Bay City, MI Homes for Sale under $400,000

• 

  $364,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,685 Sq Ft

  DARLINGTON Plan at Holly Springs, Bay City, MI 48706

  Rendering for Depictive Purposes Only

  Century Complete Builder

  4710 N West View Dr Unit 40869087, Bay City, MI 48706
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  /34

  $275,500

  $4K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,886 Sq Ft

  607 Frost Dr, Bay City, MI 48706

  Beautiful Bangor Brick Ranch - Walk to Handy Middle School! First-Floor Laundry, Detached Garage, Above-Ground Pool & Greenhouse. Welcome to 607 Frost Drive, a spacious Bangor Township ranch offering a flexible floor plan with 4 bedrooms, or 3 bedrooms plus a huge bonus room, providing plenty of space for a growing family. With approximately 1,886 square feet of living space, this home combines

  Chris Craves Gold Pine Real Estate

  607 Frost Dr, Bay City, MI 48706
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  /21

  $115,000

  • 3 Beds
  • 1 Bath
  • 918 Sq Ft

  1609 Fremont Ave, Bay City, MI 48708

  Seller has done all the work for you. All you need to do is pack. This south end corner lot gem has been completely remolded inside with fresh paint new lvp and carpet. Outside you will find brand new siding downspouts and gutters and freshly painted prorch. The eat in kitchen has brand new stainless appliances including dishwasher. No need to go down the basement for laundry with hook-ups just

  Diana Smith Berkshire Hathaway HomeServices

  

  1609 Fremont Ave, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  59 OR 57 Cove Dr, Bay City, MI 48706

  57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  59 OR 57 Cove Dr, Bay City, MI 48706
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  /2

  $125,000

  • Land
  • 1.91 Acres
  • $65,445 per Acre

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706

  1.91 acres for development. Five parcels north from the NW corner of Wilder. Zoned R-3 Medium Density Multi-Family, but adjacent to the Traxler Court commercial area for a possible rezoning with Monitor Township. Gas, water and electric at the road with sewer at Wilder Road. New development is planned for the acreage to the west of Traxler Court on Wilder for restaurants and a five story hotel

  Sandra Covaleski Commercial Equities

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706
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  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
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  /16

  $119,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,360 Sq Ft

  504 N Catherine St, Bay City, MI 48706

  3-bedroom, 1-bath home located in the City of Bay City offering 1,360 sq ft of living space. Interior has been freshly painted. Spacious living room with hardwood floors extending into the dining area. Kitchen features brand new countertops and cabinets. One-floor living with laundry located in the basement. Situated on a 50x100 lot with a backyard shed for extra storage. The seller is a licensed

  MacKenzie Steinbauer RE/MAX Results

  504 N Catherine St, Bay City, MI 48706
• 

  

  /22

  $132,000

  $28K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,332 Sq Ft

  4805 3 Mile Rd, Bay City, MI 48706

  Welcome to 4805 3 Mile Road. This inviting 3-bedroom, 1.5-bath home sits on just over half an acre, offering plenty of space while keeping you close to everything Bay City has to offer, including dining, shopping, entertainment, and schools, with easy highway access for commuting. Inside, you'll find a spacious kitchen, a practical and well-designed layout, and the convenience of main-floor

  Chad Jurgens Apex Realty Group

  4805 3 Mile Rd, Bay City, MI 48706
• 

  

  /19

  $165,000

  Open Sat 10AM - 12PM

  • 3 Beds
  • 1 Bath
  • 1,092 Sq Ft

  716 Webster St, Bay City, MI 48708

  Don't miss this incredible opportunity! This charming 3-bedroom, 1-bath home is priced aggressively and offers exceptional value for homeowners and investors alike. Inside, you'll find an updated kitchen featuring white shaker cabinets, a farmhouse sink, and all appliances included. Stay comfortable year-round with central air conditioning, and enjoy the convenience of a full basement providing

  Jamie Broderick eXp Realty

  716 Webster St, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  49 or 51 Cove Dr, Bay City, MI 48706

  49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  49 or 51 Cove Dr, Bay City, MI 48706
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  /71

  $389,000

  $91K PRICE INCREASE

  • 7 Beds
  • 5 Baths
  • 7,200 Sq Ft

  1106 State St, Bay City, MI 48706

  Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one

  Jonathan Minerick HomeCoin.com

  

  1106 State St, Bay City, MI 48706
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  /47

  $219,000

  • 2 Beds
  • 3 Baths
  • 1,168 Sq Ft

  2015 Midland Rd, Bay City, MI 48706

  Find your match on Midland Road! This darling abode has been thoughtfully updated throughout with on-trend choices and modern conveniences. From the spacious bedrooms to the beautiful bathrooms to the oasis waiting in the backyard, this home was made for living the good life! The gracious front steps and blooming flowers will welcome you home where inside you'll find fresh updates around every

  Andrew Keller Knockout Real Estate

  2015 Midland Rd, Bay City, MI 48706
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  /41

  $159,900

  • 4 Beds
  • 2 Baths
  • 1,324 Sq Ft

  1706 Mckinley St, Bay City, MI 48708

  This two-story historic home on McKinley Avenue has been thoughtfully converted into a fully occupied duplex — and it's already doing the work for you. Unit 2 upstairs has been fully renovated and is currently leased. Unit 1 on the main floor is occupied and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to add value. Combined, the property brings in strong

  Brittani Purman REAL ESTATE ONE - GLADWIN

  1706 Mckinley St, Bay City, MI 48708
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  /8

  $399,000

  New Construction $74K PRICE INCREASE

  9 OR 11 Cove Dr, Bay City, MI 48706

  9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  9 OR 11 Cove Dr, Bay City, MI 48706
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  /22

  $197,000

  $3K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,333 Sq Ft

  103 Lincoln Dr, Bay City, MI 48706

  Welcome home to this well-maintained 3-bedroom ranch in desirable Bangor Township. Hardwood flooring runs throughout the main living areas, anchored by a cozy fireplace—perfect for Michigan winters. The bathroom has been tastefully updated, and a 3-year-old roof offers years of worry-free ownership. Outside, the nearly fully fenced yard provides space for gardening, pets, and play, with a patio

  Alicia Manceau Century 21 Signature Realty Midland

  

  103 Lincoln Dr, Bay City, MI 48706
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  /12

  $134,999

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,062 Sq Ft

  305.5 S Catherine St, Bay City, MI 48706

  Move-In Ready! This beautifully renovated 3-bedroom, 1-bath home features major updates completed in 2026, including new plumbing and electrical systems. The home also offers a newer roof and modern updates throughout. Perfect for first-time buyers and within walking distance of lots of amenities. Schedule your showing today!

  Daniel Kolb Century 21 Signature Realty - Bay City

  305.5 S Catherine St, Bay City, MI 48706
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  /13

  $108,900

  $7K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 958 Sq Ft

  207 Coolidge Dr, Bay City, MI 48706

  This charming 2-bedroom home in Bangor Township features an open floor plan that creates a spacious and inviting living area. The home includes a full 4-piece bathroom, utility room and a screened front porch with ceiling fans, providing the perfect spot to relax and enjoy the outdoors. With just a little TLC, this property offers a great opportunity to add your personal touch. Whether you are a

  Colleen Maillett Century 21 Signature Realty - Bay City

  207 Coolidge Dr, Bay City, MI 48706
• 

  

  /22

  $164,500

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,284 Sq Ft

  200 Raymond St, Bay City, MI 48706

  Discover the perfect blend of historic character and updated functionality in this sprawling, light-filled family home. Offering incredible value and space, this residence features an expansive, flexible floor plan with up to 5 bedrooms?ideal for those needing a dedicated home office or hobby space. The heart of the home is an updated, well-appointed kitchen that flows effortlessly into a sunny,

  Timothy Schmidt RE/MAX New Image

  

  200 Raymond St, Bay City, MI 48706
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  /41

  $184,900

  Open Sun 1PM - 3PM $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,888 Sq Ft

  801 S Madison Ave, Bay City, MI 48708

  Welcome to this stunning fully remodeled home at 801 S Madison Ave — where classic character meets modern peace of mind. This spacious 4-bedroom home has been completely transformed from top to bottom with all major mechanical and cosmetic upgrades already done for you. Featuring a brand-new roof with a 15-year transferable warranty, brand-new windows throughout, a new furnace and all-new

  Sacha Strait Century 21 Signature Realty - Bay City

  801 S Madison Ave, Bay City, MI 48708
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  /16

  $299,900

  • 4 Beds
  • 1.5 Baths
  • 1,536 Sq Ft

  5455 Easy St, Bay City, MI 48706

  Time to live on EASY STREET! This 4-bedroom home sits in a fabulous neighborhood and backs up to a farm field for true country views. The seller has put numerous updates into this one such as: new windows, roof, concrete driveway with extra parking pad and drains, huge 2-tiered patio with custom cement and built in fire pit, granite kitchen counters and more! There is a nice basement for tons of

  Bob Smith BOMIC Real Estate

  

  5455 Easy St, Bay City, MI 48706
• 

  /2

  $389,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,376 Sq Ft

  Kingston Plan at Holly Springs, Bay City, MI 48706

  4 Beds | 3 Baths | 2-Bay | 2,376 Sq. Ft.

  Century Complete Builder

  4710 N West View Dr Unit 40045630, Bay City, MI 48706
• 

  

  /25

  $125,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  706 S Lincoln St, Bay City, MI 48708

  Liberating on South Lincoln! This 3-bedroom, 2-bathroom traditional style home has 1,558 square feet of living space that is already setup for multi-family use or provides the awesome benefits of a single-family home with 2 kitchens, a blank canvass of a basement to make your own and a large, partially fenced in yard. This spacious home is 1 mile South of Center Avenue with a seller excited to

  Robert Zientek Century 21 Signature Realty Midland

  706 S Lincoln St, Bay City, MI 48708
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  41 OR 43 Cove Dr, Bay City, MI 48706

  41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  41 OR 43 Cove Dr, Bay City, MI 48706
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  /56

  $330,000

  • 3 Beds
  • 3 Baths
  • 2,057 Sq Ft

  5643 Firethorne Dr, Bay City, MI 48706

  Serene pond view condo in Courtland Farms South in Monitor Twp. This unique condo has 3 bedrooms and 3 FULL baths. Bright open living spaces flow seamlessly with cathedral ceilings, panoramic and arched windows that offer natural light throughout. Brick to floor fireplace adds warmth and great focal point in living room. The back deck also allows peaceful water views of pond. Ample space for

  Kathlene (Kate) Young Century 21 Signature Realty - Bay City

  5643 Firethorne Dr, Bay City, MI 48706
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  /8

  $374,900

  New Construction $50K PRICE INCREASE

  55 OR 53 Cove Dr, Bay City, MI 48706

  53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  55 OR 53 Cove Dr, Bay City, MI 48706
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  /36

  $269,900

  • 3 Beds
  • 3 Baths
  • 2,948 Sq Ft

  2437 Amelith Rd, Bay City, MI 48706

  Beautifully cared for ranch-style home in desirable Frankenlust Township, situated on a spacious 1-acre lot with most of the yard fenced in. This 3 bedroom, 3 full bathroom home offers 1,648 sq ft of comfortable living space with charming wood accents throughout and a warm, inviting feel. The home features a partially finished basement with a full bathroom, central air, and plenty of additional

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  2437 Amelith Rd, Bay City, MI 48706
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  /34

  $104,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  1013 18th St, Bay City, MI 48708

  Great opportunity in Bay City! This 3-bedroom, 1-bath home offers convenient single-level living with 1,000 square feet of space. The lower level expands your options with an additional bedroom, full bath, and laundry area - perfect for adding living space. Built in 1925 and situated on a generous 70 x 100 corner lot, this property is ideal for buyers looking for value, flexibility, and location.

  Denise Ebenhoeh Re/max TriCounty

  

  1013 18th St, Bay City, MI 48708
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  /37

  $375,000

  $24K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,238 Sq Ft

  5620 W Spring Knoll Dr, Bay City, MI 48706

  Enjoy easy carefree living in this beautiful, well maintained, and spacious stand alone condo with 3 bedrooms and 3 full baths. The main floor offers the convenience of a new washer and dryer, new cook top stove, wall oven, and microwave. You'll love relaxing in the large living room/dining room combo. Enjoy peaceful pond views or cozying up by the fireplace on chilly days. Downstairs there is a

  Gretchen Meeker CENTURY 21 SIGNATURE - Mt. Pleasant

  5620 W Spring Knoll Dr, Bay City, MI 48706
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  /44

  $138,000

  $17K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,284 Sq Ft

  1306 Leng St, Bay City, MI 48706

  Charming Ranch-Style Home — 2 Bed | 1 Bath — City Location Welcome home to this delightful single-story ranch offering comfortable, easy living in a convenient city neighborhood. Bright and well-maintained, this home blends classic charm. Features: 2 bedrooms, 1 full bathroom Open, light-filled living areas with a cohesive single-level layout Central air for year-round comfort Large deck —

  Sarah Gilbert Irongate Realty Group

  

  1306 Leng St, Bay City, MI 48706
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  /35

  $239,900

  • 3 Beds
  • 2 Baths
  • 1,881 Sq Ft

  310 S Lincoln Rd, Bay City, MI 48708

  ***OPEN HOUSE: Wednesday, 7/8/26 from 5-7 PM*** Meticulously maintained one-owner ranch in desirable Portsmouth Township on S. Lincoln! This beautifully cared for 3 bedroom & 2 full bathroom home offers an inviting layout with exceptional flow for both everyday living and entertaining. Thoughtful improvements throughout the home include a newer roof (2020), updated kitchen with Corian counters,

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  310 S Lincoln Rd, Bay City, MI 48708
• 

  

  /23

  $175,000

  • Land
  • 9.27 Acres
  • $18,878 per Acre

  0 W German Rd, Bay City, MI 48708

  Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9

  Rachel Opperman Knockout Real Estate

  0 W German Rd, Bay City, MI 48708
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  /24

  $355,000

  • 4 Beds
  • 3 Baths
  • 3,192 Sq Ft

  3117 Gaslight Dr Unit 18, Bay City, MI 48706

  Welcome to this impeccably maintained condo located in one of the area’s most desirable communities! Offering the ideal blend of comfort, style, and convenience, this spacious home features 4 bedrooms and 3 full bathrooms, including a generously sized primary suite complete with a private ensuite bath and abundant closet space. And the upgrades! The upgrades are what set this condo apart from the

  Howard Diefenbach Century 21 Signature Realty - Bay City

  3117 Gaslight Dr Unit 18, Bay City, MI 48706
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  /17

  $124,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  400 S Kiesel St, Bay City, MI 48706

  2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated.

  Nathon Wilson Wilson Realty

  

  400 S Kiesel St, Bay City, MI 48706
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  /31

  $114,900

  $25K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
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  /30

  $209,900

  • 3 Beds
  • 2 Baths
  • 1,398 Sq Ft

  3157 Coventry Dr, Bay City, MI 48706

  Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced

  Zachary Kuch EXP Realty LLC

  

  3157 Coventry Dr, Bay City, MI 48706
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  /21

  $150,000

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,157 Sq Ft

  1405 Helen St, Bay City, MI 48708

  HOMEWARD BOUND ON HELEN! Welcome to this two bedroom, one bathroom ranch that is found in the quiet neighborhood of the Carroll Park Subdivision. Built in 1948, this 1,111 square foot home is just minutes from Downtown Bay City which highlights unique restaurants, small businesses and local parks making it the ideal location! Just inside the door you’ll fall in love with the spacious living room

  Vance Cramer Modern Realty

  

  1405 Helen St, Bay City, MI 48708
• 

  

  /17

  $162,000

  • 2 Beds
  • 1 Bath
  • 893 Sq Ft

  4559 2 Mile Rd, Bay City, MI 48706

  Welcome home to this beautifully remodeled 2-bedroom, 1-bath ranch in desirable Bangor Township. Featuring new vinyl plank flooring, a completely updated bathroom, fresh paint, and modern finishes throughout, this move-in ready home offers comfortable living with a fresh, updated feel. Conveniently located near I-75, local schools, shopping, dining, and everyday amenities, you'll enjoy easy

  Ryan Sagady Bay Realty Michigan

  

  4559 2 Mile Rd, Bay City, MI 48706
• 

  

  /13

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,065 Sq Ft

  811 Litchfield St, Bay City, MI 48706

  3 Bedroom home, with updated laminate floors and recently painted on first floor. Great corner lot with a deck in back and 1.5 detached garage. Full Basement.

  Colleen Dore Century 21 Signature Realty - Bay City

  811 Litchfield St, Bay City, MI 48706
• 

  

  /8

  $374,900

  $50K PRICE INCREASE

  22 OR 24 Cove Dr, Bay City, MI 48706

  22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

  Jean Ann DeShano RE/MAX Results

  22 OR 24 Cove Dr, Bay City, MI 48706
• 

  

  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706

Showing Results 41 - 80, Page 2 of 4