E
Seller's Agent in 2025
Erica Welch
Haven Point Realty, LLC
(315) 941-9744
2 in this area
49 Total Sales
1321 Rutger St Utica, NY 13501
East Utica Neighborhood
4
Beds
2
Baths
1,848
Sq Ft
0.35
Acres
Highlights
- Second Kitchen
- Wood Flooring
- Window Unit Cooling System
- Cape Cod Architecture
- 1 Car Attached Garage
- Laundry Room
About This Home
As of January 2025If the home is where the heart is, then your heart will feel right at home here at 1321 Rutger St. located in Utica, NY, minutes away from beautiful Proctor Park. This impressive Cape Cod style home is cozy, warm, and inviting. It boasts 1,848 square feet of features, including original hardwood floors, 3 spacious bedrooms, 1 full bathroom, a living room, and an eat-in kitchen downstairs. Upstairs, you will find one bedroom, a living room, a full bathroom, and an eat-in kitchen. The 1 stall attached garage leads out to a private fenced in yard.
Some updates and improvements include: Garage storm doors Sept. 2019; Exhaust fan, new oven in 1st floor kitchen Oct. 2019; New counter/sink 1st floor kitchen Jul. 2019; New counter/sink 1st floor bathroom Jul. 2019; New Furnace Oct. 2020; Basement waterproofing Mar. 2021, Full remodel of 2nd floor bathroom Mar. 2021; New 2nd floor kitchen counter Jan. 2022; New stove 2nd floor kitchen Jun. 2023; New front door Feb. 2024; Resurfaced front concrete steps Jul. 2024; Freshly painted throughout Jul. 2024
Last Agent to Sell the Property
Listing by Haven Point Realty, LLC License #10401318080 Listed on: 08/08/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,054
Year Built
- Built in 1956
Lot Details
- 0.35 Acre Lot
- Lot Dimensions are 75x201
- Property is Fully Fenced
Parking
- 1 Car Attached Garage
- Shared Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Aluminum Siding
- Steel Siding
Interior Spaces
- 1,848 Sq Ft Home
- 1-Story Property
- Entrance Foyer
- Basement Fills Entire Space Under The House
Kitchen
- Second Kitchen
- Eat-In Kitchen
- Built-In Oven
- Built-In Range
- Free-Standing Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Utilities
- Window Unit Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Tax Lot 6
- Assessor Parcel Number 301600-319-079-0001-006-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2024
Closed on
Jan 8, 2025
Sold by
Melchiorre Gary C
Bought by
Moe April and Sit Ah
Seller's Agent
Erica Welch
Haven Point Realty, LLC
Buyer's Agent
Ciro Raspante
Hunt Real Estate ERA
List Price
$219,900
Sold Price
$195,000
Premium/Discount to List
-$24,900
-11.32%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,197
Avg. Annual Appreciation
8.31%
Original Mortgage
$165,000
Outstanding Balance
$163,854
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$43,343
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $165,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/08/2025 01/08/25 | Sold | $195,000 | -11.3% | $106 / Sq Ft |
| 08/08/2024 08/08/24 | For Sale | $219,900 | -- | $119 / Sq Ft |
Source: Mid New York Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,516 | $56,900 | $8,100 | $48,800 |
| 2023 | $1,526 | $56,900 | $8,100 | $48,800 |
| 2022 | $2,308 | $56,900 | $8,100 | $48,800 |
| 2021 | $2,296 | $56,900 | $8,100 | $48,800 |
| 2020 | $2,251 | $56,900 | $8,100 | $48,800 |
| 2019 | $684 | $56,900 | $8,100 | $48,800 |
| 2018 | $2,258 | $56,900 | $8,100 | $48,800 |
| 2017 | $2,208 | $56,900 | $8,100 | $48,800 |
| 2016 | $3,023 | $56,900 | $8,100 | $48,800 |
| 2015 | -- | $56,900 | $8,100 | $48,800 |
| 2014 | -- | $56,900 | $8,100 | $48,800 |
Source: Public Records
Agents Affiliated with this Home
-
Erica Welch
-
Ciro Raspante
Buyer's Agent in 2025
Ciro Raspante
Hunt Real Estate
(315) 853-3535
32 in this area
327 Total Sales
Map
Source: Mid New York Regional MLS
MLS Number: S1557732
APN: 319-079-0001-006-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 1020 Tilden Ave
- 1211 Lansing St
- 1807 Blandina St
- 1818 Lansing St
- 1420 Bleecker St
- 1310 Bleecker St
- 1222 Mummery St
- 1108 Tilden Ave
- 528 Jefferson Ave
- 1237 Laura St
- 1303 Bleecker St
- 712 Culver Ave
- 936 Lansing St
- 515 Nichols St
- 1111 Jefferson Ave
- 1612 Copperfield St
- 1017 Bleecker St
- 924 Rutger St
- 0 Albany St
- 408 Nichols St