Bay City, MI Homes for Sale under $500,000

/8
$374,900

New Construction $50K PRICE INCREASE
55 OR 53 Cove Dr, Bay City, MI 48706

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

55 OR 53 Cove Dr, Bay City, MI 48706
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/36
$269,900
- 3 Beds
- 3 Baths
- 2,948 Sq Ft
2437 Amelith Rd, Bay City, MI 48706

Beautifully cared for ranch-style home in desirable Frankenlust Township, situated on a spacious 1-acre lot with most of the yard fenced in. This 3 bedroom, 3 full bathroom home offers 1,648 sq ft of comfortable living space with charming wood accents throughout and a warm, inviting feel. The home features a partially finished basement with a full bathroom, central air, and plenty of additional

Calyb Shaw Berkshire Hathaway HomeServices, Bay City

2437 Amelith Rd, Bay City, MI 48706
/21
$200,000
- 2 Beds
- 2 Baths
- 1,528 Sq Ft
4872 Appletree Ln, Bay City, MI 48706

Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of

Kenji Ouellette Berkshire Hathaway HomeServices, Bay City

4872 Appletree Ln, Bay City, MI 48706
/37
$375,000

$24K PRICE DROP
- 3 Beds
- 3 Baths
- 2,238 Sq Ft
5620 W Spring Knoll Dr, Bay City, MI 48706

Enjoy easy carefree living in this beautiful, well maintained, and spacious stand alone condo with 3 bedrooms and 3 full baths. The main floor offers the convenience of a new washer and dryer, new cook top stove, wall oven, and microwave. You'll love relaxing in the large living room/dining room combo. Enjoy peaceful pond views or cozying up by the fireplace on chilly days. Downstairs there is a

Gretchen Meeker CENTURY 21 SIGNATURE - Mt. Pleasant

5620 W Spring Knoll Dr, Bay City, MI 48706
/46
$424,900

Open Sun 12PM - 2PM
- 3 Beds
- 2 Baths
- 1,687 Sq Ft
3554 Miller Rd, Bay City, MI 48706

Experience waterfront living in this beautifully maintained, one owner home featuring 3 bedrooms , 2 bathrooms, and over 100 feet of river frontage. Lovingly cared for throughout the years, this property is ready for its next chapter. The primary bedroom offers stunning views and features a charming loft overlooking the river. Outside you'll find beautifully landscaped yard, and inviting patio

Bill Jaynes RE/MAX Results

3554 Miller Rd, Bay City, MI 48706
/24
$349,900

$5K PRICE DROP
- 4 Beds
- 3 Baths
- 3,192 Sq Ft
3117 Gaslight Dr Unit 18, Bay City, MI 48706

Welcome to this impeccably maintained condo located in one of the area’s most desirable communities! Offering the ideal blend of comfort, style, and convenience, this spacious home features 4 bedrooms and 3 full bathrooms, including a generously sized primary suite complete with a private ensuite bath and abundant closet space. And the upgrades! The upgrades are what set this condo apart from the

Howard Diefenbach Century 21 Signature Realty - Bay City

3117 Gaslight Dr Unit 18, Bay City, MI 48706
/47
$202,900
- 2 Beds
- 2.5 Baths
- 1,815 Sq Ft
4870 Appletree Ln, Bay City, MI 48706

This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is

Joan Fehrenbach RE/MAX Results

4870 Appletree Ln, Bay City, MI 48706
/30
$204,900

$5K PRICE DROP
- 3 Beds
- 2 Baths
- 1,398 Sq Ft
3157 Coventry Dr, Bay City, MI 48706

Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced

Zachary Kuch EXP Realty LLC

3157 Coventry Dr, Bay City, MI 48706
/47
$479,900

$20K PRICE DROP
- 3 Beds
- 2 Baths
- 2,200 Sq Ft
356 Killarney Beach Rd, Bay City, MI 48706

Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding

Joan Swide RE/MAX Results

356 Killarney Beach Rd, Bay City, MI 48706
/58
$499,900
- 4 Beds
- 2 Baths
- 2,550 Sq Ft
1266 Freeland Rd, Bay City, MI 48706

Like new open floor plan ranch. Granite kitchen opens to large great room. Master suite with tiled shower, two additional first floor bedrooms. Laundry center, ample closets. Basement finished with 4th bedroom, large 43x15 recroom with full bar. Additional utilty/storage room. Garage is finished in no maintenance interior siding. Loads of concrete driveway + a second rear yard garage. Backs up to

Scott Wilson Wilson Realty

1266 Freeland Rd, Bay City, MI 48706
/28
$324,900
- 3 Beds
- 2.5 Baths
- 2,416 Sq Ft
5351 3 Mile Rd, Bay City, MI 48706

This one-story home in Monitor Township pairs thoughtful accessibility with the comfort of true single-family living. Originally a single-family home, it was later converted into a licensed assisted living facility and retains features that translate directly to everyday life: entry less showers and accessible sinks in every bathroom, most doorways sized for full accessibility, and ramps at both

Mark Duncan RE/MAX Results

5351 3 Mile Rd, Bay City, MI 48706
/8
$374,900

$50K PRICE INCREASE
22 OR 24 Cove Dr, Bay City, MI 48706

22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

22 OR 24 Cove Dr, Bay City, MI 48706
/8
$409,900

New Construction $75K PRICE INCREASE
61 Cove St, Bay City, MI 48706

61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge

Jean Ann DeShano RE/MAX Results

61 Cove St, Bay City, MI 48706
/60
$450,000
- 8 Beds
- 6 Baths
- 6,191 Sq Ft
701 N Lincoln St, Bay City, MI 48708

Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural

Sean Herrera RE/MAX Results

701 N Lincoln St, Bay City, MI 48708
/48
$399,900

$25K PRICE DROP
1500 Center Ave, Bay City, MI 48708

Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable occupancy and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce

Drew Denham Keller Williams GR North

1500 Center Ave, Bay City, MI 48708
/40
$458,000

New Construction Open Sun 12PM - 2PM $1K PRICE DROP
- 3 Beds
- 2.5 Baths
- 2,746 Sq Ft
5979 Faith Blvd, Bay City, MI 48706

Luxurious Condos for sale in Bay City. Prime Location At Bay Valley Resort. Modern Design: Sleek, contemporary architecture with high-end finishes. Welcome to Shadows on the Green, the latest addition to Bay Valley’s Luxurious Golf Course Condo Living. These Exclusive Condos are Designed for those who Appreciate the Finer Things in Life, Including a Love for Golf and a Desire for a Serene

Wade Eckenrod RE/MAX Results

5979 Faith Blvd, Bay City, MI 48706
/22
$249,900

$10K PRICE DROP
- 3 Beds
- 2.5 Baths
- 1,960 Sq Ft
3980 Patterson Rd, Bay City, MI 48706

Approximately 1,400 square feet of this home was newly constructed in 2025, offering the perfect blend of modern living and original charm. The original portion of the home now leads to a beautiful primary suite featuring a tiled shower and elegant finishes. The spacious new family room is ideal for entertaining, with a sliding glass door that seamlessly connects the indoor and outdoor living!

Dan Matthews Berkshire Hathaway HomeServices, Bay City

3980 Patterson Rd, Bay City, MI 48706
/23
$229,900

$20K PRICE DROP
- 3 Beds
- 2 Baths
- 1,716 Sq Ft
2985 Continental Dr, Bay City, MI 48706

Welcome home to this charming ranch in Monitor Township! This 3-bedroom, 2-bath gem offers comfortable, easy living with a full basement ready for your personal touch. Enjoy peace of mind with a brand new roof and central air in 2025, and first floor laundry. There is plenty of room to host guests inside in the large kitchen and family room. Step outside to a fully fenced backyard, perfect for

Jera Klimek RE/MAX Results

2985 Continental Dr, Bay City, MI 48706
/25
$394,000

$32K PRICE DROP
- 3 Beds
- 2.5 Baths
- 2,808 Sq Ft
3315 Harris Ln, Bay City, MI 48706

Free house with the purchase of wildlife and the Kawkawlin River that is what you’ll find in this Bangor Township Quad Level home with over 2400 square of living space including the 40% finished basement with 200 square feet in two rooms that could either be used as offices or additional sleeping areas as there is an egress stairway that leads to the main floor finished and insulated attached two

Mike Grabowski Real Estate Pro Group, LLC

3315 Harris Ln, Bay City, MI 48706
/41
$324,900

New Construction
- 2 Beds
- 2 Baths
- 1,241 Sq Ft
12 Cove Dr, Bay City, MI 48706

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home

Jean Ann DeShano RE/MAX Results

12 Cove Dr, Bay City, MI 48706
/45
$355,000
- 3 Beds
- 2 Baths
- 1,420 Sq Ft
4659 S 4 Mile Rd, Bay City, MI 48706

MODERN LIVING IN MONITOR! Looking for a newer home without the wait or expense of building? Welcome home. Built in 2018, this 3-bedroom, 2-bath home offers modern finishes, a functional layout, and all the space you need to feel right at home. The main level features bright, open living spaces, while the finished basement adds valuable extra living space perfect for a family room, home office,

Tyler Durussel Modern Realty

4659 S 4 Mile Rd, Bay City, MI 48706
/48
$209,000
- 3 Beds
- 1.5 Baths
- 1,260 Sq Ft
3121 Boy Scout Rd, Bay City, MI 48706

A beautiful 3 bedroom 1.5 bathroom Bangor Twp. remodel that’s ready for you! This home offers a complete new modern kitchen with updated cabinets, appliances, and countertops. Throughout you’ll find new vinyl plank flooring, fixtures, and fresh paint, plus the reinvented laundry and new 1/2 bath that has been designed for your convenance. The full bathroom boasts an excellent facelift with even

Alicia Manceau Century 21 Signature Realty Midland

3121 Boy Scout Rd, Bay City, MI 48706
/36
$399,900

New Construction
- 4 Beds
- 2.5 Baths
- 1,971 Sq Ft
14 Cove Dr, Bay City, MI 48706

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

Jean Ann DeShano RE/MAX Results

14 Cove Dr, Bay City, MI 48706
/46
$269,900

$10K PRICE DROP
- 3 Beds
- 1.5 Baths
- 1,709 Sq Ft
577 S Lincoln Rd, Bay City, MI 48708

Looking for a home with a peaceful country setting? This 1,400-square-foot tri-level home offers 3 bedrooms and 1.5 baths, combining comfort and potential in a serene location. Features include an updated kitchen, newer furnace and central A/C, and a roof that is less than 10 years old. With a little fresh paint and new flooring, this home could become your perfect country retreat. Outside,

Dave Wieland RE/MAX New Image Saginaw

577 S Lincoln Rd, Bay City, MI 48708
/63
$244,900
- 2 Beds
- 2 Baths
- 1,407 Sq Ft
2353 Bay Woods Ct Unit 9, Bay City, MI 48706

This fabulous condo has it all! First floor living, featuring two spacious bedrooms and two full baths, first floor stackable laundry and an open floor plan, great for entertaining, The living room, dining room and updated kitchen opens to a 12x10 deck overlooking the 16th fairway of Bay Valley Golf Course. You are also steps away from your inground pool, restaurant and amenities. Many major

Jan Hauck Century 21 Signature Realty

2353 Bay Woods Ct Unit 9, Bay City, MI 48706
/25
$220,000
- 3 Beds
- 1.5 Baths
- 1,310 Sq Ft
2866 Strieter Dr, Bay City, MI 48706

This beautifully maintained and meticulously updated home has everything you've been looking for and more. Conveniently located close to shopping centers with easy access to the highway, this Monitor township home is tucked away on a quiet low-traffic street with a cul-de-sac feel, and it is ready for it's next chapter. This bi-level home's efficient layout helps reduce utility costs while

Alyssa LaRose Mid-Mitten Realty

2866 Strieter Dr, Bay City, MI 48706
/51
$200,000
- 2 Beds
- 3 Baths
- 1,830 Sq Ft
4848 Appletree Ln, Bay City, MI 48706

Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured

Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

4848 Appletree Ln, Bay City, MI 48706
/39
$215,000
- 3 Beds
- 1.5 Baths
- 1,386 Sq Ft
3792 Wheeler Rd, Bay City, MI 48706

If you are looking for a little piece of country with all the conveniences of the city, this home is the one for you. The home has been well maintained and cared for and offers many amenities. 1st fl master, 2 good size bedrooms on the 2nd fl and a 1/2 bath rm. The kitchen has been updated with corian counters, cabinets w/pull out drawers, lazy susan, plenty of cabinet space, and all appliances

Josephine Baker Preferred, Realtors® Ltd

3792 Wheeler Rd, Bay City, MI 48706
$359,990

New Construction
- 4 Beds
- 2 Baths
- 1,684 Sq Ft
4663 N West View Dr, Bay City, MI 48706

4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

Century Complete Builder

4663 N West View Dr, Bay City, MI 48706
/2
$359,990

New Construction
- 4 Beds
- 2 Baths
- 1,684 Sq Ft
Cabot Plan at Holly Springs, Bay City, MI 48706

4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

Century Complete Builder

4710 N West View Dr Unit 40045638, Bay City, MI 48706
/26
$289,900
- 3 Beds
- 1.5 Baths
- 2,819 Sq Ft
1510 Helen St, Bay City, MI 48708

Welcome home to this spacious and inviting 3-bedroom, 1.5-bath property that's ready for its next chapter! Offering a wonderful blend of comfort, character, and modern updates, this home features beautiful hardwood and tile flooring throughout, creating a warm and timeless feel. The thoughtfully designed kitchen boasts Corian and quartz countertops, ample workspace, and flows seamlessly into a

Donna McDaniel Real Estate One Great Lakes Bay

1510 Helen St, Bay City, MI 48708
/40
$229,900

$30K PRICE DROP
- 3 Beds
- 1.5 Baths
- 1,353 Sq Ft
1870 Morin Dr, Bay City, MI 48708

** Motivated Seller! ** Welcome to 1870 Morin Street, a solid 1956 brick ranch offering 1,352 sq ft of comfortable, move-in ready living space. This well-cared-for home features 3 bedrooms, 1 full bath, and 1 half bath, with brand-new paint and flooring throughout, giving it a fresh and modern feel. The inviting living room centers around a charming fireplace, creating a warm gathering space for

Howard Diefenbach Century 21 Signature Realty - Bay City

1870 Morin Dr, Bay City, MI 48708
$379,990

New Construction $12K PRICE DROP
- 4 Beds
- 2.5 Baths
- 2,376 Sq Ft
2330 Pebble Creek Ct, Bay City, MI 48706

4 Beds | 3 Baths | 2-Bay | 2,376 Sq. Ft.

Century Complete Builder

2330 Pebble Creek Ct, Bay City, MI 48706
/24
$290,000

$60K PRICE DROP
- 3 Beds
- 1 Bath
- 1,210 Sq Ft
667 Bay Rd, Bay City, MI 48706

Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including

Stephanie Wisniewski MI Skye Realty LLC

667 Bay Rd, Bay City, MI 48706
/15
$236,500

Open Sat 11AM - 12:30PM
- 1 Bed
- 1.5 Baths
- 700 Sq Ft
9 E Main #205 St, Bay City, MI 48708

Enjoy comfortable, low-maintenance living in this well-appointed one-bedroom condo in the heart of Uptown! Features include: Partial views of the Saginaw River from your private balcony, sunny south-facing location that fills the home with natural light and a secure building entrance and dedicated secure parking with storage. Prime location—perfect for people-watching and enjoying all that Uptown

Melissa Beckrow Ayre/Rhinehart Bay REALTORS

9 E Main #205 St, Bay City, MI 48708
/99
$449,000
- 4 Beds
- 3.5 Baths
- 4,219 Sq Ft
105 Parkwood Ct, Bay City, MI 48708

Experience timeless elegance in this extraordinary 4,219 sq ft family residence, originally designed in 1908 by acclaimed architect Albert Kahn. Once serving as a carriage house for a grand estate, this remarkable home is tucked away on a quiet cul-de-sac in Bay City’s sought-after Carroll Park neighborhood, offering an exceptional blend of historic significance and modern luxury. This

Oaks Hollister Make It Happen Real Estate

105 Parkwood Ct, Bay City, MI 48708
$359,990

New Construction $5K PRICE DROP
- 4 Beds
- 2 Baths
- 1,684 Sq Ft
2299 Holly Ridge Ln, Monitor Charter Township, MI 48706

4 Beds | 2 Bath | 2-Bay | 1,684 Sq. Ft.

Century Complete Builder

2299 Holly Ridge Ln, Monitor Charter Township, MI 48706
/3
$349,000

$50K PRICE DROP
- Land
- 10.02 Acres
- $34,830 per Acre
2421 & 2435 Marquette Ave, Bay City, MI 48706

Prime opportunity in the growing Bay City area! This 10-acre industrial parcel offers an excellent location for development with public water, public sewer, natural gas, and electricity available at the road. The property provides ample space for a variety of industrial or commercial uses, making it ideal for warehousing, manufacturing, storage, or business expansion. Conveniently located with

Thomas Webb Century 21 Signature Realty Midland

2421 & 2435 Marquette Ave, Bay City, MI 48706
/8
$374,900

New Construction $50K PRICE INCREASE
18 OR 20 Cove Dr, Bay City, MI 48706

18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

18 OR 20 Cove Dr, Bay City, MI 48706
/5
$499,900

New Construction
- 3 Beds
- 2 Baths
- 1,627 Sq Ft
4768 Signature Dr, Bay City, MI 48706

Welcome to Mill Pond Meadows, a new community offering luxury, privacy, and lock and leave living. Built by Cobblestone Homes, this newly constructed 1,627 sq. ft. single-family condo is under construction and designed with exceptional craftsmanship and modern comfort in mind. This 3-bedroom, 2-bath home features an inviting open layout that showcases a beautiful blend of design. With custom

Marshall Mannion Cobblestone Realty LLC

4768 Signature Dr, Bay City, MI 48706

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