$530,000
$20K PRICE DROP

1321 S Point Rd Belmont, NC 28012

Estimated payment $3,029/month

Total Views 13,312
4 Beds
2.5 Baths
2,345 Sq Ft
$226 Price per Sq Ft

Highlights

  • Wood Flooring
  • Covered Patio or Porch
  • Laundry Room
  • Belmont Central Elementary School Rated A-
  • 1 Car Detached Garage
  • Central Air

About This Home

Instant equity, listed $35,000 under pre-appraised value! This timeless beauty blends historic character with modern updates—featuring an updated kitchen, rich hickory wood floors, and a main-level owner’s suite. Enjoy mornings on the beautiful front porch or unwind in the spacious, fenced-in backyard on over 1⁄2 acre. The original staircase adds a stunning touch of history, and the detached garage offers extra space and storage. With city water, no HOA, and low county taxes, this gem offers the best of both worlds—classic charm and today’s comforts.

Listing Agent

Brett Carraway

Northstar Real Estate, LLC Brokerage Email: brettsellscharlotte@gmail.com License #289414 Listed on: 04/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,455

Year Built

  • Built in 1910

Lot Details

  • Back Yard Fenced
  • Chain Link Fence
  • Property is zoned R1H

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Linoleum
  • Tile

Bedrooms and Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Belmont Central Elementary School
  • South Point High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 189753

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,455

Year Built

Built in 1910

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1910
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 226.01
  • Geocode Confidence: High
  • Attribution Contact: brettsellscharlotte@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Linoleum, Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1590
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 755
  • Appliances: Dishwasher, Gas Range
  • Above Grade Finished Sq Ft: 2345
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Living Area: 2345
  • Bedroom Main: 2
  • Room Count: 8

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard, Chain Link
  • Construction Type: Vinyl
  • Patio And Porch Features: Covered, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Detached Garage

Utilities

  • Heating: Heat Pump, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Inside, Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Connected, Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Size Area: 0.57
  • Lot Size Units: Acres
  • Parcel Number: 189753
  • Zoning: R1H
  • Development Status: Completed
  • Additional Parcels: No
  • Zoning Specification: R1H

MLS Schools

  • Elementary School: Belmont Central
  • High School: South Point (NC)

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,455 $343,800 $33,000 $310,800
2024 $2,455 $343,800 $33,000 $310,800
2023 $2,389 $343,800 $33,000 $310,800
2022 $1,788 $194,400 $30,000 $164,400
2021 $1,711 $194,400 $30,000 $164,400
2019 $1,701 $194,160 $30,000 $164,160
2018 $1,461 $158,031 $28,800 $129,231
2017 $1,438 $158,031 $28,800 $129,231
2016 $1,454 $158,031 $0 $0
2014 $1,225 $131,170 $26,500 $104,670
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 Price Changed $530,000 -0.9% $226 / Sq Ft
07/17/2025 07/17/25 Price Changed $535,000 -0.9% $228 / Sq Ft
05/17/2025 05/17/25 Price Changed $540,000 -1.8% $230 / Sq Ft
04/16/2025 04/16/25 For Sale $550,000 -- $235 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $178,000 None Available
Warranty Deed $174,000 None Available
Warranty Deed $77,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Closed $169,100 New Conventional
Previous Owner $170,848 FHA
Previous Owner $85,000 Unknown
Previous Owner $73,150 No Value Available
Previous Owner $48,000 Unknown
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4247494

Canopy MLS (Canopy Realtor® Association)

APN: 189753