$129,900

Estimated payment $929/month

Total Views 749
4 Beds
2 Baths
1,597 Sq Ft
$81 Price per Sq Ft

About This Home

Whether you're looking to expand your rental portfolio or purchase your first income-producing property, this Certified Rental duplex offers a compelling investment opportunity in one of Bay City's established rental markets. Conveniently located just minutes from Downtown Bay City, near Carol Park and the Johnson Street Business District, this property provides strong rental appeal with easy access to shopping, dining, parks, and major employers. Designed for efficient property management, the duplex features separate heating systems and separate hot water tanks for each unit, helping simplify utility responsibilities. Recent capital improvements include a new Concord 95 furnace (2022) serving the larger unit and new baseboard heating in the smaller unit, reducing near-term maintenance concerns. Both units are clean, well maintained, and move-in ready. The property is currently vacant, giving investors the flexibility to establish market-rate rents or allowing an owner-occupant to offset their mortgage through rental income. The smaller unit has historically rented for approximately $720 per month, while the larger unit has rented for approximately $950 per month, offering an attractive opportunity for immediate cash flow. With rental certification already in place and recently renewed, key mechanical updates completed, and a location that continues to attract tenants, this duplex is well suited for investors seeking a straightforward, income.

Listing Agent

Chance Owen

Bay Realty Michigan License #SBR-6501453109 Listed on: 08/01/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

Year Built

  • Built in 1880

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Separate Meters

Additional Features

  • 2-Story Property
  • 7,405 Sq Ft Lot
  • Basement

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 160-022-328-013-00

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,568

Year Built

Built in 1880

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: MULTIFAMILY
  • Type Of Property: Multi-Family
  • Structure Style: 2 Story
  • Total Tax Amount: 2568.48
  • Year Built: 1880
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 2

Interior Features

  • Basement: Yes
  • Bedrooms: 4
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Source of Sq Ft: Estimated

Exterior Features

  • Foundation Type: Basement

Utilities

  • Water: Public Water
  • Fuel Type: Natural Gas
  • Heating System: Forced Air
  • Separate Electric: Yes
  • Separate Gas: Yes
  • Separate Heat: Yes
  • Sewer/Septic System: Public Sanitary

Lot Info

  • Assessor Parcel Number: 160-022-328-013-00
  • Lot Dimensions: 7492
  • Acreage: 0.17
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $506.23
  • Winter Tax: Year: 2025, Amount: $2,062.25
  • Total Tax: Amount: $2,568.48

Multi Family

  • Total Units: 2

MLS Schools

  • School District: Bay City School District

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,452 $54,100 $0 $0
2025 $1,946 $50,600 $0 $0
2024 $1,888 $45,600 $0 $0
2023 $1,798 $39,250 $0 $0
2022 $1,952 $35,250 $0 $0
2021 $1,851 $33,600 $33,600 $0
2020 $3,095 $29,150 $29,150 $0
2019 $1,893 $28,400 $0 $0
2018 $1,730 $28,000 $0 $0
2017 $2,802 $27,650 $0 $0
2016 $2,723 $27,900 $0 $27,900
2015 $1,194 $28,300 $0 $28,300
2014 $1,194 $30,000 $0 $30,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/01/2026 08/01/26 For Sale $129,900 -- $81 / Sq Ft
Source: Michigan Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $18,000 None Listed On Document
Foreclosure Deed -- --
Source: Public Records

Source: Michigan Multiple Listing Service

MLS Number: 50217135

Michigan Multiple Listing Service

APN: 09-160-022-328-013-00

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