/C, the home features a bright and inviting living area

  Ali Smith Ayre/Rhinehart Bay REALTORS

  3281 Broadmore Dr, Bay City, MI 48706
• 

  

  /24

  $124,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,601 Sq Ft

  603 N Mclellan St, Bay City, MI 48708

  Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from

  Joshua Williams Bellabay Realty LLC

  603 N Mclellan St, Bay City, MI 48708
• 

  

  /30

  $159,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,248 Sq Ft

  2009 16th St, Bay City, MI 48708

  Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range.

  Amritpal Chauhan REMAX Tri County

  

  2009 16th St, Bay City, MI 48708

Showing Results 41 - 80, Page 2 of 3